<article>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#article10_02_17_1852234</id>
	<title>Owners Smash iPhones To Get Upgrades, Says Insurance Company</title>
	<author>timothy</author>
	<datestamp>1266433140000</datestamp>
	<htmltext><a href="mailto:markass530NO@SPAMfastmail.fm" rel="nofollow">markass530</a> writes <i>"An iPhone insurance carrier says that four in six claims are suspicious, and is worse when a new model appears on the market. 'Supercover Insurance is alleging that many iPhone owners are deliberately smashing their devices and <a href="http://www.tomsguide.com/us/iPhone-Upgrade-Insurance-Hammer-Car,news-5845.html">filing false claims in order to upgrade to the latest model</a>. The gadget insurance company told Sky News Sunday that it saw a 50-percent rise in claims during the month Apple launched the latest version, the iPhone 3GS.'"</i></htmltext>
<tokenext>markass530 writes " An iPhone insurance carrier says that four in six claims are suspicious , and is worse when a new model appears on the market .
'Supercover Insurance is alleging that many iPhone owners are deliberately smashing their devices and filing false claims in order to upgrade to the latest model .
The gadget insurance company told Sky News Sunday that it saw a 50-percent rise in claims during the month Apple launched the latest version , the iPhone 3GS .
' "</tokentext>
<sentencetext>markass530 writes "An iPhone insurance carrier says that four in six claims are suspicious, and is worse when a new model appears on the market.
'Supercover Insurance is alleging that many iPhone owners are deliberately smashing their devices and filing false claims in order to upgrade to the latest model.
The gadget insurance company told Sky News Sunday that it saw a 50-percent rise in claims during the month Apple launched the latest version, the iPhone 3GS.
'"</sentencetext>
</article>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175708</id>
	<title>Re:Insurance Offerings</title>
	<author>93 Escort Wagon</author>
	<datestamp>1265017800000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>They expect money for nothing of course.</p></div><p>Yeah, and their chicks for free.</p></div>
	</htmltext>
<tokenext>They expect money for nothing of course.Yeah , and their chicks for free .</tokentext>
<sentencetext>They expect money for nothing of course.Yeah, and their chicks for free.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174006</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174052</id>
	<title>Insure value not replacement</title>
	<author>Drethon</author>
	<datestamp>1265055420000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Just like car insurance, if you total a car you can't upgrade to a new one you can buy one that is worth what you just destroyed.  Are they really replacing instead of paying current value?</htmltext>
<tokenext>Just like car insurance , if you total a car you ca n't upgrade to a new one you can buy one that is worth what you just destroyed .
Are they really replacing instead of paying current value ?</tokentext>
<sentencetext>Just like car insurance, if you total a car you can't upgrade to a new one you can buy one that is worth what you just destroyed.
Are they really replacing instead of paying current value?</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175228</id>
	<title>Re:how is this different</title>
	<author>roc97007</author>
	<datestamp>1265016300000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>
Well, where it's different is the culture of standing in line outside the Apple shop to snap up the latest incremental upgrade.  It's not something you see with Windows Mobile phones.  (With, admittedly, good reason.)  Someone awhile back pointed out that this cycle of fanboi-driven regular forklift upgrades to acquire minor improvements has to be bad for the environment.  The counter-argument was that the old units generally got sold on ebay or otherwise "trickeled down" to less financially advantaged users.  I'd tend to think not, if people are breaking them in order to get a new unit.
</p><p>
At my work, which allows the jesus phone as a company phone, there was a spike of accidental breakage when 3G came out.  Not big, but significant.</p></htmltext>
<tokenext>Well , where it 's different is the culture of standing in line outside the Apple shop to snap up the latest incremental upgrade .
It 's not something you see with Windows Mobile phones .
( With , admittedly , good reason .
) Someone awhile back pointed out that this cycle of fanboi-driven regular forklift upgrades to acquire minor improvements has to be bad for the environment .
The counter-argument was that the old units generally got sold on ebay or otherwise " trickeled down " to less financially advantaged users .
I 'd tend to think not , if people are breaking them in order to get a new unit .
At my work , which allows the jesus phone as a company phone , there was a spike of accidental breakage when 3G came out .
Not big , but significant .</tokentext>
<sentencetext>
Well, where it's different is the culture of standing in line outside the Apple shop to snap up the latest incremental upgrade.
It's not something you see with Windows Mobile phones.
(With, admittedly, good reason.
)  Someone awhile back pointed out that this cycle of fanboi-driven regular forklift upgrades to acquire minor improvements has to be bad for the environment.
The counter-argument was that the old units generally got sold on ebay or otherwise "trickeled down" to less financially advantaged users.
I'd tend to think not, if people are breaking them in order to get a new unit.
At my work, which allows the jesus phone as a company phone, there was a spike of accidental breakage when 3G came out.
Not big, but significant.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173746</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174312</id>
	<title>No need.</title>
	<author>Anonymous</author>
	<datestamp>1265056260000</datestamp>
	<modclass>Troll</modclass>
	<modscore>0</modscore>
	<htmltext><p>I just smash iPhones for fun. Only a dead iPhone is a good iPhone. (Has more freedom too.<nobr> <wbr></nobr>;)</p><p>*mans cannons and raises shields against fanboi shitstorm*<nobr> <wbr></nobr>;)</p></htmltext>
<tokenext>I just smash iPhones for fun .
Only a dead iPhone is a good iPhone .
( Has more freedom too .
; ) * mans cannons and raises shields against fanboi shitstorm * ; )</tokentext>
<sentencetext>I just smash iPhones for fun.
Only a dead iPhone is a good iPhone.
(Has more freedom too.
;)*mans cannons and raises shields against fanboi shitstorm* ;)</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174584</id>
	<title>Re:Dropped mine once</title>
	<author>Imagix</author>
	<datestamp>1265057280000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>You went rock climbing and didn't have everything tethered to yourself?</htmltext>
<tokenext>You went rock climbing and did n't have everything tethered to yourself ?</tokentext>
<sentencetext>You went rock climbing and didn't have everything tethered to yourself?</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173862</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175316</id>
	<title>Re:I smell cow dung...</title>
	<author>Anonymous</author>
	<datestamp>1265016540000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>2</modscore>
	<htmltext>I've personally had the same phone for 2.5 years, a Nokia flip phone. Paint's lookin pretty bad, but still tickin'. Seriously, what do you people do to your phones? Answering while pissing? WTF? Dumb, and rude.</htmltext>
<tokenext>I 've personally had the same phone for 2.5 years , a Nokia flip phone .
Paint 's lookin pretty bad , but still tickin' .
Seriously , what do you people do to your phones ?
Answering while pissing ?
WTF ? Dumb , and rude .</tokentext>
<sentencetext>I've personally had the same phone for 2.5 years, a Nokia flip phone.
Paint's lookin pretty bad, but still tickin'.
Seriously, what do you people do to your phones?
Answering while pissing?
WTF? Dumb, and rude.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174324</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173934</id>
	<title>Re:how is this different</title>
	<author>BBTaeKwonDo</author>
	<datestamp>1265055060000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>3</modscore>
	<htmltext>It's no different. Intentionally damaging your phone and then submitting a fraudulent claim is illegal; it's insurance fraud and an old swindle.
<br> <br>
There may be some legitimate reasons for claims to rise in the period just after a new model is introduced; e.g., some people tolerate hardware flakiness until there's a good reason to bother with the pain of upgrading. With my sample size of 1 (me), the scroll ball on my BlackBerry refuses to go up sometimes (maybe about 0.1\% of the time), but I can wait until my contract is up (or maybe even a new model is out) before replacing it.</htmltext>
<tokenext>It 's no different .
Intentionally damaging your phone and then submitting a fraudulent claim is illegal ; it 's insurance fraud and an old swindle .
There may be some legitimate reasons for claims to rise in the period just after a new model is introduced ; e.g. , some people tolerate hardware flakiness until there 's a good reason to bother with the pain of upgrading .
With my sample size of 1 ( me ) , the scroll ball on my BlackBerry refuses to go up sometimes ( maybe about 0.1 \ % of the time ) , but I can wait until my contract is up ( or maybe even a new model is out ) before replacing it .</tokentext>
<sentencetext>It's no different.
Intentionally damaging your phone and then submitting a fraudulent claim is illegal; it's insurance fraud and an old swindle.
There may be some legitimate reasons for claims to rise in the period just after a new model is introduced; e.g., some people tolerate hardware flakiness until there's a good reason to bother with the pain of upgrading.
With my sample size of 1 (me), the scroll ball on my BlackBerry refuses to go up sometimes (maybe about 0.1\% of the time), but I can wait until my contract is up (or maybe even a new model is out) before replacing it.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173746</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31178862</id>
	<title>Smash Laptop to get newer model</title>
	<author>gooneybird</author>
	<datestamp>1265032560000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>On a related note,<br> <br>
I once worked with a sales guy and he once told me that every 2 years, he "accidently" dropped his laptop while on the road just so that he could get a newer model. The company we worked for was very cheap and that was the only way to get an upgrade. At that time, I was using a laptop that was 5 years old, so I guess he knew how to work the system and I didn't....</htmltext>
<tokenext>On a related note , I once worked with a sales guy and he once told me that every 2 years , he " accidently " dropped his laptop while on the road just so that he could get a newer model .
The company we worked for was very cheap and that was the only way to get an upgrade .
At that time , I was using a laptop that was 5 years old , so I guess he knew how to work the system and I did n't... .</tokentext>
<sentencetext>On a related note, 
I once worked with a sales guy and he once told me that every 2 years, he "accidently" dropped his laptop while on the road just so that he could get a newer model.
The company we worked for was very cheap and that was the only way to get an upgrade.
At that time, I was using a laptop that was 5 years old, so I guess he knew how to work the system and I didn't....</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176670</id>
	<title>Re:I smell cow dung...</title>
	<author>geoskd</author>
	<datestamp>1265021400000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>I don't have an iPhone, but I know for a FACT that it's damned easy to ruin a phone accidentally. My (now ex) wife dropped our new Star Tek in the coffee when we were travelling; bye bye Star Tek. I got caught in a thunderstorm at a George Thorogood concert at the Illinois State Fair; bye bye LG. I slipped on the ice and fell with my phone in the pocket I fell on; bye bye Nokia. Dropped my Razr in the toilet while trying to answer it when I was pissing; despite immediatekly removing the battery and washing it and drying it out, it was ruined, never to work again.</p></div><p>
Ok, first: Dropping a phone in a coffee pot? Are you trying to do too many things at once? Fell on ice with your nokia? maybe you should keep it in a shirt pocket instead, or cough up the $15 for a hard shell case, since you seem to have a hard time keeping your feet under you and exercising appropriate caution.when walking. Dropped a phone in the toilet? There are two basic times when a person should *never* use a phone. Driving and pissing, and I'm not 100\% on the former. Keep your life to one activity at a time, you can call the person back in 3 minutes when you are done emptying your bladder: "I was in the bathroom" is a commonly accepted excuse for not answering a call right away, and is in fact proper etiquette.
<br>
<br>
Of all the indicated ways you destroyed your phone, the only one that might be the result of anything other than your own carelessness would be the concert, but I'm not really sure how a rain storm, even a torrential downpour, would destroy a phone unless you fell in a mud puddle and submerged the phone for an extended period, in which case the question needs to be asked: "What were you doing when that phone got drenched?
<br>
<br>
I have owned a half dozen cell phones in my life, and all of them succumbed to upgrades save one, which I carelessly lost the phone. The moral of the story is that if you don't treat your belongings with respect, you wont have them for long.</p></div>
	</htmltext>
<tokenext>I do n't have an iPhone , but I know for a FACT that it 's damned easy to ruin a phone accidentally .
My ( now ex ) wife dropped our new Star Tek in the coffee when we were travelling ; bye bye Star Tek .
I got caught in a thunderstorm at a George Thorogood concert at the Illinois State Fair ; bye bye LG .
I slipped on the ice and fell with my phone in the pocket I fell on ; bye bye Nokia .
Dropped my Razr in the toilet while trying to answer it when I was pissing ; despite immediatekly removing the battery and washing it and drying it out , it was ruined , never to work again .
Ok , first : Dropping a phone in a coffee pot ?
Are you trying to do too many things at once ?
Fell on ice with your nokia ?
maybe you should keep it in a shirt pocket instead , or cough up the $ 15 for a hard shell case , since you seem to have a hard time keeping your feet under you and exercising appropriate caution.when walking .
Dropped a phone in the toilet ?
There are two basic times when a person should * never * use a phone .
Driving and pissing , and I 'm not 100 \ % on the former .
Keep your life to one activity at a time , you can call the person back in 3 minutes when you are done emptying your bladder : " I was in the bathroom " is a commonly accepted excuse for not answering a call right away , and is in fact proper etiquette .
Of all the indicated ways you destroyed your phone , the only one that might be the result of anything other than your own carelessness would be the concert , but I 'm not really sure how a rain storm , even a torrential downpour , would destroy a phone unless you fell in a mud puddle and submerged the phone for an extended period , in which case the question needs to be asked : " What were you doing when that phone got drenched ?
I have owned a half dozen cell phones in my life , and all of them succumbed to upgrades save one , which I carelessly lost the phone .
The moral of the story is that if you do n't treat your belongings with respect , you wont have them for long .</tokentext>
<sentencetext>I don't have an iPhone, but I know for a FACT that it's damned easy to ruin a phone accidentally.
My (now ex) wife dropped our new Star Tek in the coffee when we were travelling; bye bye Star Tek.
I got caught in a thunderstorm at a George Thorogood concert at the Illinois State Fair; bye bye LG.
I slipped on the ice and fell with my phone in the pocket I fell on; bye bye Nokia.
Dropped my Razr in the toilet while trying to answer it when I was pissing; despite immediatekly removing the battery and washing it and drying it out, it was ruined, never to work again.
Ok, first: Dropping a phone in a coffee pot?
Are you trying to do too many things at once?
Fell on ice with your nokia?
maybe you should keep it in a shirt pocket instead, or cough up the $15 for a hard shell case, since you seem to have a hard time keeping your feet under you and exercising appropriate caution.when walking.
Dropped a phone in the toilet?
There are two basic times when a person should *never* use a phone.
Driving and pissing, and I'm not 100\% on the former.
Keep your life to one activity at a time, you can call the person back in 3 minutes when you are done emptying your bladder: "I was in the bathroom" is a commonly accepted excuse for not answering a call right away, and is in fact proper etiquette.
Of all the indicated ways you destroyed your phone, the only one that might be the result of anything other than your own carelessness would be the concert, but I'm not really sure how a rain storm, even a torrential downpour, would destroy a phone unless you fell in a mud puddle and submerged the phone for an extended period, in which case the question needs to be asked: "What were you doing when that phone got drenched?
I have owned a half dozen cell phones in my life, and all of them succumbed to upgrades save one, which I carelessly lost the phone.
The moral of the story is that if you don't treat your belongings with respect, you wont have them for long.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174324</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31182502</id>
	<title>Re:how is this different</title>
	<author>fiendie</author>
	<datestamp>1266496260000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>This doesn't make sense.</p><p>The 3GS and its predecessor look exactly the same. So if the only reason to own one is to flash it on the subway you could just as well keep your old one.<br>Most people, like me for instance, wrap their iPhone in some protective sleeve so you can't even tell it apart from other phones on first glance.</p><p>Is it really so hard to believe that most users just like the iPhone for its technical merits?<br>It's because of people like you I used to think twice before I get it out of my pocket in certain places.</p><p>Aren't we past the fashion junkie stereotype for owners of Apple hardware just about now?</p><p>Get a grip already...</p></htmltext>
<tokenext>This does n't make sense.The 3GS and its predecessor look exactly the same .
So if the only reason to own one is to flash it on the subway you could just as well keep your old one.Most people , like me for instance , wrap their iPhone in some protective sleeve so you ca n't even tell it apart from other phones on first glance.Is it really so hard to believe that most users just like the iPhone for its technical merits ? It 's because of people like you I used to think twice before I get it out of my pocket in certain places.Are n't we past the fashion junkie stereotype for owners of Apple hardware just about now ? Get a grip already.. .</tokentext>
<sentencetext>This doesn't make sense.The 3GS and its predecessor look exactly the same.
So if the only reason to own one is to flash it on the subway you could just as well keep your old one.Most people, like me for instance, wrap their iPhone in some protective sleeve so you can't even tell it apart from other phones on first glance.Is it really so hard to believe that most users just like the iPhone for its technical merits?It's because of people like you I used to think twice before I get it out of my pocket in certain places.Aren't we past the fashion junkie stereotype for owners of Apple hardware just about now?Get a grip already...</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175660</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174140</id>
	<title>Say it isn't so!</title>
	<author>Zero\_\_Kelvin</author>
	<datestamp>1265055780000</datestamp>
	<modclass>None</modclass>
	<modscore>-1</modscore>
	<htmltext><blockquote><div><p>"Korina said that one device was even dropped on the pavement and then run over by a car. "</p></div></blockquote><p>This is their idea of a "smoking gun"?  If a phone fell as the owner was getting in their car and the owner didn't notice until they drove away (maybe due to traffic noise) isn't that exactly what you would expect?</p></div>
	</htmltext>
<tokenext>" Korina said that one device was even dropped on the pavement and then run over by a car .
" This is their idea of a " smoking gun " ?
If a phone fell as the owner was getting in their car and the owner did n't notice until they drove away ( maybe due to traffic noise ) is n't that exactly what you would expect ?</tokentext>
<sentencetext>"Korina said that one device was even dropped on the pavement and then run over by a car.
"This is their idea of a "smoking gun"?
If a phone fell as the owner was getting in their car and the owner didn't notice until they drove away (maybe due to traffic noise) isn't that exactly what you would expect?
	</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173862</id>
	<title>Dropped mine once</title>
	<author>autocracy</author>
	<datestamp>1265054760000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>I upgraded to the new 3GS. A few weeks later I was out rock climbing. While being lowered down, my wallet and phone decided to simultaneously vacate their respective pockets. The wallet was fine, but the phone's screen took a beating. Thankfully the cost I had to pay with my AMEX was equal to the cost of the repair, and AMEX covered it. Of course, I've gotten fed up enough with how Apple deals with the unlocking / tethering / app store details that when I'm done with this term, I'm going somewhere else.</p><p>There, now<nobr> <wbr></nobr>/. has another comment everyone can read and think, "Who cares?"</p></htmltext>
<tokenext>I upgraded to the new 3GS .
A few weeks later I was out rock climbing .
While being lowered down , my wallet and phone decided to simultaneously vacate their respective pockets .
The wallet was fine , but the phone 's screen took a beating .
Thankfully the cost I had to pay with my AMEX was equal to the cost of the repair , and AMEX covered it .
Of course , I 've gotten fed up enough with how Apple deals with the unlocking / tethering / app store details that when I 'm done with this term , I 'm going somewhere else.There , now / .
has another comment everyone can read and think , " Who cares ?
"</tokentext>
<sentencetext>I upgraded to the new 3GS.
A few weeks later I was out rock climbing.
While being lowered down, my wallet and phone decided to simultaneously vacate their respective pockets.
The wallet was fine, but the phone's screen took a beating.
Thankfully the cost I had to pay with my AMEX was equal to the cost of the repair, and AMEX covered it.
Of course, I've gotten fed up enough with how Apple deals with the unlocking / tethering / app store details that when I'm done with this term, I'm going somewhere else.There, now /.
has another comment everyone can read and think, "Who cares?
"</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175034</id>
	<title>Re:how is this different</title>
	<author>Anonymous</author>
	<datestamp>1265015640000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>&gt;&gt;&gt;We sell insurance at rates that would allow us to replace 1/2 of the customers' phones even though the actuarial tables say only 1/20 should actually have the need.<br>&gt;&gt;&gt;</p><p>This is why I don't have insurance.  I end-up paying for other people's clumsy mistakes (or outright fraud) and buying THEM new phones.  Or cars.  Or whatever.</p></htmltext>
<tokenext>&gt; &gt; &gt; We sell insurance at rates that would allow us to replace 1/2 of the customers ' phones even though the actuarial tables say only 1/20 should actually have the need. &gt; &gt; &gt; This is why I do n't have insurance .
I end-up paying for other people 's clumsy mistakes ( or outright fraud ) and buying THEM new phones .
Or cars .
Or whatever .</tokentext>
<sentencetext>&gt;&gt;&gt;We sell insurance at rates that would allow us to replace 1/2 of the customers' phones even though the actuarial tables say only 1/20 should actually have the need.&gt;&gt;&gt;This is why I don't have insurance.
I end-up paying for other people's clumsy mistakes (or outright fraud) and buying THEM new phones.
Or cars.
Or whatever.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174430</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173794</id>
	<title>iCrap</title>
	<author>Anonymous</author>
	<datestamp>1265054580000</datestamp>
	<modclass>Flamebait</modclass>
	<modscore>-1</modscore>
	<htmltext>I've rather read about gay rights than iCrap.</htmltext>
<tokenext>I 've rather read about gay rights than iCrap .</tokentext>
<sentencetext>I've rather read about gay rights than iCrap.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31178668</id>
	<title>Re:how is this different</title>
	<author>evil\_aar0n</author>
	<datestamp>1265030880000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>That's Ok.  You just keep on hatin'.  The only one losing out on this is you.</p></htmltext>
<tokenext>That 's Ok. You just keep on hatin' .
The only one losing out on this is you .</tokentext>
<sentencetext>That's Ok.  You just keep on hatin'.
The only one losing out on this is you.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175660</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31185390</id>
	<title>Re:I smell cow dung...</title>
	<author>Cro Magnon</author>
	<datestamp>1266512220000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><blockquote><div><p>Of all the indicated ways you destroyed your phone, the only one that might be the result of anything other than your own carelessness would be the concert, but I'm not really sure how a rain storm, even a torrential downpour, would destroy a phone unless you fell in a mud puddle and submerged the phone for an extended period, in which case the question needs to be asked: "What were you doing when that phone got drenched?</p></div> </blockquote><p>Once, I got caught in a real drenchpour, the kind that could convince one to build an ark if it lasted longer than a few minutes.  The phone quit working temporarily, and I suspect that its demise soon afterwards was hastened by the drenching.  Admittedly, that phone was a cheap POS to begin with.</p></div>
	</htmltext>
<tokenext>Of all the indicated ways you destroyed your phone , the only one that might be the result of anything other than your own carelessness would be the concert , but I 'm not really sure how a rain storm , even a torrential downpour , would destroy a phone unless you fell in a mud puddle and submerged the phone for an extended period , in which case the question needs to be asked : " What were you doing when that phone got drenched ?
Once , I got caught in a real drenchpour , the kind that could convince one to build an ark if it lasted longer than a few minutes .
The phone quit working temporarily , and I suspect that its demise soon afterwards was hastened by the drenching .
Admittedly , that phone was a cheap POS to begin with .</tokentext>
<sentencetext>Of all the indicated ways you destroyed your phone, the only one that might be the result of anything other than your own carelessness would be the concert, but I'm not really sure how a rain storm, even a torrential downpour, would destroy a phone unless you fell in a mud puddle and submerged the phone for an extended period, in which case the question needs to be asked: "What were you doing when that phone got drenched?
Once, I got caught in a real drenchpour, the kind that could convince one to build an ark if it lasted longer than a few minutes.
The phone quit working temporarily, and I suspect that its demise soon afterwards was hastened by the drenching.
Admittedly, that phone was a cheap POS to begin with.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176670</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175924</id>
	<title>Blame AT&amp;T. They turned off half the frequenci</title>
	<author>Anonymous</author>
	<datestamp>1265018460000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Once upon a time I was very happy with my original iPhone.  It worked great and had all the features that I needed.  Even over Edge Data Network I received my Google map images just fine. My reception was great and I had wireless everywhere it really mattered to me. Then one fine day I went to make a call in my house and I had no bars! Hmm. Maybe my phone was broke? I called the phone company and they said all was well with their network. Then I went online and found out that AT&amp;T had taken two of the four frequencies of GSM and allocated them to 3G! I couldn't believe it. Surely they wouldn't cut off the functionality of the phone after just a year since it was touted as the hottest @#$\% in the world? Then a friend came over with a 3G and what do you know... full bars. Whoops I accidentally dropped my phone the same day. The 3G replacement I received has been a great upgrade ever since. I would still have the original if it wasn't for them.  If they had waited till two years from the sell of the original iPhone I would have ponied up to buy a new phone but cutting off customers before their contracts have expired is just not right.</p></htmltext>
<tokenext>Once upon a time I was very happy with my original iPhone .
It worked great and had all the features that I needed .
Even over Edge Data Network I received my Google map images just fine .
My reception was great and I had wireless everywhere it really mattered to me .
Then one fine day I went to make a call in my house and I had no bars !
Hmm. Maybe my phone was broke ?
I called the phone company and they said all was well with their network .
Then I went online and found out that AT&amp;T had taken two of the four frequencies of GSM and allocated them to 3G !
I could n't believe it .
Surely they would n't cut off the functionality of the phone after just a year since it was touted as the hottest @ # $ \ % in the world ?
Then a friend came over with a 3G and what do you know... full bars .
Whoops I accidentally dropped my phone the same day .
The 3G replacement I received has been a great upgrade ever since .
I would still have the original if it was n't for them .
If they had waited till two years from the sell of the original iPhone I would have ponied up to buy a new phone but cutting off customers before their contracts have expired is just not right .</tokentext>
<sentencetext>Once upon a time I was very happy with my original iPhone.
It worked great and had all the features that I needed.
Even over Edge Data Network I received my Google map images just fine.
My reception was great and I had wireless everywhere it really mattered to me.
Then one fine day I went to make a call in my house and I had no bars!
Hmm. Maybe my phone was broke?
I called the phone company and they said all was well with their network.
Then I went online and found out that AT&amp;T had taken two of the four frequencies of GSM and allocated them to 3G!
I couldn't believe it.
Surely they wouldn't cut off the functionality of the phone after just a year since it was touted as the hottest @#$\% in the world?
Then a friend came over with a 3G and what do you know... full bars.
Whoops I accidentally dropped my phone the same day.
The 3G replacement I received has been a great upgrade ever since.
I would still have the original if it wasn't for them.
If they had waited till two years from the sell of the original iPhone I would have ponied up to buy a new phone but cutting off customers before their contracts have expired is just not right.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175162</id>
	<title>Re:I smell cow dung...</title>
	<author>Anonymous</author>
	<datestamp>1265016060000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><blockquote><div><p>Anybody who says it's hard to break a phone is either stupid or lying.</p></div></blockquote><p>You're delusional if you think everyone is as irresponsible as you and your family. It's not hard to take care of your electronics. Counter-anecdote: At 5 phones over 10 years, Moto and Samsung flip phones and 2 iPhones, I've never broken a phone or have gotten any water damage what-so-ever. This includes 4 years of college with much binge drinking, which in my experience from being with irresponsible friends, tends to be the biggest cause of broken phones. Surely you have some object you've have for years that isn't broken/lost/dropped in a toilet (maybe a watch?) so treat your phone with the same respect.</p></div>
	</htmltext>
<tokenext>Anybody who says it 's hard to break a phone is either stupid or lying.You 're delusional if you think everyone is as irresponsible as you and your family .
It 's not hard to take care of your electronics .
Counter-anecdote : At 5 phones over 10 years , Moto and Samsung flip phones and 2 iPhones , I 've never broken a phone or have gotten any water damage what-so-ever .
This includes 4 years of college with much binge drinking , which in my experience from being with irresponsible friends , tends to be the biggest cause of broken phones .
Surely you have some object you 've have for years that is n't broken/lost/dropped in a toilet ( maybe a watch ?
) so treat your phone with the same respect .</tokentext>
<sentencetext>Anybody who says it's hard to break a phone is either stupid or lying.You're delusional if you think everyone is as irresponsible as you and your family.
It's not hard to take care of your electronics.
Counter-anecdote: At 5 phones over 10 years, Moto and Samsung flip phones and 2 iPhones, I've never broken a phone or have gotten any water damage what-so-ever.
This includes 4 years of college with much binge drinking, which in my experience from being with irresponsible friends, tends to be the biggest cause of broken phones.
Surely you have some object you've have for years that isn't broken/lost/dropped in a toilet (maybe a watch?
) so treat your phone with the same respect.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174324</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173838</id>
	<title>Umm....duh?</title>
	<author>RapmasterT</author>
	<datestamp>1265054700000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Seriously...duh?  this is news to someone?  Although in the US I've never seen cell phone replacement insurance that would do ANYTHING other than give you a refurbished ones of the exact same model.  I've never heard of anyone being "upgraded".</htmltext>
<tokenext>Seriously...duh ?
this is news to someone ?
Although in the US I 've never seen cell phone replacement insurance that would do ANYTHING other than give you a refurbished ones of the exact same model .
I 've never heard of anyone being " upgraded " .</tokentext>
<sentencetext>Seriously...duh?
this is news to someone?
Although in the US I've never seen cell phone replacement insurance that would do ANYTHING other than give you a refurbished ones of the exact same model.
I've never heard of anyone being "upgraded".</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31178856</id>
	<title>Re:I smell cow dung...</title>
	<author>Anonymous</author>
	<datestamp>1265032440000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Do some research and quit buying crap phones.  Three of your four examples are known to be disposable grade phones.  Nokia makes decent phones, but even some models of those are fragile.</p><p>I've had two Sanyo "brick" phones in 11 years.  The Sanyo 4500 survived falling off the roof of my truck on a highway on-ramp at around 40 mph.  It was dropped numerous times, including onto concrete.  My Sanyo 4920 has suffered similar abuse, except for a highway speed impact, although it has fallen off my car at lower speeds.  One of my friends had a second-hand 4920 which survived his workplace abuse:  submersion in water; dropped onto concrete off 25' scaffold; submersion in very dirty/contaminated water; hit with a ball-peen hammer (glancing blow, just cracked the side); and submersion in hydraulic fluid (opened it and blew it out with air compressor).  When he finally traded up, the screen was cracked with a small shard missing, the extendable antenna was bent with a severely scraped tip, and it stank of hydraulic fluid.  But it still worked, even the cracked screen was mostly readable.</p><p>I got the 4920 when the 4500 was stolen, and I'll keep the 4920 until someone steals it (unlikely, nobody wants a "dumb" brick phone anymore) or the network no longer supports it.  Not all Sanyo phones are so sturdy, especially some of the flip models - my wife's 8200 didn't even last a year, and it was dropped only about a couple dozen times.  If your family is accident prone, get phones appropriate for clumsy, inattentive people like me.</p><p>- T</p></htmltext>
<tokenext>Do some research and quit buying crap phones .
Three of your four examples are known to be disposable grade phones .
Nokia makes decent phones , but even some models of those are fragile.I 've had two Sanyo " brick " phones in 11 years .
The Sanyo 4500 survived falling off the roof of my truck on a highway on-ramp at around 40 mph .
It was dropped numerous times , including onto concrete .
My Sanyo 4920 has suffered similar abuse , except for a highway speed impact , although it has fallen off my car at lower speeds .
One of my friends had a second-hand 4920 which survived his workplace abuse : submersion in water ; dropped onto concrete off 25 ' scaffold ; submersion in very dirty/contaminated water ; hit with a ball-peen hammer ( glancing blow , just cracked the side ) ; and submersion in hydraulic fluid ( opened it and blew it out with air compressor ) .
When he finally traded up , the screen was cracked with a small shard missing , the extendable antenna was bent with a severely scraped tip , and it stank of hydraulic fluid .
But it still worked , even the cracked screen was mostly readable.I got the 4920 when the 4500 was stolen , and I 'll keep the 4920 until someone steals it ( unlikely , nobody wants a " dumb " brick phone anymore ) or the network no longer supports it .
Not all Sanyo phones are so sturdy , especially some of the flip models - my wife 's 8200 did n't even last a year , and it was dropped only about a couple dozen times .
If your family is accident prone , get phones appropriate for clumsy , inattentive people like me.- T</tokentext>
<sentencetext>Do some research and quit buying crap phones.
Three of your four examples are known to be disposable grade phones.
Nokia makes decent phones, but even some models of those are fragile.I've had two Sanyo "brick" phones in 11 years.
The Sanyo 4500 survived falling off the roof of my truck on a highway on-ramp at around 40 mph.
It was dropped numerous times, including onto concrete.
My Sanyo 4920 has suffered similar abuse, except for a highway speed impact, although it has fallen off my car at lower speeds.
One of my friends had a second-hand 4920 which survived his workplace abuse:  submersion in water; dropped onto concrete off 25' scaffold; submersion in very dirty/contaminated water; hit with a ball-peen hammer (glancing blow, just cracked the side); and submersion in hydraulic fluid (opened it and blew it out with air compressor).
When he finally traded up, the screen was cracked with a small shard missing, the extendable antenna was bent with a severely scraped tip, and it stank of hydraulic fluid.
But it still worked, even the cracked screen was mostly readable.I got the 4920 when the 4500 was stolen, and I'll keep the 4920 until someone steals it (unlikely, nobody wants a "dumb" brick phone anymore) or the network no longer supports it.
Not all Sanyo phones are so sturdy, especially some of the flip models - my wife's 8200 didn't even last a year, and it was dropped only about a couple dozen times.
If your family is accident prone, get phones appropriate for clumsy, inattentive people like me.- T</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174324</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174802</id>
	<title>Re:Typical insurance company</title>
	<author>cerberusss</author>
	<datestamp>1265014800000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>It's just that if at some point you want them to follow through on their end of the deal... Well, then you're obviously a cheating, swindling bastard bilking them out of their money. [...] Moral hazard is part of the insurance business- hire some people who are better at math so you can price your insurance product accordingly.</p></div><p>Sure, I agree. And they do price accordingly. They do price accordingly, they do screw you when claiming, they do whine when it's claim time and we don't have to listen to it, sure, sure, sure.</p><p>But still -- the deal is NOT that you break your device when a new model comes out.  When all is said and done: <i>we can say it's morally reprehensible</i>.</p></div>
	</htmltext>
<tokenext>It 's just that if at some point you want them to follow through on their end of the deal... Well , then you 're obviously a cheating , swindling bastard bilking them out of their money .
[ ... ] Moral hazard is part of the insurance business- hire some people who are better at math so you can price your insurance product accordingly.Sure , I agree .
And they do price accordingly .
They do price accordingly , they do screw you when claiming , they do whine when it 's claim time and we do n't have to listen to it , sure , sure , sure.But still -- the deal is NOT that you break your device when a new model comes out .
When all is said and done : we can say it 's morally reprehensible .</tokentext>
<sentencetext>It's just that if at some point you want them to follow through on their end of the deal... Well, then you're obviously a cheating, swindling bastard bilking them out of their money.
[...] Moral hazard is part of the insurance business- hire some people who are better at math so you can price your insurance product accordingly.Sure, I agree.
And they do price accordingly.
They do price accordingly, they do screw you when claiming, they do whine when it's claim time and we don't have to listen to it, sure, sure, sure.But still -- the deal is NOT that you break your device when a new model comes out.
When all is said and done: we can say it's morally reprehensible.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174142</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174630</id>
	<title>Re:original article</title>
	<author>madddddddddd</author>
	<datestamp>1265057400000</datestamp>
	<modclass>None</modclass>
	<modscore>-1</modscore>
	<htmltext><p>because the submitter owns the blog?</p></htmltext>
<tokenext>because the submitter owns the blog ?</tokentext>
<sentencetext>because the submitter owns the blog?</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173816</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31185826</id>
	<title>Supercover Insurance</title>
	<author>Anonymous</author>
	<datestamp>1266513840000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Maybe if Supercover didn't spend so much time crying about their predicament, they might actually be able to offer an acceptable service.</p><p>In October I had my phone pick pocketed, it was reported stolen to the police within the hour, the phone company within 2 and supercover within 3 days (after spending 3 days in a strange town with no phone or net connection "couldn't you have phoned sooner ?" wasn't what I wanted to here. They claim to have replacements sorted within 48hrs and despite there being nothing usual about my claim and me providing everything the needed very very quickly, it was over a month after my loss that I finally got a replacement. In that time<nobr> <wbr></nobr>.....</p><p>I completed the claim over the phone twice. Only to later be told my application wouldn't be processed because I hadn't REQUESTED a physical claim form and returned it.<br>I was told it was "shipping today" on 4 separate occasion. 3 of which turned out to be before my claim was approved.<br>After they'd confirmed they now finally had all the details and my claim would be process by the end of the day "it's just needs to be passed upstairs for the final ok", a process which took a week.<br>When I pointed out that the hadn't reimbursed me for the &pound;25 of fraudulent calls (which my contract with them covered) they said I'd have to open another claim for that and pay another &pound;25 excess fee<br>When I asked why my calls were never returned as promised they said somebody had tried to call but I hand't answered. I asked which number and they said "the one at the top of the claim form". I pointed out they might be aware that was the phone in question and it had been stolen !<br>When the phone arrived, it was an obvious refurb shipped in a jiffy bag.<br>The wifi on it doesn't work, but I simply can't afford the time and effort of getting it replaced again, not to mention another month without a phone.</p><p>It goes without saying I won't be dealing with such a shower of disorganisation and deceit again and I've suggested to my bank (who offer supercover's gadget insurance as part of premium account) to do like wise.</p></htmltext>
<tokenext>Maybe if Supercover did n't spend so much time crying about their predicament , they might actually be able to offer an acceptable service.In October I had my phone pick pocketed , it was reported stolen to the police within the hour , the phone company within 2 and supercover within 3 days ( after spending 3 days in a strange town with no phone or net connection " could n't you have phoned sooner ?
" was n't what I wanted to here .
They claim to have replacements sorted within 48hrs and despite there being nothing usual about my claim and me providing everything the needed very very quickly , it was over a month after my loss that I finally got a replacement .
In that time .....I completed the claim over the phone twice .
Only to later be told my application would n't be processed because I had n't REQUESTED a physical claim form and returned it.I was told it was " shipping today " on 4 separate occasion .
3 of which turned out to be before my claim was approved.After they 'd confirmed they now finally had all the details and my claim would be process by the end of the day " it 's just needs to be passed upstairs for the final ok " , a process which took a week.When I pointed out that the had n't reimbursed me for the   25 of fraudulent calls ( which my contract with them covered ) they said I 'd have to open another claim for that and pay another   25 excess feeWhen I asked why my calls were never returned as promised they said somebody had tried to call but I hand't answered .
I asked which number and they said " the one at the top of the claim form " .
I pointed out they might be aware that was the phone in question and it had been stolen ! When the phone arrived , it was an obvious refurb shipped in a jiffy bag.The wifi on it does n't work , but I simply ca n't afford the time and effort of getting it replaced again , not to mention another month without a phone.It goes without saying I wo n't be dealing with such a shower of disorganisation and deceit again and I 've suggested to my bank ( who offer supercover 's gadget insurance as part of premium account ) to do like wise .</tokentext>
<sentencetext>Maybe if Supercover didn't spend so much time crying about their predicament, they might actually be able to offer an acceptable service.In October I had my phone pick pocketed, it was reported stolen to the police within the hour, the phone company within 2 and supercover within 3 days (after spending 3 days in a strange town with no phone or net connection "couldn't you have phoned sooner ?
" wasn't what I wanted to here.
They claim to have replacements sorted within 48hrs and despite there being nothing usual about my claim and me providing everything the needed very very quickly, it was over a month after my loss that I finally got a replacement.
In that time .....I completed the claim over the phone twice.
Only to later be told my application wouldn't be processed because I hadn't REQUESTED a physical claim form and returned it.I was told it was "shipping today" on 4 separate occasion.
3 of which turned out to be before my claim was approved.After they'd confirmed they now finally had all the details and my claim would be process by the end of the day "it's just needs to be passed upstairs for the final ok", a process which took a week.When I pointed out that the hadn't reimbursed me for the £25 of fraudulent calls (which my contract with them covered) they said I'd have to open another claim for that and pay another £25 excess feeWhen I asked why my calls were never returned as promised they said somebody had tried to call but I hand't answered.
I asked which number and they said "the one at the top of the claim form".
I pointed out they might be aware that was the phone in question and it had been stolen !When the phone arrived, it was an obvious refurb shipped in a jiffy bag.The wifi on it doesn't work, but I simply can't afford the time and effort of getting it replaced again, not to mention another month without a phone.It goes without saying I won't be dealing with such a shower of disorganisation and deceit again and I've suggested to my bank (who offer supercover's gadget insurance as part of premium account) to do like wise.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31177900</id>
	<title>Re:My AT&amp;T story</title>
	<author>u38cg</author>
	<datestamp>1265026140000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>My TV went out the window years ago.  Since then, I don't know where I found the time to watch it.</htmltext>
<tokenext>My TV went out the window years ago .
Since then , I do n't know where I found the time to watch it .</tokentext>
<sentencetext>My TV went out the window years ago.
Since then, I don't know where I found the time to watch it.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175524</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173912</id>
	<title>How to damage your iPhone</title>
	<author>Maximum Prophet</author>
	<datestamp>1265055000000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>"Very badly damaged iPhones draw attention because they turn up in a state that even being driven over by a car or dropped from a tall building will fail to achieve."</p></div><p>Doesn't anyone know how to use static electricity to destroy electronics anymore?   500,000 volts from a Van DeGraff will punch holes in just about any insulator.</p></div>
	</htmltext>
<tokenext>" Very badly damaged iPhones draw attention because they turn up in a state that even being driven over by a car or dropped from a tall building will fail to achieve .
" Does n't anyone know how to use static electricity to destroy electronics anymore ?
500,000 volts from a Van DeGraff will punch holes in just about any insulator .</tokentext>
<sentencetext>"Very badly damaged iPhones draw attention because they turn up in a state that even being driven over by a car or dropped from a tall building will fail to achieve.
"Doesn't anyone know how to use static electricity to destroy electronics anymore?
500,000 volts from a Van DeGraff will punch holes in just about any insulator.
	</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174588</id>
	<title>LCD</title>
	<author>S-100</author>
	<datestamp>1265057280000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>What's suspicious to me is why they would say "four out of six" and not "two out of three".</htmltext>
<tokenext>What 's suspicious to me is why they would say " four out of six " and not " two out of three " .</tokentext>
<sentencetext>What's suspicious to me is why they would say "four out of six" and not "two out of three".</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31181124</id>
	<title>Re:how is this different</title>
	<author>Eivind</author>
	<datestamp>1266525000000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>But this also means there's no reason to have insurance unless you intend to commit fraud. Think about it rationally. The insurance is priced according to payouts plus profits to the insurers. If a significant part of the payouts are fraudulent, that means you're paying for the real risk plus the fraudrisk, plus the profits of the insurer.</p><p>You're paying for 3 components, but only one of them (the real risk) is relevant to you. The rest is money that's actually even WORSE than throwing it out the money: instead you're willingly handing that money over to criminals.</p><p>Simple solution: Anyone who can afford to have an expensive mobile phone can afford to break or lose one, and cover the loss themselves. Say "no thanks" next time you're asked "do you want extended warranty with that?"</p></htmltext>
<tokenext>But this also means there 's no reason to have insurance unless you intend to commit fraud .
Think about it rationally .
The insurance is priced according to payouts plus profits to the insurers .
If a significant part of the payouts are fraudulent , that means you 're paying for the real risk plus the fraudrisk , plus the profits of the insurer.You 're paying for 3 components , but only one of them ( the real risk ) is relevant to you .
The rest is money that 's actually even WORSE than throwing it out the money : instead you 're willingly handing that money over to criminals.Simple solution : Anyone who can afford to have an expensive mobile phone can afford to break or lose one , and cover the loss themselves .
Say " no thanks " next time you 're asked " do you want extended warranty with that ?
"</tokentext>
<sentencetext>But this also means there's no reason to have insurance unless you intend to commit fraud.
Think about it rationally.
The insurance is priced according to payouts plus profits to the insurers.
If a significant part of the payouts are fraudulent, that means you're paying for the real risk plus the fraudrisk, plus the profits of the insurer.You're paying for 3 components, but only one of them (the real risk) is relevant to you.
The rest is money that's actually even WORSE than throwing it out the money: instead you're willingly handing that money over to criminals.Simple solution: Anyone who can afford to have an expensive mobile phone can afford to break or lose one, and cover the loss themselves.
Say "no thanks" next time you're asked "do you want extended warranty with that?
"</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173934</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174336</id>
	<title>Sacriledge!!! Smite him!!!</title>
	<author>syousef</author>
	<datestamp>1265056320000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>These are Apple customers! Did you hear me? APPLE customers! Not some common Samsung owner on the street. They are Steve Job's chosen people!!! Don't you understand? How dare you insult them! It's a conspiracy! Anti-Appleism!!! We must strike a blow for freedom of religion! Quick, smite him!!!! I said SMITE the heathen now!!!!  May you burn in IBM hell sir, and may all your phones be Nokias!!!!</p></htmltext>
<tokenext>These are Apple customers !
Did you hear me ?
APPLE customers !
Not some common Samsung owner on the street .
They are Steve Job 's chosen people ! ! !
Do n't you understand ?
How dare you insult them !
It 's a conspiracy !
Anti-Appleism ! ! ! We must strike a blow for freedom of religion !
Quick , smite him ! ! ! !
I said SMITE the heathen now ! ! ! !
May you burn in IBM hell sir , and may all your phones be Nokias ! ! !
!</tokentext>
<sentencetext>These are Apple customers!
Did you hear me?
APPLE customers!
Not some common Samsung owner on the street.
They are Steve Job's chosen people!!!
Don't you understand?
How dare you insult them!
It's a conspiracy!
Anti-Appleism!!! We must strike a blow for freedom of religion!
Quick, smite him!!!!
I said SMITE the heathen now!!!!
May you burn in IBM hell sir, and may all your phones be Nokias!!!
!</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173756</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174698</id>
	<title>Re:Four in six claims</title>
	<author>cerberusss</author>
	<datestamp>1265057640000</datestamp>
	<modclass>Funny</modclass>
	<modscore>2</modscore>
	<htmltext><p><div class="quote"><p>Four in six claims? Least it's not as bad as two in three.</p></div><p>Duh. They rounded it off.</p><p>Nitpick.</p></div>
	</htmltext>
<tokenext>Four in six claims ?
Least it 's not as bad as two in three.Duh .
They rounded it off.Nitpick .</tokentext>
<sentencetext>Four in six claims?
Least it's not as bad as two in three.Duh.
They rounded it off.Nitpick.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174020</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174686</id>
	<title>Re:original article</title>
	<author>cpirius</author>
	<datestamp>1265057580000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>how about linking to the <a href="http://news.sky.com/skynews/Home/Business/iPhone-Owners-Commit-Fraud-For-Newest-Model/Article/201002215548757?lpos=Business\_First\_Technology\_Article\_Teaser\_Region\_\_0&amp;lid=ARTICLE\_15548757\_iPhone\_Owners\_Commit\_Fraud\_For\_Newest\_Model" title="sky.com" rel="nofollow">original article</a> [sky.com] instead of a blog entry attempting to get page views by copying chunks of the article?</p></div><p>Um, you mean like<nobr> <wbr></nobr>/. does?<nobr> <wbr></nobr>;)</p></div>
	</htmltext>
<tokenext>how about linking to the original article [ sky.com ] instead of a blog entry attempting to get page views by copying chunks of the article ? Um , you mean like / .
does ? ; )</tokentext>
<sentencetext>how about linking to the original article [sky.com] instead of a blog entry attempting to get page views by copying chunks of the article?Um, you mean like /.
does? ;)
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173816</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174178</id>
	<title>Maybe people are using broken phones</title>
	<author>smellsofbikes</author>
	<datestamp>1265055840000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>If I knew a company was going to be releasing a new version of something I'd damaged, I might wait a bit before making a claim, so I could get the newer version of the replacement rather than the older version.  A lot of technology can be coerced into sort of working for a little while longer by wiggling connectors or overlooking a cracked and flickering screen.</htmltext>
<tokenext>If I knew a company was going to be releasing a new version of something I 'd damaged , I might wait a bit before making a claim , so I could get the newer version of the replacement rather than the older version .
A lot of technology can be coerced into sort of working for a little while longer by wiggling connectors or overlooking a cracked and flickering screen .</tokentext>
<sentencetext>If I knew a company was going to be releasing a new version of something I'd damaged, I might wait a bit before making a claim, so I could get the newer version of the replacement rather than the older version.
A lot of technology can be coerced into sort of working for a little while longer by wiggling connectors or overlooking a cracked and flickering screen.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174082</id>
	<title>Re:Four in six claims</title>
	<author>Anonymous</author>
	<datestamp>1265055540000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>or 2 thirds or even 66.6667\%</p></htmltext>
<tokenext>or 2 thirds or even 66.6667 \ %</tokentext>
<sentencetext>or 2 thirds or even 66.6667\%</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174020</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173798</id>
	<title>Well...</title>
	<author>Anonymous</author>
	<datestamp>1265054580000</datestamp>
	<modclass>Funny</modclass>
	<modscore>5</modscore>
	<htmltext><p><div class="quote"><p>The gadget insurance company told Sky News Sunday that it saw a 50-percent rise in claims during the month Apple launched the latest version, the iPhone 3GS.</p></div><p>Next week, the insurance company will tell Sky News they saw a new 50-percent rise in the claims after they published the article...</p></div>
	</htmltext>
<tokenext>The gadget insurance company told Sky News Sunday that it saw a 50-percent rise in claims during the month Apple launched the latest version , the iPhone 3GS.Next week , the insurance company will tell Sky News they saw a new 50-percent rise in the claims after they published the article.. .</tokentext>
<sentencetext>The gadget insurance company told Sky News Sunday that it saw a 50-percent rise in claims during the month Apple launched the latest version, the iPhone 3GS.Next week, the insurance company will tell Sky News they saw a new 50-percent rise in the claims after they published the article...
	</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175168</id>
	<title>Re:I smell cow dung...</title>
	<author>sznupi</author>
	<datestamp>1265016060000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>If by "damn easy" you mean "aiming your phone into negligibly small reservoirs of liquid" or "keeping phone in one of very few probable point contact areas in a fall", then sure...</p></htmltext>
<tokenext>If by " damn easy " you mean " aiming your phone into negligibly small reservoirs of liquid " or " keeping phone in one of very few probable point contact areas in a fall " , then sure.. .</tokentext>
<sentencetext>If by "damn easy" you mean "aiming your phone into negligibly small reservoirs of liquid" or "keeping phone in one of very few probable point contact areas in a fall", then sure...</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174324</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173806</id>
	<title>What an eye</title>
	<author>qoncept</author>
	<datestamp>1265054580000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>I'd imagine that when the compensation is an upgrade to the latest phone model, just about every claim "looks" suspicious.</htmltext>
<tokenext>I 'd imagine that when the compensation is an upgrade to the latest phone model , just about every claim " looks " suspicious .</tokentext>
<sentencetext>I'd imagine that when the compensation is an upgrade to the latest phone model, just about every claim "looks" suspicious.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174188</id>
	<title>but is it really worth it?</title>
	<author>cesc</author>
	<datestamp>1265055900000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Well, of course they do, but the real question is, is it really worth it to buy insurance and smash the phone? or is more profitable, easier faster and less risky to just sell the phone and buy a new one?</p><p>P.S. I recommend the book Freakonomics which talks about economic incentives of corruption, crime, cheating,<nobr> <wbr></nobr>.... Maybe in the next book they'll write about cheating to insurance companies and I'll know the answer to my question<nobr> <wbr></nobr>:)</p></htmltext>
<tokenext>Well , of course they do , but the real question is , is it really worth it to buy insurance and smash the phone ?
or is more profitable , easier faster and less risky to just sell the phone and buy a new one ? P.S .
I recommend the book Freakonomics which talks about economic incentives of corruption , crime , cheating , .... Maybe in the next book they 'll write about cheating to insurance companies and I 'll know the answer to my question : )</tokentext>
<sentencetext>Well, of course they do, but the real question is, is it really worth it to buy insurance and smash the phone?
or is more profitable, easier faster and less risky to just sell the phone and buy a new one?P.S.
I recommend the book Freakonomics which talks about economic incentives of corruption, crime, cheating, .... Maybe in the next book they'll write about cheating to insurance companies and I'll know the answer to my question :)</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173968</id>
	<title>Isn't knowledge of this included in the premium?</title>
	<author>judolphin</author>
	<datestamp>1265055180000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>3</modscore>
	<htmltext>I mean, seriously, $8.99/month + $100 deductible? That means, after one year, you've paid about $200 for that "free" replacement. Which is REFURBISHED, by the way!<br> <br>What do they expect?<br> <br>The insurance companies need to stop their bitching.</htmltext>
<tokenext>I mean , seriously , $ 8.99/month + $ 100 deductible ?
That means , after one year , you 've paid about $ 200 for that " free " replacement .
Which is REFURBISHED , by the way !
What do they expect ?
The insurance companies need to stop their bitching .</tokentext>
<sentencetext>I mean, seriously, $8.99/month + $100 deductible?
That means, after one year, you've paid about $200 for that "free" replacement.
Which is REFURBISHED, by the way!
What do they expect?
The insurance companies need to stop their bitching.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174266</id>
	<title>One in a million shot doc!</title>
	<author>Anonymous</author>
	<datestamp>1265056080000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>One in a million shot doc! One in a million shot!</p></htmltext>
<tokenext>One in a million shot doc !
One in a million shot !</tokentext>
<sentencetext>One in a million shot doc!
One in a million shot!</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176014</id>
	<title>Jackass</title>
	<author>Anonymous</author>
	<datestamp>1265018880000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Reminds of the episode of Jackass when Knoxville rented a car and DESTROYED the living hell out of it and then took it back.</p></htmltext>
<tokenext>Reminds of the episode of Jackass when Knoxville rented a car and DESTROYED the living hell out of it and then took it back .</tokentext>
<sentencetext>Reminds of the episode of Jackass when Knoxville rented a car and DESTROYED the living hell out of it and then took it back.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174252</id>
	<title>Way easier to JB/Unlock and Sell</title>
	<author>Anonymous</author>
	<datestamp>1265056080000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>It's a heck of a lot easier to jailbreak, unlock the baseband, and sell on eBay for more than what you'd purchase for your next phone than to try to rip off an insurance company who has decades of experience battling fraudulent cases.  I sold my 3G 8GB for the same price as I bought my 3GS 32GB, and my 3GS 32GB for more than an unlocked Nexus One.</p></htmltext>
<tokenext>It 's a heck of a lot easier to jailbreak , unlock the baseband , and sell on eBay for more than what you 'd purchase for your next phone than to try to rip off an insurance company who has decades of experience battling fraudulent cases .
I sold my 3G 8GB for the same price as I bought my 3GS 32GB , and my 3GS 32GB for more than an unlocked Nexus One .</tokentext>
<sentencetext>It's a heck of a lot easier to jailbreak, unlock the baseband, and sell on eBay for more than what you'd purchase for your next phone than to try to rip off an insurance company who has decades of experience battling fraudulent cases.
I sold my 3G 8GB for the same price as I bought my 3GS 32GB, and my 3GS 32GB for more than an unlocked Nexus One.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31177756</id>
	<title>Re:Four in six claims</title>
	<author>cafelatte</author>
	<datestamp>1265025600000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Maybe he should've used the <a href="http://en.wikipedia.org/wiki/Euclidean\_algorithm" title="wikipedia.org" rel="nofollow">Euclidean algorithm</a> [wikipedia.org] to find the highest common factor first.</htmltext>
<tokenext>Maybe he should 've used the Euclidean algorithm [ wikipedia.org ] to find the highest common factor first .</tokentext>
<sentencetext>Maybe he should've used the Euclidean algorithm [wikipedia.org] to find the highest common factor first.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174020</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176114</id>
	<title>Re:Reminds me of Discworld</title>
	<author>Anonymous</author>
	<datestamp>1265019180000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Well, difference is firefighters risk their lives, they don't skim 90\%  profits and won't say 'no, sorry looks like you set fire to your house, we won't put it out'.</p></htmltext>
<tokenext>Well , difference is firefighters risk their lives , they do n't skim 90 \ % profits and wo n't say 'no , sorry looks like you set fire to your house , we wo n't put it out' .</tokentext>
<sentencetext>Well, difference is firefighters risk their lives, they don't skim 90\%  profits and won't say 'no, sorry looks like you set fire to your house, we won't put it out'.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174160</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174352</id>
	<title>They have an easy answer</title>
	<author>Anonymous</author>
	<datestamp>1265056440000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Cover replacement value.</p><p>Just buy them a used iPhone identical to the one they lost/broke.  Hey that one was used, too.  Or just reimburse them the used value.  They can buy a used one on ebay and they will be right back where they started: with a used phone.</p><p>This is precisely what car insurance companies do, it's nothing new.</p><p>If you eliminate the possibility of someone making out on the deal then you will weed out the opportunists.</p></htmltext>
<tokenext>Cover replacement value.Just buy them a used iPhone identical to the one they lost/broke .
Hey that one was used , too .
Or just reimburse them the used value .
They can buy a used one on ebay and they will be right back where they started : with a used phone.This is precisely what car insurance companies do , it 's nothing new.If you eliminate the possibility of someone making out on the deal then you will weed out the opportunists .</tokentext>
<sentencetext>Cover replacement value.Just buy them a used iPhone identical to the one they lost/broke.
Hey that one was used, too.
Or just reimburse them the used value.
They can buy a used one on ebay and they will be right back where they started: with a used phone.This is precisely what car insurance companies do, it's nothing new.If you eliminate the possibility of someone making out on the deal then you will weed out the opportunists.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174020</id>
	<title>Four in six claims</title>
	<author>Anonymous</author>
	<datestamp>1265055300000</datestamp>
	<modclass>Funny</modclass>
	<modscore>5</modscore>
	<htmltext><p>Least it's not as bad as two in three.</p></htmltext>
<tokenext>Least it 's not as bad as two in three .</tokentext>
<sentencetext>Least it's not as bad as two in three.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31177906</id>
	<title>Re:Insurance Offerings</title>
	<author>nurb432</author>
	<datestamp>1265026200000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Well, they should be able to expect honesty in their customers.  Its just a sign of the times i guess.</p></htmltext>
<tokenext>Well , they should be able to expect honesty in their customers .
Its just a sign of the times i guess .</tokentext>
<sentencetext>Well, they should be able to expect honesty in their customers.
Its just a sign of the times i guess.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173756</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174896</id>
	<title>Re:Reminds me of Discworld</title>
	<author>gmuslera</author>
	<datestamp>1265015160000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Was far worse what happened when Twoflowers introduced the revolutionary concept of insurance to Ankh-Morpork in The Colour of Magic. Pretty much what is happening with iPhones, but with a city and fire instead of crashing phones. And yes, was evident even for Rincewind what was about to happen, Apple should try hire him (and fail, he always manage to escape).</htmltext>
<tokenext>Was far worse what happened when Twoflowers introduced the revolutionary concept of insurance to Ankh-Morpork in The Colour of Magic .
Pretty much what is happening with iPhones , but with a city and fire instead of crashing phones .
And yes , was evident even for Rincewind what was about to happen , Apple should try hire him ( and fail , he always manage to escape ) .</tokentext>
<sentencetext>Was far worse what happened when Twoflowers introduced the revolutionary concept of insurance to Ankh-Morpork in The Colour of Magic.
Pretty much what is happening with iPhones, but with a city and fire instead of crashing phones.
And yes, was evident even for Rincewind what was about to happen, Apple should try hire him (and fail, he always manage to escape).</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174160</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31179222</id>
	<title>Re:how is this different</title>
	<author>Anonymous</author>
	<datestamp>1265035680000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p><div class="quote"><p>My iPhone isn't a status symbol. It's a tool. I don't own any status symbols</p></div><p>Please don't contradict yourself.<br>"iPhone" = "status symbol"<nobr> <wbr></nobr>... no matter what you personally think about it or not.</p><p>One could say: "I have a Lamborghini, but don't own any status symbols"... but why would anyone bother to utter such non-sense. Status symbols are not something that the owner decides to be or not to be... depending on their usage. it just is one. The owner's reasoning behind the purchase or intended usage does not come into play.</p><p>You are clearly deceiving yourself about how useful this product is to you/anyone. I've never seen a product produce a more flashy/glitzy/pointless interface for so many useless features and add-on apps. Well, I'm sure many will use said features to "wow" their friends and the public. Developers are pandering to users like you who are desperate to back up their claim that the (comparatively) outrageous fees are reasonable due to all the features/functions they get out of the device.</p><p>I know of iPhone users (people who were used) here in Canada who purchased the phone in the early days. Funny part was that there was no phone carriers supporting it here. So it was basically a camera phone with wiki connectivity possible. But still this used user was total ecstatic about it. For example, while viewing a photo, she could rotate the phone and the image would rotate to the proper orientation on screen. Wow! is all I could think. is this all it takes? Then when service support did finally come to Canada... this user was used again when a new iPhone was "needed" to be purchased. Now, I am not implying all users are deceiving themselves to this degree, but I think you have to a little in order to convince yourself that this purchase has nothing to do with "cool features" (as opposed to purpose driven features).</p><p>Just take a look at people on the bus or in public places. Try to eliminate the object in their hands and observe as an anthropologist. Once you really observer all the body language of iPhone operation, you will know the above it true.</p><p>I am not just harping on the iPhone here. This is really a statement about a large set of cell phone where the primary marketing technique revolves around showing how one will appear with it rather then how one will actually use it. Most cell phones are status symbols right now. The iPhone is currently the most blatant example.</p></div>
	</htmltext>
<tokenext>My iPhone is n't a status symbol .
It 's a tool .
I do n't own any status symbolsPlease do n't contradict yourself .
" iPhone " = " status symbol " ... no matter what you personally think about it or not.One could say : " I have a Lamborghini , but do n't own any status symbols " ... but why would anyone bother to utter such non-sense .
Status symbols are not something that the owner decides to be or not to be... depending on their usage .
it just is one .
The owner 's reasoning behind the purchase or intended usage does not come into play.You are clearly deceiving yourself about how useful this product is to you/anyone .
I 've never seen a product produce a more flashy/glitzy/pointless interface for so many useless features and add-on apps .
Well , I 'm sure many will use said features to " wow " their friends and the public .
Developers are pandering to users like you who are desperate to back up their claim that the ( comparatively ) outrageous fees are reasonable due to all the features/functions they get out of the device.I know of iPhone users ( people who were used ) here in Canada who purchased the phone in the early days .
Funny part was that there was no phone carriers supporting it here .
So it was basically a camera phone with wiki connectivity possible .
But still this used user was total ecstatic about it .
For example , while viewing a photo , she could rotate the phone and the image would rotate to the proper orientation on screen .
Wow ! is all I could think .
is this all it takes ?
Then when service support did finally come to Canada... this user was used again when a new iPhone was " needed " to be purchased .
Now , I am not implying all users are deceiving themselves to this degree , but I think you have to a little in order to convince yourself that this purchase has nothing to do with " cool features " ( as opposed to purpose driven features ) .Just take a look at people on the bus or in public places .
Try to eliminate the object in their hands and observe as an anthropologist .
Once you really observer all the body language of iPhone operation , you will know the above it true.I am not just harping on the iPhone here .
This is really a statement about a large set of cell phone where the primary marketing technique revolves around showing how one will appear with it rather then how one will actually use it .
Most cell phones are status symbols right now .
The iPhone is currently the most blatant example .</tokentext>
<sentencetext>My iPhone isn't a status symbol.
It's a tool.
I don't own any status symbolsPlease don't contradict yourself.
"iPhone" = "status symbol" ... no matter what you personally think about it or not.One could say: "I have a Lamborghini, but don't own any status symbols"... but why would anyone bother to utter such non-sense.
Status symbols are not something that the owner decides to be or not to be... depending on their usage.
it just is one.
The owner's reasoning behind the purchase or intended usage does not come into play.You are clearly deceiving yourself about how useful this product is to you/anyone.
I've never seen a product produce a more flashy/glitzy/pointless interface for so many useless features and add-on apps.
Well, I'm sure many will use said features to "wow" their friends and the public.
Developers are pandering to users like you who are desperate to back up their claim that the (comparatively) outrageous fees are reasonable due to all the features/functions they get out of the device.I know of iPhone users (people who were used) here in Canada who purchased the phone in the early days.
Funny part was that there was no phone carriers supporting it here.
So it was basically a camera phone with wiki connectivity possible.
But still this used user was total ecstatic about it.
For example, while viewing a photo, she could rotate the phone and the image would rotate to the proper orientation on screen.
Wow! is all I could think.
is this all it takes?
Then when service support did finally come to Canada... this user was used again when a new iPhone was "needed" to be purchased.
Now, I am not implying all users are deceiving themselves to this degree, but I think you have to a little in order to convince yourself that this purchase has nothing to do with "cool features" (as opposed to purpose driven features).Just take a look at people on the bus or in public places.
Try to eliminate the object in their hands and observe as an anthropologist.
Once you really observer all the body language of iPhone operation, you will know the above it true.I am not just harping on the iPhone here.
This is really a statement about a large set of cell phone where the primary marketing technique revolves around showing how one will appear with it rather then how one will actually use it.
Most cell phones are status symbols right now.
The iPhone is currently the most blatant example.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176294</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174044</id>
	<title>we destroy atmosphere, demand repairs/replacement</title>
	<author>Anonymous</author>
	<datestamp>1265055420000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>there should be an 'insurance' claim to be filed somewhere? we're thinking the premiums (integrity, co-operation etc...) have not been paid.</p><p>there's absolutely nowhere left to hide.</p><p>consult with/trust in your creators, supplying more than enough of everything for everyone, using an unlimited cache of newclear power, without any personal gain motive, since/until forever. see you there?</p><p>the lights are coming up all over now</p></htmltext>
<tokenext>there should be an 'insurance ' claim to be filed somewhere ?
we 're thinking the premiums ( integrity , co-operation etc... ) have not been paid.there 's absolutely nowhere left to hide.consult with/trust in your creators , supplying more than enough of everything for everyone , using an unlimited cache of newclear power , without any personal gain motive , since/until forever .
see you there ? the lights are coming up all over now</tokentext>
<sentencetext>there should be an 'insurance' claim to be filed somewhere?
we're thinking the premiums (integrity, co-operation etc...) have not been paid.there's absolutely nowhere left to hide.consult with/trust in your creators, supplying more than enough of everything for everyone, using an unlimited cache of newclear power, without any personal gain motive, since/until forever.
see you there?the lights are coming up all over now</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174656</id>
	<title>Re:how is this different</title>
	<author>Raul654</author>
	<datestamp>1265057460000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p><i>some people tolerate hardware flakiness until there's a good reason to bother with the pain of upgrading.</i> --- <a href="http://www.google.com/#hl=en&amp;source=hp&amp;q=razr+white+screen&amp;aq=f&amp;aqi=g3g-m1&amp;oq=&amp;fp=c5aa4278f68e4a4" title="google.com">AMEN</a> [google.com] to that.</p></htmltext>
<tokenext>some people tolerate hardware flakiness until there 's a good reason to bother with the pain of upgrading .
--- AMEN [ google.com ] to that .</tokentext>
<sentencetext>some people tolerate hardware flakiness until there's a good reason to bother with the pain of upgrading.
--- AMEN [google.com] to that.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173934</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176574</id>
	<title>Re:Umm....duh?</title>
	<author>cadrell0</author>
	<datestamp>1265020980000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>When I filed a claim on my insurance, they asked me what accessories I had.  They sent me a new case/belt clip with the condition that I send back the original with the broken phone.  I have Verizon, and I think Asurion is the insurance they use.</htmltext>
<tokenext>When I filed a claim on my insurance , they asked me what accessories I had .
They sent me a new case/belt clip with the condition that I send back the original with the broken phone .
I have Verizon , and I think Asurion is the insurance they use .</tokentext>
<sentencetext>When I filed a claim on my insurance, they asked me what accessories I had.
They sent me a new case/belt clip with the condition that I send back the original with the broken phone.
I have Verizon, and I think Asurion is the insurance they use.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174190</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173756</id>
	<title>Insurance Offerings</title>
	<author>Anonymous</author>
	<datestamp>1265054460000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>5</modscore>
	<htmltext>When a company offers insurance on a product where they will replace it for any reason, why do they expect anything else?</htmltext>
<tokenext>When a company offers insurance on a product where they will replace it for any reason , why do they expect anything else ?</tokentext>
<sentencetext>When a company offers insurance on a product where they will replace it for any reason, why do they expect anything else?</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175660</id>
	<title>Re:how is this different</title>
	<author>Anonymous</author>
	<datestamp>1265017620000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>4</modscore>
	<htmltext><p><div class="quote"><p>than any other cell phone? i know more than a few people who have done this with more than a few different brands of phone.</p></div><p>I'll chop on this.</p><p>It is different because the iPhone is a status symbol first and a phone second. Thus when a new model comes out the primary function of owning an iPhone (status) is eliminated leaving you merely with a phone (gasp). In order to retain the primary reason for owning an iPhone, customers must either buy a new phone more frequently than their contract allows them to (huge cost) or commit fraud (which is what seems to be the choice people are making).</p><p>And yes, I'm not an Apple fan. I have a love-hate relationship with Apple users. I hate them and they love themselves.</p></div>
	</htmltext>
<tokenext>than any other cell phone ?
i know more than a few people who have done this with more than a few different brands of phone.I 'll chop on this.It is different because the iPhone is a status symbol first and a phone second .
Thus when a new model comes out the primary function of owning an iPhone ( status ) is eliminated leaving you merely with a phone ( gasp ) .
In order to retain the primary reason for owning an iPhone , customers must either buy a new phone more frequently than their contract allows them to ( huge cost ) or commit fraud ( which is what seems to be the choice people are making ) .And yes , I 'm not an Apple fan .
I have a love-hate relationship with Apple users .
I hate them and they love themselves .</tokentext>
<sentencetext>than any other cell phone?
i know more than a few people who have done this with more than a few different brands of phone.I'll chop on this.It is different because the iPhone is a status symbol first and a phone second.
Thus when a new model comes out the primary function of owning an iPhone (status) is eliminated leaving you merely with a phone (gasp).
In order to retain the primary reason for owning an iPhone, customers must either buy a new phone more frequently than their contract allows them to (huge cost) or commit fraud (which is what seems to be the choice people are making).And yes, I'm not an Apple fan.
I have a love-hate relationship with Apple users.
I hate them and they love themselves.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173746</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176766</id>
	<title>Re:how is this different</title>
	<author>creimer</author>
	<datestamp>1265021760000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>When I worked for IBM Help Desk, a lady spilled coffee on her ThinkPad. Not once. Not twice. But three times.  The third time actually killed it for good.  Or maybe the tech roasted it with the hairdryer.  The lady did not get a replacement ThinkPad at the request of her manager.  Then another lady had a ThinkPad chewed up by her dog.  Anything is possible with stupid users.</htmltext>
<tokenext>When I worked for IBM Help Desk , a lady spilled coffee on her ThinkPad .
Not once .
Not twice .
But three times .
The third time actually killed it for good .
Or maybe the tech roasted it with the hairdryer .
The lady did not get a replacement ThinkPad at the request of her manager .
Then another lady had a ThinkPad chewed up by her dog .
Anything is possible with stupid users .</tokentext>
<sentencetext>When I worked for IBM Help Desk, a lady spilled coffee on her ThinkPad.
Not once.
Not twice.
But three times.
The third time actually killed it for good.
Or maybe the tech roasted it with the hairdryer.
The lady did not get a replacement ThinkPad at the request of her manager.
Then another lady had a ThinkPad chewed up by her dog.
Anything is possible with stupid users.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175234</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175216</id>
	<title>Re:Umm....duh?</title>
	<author>mcgrew</author>
	<datestamp>1265016240000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>When you dance with the devil, what do you expect? It's not like AT&amp;T is the only phone company around, you know.</p></htmltext>
<tokenext>When you dance with the devil , what do you expect ?
It 's not like AT&amp;T is the only phone company around , you know .</tokentext>
<sentencetext>When you dance with the devil, what do you expect?
It's not like AT&amp;T is the only phone company around, you know.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174190</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175684</id>
	<title>just build it into the business model</title>
	<author>bonds</author>
	<datestamp>1265017740000</datestamp>
	<modclass>Interestin</modclass>
	<modscore>2</modscore>
	<htmltext>Dear iPhone insurer: Your customers want to upgrade to the latest model each year, so just build a 'free' annual upgrade into your price.  Instead of taking a hammer to their phones, your customers will send you their *working* phones (which you can resell) and you'll deal in bigger volume, perhaps enjoying some added economies of scale.</htmltext>
<tokenext>Dear iPhone insurer : Your customers want to upgrade to the latest model each year , so just build a 'free ' annual upgrade into your price .
Instead of taking a hammer to their phones , your customers will send you their * working * phones ( which you can resell ) and you 'll deal in bigger volume , perhaps enjoying some added economies of scale .</tokentext>
<sentencetext>Dear iPhone insurer: Your customers want to upgrade to the latest model each year, so just build a 'free' annual upgrade into your price.
Instead of taking a hammer to their phones, your customers will send you their *working* phones (which you can resell) and you'll deal in bigger volume, perhaps enjoying some added economies of scale.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174132</id>
	<title>Re:How to damage your iPhone</title>
	<author>Casca</author>
	<datestamp>1265055720000</datestamp>
	<modclass>Informativ</modclass>
	<modscore>2</modscore>
	<htmltext><p>5 seconds in a microwave is about all it takes for pretty much anything with a circuit board that will fit inside.</p></htmltext>
<tokenext>5 seconds in a microwave is about all it takes for pretty much anything with a circuit board that will fit inside .</tokentext>
<sentencetext>5 seconds in a microwave is about all it takes for pretty much anything with a circuit board that will fit inside.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173912</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175638</id>
	<title>Re:Umm....duh?</title>
	<author>b4dc0d3r</author>
	<datestamp>1265017560000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>You filed a complaint with the BBB, called your state Attorney General, tried contacting corporate headquarters, complained to FTC, right?</p><p>No?  Just made a single phone call and let it slide?  Then you're the problem.</p><p>I don't have standing to complain about this, but you do.  And when they do the same thing to me, it's my obligation to do all of the above and more.  But it would mean so much more if they can see a pattern because of your prior complaint.  You owe it to everyone who will get screwed in the future.</p></htmltext>
<tokenext>You filed a complaint with the BBB , called your state Attorney General , tried contacting corporate headquarters , complained to FTC , right ? No ?
Just made a single phone call and let it slide ?
Then you 're the problem.I do n't have standing to complain about this , but you do .
And when they do the same thing to me , it 's my obligation to do all of the above and more .
But it would mean so much more if they can see a pattern because of your prior complaint .
You owe it to everyone who will get screwed in the future .</tokentext>
<sentencetext>You filed a complaint with the BBB, called your state Attorney General, tried contacting corporate headquarters, complained to FTC, right?No?
Just made a single phone call and let it slide?
Then you're the problem.I don't have standing to complain about this, but you do.
And when they do the same thing to me, it's my obligation to do all of the above and more.
But it would mean so much more if they can see a pattern because of your prior complaint.
You owe it to everyone who will get screwed in the future.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174190</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174984</id>
	<title>Re:how is this different</title>
	<author>johnlcallaway</author>
	<datestamp>1265015460000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Dropping a phone 'accidentally' into a toilet, pool, pot of boiling water, etc. should just about break most them. Not all that difficult.
<br> <br>
What they are really saying is that people just aren't that clever....</htmltext>
<tokenext>Dropping a phone 'accidentally ' into a toilet , pool , pot of boiling water , etc .
should just about break most them .
Not all that difficult .
What they are really saying is that people just are n't that clever... .</tokentext>
<sentencetext>Dropping a phone 'accidentally' into a toilet, pool, pot of boiling water, etc.
should just about break most them.
Not all that difficult.
What they are really saying is that people just aren't that clever....</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174430</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174528</id>
	<title>Re:Dropped mine once</title>
	<author>berashith</author>
	<datestamp>1265057040000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>drop you phone off a cliff ?  There is an app for that !</p></htmltext>
<tokenext>drop you phone off a cliff ?
There is an app for that !</tokentext>
<sentencetext>drop you phone off a cliff ?
There is an app for that !</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173862</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174142</id>
	<title>Typical insurance company</title>
	<author>llamalad</author>
	<datestamp>1265055780000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>4</modscore>
	<htmltext><p>As far as I can tell this is standard operating procedure for insurance companies.</p><p>They'll happily take your money in exchange for 'insurance' for X. They get your money, you get peace of mind, it's all hearts and flowers.</p><p>It's just that if at some point you want them to follow through on their end of the deal... Well, then you're obviously a cheating, swindling bastard bilking them out of their money. Any excuse to deny a claim; if they can't manage that often enough they'll lobby for changes in laws to make it easier to do in the future.</p><p>The nerve of some people, expecting insurance companies to pay up when they make a claim.</p><p>Moral hazard is part of the insurance business- hire some people who are better at math so you can price your insurance product accordingly.</p></htmltext>
<tokenext>As far as I can tell this is standard operating procedure for insurance companies.They 'll happily take your money in exchange for 'insurance ' for X. They get your money , you get peace of mind , it 's all hearts and flowers.It 's just that if at some point you want them to follow through on their end of the deal... Well , then you 're obviously a cheating , swindling bastard bilking them out of their money .
Any excuse to deny a claim ; if they ca n't manage that often enough they 'll lobby for changes in laws to make it easier to do in the future.The nerve of some people , expecting insurance companies to pay up when they make a claim.Moral hazard is part of the insurance business- hire some people who are better at math so you can price your insurance product accordingly .</tokentext>
<sentencetext>As far as I can tell this is standard operating procedure for insurance companies.They'll happily take your money in exchange for 'insurance' for X. They get your money, you get peace of mind, it's all hearts and flowers.It's just that if at some point you want them to follow through on their end of the deal... Well, then you're obviously a cheating, swindling bastard bilking them out of their money.
Any excuse to deny a claim; if they can't manage that often enough they'll lobby for changes in laws to make it easier to do in the future.The nerve of some people, expecting insurance companies to pay up when they make a claim.Moral hazard is part of the insurance business- hire some people who are better at math so you can price your insurance product accordingly.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31183466</id>
	<title>Re:Typical insurance company</title>
	<author>DaveV1.0</author>
	<datestamp>1266504240000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Someone explain to me how my post is redundant.</p></htmltext>
<tokenext>Someone explain to me how my post is redundant .</tokentext>
<sentencetext>Someone explain to me how my post is redundant.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174898</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173868</id>
	<title>reminds me of CompUSA</title>
	<author>alen</author>
	<datestamp>1265054820000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>never bought anything from there but years ago when accidental damage insurance first came out the sales people would tell me how awesome it was because you could throw the laptop out of the window and you would get the latest new one</p></htmltext>
<tokenext>never bought anything from there but years ago when accidental damage insurance first came out the sales people would tell me how awesome it was because you could throw the laptop out of the window and you would get the latest new one</tokentext>
<sentencetext>never bought anything from there but years ago when accidental damage insurance first came out the sales people would tell me how awesome it was because you could throw the laptop out of the window and you would get the latest new one</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175558</id>
	<title>Re:how is this different</title>
	<author>bdenton42</author>
	<datestamp>1265017380000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>You might need to do more than that.</p><p>My son's iTouch went through a full washing machine cycle.   It took about a week to dry out but it still works perfectly.</p></htmltext>
<tokenext>You might need to do more than that.My son 's iTouch went through a full washing machine cycle .
It took about a week to dry out but it still works perfectly .</tokentext>
<sentencetext>You might need to do more than that.My son's iTouch went through a full washing machine cycle.
It took about a week to dry out but it still works perfectly.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174984</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174596</id>
	<title>Re:Umm....duh?</title>
	<author>ElSupreme</author>
	<datestamp>1265057280000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Well I had a motorola flip phone with a stainless exterior, that was no longer made and got 'Upgraded', by Verizon to a camera flip phone. Which was a POS and I went through 6 refurbs in 6 months before I got a prepaid T-Mobile phone and waited the 3 months before I could port my Verizon phone without penalties.</htmltext>
<tokenext>Well I had a motorola flip phone with a stainless exterior , that was no longer made and got 'Upgraded ' , by Verizon to a camera flip phone .
Which was a POS and I went through 6 refurbs in 6 months before I got a prepaid T-Mobile phone and waited the 3 months before I could port my Verizon phone without penalties .</tokentext>
<sentencetext>Well I had a motorola flip phone with a stainless exterior, that was no longer made and got 'Upgraded', by Verizon to a camera flip phone.
Which was a POS and I went through 6 refurbs in 6 months before I got a prepaid T-Mobile phone and waited the 3 months before I could port my Verizon phone without penalties.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173838</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175384</id>
	<title>Re:Four in six claims</title>
	<author>whassaname</author>
	<datestamp>1265016720000</datestamp>
	<modclass>Funny</modclass>
	<modscore>2</modscore>
	<htmltext><p><div class="quote"><p>Least it's not as bad as two in three.</p></div><p>Dude look the the numbers - it's twice as bad.</p></div>
	</htmltext>
<tokenext>Least it 's not as bad as two in three.Dude look the the numbers - it 's twice as bad .</tokentext>
<sentencetext>Least it's not as bad as two in three.Dude look the the numbers - it's twice as bad.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174020</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31178898</id>
	<title>Re:I smell cow dung...</title>
	<author>Anonymous</author>
	<datestamp>1265032920000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Sometimes people need to realize that expecting 24/7 connectivity is unrealistic.  I only answer the phone in the bathroom when someone's been yanking the e-leash lately and need to get them to back off.</p></htmltext>
<tokenext>Sometimes people need to realize that expecting 24/7 connectivity is unrealistic .
I only answer the phone in the bathroom when someone 's been yanking the e-leash lately and need to get them to back off .</tokentext>
<sentencetext>Sometimes people need to realize that expecting 24/7 connectivity is unrealistic.
I only answer the phone in the bathroom when someone's been yanking the e-leash lately and need to get them to back off.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175316</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176546</id>
	<title>Re:I smell cow dung...</title>
	<author>Anonymous</author>
	<datestamp>1265020860000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p><div class="quote"><p> <i>"iPhones, like most mobile phones, are actually very difficult to damage.<br></i><br>I don't have an iPhone, but I know for a FACT that it's damned easy to ruin a phone accidentally. My (now ex) wife dropped our new Star Tek in the coffee when we were travelling; bye bye Star Tek. I got caught in a thunderstorm at a George Thorogood concert at the Illinois State Fair; bye bye LG. I slipped on the ice and fell with my phone in the pocket I fell on; bye bye Nokia. Dropped my Razr in the toilet while trying to answer it when I was pissing; despite immediatekly removing the battery and washing it and drying it out, it was ruined, never to work again.</p><p>My daughter (who turns 23 next month) has broken a lot more phones than I have, but that's because she keeps it in her purse. Women are notoriously hard on purses, which are a lot more forgiving of abuse than their contents are.</p><p>Anybody who says it's hard to break a phone is either stupid or lying.</p></div><p>What is wrong with you? In 10 years of owning to many cell phones to count I have never accidental broken one, but then again I don't try to talk on the phone while taking a piss. You know most phones these days come with voice mail for those situations.</p></div>
	</htmltext>
<tokenext>" iPhones , like most mobile phones , are actually very difficult to damage.I do n't have an iPhone , but I know for a FACT that it 's damned easy to ruin a phone accidentally .
My ( now ex ) wife dropped our new Star Tek in the coffee when we were travelling ; bye bye Star Tek .
I got caught in a thunderstorm at a George Thorogood concert at the Illinois State Fair ; bye bye LG .
I slipped on the ice and fell with my phone in the pocket I fell on ; bye bye Nokia .
Dropped my Razr in the toilet while trying to answer it when I was pissing ; despite immediatekly removing the battery and washing it and drying it out , it was ruined , never to work again.My daughter ( who turns 23 next month ) has broken a lot more phones than I have , but that 's because she keeps it in her purse .
Women are notoriously hard on purses , which are a lot more forgiving of abuse than their contents are.Anybody who says it 's hard to break a phone is either stupid or lying.What is wrong with you ?
In 10 years of owning to many cell phones to count I have never accidental broken one , but then again I do n't try to talk on the phone while taking a piss .
You know most phones these days come with voice mail for those situations .</tokentext>
<sentencetext> "iPhones, like most mobile phones, are actually very difficult to damage.I don't have an iPhone, but I know for a FACT that it's damned easy to ruin a phone accidentally.
My (now ex) wife dropped our new Star Tek in the coffee when we were travelling; bye bye Star Tek.
I got caught in a thunderstorm at a George Thorogood concert at the Illinois State Fair; bye bye LG.
I slipped on the ice and fell with my phone in the pocket I fell on; bye bye Nokia.
Dropped my Razr in the toilet while trying to answer it when I was pissing; despite immediatekly removing the battery and washing it and drying it out, it was ruined, never to work again.My daughter (who turns 23 next month) has broken a lot more phones than I have, but that's because she keeps it in her purse.
Women are notoriously hard on purses, which are a lot more forgiving of abuse than their contents are.Anybody who says it's hard to break a phone is either stupid or lying.What is wrong with you?
In 10 years of owning to many cell phones to count I have never accidental broken one, but then again I don't try to talk on the phone while taking a piss.
You know most phones these days come with voice mail for those situations.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174324</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174776</id>
	<title>Re:Four in six claims</title>
	<author>Anonymous</author>
	<datestamp>1265057940000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p><div class="quote"><p>Least it's not as bad as two in three.</p></div><p>It's worse, it's twice as bad!</p></div>
	</htmltext>
<tokenext>Least it 's not as bad as two in three.It 's worse , it 's twice as bad !</tokentext>
<sentencetext>Least it's not as bad as two in three.It's worse, it's twice as bad!
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174020</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176796</id>
	<title>Re:Typical insurance company</title>
	<author>magus\_melchior</author>
	<datestamp>1265021880000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>I suppose someone's got to pay for the executives.</p><p>Seriously, something is horribly wrong when directors vote to give a CEO an 7-figure salary or bonus for the seemingly simple reason that "everyone else is doing it". Especially when at least 80\% of the time, they have absolutely no idea how well the person will perform other than a nice speech and a good Powerpoint presentation (case in point: Carly "I ran HP into the ground and that's why I should be US Senator!" Fiorina), and when the incompetent ass drains the company, they are contractually bound to give the jerk a golden parachute.</p></htmltext>
<tokenext>I suppose someone 's got to pay for the executives.Seriously , something is horribly wrong when directors vote to give a CEO an 7-figure salary or bonus for the seemingly simple reason that " everyone else is doing it " .
Especially when at least 80 \ % of the time , they have absolutely no idea how well the person will perform other than a nice speech and a good Powerpoint presentation ( case in point : Carly " I ran HP into the ground and that 's why I should be US Senator !
" Fiorina ) , and when the incompetent ass drains the company , they are contractually bound to give the jerk a golden parachute .</tokentext>
<sentencetext>I suppose someone's got to pay for the executives.Seriously, something is horribly wrong when directors vote to give a CEO an 7-figure salary or bonus for the seemingly simple reason that "everyone else is doing it".
Especially when at least 80\% of the time, they have absolutely no idea how well the person will perform other than a nice speech and a good Powerpoint presentation (case in point: Carly "I ran HP into the ground and that's why I should be US Senator!
" Fiorina), and when the incompetent ass drains the company, they are contractually bound to give the jerk a golden parachute.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174142</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174624</id>
	<title>Re:Dropped mine once</title>
	<author>iamhassi</author>
	<datestamp>1265057340000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><i>"There, now<nobr> <wbr></nobr>/. has another comment everyone can read and think, "Who cares?""</i>
<br> <br>
aww, why the bitter attitude lemon drop?  we care....<nobr> <wbr></nobr>/hug</htmltext>
<tokenext>" There , now / .
has another comment everyone can read and think , " Who cares ?
" " aww , why the bitter attitude lemon drop ?
we care.... /hug</tokentext>
<sentencetext>"There, now /.
has another comment everyone can read and think, "Who cares?
""
 
aww, why the bitter attitude lemon drop?
we care.... /hug</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173862</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174160</id>
	<title>Reminds me of Discworld</title>
	<author>VMaN</author>
	<datestamp>1265055780000</datestamp>
	<modclass>Funny</modclass>
	<modscore>2</modscore>
	<htmltext><p>When people decided that having a fire brigade was a bad idea because it meant that a bunch of guys depended on there being regular fires..... Or maybe not... in fact, it is nothing like that.. carry on...</p></htmltext>
<tokenext>When people decided that having a fire brigade was a bad idea because it meant that a bunch of guys depended on there being regular fires..... Or maybe not... in fact , it is nothing like that.. carry on.. .</tokentext>
<sentencetext>When people decided that having a fire brigade was a bad idea because it meant that a bunch of guys depended on there being regular fires..... Or maybe not... in fact, it is nothing like that.. carry on...</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175912</id>
	<title>Re:Umm....duh?</title>
	<author>Ma8thew</author>
	<datestamp>1265018460000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>The belt clip doesn't fit? AT&amp;T may actually have done you a favour there.</htmltext>
<tokenext>The belt clip does n't fit ?
AT&amp;T may actually have done you a favour there .</tokentext>
<sentencetext>The belt clip doesn't fit?
AT&amp;T may actually have done you a favour there.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174190</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174218</id>
	<title>sound like a "best buy" warranty?</title>
	<author>v1</author>
	<datestamp>1265055960000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>people have been doing this for years with best buy.  get the extended warranty.  drop it down a flight of stairs a month before it lapses, get a replacement. (refurb often, but not as worn anyway)  They replace it almost regardless of treatment.</p><p>Tho this all falls under the name of "insurance fraud".  There's no reason to be surprised that when a new model of <i>anything</i> comes out, that there won't be a short spat of insurance fraud by owners of the previous model.  This article has nothing whatsoever to do specifically with the ipod, and is just using it for a buzzword to attract attention to something we all already know goes on.</p></htmltext>
<tokenext>people have been doing this for years with best buy .
get the extended warranty .
drop it down a flight of stairs a month before it lapses , get a replacement .
( refurb often , but not as worn anyway ) They replace it almost regardless of treatment.Tho this all falls under the name of " insurance fraud " .
There 's no reason to be surprised that when a new model of anything comes out , that there wo n't be a short spat of insurance fraud by owners of the previous model .
This article has nothing whatsoever to do specifically with the ipod , and is just using it for a buzzword to attract attention to something we all already know goes on .</tokentext>
<sentencetext>people have been doing this for years with best buy.
get the extended warranty.
drop it down a flight of stairs a month before it lapses, get a replacement.
(refurb often, but not as worn anyway)  They replace it almost regardless of treatment.Tho this all falls under the name of "insurance fraud".
There's no reason to be surprised that when a new model of anything comes out, that there won't be a short spat of insurance fraud by owners of the previous model.
This article has nothing whatsoever to do specifically with the ipod, and is just using it for a buzzword to attract attention to something we all already know goes on.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173816</id>
	<title>original article</title>
	<author>sl0ppy</author>
	<datestamp>1265054640000</datestamp>
	<modclass>Informativ</modclass>
	<modscore>5</modscore>
	<htmltext><p>how about linking to the <a href="http://news.sky.com/skynews/Home/Business/iPhone-Owners-Commit-Fraud-For-Newest-Model/Article/201002215548757?lpos=Business\_First\_Technology\_Article\_Teaser\_Region\_\_0&amp;lid=ARTICLE\_15548757\_iPhone\_Owners\_Commit\_Fraud\_For\_Newest\_Model" title="sky.com">original article</a> [sky.com] instead of a blog entry attempting to get page views by copying chunks of the article?</p></htmltext>
<tokenext>how about linking to the original article [ sky.com ] instead of a blog entry attempting to get page views by copying chunks of the article ?</tokentext>
<sentencetext>how about linking to the original article [sky.com] instead of a blog entry attempting to get page views by copying chunks of the article?</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31186134</id>
	<title>Maybe some other reason?</title>
	<author>Aphoxema</author>
	<datestamp>1266515160000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>[quote]"An iPhone insurance carrier says that four in six claims are suspicious, and is worse when a new model appears on the market. 'Supercover Insurance is alleging that many iPhone owners are deliberately smashing their devices and filing false claims in order to upgrade to the latest model. The gadget insurance company told Sky News Sunday that it saw a 50-percent rise in claims during the month Apple launched the latest version, the iPhone 3GS.'"[/quote]</p><p>So it isn't just possible that the iPhone is easily broken because it's a big piece of glass, a big LCD and virtually any point of pressure on it will easily break one or both?</p></div>
	</htmltext>
<tokenext>[ quote ] " An iPhone insurance carrier says that four in six claims are suspicious , and is worse when a new model appears on the market .
'Supercover Insurance is alleging that many iPhone owners are deliberately smashing their devices and filing false claims in order to upgrade to the latest model .
The gadget insurance company told Sky News Sunday that it saw a 50-percent rise in claims during the month Apple launched the latest version , the iPhone 3GS .
' " [ /quote ] So it is n't just possible that the iPhone is easily broken because it 's a big piece of glass , a big LCD and virtually any point of pressure on it will easily break one or both ?</tokentext>
<sentencetext>[quote]"An iPhone insurance carrier says that four in six claims are suspicious, and is worse when a new model appears on the market.
'Supercover Insurance is alleging that many iPhone owners are deliberately smashing their devices and filing false claims in order to upgrade to the latest model.
The gadget insurance company told Sky News Sunday that it saw a 50-percent rise in claims during the month Apple launched the latest version, the iPhone 3GS.
'"[/quote]So it isn't just possible that the iPhone is easily broken because it's a big piece of glass, a big LCD and virtually any point of pressure on it will easily break one or both?
	</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174198</id>
	<title>Wait until the Milestone/Droid is released on ATT.</title>
	<author>gimmebeer</author>
	<datestamp>1265055900000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>There will be a huge flood of suddenly accidentally destroyed iPhones...  Rooting + Overclocking + custom ROMS &gt; jailbreaking.</htmltext>
<tokenext>There will be a huge flood of suddenly accidentally destroyed iPhones... Rooting + Overclocking + custom ROMS &gt; jailbreaking .</tokentext>
<sentencetext>There will be a huge flood of suddenly accidentally destroyed iPhones...  Rooting + Overclocking + custom ROMS &gt; jailbreaking.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174634</id>
	<title>Re:Dropped mine once</title>
	<author>clifyt</author>
	<datestamp>1265057400000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Ottercase.  I take my phone with me while I'm climbing as well...took a serious whipper and banged the side of the wall.  Leg was bruised up except for the rectangle of where the phone was in my pocket.</p><p>Sadly, the phone was alright and I ended up having to buy my 3GS on my own a few weeks later...</p></htmltext>
<tokenext>Ottercase .
I take my phone with me while I 'm climbing as well...took a serious whipper and banged the side of the wall .
Leg was bruised up except for the rectangle of where the phone was in my pocket.Sadly , the phone was alright and I ended up having to buy my 3GS on my own a few weeks later.. .</tokentext>
<sentencetext>Ottercase.
I take my phone with me while I'm climbing as well...took a serious whipper and banged the side of the wall.
Leg was bruised up except for the rectangle of where the phone was in my pocket.Sadly, the phone was alright and I ended up having to buy my 3GS on my own a few weeks later...</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173862</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31181050</id>
	<title>Re:how is this different</title>
	<author>danielsfca2</author>
	<datestamp>1266523860000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>FYI, you can get those blackberry trackballs for about $3-4 on Amazon. One search there ought to yield you about 50 different places selling them. The "replacement" requires a small spoon or anything to pry off the little ring and the ball mechanism lifts right out. It takes about 30 seconds. You should do it, your thumb will thank you. I picked up about 8 of them to keep 'em on hand for various coworkers, it saved on the shipping.</p><p>If only the apple mighty mouse had been designed smartly enough to have that little trackball be an easy replacement instead of being impossible to replace...<nobr> <wbr></nobr>:D</p></htmltext>
<tokenext>FYI , you can get those blackberry trackballs for about $ 3-4 on Amazon .
One search there ought to yield you about 50 different places selling them .
The " replacement " requires a small spoon or anything to pry off the little ring and the ball mechanism lifts right out .
It takes about 30 seconds .
You should do it , your thumb will thank you .
I picked up about 8 of them to keep 'em on hand for various coworkers , it saved on the shipping.If only the apple mighty mouse had been designed smartly enough to have that little trackball be an easy replacement instead of being impossible to replace... : D</tokentext>
<sentencetext>FYI, you can get those blackberry trackballs for about $3-4 on Amazon.
One search there ought to yield you about 50 different places selling them.
The "replacement" requires a small spoon or anything to pry off the little ring and the ball mechanism lifts right out.
It takes about 30 seconds.
You should do it, your thumb will thank you.
I picked up about 8 of them to keep 'em on hand for various coworkers, it saved on the shipping.If only the apple mighty mouse had been designed smartly enough to have that little trackball be an easy replacement instead of being impossible to replace... :D</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173934</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31178482</id>
	<title>Re:I smell cow dung...</title>
	<author>Anonymous</author>
	<datestamp>1265029500000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>You must have really shitty luck.  I've broken one phone in 5 years of having a cell phone.  That was when it dropped a call for the 10th time in a row and in frustration I threw it at the pavement and cracked the screen.  One new screen off Ebay and it was back in business.  I've dropped other phones onto the pavement, used them in the rain and extreme cold and have never had them break.  I've broken more laptops than I've broken phones, and I'm actually careful with laptops.</p><p>And seriously, answering the phone while pissing? WTF? You deserved that one.</p></htmltext>
<tokenext>You must have really shitty luck .
I 've broken one phone in 5 years of having a cell phone .
That was when it dropped a call for the 10th time in a row and in frustration I threw it at the pavement and cracked the screen .
One new screen off Ebay and it was back in business .
I 've dropped other phones onto the pavement , used them in the rain and extreme cold and have never had them break .
I 've broken more laptops than I 've broken phones , and I 'm actually careful with laptops.And seriously , answering the phone while pissing ?
WTF ? You deserved that one .</tokentext>
<sentencetext>You must have really shitty luck.
I've broken one phone in 5 years of having a cell phone.
That was when it dropped a call for the 10th time in a row and in frustration I threw it at the pavement and cracked the screen.
One new screen off Ebay and it was back in business.
I've dropped other phones onto the pavement, used them in the rain and extreme cold and have never had them break.
I've broken more laptops than I've broken phones, and I'm actually careful with laptops.And seriously, answering the phone while pissing?
WTF? You deserved that one.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174324</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31177858</id>
	<title>Re:They have an easy answer</title>
	<author>u38cg</author>
	<datestamp>1265026020000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>This is a competition issue.  There isn't actually a huge premium difference between like-for-like and new-for-old policies, in general, so the market gravitates towards the latter.  It's unusual with cars because they depreciate so fast, but in many areas of GI, home insurance being the canonical example, new-for-old policies are quite normal.</htmltext>
<tokenext>This is a competition issue .
There is n't actually a huge premium difference between like-for-like and new-for-old policies , in general , so the market gravitates towards the latter .
It 's unusual with cars because they depreciate so fast , but in many areas of GI , home insurance being the canonical example , new-for-old policies are quite normal .</tokentext>
<sentencetext>This is a competition issue.
There isn't actually a huge premium difference between like-for-like and new-for-old policies, in general, so the market gravitates towards the latter.
It's unusual with cars because they depreciate so fast, but in many areas of GI, home insurance being the canonical example, new-for-old policies are quite normal.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174352</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31179294</id>
	<title>There's really something wrong when...</title>
	<author>mykos</author>
	<datestamp>1265036160000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>If the result of Apple's release strategy is that their customers destroy their phones, perhaps they should give customers what they want in the first place.</htmltext>
<tokenext>If the result of Apple 's release strategy is that their customers destroy their phones , perhaps they should give customers what they want in the first place .</tokentext>
<sentencetext>If the result of Apple's release strategy is that their customers destroy their phones, perhaps they should give customers what they want in the first place.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174430</id>
	<title>Re:how is this different</title>
	<author>517714</author>
	<datestamp>1265056740000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>2</modscore>
	<htmltext><p>It seems to me the fraud cuts both ways.</p><p><div class="quote"><p>Supercover says that these false claims are usually quite easy to spot.</p><p>It said: "iPhones, like most mobile phones, are actually very difficult to damage.</p></div><p>Or to paraphrase, "We sell insurance at rates that would allow us to replace 1/2 of the customers' phones even though the actuarial tables say only 1/20 should actually have the need.  Thank goodness we can arbitrarily deny a claim."</p></div>
	</htmltext>
<tokenext>It seems to me the fraud cuts both ways.Supercover says that these false claims are usually quite easy to spot.It said : " iPhones , like most mobile phones , are actually very difficult to damage.Or to paraphrase , " We sell insurance at rates that would allow us to replace 1/2 of the customers ' phones even though the actuarial tables say only 1/20 should actually have the need .
Thank goodness we can arbitrarily deny a claim .
"</tokentext>
<sentencetext>It seems to me the fraud cuts both ways.Supercover says that these false claims are usually quite easy to spot.It said: "iPhones, like most mobile phones, are actually very difficult to damage.Or to paraphrase, "We sell insurance at rates that would allow us to replace 1/2 of the customers' phones even though the actuarial tables say only 1/20 should actually have the need.
Thank goodness we can arbitrarily deny a claim.
"
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173934</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175932</id>
	<title>Problem solved:</title>
	<author>Anonymous</author>
	<datestamp>1265018460000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Require anyone asking for full replacement to file a police report.  Someone who is willing to risk a felony for a free phone is an idiot.</p></htmltext>
<tokenext>Require anyone asking for full replacement to file a police report .
Someone who is willing to risk a felony for a free phone is an idiot .</tokentext>
<sentencetext>Require anyone asking for full replacement to file a police report.
Someone who is willing to risk a felony for a free phone is an idiot.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176090</id>
	<title>It's too bad...</title>
	<author>zullnero</author>
	<datestamp>1265019120000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>...more smartphone companies that manage both their software AND hardware don't build the best device they can upfront, and focus on the OS and software upgrades until they have no choice but to roll out a new piece of hardware (as mandated by a carrier or just as a result of some absolutely necessary hardware improvement).  Oh, wait...everyone other than Apple does that.  Apple makes most of their money by selling as many phones as possible to as many people as possible, so staggering minor hardware updates in new versions of their phone every 6 months, even though carrier contracts typically run 2 years, is what they're all about.  Makes it look like they're improving their phone while getting as many people as possible to pay as much as possible to get a new phone.  Most people, of course, don't NEED a new phone, but if I'm an 18 year old dev and I want to do an app that utilizes some hardware improvement that opens up another api call that I need to do what I want to do, and I'm stuck with an older phone and no means of reliable income otherwise, I either am SOL or I have to figure out a way to get that phone somehow.</htmltext>
<tokenext>...more smartphone companies that manage both their software AND hardware do n't build the best device they can upfront , and focus on the OS and software upgrades until they have no choice but to roll out a new piece of hardware ( as mandated by a carrier or just as a result of some absolutely necessary hardware improvement ) .
Oh , wait...everyone other than Apple does that .
Apple makes most of their money by selling as many phones as possible to as many people as possible , so staggering minor hardware updates in new versions of their phone every 6 months , even though carrier contracts typically run 2 years , is what they 're all about .
Makes it look like they 're improving their phone while getting as many people as possible to pay as much as possible to get a new phone .
Most people , of course , do n't NEED a new phone , but if I 'm an 18 year old dev and I want to do an app that utilizes some hardware improvement that opens up another api call that I need to do what I want to do , and I 'm stuck with an older phone and no means of reliable income otherwise , I either am SOL or I have to figure out a way to get that phone somehow .</tokentext>
<sentencetext>...more smartphone companies that manage both their software AND hardware don't build the best device they can upfront, and focus on the OS and software upgrades until they have no choice but to roll out a new piece of hardware (as mandated by a carrier or just as a result of some absolutely necessary hardware improvement).
Oh, wait...everyone other than Apple does that.
Apple makes most of their money by selling as many phones as possible to as many people as possible, so staggering minor hardware updates in new versions of their phone every 6 months, even though carrier contracts typically run 2 years, is what they're all about.
Makes it look like they're improving their phone while getting as many people as possible to pay as much as possible to get a new phone.
Most people, of course, don't NEED a new phone, but if I'm an 18 year old dev and I want to do an app that utilizes some hardware improvement that opens up another api call that I need to do what I want to do, and I'm stuck with an older phone and no means of reliable income otherwise, I either am SOL or I have to figure out a way to get that phone somehow.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175196</id>
	<title>Re:Insurance Offerings</title>
	<author>Anonymous</author>
	<datestamp>1265016120000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>It's not fraud if the insurance covers "any damage".  Deliberate is included in "any".</p></htmltext>
<tokenext>It 's not fraud if the insurance covers " any damage " .
Deliberate is included in " any " .</tokentext>
<sentencetext>It's not fraud if the insurance covers "any damage".
Deliberate is included in "any".</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174372</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31188226</id>
	<title>Re:I smell cow dung...</title>
	<author>ekgringo</author>
	<datestamp>1266523080000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>I was biking along the lake shore in Chicago when a big wave broke over me and drenched me from the waist down. My company-provided Blackberry was in its holster on my belt. I dried it off the best I could, but by the time I got home, half of the keys no longer worked.

So, yes, it is possible to destroy a phone through water damage without submerging it for several minutes.</htmltext>
<tokenext>I was biking along the lake shore in Chicago when a big wave broke over me and drenched me from the waist down .
My company-provided Blackberry was in its holster on my belt .
I dried it off the best I could , but by the time I got home , half of the keys no longer worked .
So , yes , it is possible to destroy a phone through water damage without submerging it for several minutes .</tokentext>
<sentencetext>I was biking along the lake shore in Chicago when a big wave broke over me and drenched me from the waist down.
My company-provided Blackberry was in its holster on my belt.
I dried it off the best I could, but by the time I got home, half of the keys no longer worked.
So, yes, it is possible to destroy a phone through water damage without submerging it for several minutes.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176670</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31177524</id>
	<title>Re:I smell cow dung...</title>
	<author>Anonymous</author>
	<datestamp>1265024760000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>I've accidentally washed 3 cell phones with my laundry - amazingly all 3 are still working though not quite as well as they used to - dimmer screens speakers don't work quite right etc...</p><p>All you need to do is put them in a bowl of rice(uncooked obviously) for a few days to suck the moisture out. works like 9 out of 10 times</p></htmltext>
<tokenext>I 've accidentally washed 3 cell phones with my laundry - amazingly all 3 are still working though not quite as well as they used to - dimmer screens speakers do n't work quite right etc...All you need to do is put them in a bowl of rice ( uncooked obviously ) for a few days to suck the moisture out .
works like 9 out of 10 times</tokentext>
<sentencetext>I've accidentally washed 3 cell phones with my laundry - amazingly all 3 are still working though not quite as well as they used to - dimmer screens speakers don't work quite right etc...All you need to do is put them in a bowl of rice(uncooked obviously) for a few days to suck the moisture out.
works like 9 out of 10 times</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174324</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173746</id>
	<title>how is this different</title>
	<author>Anonymous</author>
	<datestamp>1265054400000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>4</modscore>
	<htmltext>than any other cell phone? i know more than a few people who have done this with more than a few different brands of phone.</htmltext>
<tokenext>than any other cell phone ?
i know more than a few people who have done this with more than a few different brands of phone .</tokentext>
<sentencetext>than any other cell phone?
i know more than a few people who have done this with more than a few different brands of phone.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173994</id>
	<title>This is a good reason why GUARANTEE should be good</title>
	<author>Anonymous</author>
	<datestamp>1265055240000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>This is a good reason why the GUARANTEE should be good, one does not need a expensive INSURANCE.</p><p>Here in the European Union companies are obligated to give GUARANTEE not for at least two years, but also for as long as a device should normally work.</p><p>Apple still ignores this, thus one will sell an insurance on it... and who to blaim to get some money out of that insurance, to get an updated model.</p></htmltext>
<tokenext>This is a good reason why the GUARANTEE should be good , one does not need a expensive INSURANCE.Here in the European Union companies are obligated to give GUARANTEE not for at least two years , but also for as long as a device should normally work.Apple still ignores this , thus one will sell an insurance on it... and who to blaim to get some money out of that insurance , to get an updated model .</tokentext>
<sentencetext>This is a good reason why the GUARANTEE should be good, one does not need a expensive INSURANCE.Here in the European Union companies are obligated to give GUARANTEE not for at least two years, but also for as long as a device should normally work.Apple still ignores this, thus one will sell an insurance on it... and who to blaim to get some money out of that insurance, to get an updated model.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174464</id>
	<title>Re:Which is more likely?</title>
	<author>Jonny\_eh</author>
	<datestamp>1265056860000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>No glass? Are you crazy? It's one of the defining features that makes that phone such a joy to use. I say that even though the screen on my first iphone spontaneously cracked while just sitting in my pocket. My 3G replacement has lasted for a couple years though.</htmltext>
<tokenext>No glass ?
Are you crazy ?
It 's one of the defining features that makes that phone such a joy to use .
I say that even though the screen on my first iphone spontaneously cracked while just sitting in my pocket .
My 3G replacement has lasted for a couple years though .</tokentext>
<sentencetext>No glass?
Are you crazy?
It's one of the defining features that makes that phone such a joy to use.
I say that even though the screen on my first iphone spontaneously cracked while just sitting in my pocket.
My 3G replacement has lasted for a couple years though.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173928</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174372</id>
	<title>Re:Insurance Offerings</title>
	<author>rgviza</author>
	<datestamp>1265056500000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>2</modscore>
	<htmltext><p>Deliberate destruction of property to collect insurance is called "insurance fraud" and is illegal, no matter how cool someone thinks it is to stick it to the man.</p></htmltext>
<tokenext>Deliberate destruction of property to collect insurance is called " insurance fraud " and is illegal , no matter how cool someone thinks it is to stick it to the man .</tokentext>
<sentencetext>Deliberate destruction of property to collect insurance is called "insurance fraud" and is illegal, no matter how cool someone thinks it is to stick it to the man.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173756</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175524</id>
	<title>My AT&amp;T story</title>
	<author>Anonymous</author>
	<datestamp>1265017200000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>So I've been a customer for close to a decade.</p><p>My current phone is breaking and I have insurance so I go into the store.</p><p>"I'm sorry sir, you have 70 days to go on your two year contract.  If you want, we can give you an insurance replacement phone- that will be $50 deductible"</p><p>So here I am, having been a customer since close to 2000, and instead of seeing this as a GOLDEN opportunity to lock me in for another 2 year contract, they are going to stiff me.</p><p>If I'm going to have to wait 70 days, I might as well go to another company.  Which is what I'll be doing in (now) 53 days.</p><p>---<br>On a related note, I have been a DISH customer for a while now.  HD, DVR, Lots of non premium channels.  It got up to $72 a month.  I said, "this is a bit high, I want to reduce it to $60" so they cut some obscure service and i was happy.  Then next frakkin month, a $10 increase.  Then next month a $3 increase.  Here I am back at $73 with less service than I had two months ago.</p><p>So I have switched to DirectTV.  Dish is canceled as of the next billing period.<br>Now I'm paying under $40.  And I get some premium services free for three months.</p><p>But I'm just about ready to kill TV entirely.</p><p>At $100 a month, that's $12,000 per decade.  You know-- A CAR.  or five NICE vacations.  or half of a really nice car.  Cable is worth $40 a month.  It's not worth $100 a month.  Especially after I edit down the 500 channels to what I actually watch-- it's about 34 channels.</p></htmltext>
<tokenext>So I 've been a customer for close to a decade.My current phone is breaking and I have insurance so I go into the store .
" I 'm sorry sir , you have 70 days to go on your two year contract .
If you want , we can give you an insurance replacement phone- that will be $ 50 deductible " So here I am , having been a customer since close to 2000 , and instead of seeing this as a GOLDEN opportunity to lock me in for another 2 year contract , they are going to stiff me.If I 'm going to have to wait 70 days , I might as well go to another company .
Which is what I 'll be doing in ( now ) 53 days.---On a related note , I have been a DISH customer for a while now .
HD , DVR , Lots of non premium channels .
It got up to $ 72 a month .
I said , " this is a bit high , I want to reduce it to $ 60 " so they cut some obscure service and i was happy .
Then next frakkin month , a $ 10 increase .
Then next month a $ 3 increase .
Here I am back at $ 73 with less service than I had two months ago.So I have switched to DirectTV .
Dish is canceled as of the next billing period.Now I 'm paying under $ 40 .
And I get some premium services free for three months.But I 'm just about ready to kill TV entirely.At $ 100 a month , that 's $ 12,000 per decade .
You know-- A CAR .
or five NICE vacations .
or half of a really nice car .
Cable is worth $ 40 a month .
It 's not worth $ 100 a month .
Especially after I edit down the 500 channels to what I actually watch-- it 's about 34 channels .</tokentext>
<sentencetext>So I've been a customer for close to a decade.My current phone is breaking and I have insurance so I go into the store.
"I'm sorry sir, you have 70 days to go on your two year contract.
If you want, we can give you an insurance replacement phone- that will be $50 deductible"So here I am, having been a customer since close to 2000, and instead of seeing this as a GOLDEN opportunity to lock me in for another 2 year contract, they are going to stiff me.If I'm going to have to wait 70 days, I might as well go to another company.
Which is what I'll be doing in (now) 53 days.---On a related note, I have been a DISH customer for a while now.
HD, DVR, Lots of non premium channels.
It got up to $72 a month.
I said, "this is a bit high, I want to reduce it to $60" so they cut some obscure service and i was happy.
Then next frakkin month, a $10 increase.
Then next month a $3 increase.
Here I am back at $73 with less service than I had two months ago.So I have switched to DirectTV.
Dish is canceled as of the next billing period.Now I'm paying under $40.
And I get some premium services free for three months.But I'm just about ready to kill TV entirely.At $100 a month, that's $12,000 per decade.
You know-- A CAR.
or five NICE vacations.
or half of a really nice car.
Cable is worth $40 a month.
It's not worth $100 a month.
Especially after I edit down the 500 channels to what I actually watch-- it's about 34 channels.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175048</id>
	<title>Re:Insurance Offerings</title>
	<author>blahplusplus</author>
	<datestamp>1265015700000</datestamp>
	<modclass>Flamebait</modclass>
	<modscore>1</modscore>
	<htmltext><p>In my opinion they deserve it, with places always trying to sell you "extended warranties" and computer companies not telling the truth about their computer parts real warranties.  Why should they expect anything less from their customers?</p></htmltext>
<tokenext>In my opinion they deserve it , with places always trying to sell you " extended warranties " and computer companies not telling the truth about their computer parts real warranties .
Why should they expect anything less from their customers ?</tokentext>
<sentencetext>In my opinion they deserve it, with places always trying to sell you "extended warranties" and computer companies not telling the truth about their computer parts real warranties.
Why should they expect anything less from their customers?</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173756</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176570</id>
	<title>Simple solution...</title>
	<author>Anonymous</author>
	<datestamp>1265020980000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Seems like a simple solution for the insurance companies is this:  at the time of a new device launch, buy up a stash of the older model, probably at a good price.  Then always replace claims with the same model that's insured.  If the "rise in claims" effect goes away we know what really going on.</p></htmltext>
<tokenext>Seems like a simple solution for the insurance companies is this : at the time of a new device launch , buy up a stash of the older model , probably at a good price .
Then always replace claims with the same model that 's insured .
If the " rise in claims " effect goes away we know what really going on .</tokentext>
<sentencetext>Seems like a simple solution for the insurance companies is this:  at the time of a new device launch, buy up a stash of the older model, probably at a good price.
Then always replace claims with the same model that's insured.
If the "rise in claims" effect goes away we know what really going on.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174006</id>
	<title>Re:Insurance Offerings</title>
	<author>Anonymous</author>
	<datestamp>1265055300000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>They expect money for nothing of course. This is modern capitalism we're talking about after all.</p><p>I suggest buying a politician and making it illegal to smash your phone.</p></htmltext>
<tokenext>They expect money for nothing of course .
This is modern capitalism we 're talking about after all.I suggest buying a politician and making it illegal to smash your phone .</tokentext>
<sentencetext>They expect money for nothing of course.
This is modern capitalism we're talking about after all.I suggest buying a politician and making it illegal to smash your phone.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173756</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174050</id>
	<title>Depends on the Terms</title>
	<author>Anonymous</author>
	<datestamp>1265055420000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>"Very badly damaged iPhones draw attention because they turn up in a state that even being driven over by a car or dropped from a tall building will fail to achieve.<br>The group says it rejects around a quarter of suspicious iPhone claims"</p><p>If the insurance covers any accidental damage to the phone they should not be able to deny any claim. Insurance is a scam. If I accidentaly hammer my iphone 32 times, it should be covered, thats what i paid for.<br>I hope the company gets sued for denying so many claims.</p></htmltext>
<tokenext>" Very badly damaged iPhones draw attention because they turn up in a state that even being driven over by a car or dropped from a tall building will fail to achieve.The group says it rejects around a quarter of suspicious iPhone claims " If the insurance covers any accidental damage to the phone they should not be able to deny any claim .
Insurance is a scam .
If I accidentaly hammer my iphone 32 times , it should be covered , thats what i paid for.I hope the company gets sued for denying so many claims .</tokentext>
<sentencetext>"Very badly damaged iPhones draw attention because they turn up in a state that even being driven over by a car or dropped from a tall building will fail to achieve.The group says it rejects around a quarter of suspicious iPhone claims"If the insurance covers any accidental damage to the phone they should not be able to deny any claim.
Insurance is a scam.
If I accidentaly hammer my iphone 32 times, it should be covered, thats what i paid for.I hope the company gets sued for denying so many claims.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175440</id>
	<title>I find it hard to sympathize</title>
	<author>Anonymous</author>
	<datestamp>1265016900000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext>I find it hard to sympathize with the insurance company that used high-pressure sales tactics to get the contract, then over charges along the way, and then won't cancel or make the user jump through all sorts of hoops if they do, and then tries to weasel out of every legit claim.  The fees per hundred paid on these insurance policies are astronomical in the first place.  My fucking CAR insurance costs less than some of this shit does.  So these companies go right in the same bucket as pay-day-loan places.</htmltext>
<tokenext>I find it hard to sympathize with the insurance company that used high-pressure sales tactics to get the contract , then over charges along the way , and then wo n't cancel or make the user jump through all sorts of hoops if they do , and then tries to weasel out of every legit claim .
The fees per hundred paid on these insurance policies are astronomical in the first place .
My fucking CAR insurance costs less than some of this shit does .
So these companies go right in the same bucket as pay-day-loan places .</tokentext>
<sentencetext>I find it hard to sympathize with the insurance company that used high-pressure sales tactics to get the contract, then over charges along the way, and then won't cancel or make the user jump through all sorts of hoops if they do, and then tries to weasel out of every legit claim.
The fees per hundred paid on these insurance policies are astronomical in the first place.
My fucking CAR insurance costs less than some of this shit does.
So these companies go right in the same bucket as pay-day-loan places.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175478</id>
	<title>Re:Umm....duh?</title>
	<author>guruevi</author>
	<datestamp>1265017020000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Maybe you should've better investigated the options before you buy $100 worth of accessories. iGo (offered at both Radio Shack and AT&amp;T) may be a bit more expensive to start off with but whenever you change systems, you just buy another tip ($2.50) and you're good to go.</p><p>Another option would be to buy a USB charger and buy a USB charger cable for your phone. The USB chargers are dirt cheap ($3-10) and work with other devices like iPod's etc. too.</p></htmltext>
<tokenext>Maybe you should 've better investigated the options before you buy $ 100 worth of accessories .
iGo ( offered at both Radio Shack and AT&amp;T ) may be a bit more expensive to start off with but whenever you change systems , you just buy another tip ( $ 2.50 ) and you 're good to go.Another option would be to buy a USB charger and buy a USB charger cable for your phone .
The USB chargers are dirt cheap ( $ 3-10 ) and work with other devices like iPod 's etc .
too .</tokentext>
<sentencetext>Maybe you should've better investigated the options before you buy $100 worth of accessories.
iGo (offered at both Radio Shack and AT&amp;T) may be a bit more expensive to start off with but whenever you change systems, you just buy another tip ($2.50) and you're good to go.Another option would be to buy a USB charger and buy a USB charger cable for your phone.
The USB chargers are dirt cheap ($3-10) and work with other devices like iPod's etc.
too.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174190</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174004</id>
	<title>Sure . . . it's for the upgrades, I believe that</title>
	<author>wintercolby</author>
	<datestamp>1265055240000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>It couldn't be frustration that they have a phone that hardly makes or receives calls is the reason.  Two of my family members have iPhones, both live in populated areas, and neither of them ever answers when I call, but return calls hours later.  On the other hand I have this ugly iPhone look alike that operates on the Verizon Wireless network, is horrible at all the things the iPhone is good at but is actually not connecting calls.</htmltext>
<tokenext>It could n't be frustration that they have a phone that hardly makes or receives calls is the reason .
Two of my family members have iPhones , both live in populated areas , and neither of them ever answers when I call , but return calls hours later .
On the other hand I have this ugly iPhone look alike that operates on the Verizon Wireless network , is horrible at all the things the iPhone is good at but is actually not connecting calls .</tokentext>
<sentencetext>It couldn't be frustration that they have a phone that hardly makes or receives calls is the reason.
Two of my family members have iPhones, both live in populated areas, and neither of them ever answers when I call, but return calls hours later.
On the other hand I have this ugly iPhone look alike that operates on the Verizon Wireless network, is horrible at all the things the iPhone is good at but is actually not connecting calls.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176018</id>
	<title>claims of suspicious are suspicious</title>
	<author>redfood</author>
	<datestamp>1265018880000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>I don't know how they define "suspicious."  I had an original iPhone with a cracked screen.  It wasn't pretty but still worked so I held on to it until the 3Gs came out.  Then I got a new iPhone.  I'm sure that would have looked suspicious to the insurance company but it actually would have saved them money.</htmltext>
<tokenext>I do n't know how they define " suspicious .
" I had an original iPhone with a cracked screen .
It was n't pretty but still worked so I held on to it until the 3Gs came out .
Then I got a new iPhone .
I 'm sure that would have looked suspicious to the insurance company but it actually would have saved them money .</tokentext>
<sentencetext>I don't know how they define "suspicious.
"  I had an original iPhone with a cracked screen.
It wasn't pretty but still worked so I held on to it until the 3Gs came out.
Then I got a new iPhone.
I'm sure that would have looked suspicious to the insurance company but it actually would have saved them money.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176320</id>
	<title>Maybe I'm Too Honest</title>
	<author>Anonymous</author>
	<datestamp>1265019900000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Call me an idiot, but as much as the insurance companies are big and bad, I feel it's just plain wrong to smash something on purpose because I want insurance to get me a new one (refurbished or not).  Why is lying so acceptable in society?</p></htmltext>
<tokenext>Call me an idiot , but as much as the insurance companies are big and bad , I feel it 's just plain wrong to smash something on purpose because I want insurance to get me a new one ( refurbished or not ) .
Why is lying so acceptable in society ?</tokentext>
<sentencetext>Call me an idiot, but as much as the insurance companies are big and bad, I feel it's just plain wrong to smash something on purpose because I want insurance to get me a new one (refurbished or not).
Why is lying so acceptable in society?</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31178722</id>
	<title>Re:how is this different</title>
	<author>jamesh</author>
	<datestamp>1265031300000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>My iPhone isn't a status symbol.</p></div><p>Mine isn't either. I had it gold plated purely for functional reasons.</p></div>
	</htmltext>
<tokenext>My iPhone is n't a status symbol.Mine is n't either .
I had it gold plated purely for functional reasons .</tokentext>
<sentencetext>My iPhone isn't a status symbol.Mine isn't either.
I had it gold plated purely for functional reasons.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176294</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176860</id>
	<title>Ultimately self-defeating</title>
	<author>riceboy50</author>
	<datestamp>1265022060000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>If everyone thinks they can cheat the system, that just causes the cost of insuring these devices to continually rise in response. Nice work geniuses.</htmltext>
<tokenext>If everyone thinks they can cheat the system , that just causes the cost of insuring these devices to continually rise in response .
Nice work geniuses .</tokentext>
<sentencetext>If everyone thinks they can cheat the system, that just causes the cost of insuring these devices to continually rise in response.
Nice work geniuses.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31180702</id>
	<title>Basic fractions</title>
	<author>bradrock</author>
	<datestamp>1265050080000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Four in Six? Can we not reduce our fractions? Two out of three.</htmltext>
<tokenext>Four in Six ?
Can we not reduce our fractions ?
Two out of three .</tokentext>
<sentencetext>Four in Six?
Can we not reduce our fractions?
Two out of three.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31181236</id>
	<title>Re:Insurance Offerings</title>
	<author>Zoxed</author>
	<datestamp>1266526140000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>&gt; When a company offers insurance on a product where they will replace it for any reason,</p><p>Because insurance companies *never* offer policies like that: usually only *accidental* damage is covered, no deliberate.</p></htmltext>
<tokenext>&gt; When a company offers insurance on a product where they will replace it for any reason,Because insurance companies * never * offer policies like that : usually only * accidental * damage is covered , no deliberate .</tokentext>
<sentencetext>&gt; When a company offers insurance on a product where they will replace it for any reason,Because insurance companies *never* offer policies like that: usually only *accidental* damage is covered, no deliberate.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173756</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174898</id>
	<title>Re:Typical insurance company</title>
	<author>DaveV1.0</author>
	<datestamp>1265015160000</datestamp>
	<modclass>Redundant</modclass>
	<modscore>0</modscore>
	<htmltext><p>The problem with your post, which is seriously overrated and a bit off topic, is that the insurance company is not denying the claims. The insurance company has looked at the number of claims and has seen something suspicious, specifically a 50\% increase in claims one month after the release of the new iPhone. The insurance company also noted that many of those phones came in with extreme amounts of damage unlikely to be caused by a simple accident. Some showed evidence of being deliberately smashed using a hammer.</p><p>The insurance company priced their product according to normal wear and damage rates. When the new iPhone came out, there appears to have been a large amount of insurance fraud to get the newest model, something that doesn't happen with regular cell phones. Basically, the insurance company didn't think there would be that many assholes using iPhones.</p><p>The insurance company shouldn't have to pay out on phones that were deliberately damaged. That actually increases the cost of insurance and is why insurance companies don't pay out easily. Your own suggestion is that they should not fight insurance fraud but rather spread the cost to everyone by raising their rates.</p><p>Oh, and I did see what you did there. You attacked all insurance companies with no evidence, then said it was the insurance companies' fault that assholes were committing insurance fraud. You used a genetic fallacy.</p></htmltext>
<tokenext>The problem with your post , which is seriously overrated and a bit off topic , is that the insurance company is not denying the claims .
The insurance company has looked at the number of claims and has seen something suspicious , specifically a 50 \ % increase in claims one month after the release of the new iPhone .
The insurance company also noted that many of those phones came in with extreme amounts of damage unlikely to be caused by a simple accident .
Some showed evidence of being deliberately smashed using a hammer.The insurance company priced their product according to normal wear and damage rates .
When the new iPhone came out , there appears to have been a large amount of insurance fraud to get the newest model , something that does n't happen with regular cell phones .
Basically , the insurance company did n't think there would be that many assholes using iPhones.The insurance company should n't have to pay out on phones that were deliberately damaged .
That actually increases the cost of insurance and is why insurance companies do n't pay out easily .
Your own suggestion is that they should not fight insurance fraud but rather spread the cost to everyone by raising their rates.Oh , and I did see what you did there .
You attacked all insurance companies with no evidence , then said it was the insurance companies ' fault that assholes were committing insurance fraud .
You used a genetic fallacy .</tokentext>
<sentencetext>The problem with your post, which is seriously overrated and a bit off topic, is that the insurance company is not denying the claims.
The insurance company has looked at the number of claims and has seen something suspicious, specifically a 50\% increase in claims one month after the release of the new iPhone.
The insurance company also noted that many of those phones came in with extreme amounts of damage unlikely to be caused by a simple accident.
Some showed evidence of being deliberately smashed using a hammer.The insurance company priced their product according to normal wear and damage rates.
When the new iPhone came out, there appears to have been a large amount of insurance fraud to get the newest model, something that doesn't happen with regular cell phones.
Basically, the insurance company didn't think there would be that many assholes using iPhones.The insurance company shouldn't have to pay out on phones that were deliberately damaged.
That actually increases the cost of insurance and is why insurance companies don't pay out easily.
Your own suggestion is that they should not fight insurance fraud but rather spread the cost to everyone by raising their rates.Oh, and I did see what you did there.
You attacked all insurance companies with no evidence, then said it was the insurance companies' fault that assholes were committing insurance fraud.
You used a genetic fallacy.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174142</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175742</id>
	<title>Re:Umm....duh?</title>
	<author>Sandbags</author>
	<datestamp>1265017860000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>When they replace the device, those accessories are also covered if they're not feature compatible with the replacement so long as they were purchased with the device on the same receipt at BestBuy, which is why i shop there so often.  I replace my printer about every 18-24 months under their in-store warranty.  They even give me free ink when I return the cartridges I have for the old printer.  I've also exchanged a camera there, a Sony for a Canon since I was able to use the excuse that the other Sony cameras were not as capable as the one I had (the model was no longer available, and there was no replacement in the series, only a much higher class one).  BestBuy gave me 2 spare batteries, and 2 memory cards for the cannon when I exchanged the Sony.  It took a bit of fighting, and a call to corporate, but upper management agreed even though the store manager did not that the policy did work that way.</p></htmltext>
<tokenext>When they replace the device , those accessories are also covered if they 're not feature compatible with the replacement so long as they were purchased with the device on the same receipt at BestBuy , which is why i shop there so often .
I replace my printer about every 18-24 months under their in-store warranty .
They even give me free ink when I return the cartridges I have for the old printer .
I 've also exchanged a camera there , a Sony for a Canon since I was able to use the excuse that the other Sony cameras were not as capable as the one I had ( the model was no longer available , and there was no replacement in the series , only a much higher class one ) .
BestBuy gave me 2 spare batteries , and 2 memory cards for the cannon when I exchanged the Sony .
It took a bit of fighting , and a call to corporate , but upper management agreed even though the store manager did not that the policy did work that way .</tokentext>
<sentencetext>When they replace the device, those accessories are also covered if they're not feature compatible with the replacement so long as they were purchased with the device on the same receipt at BestBuy, which is why i shop there so often.
I replace my printer about every 18-24 months under their in-store warranty.
They even give me free ink when I return the cartridges I have for the old printer.
I've also exchanged a camera there, a Sony for a Canon since I was able to use the excuse that the other Sony cameras were not as capable as the one I had (the model was no longer available, and there was no replacement in the series, only a much higher class one).
BestBuy gave me 2 spare batteries, and 2 memory cards for the cannon when I exchanged the Sony.
It took a bit of fighting, and a call to corporate, but upper management agreed even though the store manager did not that the policy did work that way.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174190</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31179328</id>
	<title>Re:I smell cow dung...</title>
	<author>mjwx</author>
	<datestamp>1265036400000</datestamp>
	<modclass>Funny</modclass>
	<modscore>2</modscore>
	<htmltext><blockquote><div><p>Dropped my Razr in the toilet while trying to answer it when I was pissing</p></div></blockquote><p>

I have a rule, when my penis is in my hand for any reason <b>I do not answer the phone.</b> <br> <br>

If it's important they'll call back.<br> <br>

Judging by your list of accidents, a <a href="http://www.ozruggedphones.com/" title="ozruggedphones.com">ruggardised phone</a> [ozruggedphones.com] may be in order.</p></div>
	</htmltext>
<tokenext>Dropped my Razr in the toilet while trying to answer it when I was pissing I have a rule , when my penis is in my hand for any reason I do not answer the phone .
If it 's important they 'll call back .
Judging by your list of accidents , a ruggardised phone [ ozruggedphones.com ] may be in order .</tokentext>
<sentencetext>Dropped my Razr in the toilet while trying to answer it when I was pissing

I have a rule, when my penis is in my hand for any reason I do not answer the phone.
If it's important they'll call back.
Judging by your list of accidents, a ruggardised phone [ozruggedphones.com] may be in order.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174324</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174554</id>
	<title>Four out of six?</title>
	<author>Anonymous</author>
	<datestamp>1265057160000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>"An iPhone insurance carrier says that four in six claims are suspicious..."</p><p>WTF? They couldn't just say two in three?</p></htmltext>
<tokenext>" An iPhone insurance carrier says that four in six claims are suspicious... " WTF ?
They could n't just say two in three ?</tokentext>
<sentencetext>"An iPhone insurance carrier says that four in six claims are suspicious..."WTF?
They couldn't just say two in three?</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174056</id>
	<title>Apple Upgrades</title>
	<author>Anonymous</author>
	<datestamp>1265055420000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p><a href="http://www.woosk.com/wp-content/uploads/2008/08/mac.jpg" title="woosk.com" rel="nofollow">Apple Upgrades</a> [woosk.com]</p></htmltext>
<tokenext>Apple Upgrades [ woosk.com ]</tokentext>
<sentencetext>Apple Upgrades [woosk.com]</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174440</id>
	<title>Re:Sure . . . it's for the upgrades, I believe tha</title>
	<author>Anonymous</author>
	<datestamp>1265056800000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><blockquote><div><p>Two of my family members have iPhones, both live in populated areas, and neither of them ever answers when I call, but return calls hours later.</p></div></blockquote><p>Lots of phones have caller id.</p></div>
	</htmltext>
<tokenext>Two of my family members have iPhones , both live in populated areas , and neither of them ever answers when I call , but return calls hours later.Lots of phones have caller id .</tokentext>
<sentencetext>Two of my family members have iPhones, both live in populated areas, and neither of them ever answers when I call, but return calls hours later.Lots of phones have caller id.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174004</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175182</id>
	<title>Re:Umm....duh?</title>
	<author>gknoy</author>
	<datestamp>1265016060000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>I found also that the deductible ($50) on my phone insurance was roughly the cost of buying a phone of the same type off of Ebay or other internet sites.  I don't plan to insure my next phone.</p></htmltext>
<tokenext>I found also that the deductible ( $ 50 ) on my phone insurance was roughly the cost of buying a phone of the same type off of Ebay or other internet sites .
I do n't plan to insure my next phone .</tokentext>
<sentencetext>I found also that the deductible ($50) on my phone insurance was roughly the cost of buying a phone of the same type off of Ebay or other internet sites.
I don't plan to insure my next phone.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174190</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174190</id>
	<title>Re:Umm....duh?</title>
	<author>Moryath</author>
	<datestamp>1265055900000</datestamp>
	<modclass>Informativ</modclass>
	<modscore>4</modscore>
	<htmltext><p>AT&amp;T makes money off forced "upgrading."</p><p>I had a flip-phone model. Had it die on me (internal speaker died, would only work in speakerphone mode). Called in my warranty, got the "replacement"... it's a SLIDE-phone instead of flip (meaning the screen is unprotected).</p><p>Called them up, turns out they have a clause in the contract to ship back whatever the fuck phone it is they can with "similar features" if yours is out of production... and the lines go "out of production" every 6 months.</p><p>Where do they make the money? Constantly changing accessories. Car charger? Bam. No good. Extra house charger I kept at work? Bam. No good. Belt clip? Bam, no good. Thank god I hadn't bought the "proprietary" handsfree set too.</p><p>$100 worth of accessories, down the tube, "not covered" simply because they ship a different model phone incompatible with the accessories you bought right along with the damn phone in the first place.</p></htmltext>
<tokenext>AT&amp;T makes money off forced " upgrading .
" I had a flip-phone model .
Had it die on me ( internal speaker died , would only work in speakerphone mode ) .
Called in my warranty , got the " replacement " ... it 's a SLIDE-phone instead of flip ( meaning the screen is unprotected ) .Called them up , turns out they have a clause in the contract to ship back whatever the fuck phone it is they can with " similar features " if yours is out of production... and the lines go " out of production " every 6 months.Where do they make the money ?
Constantly changing accessories .
Car charger ?
Bam. No good .
Extra house charger I kept at work ?
Bam. No good .
Belt clip ?
Bam , no good .
Thank god I had n't bought the " proprietary " handsfree set too. $ 100 worth of accessories , down the tube , " not covered " simply because they ship a different model phone incompatible with the accessories you bought right along with the damn phone in the first place .</tokentext>
<sentencetext>AT&amp;T makes money off forced "upgrading.
"I had a flip-phone model.
Had it die on me (internal speaker died, would only work in speakerphone mode).
Called in my warranty, got the "replacement"... it's a SLIDE-phone instead of flip (meaning the screen is unprotected).Called them up, turns out they have a clause in the contract to ship back whatever the fuck phone it is they can with "similar features" if yours is out of production... and the lines go "out of production" every 6 months.Where do they make the money?
Constantly changing accessories.
Car charger?
Bam. No good.
Extra house charger I kept at work?
Bam. No good.
Belt clip?
Bam, no good.
Thank god I hadn't bought the "proprietary" handsfree set too.$100 worth of accessories, down the tube, "not covered" simply because they ship a different model phone incompatible with the accessories you bought right along with the damn phone in the first place.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173838</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174976</id>
	<title>Re:how is this different</title>
	<author>Cyberllama</author>
	<datestamp>1265015460000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>3</modscore>
	<htmltext><p>I don't see why this post is modded down as Flamebait.  It seems like a perfectly reasonable question.  Are we supposed to assume that Apple customers are more honest than average folk and therefore express surprise that they, of all people, would commit fraud? This doesn't seem like a story unique to iPhones or Apple so I wonder why it's framed as such.</p></htmltext>
<tokenext>I do n't see why this post is modded down as Flamebait .
It seems like a perfectly reasonable question .
Are we supposed to assume that Apple customers are more honest than average folk and therefore express surprise that they , of all people , would commit fraud ?
This does n't seem like a story unique to iPhones or Apple so I wonder why it 's framed as such .</tokentext>
<sentencetext>I don't see why this post is modded down as Flamebait.
It seems like a perfectly reasonable question.
Are we supposed to assume that Apple customers are more honest than average folk and therefore express surprise that they, of all people, would commit fraud?
This doesn't seem like a story unique to iPhones or Apple so I wonder why it's framed as such.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173746</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31188966</id>
	<title>4 in 6?</title>
	<author>Cur8or</author>
	<datestamp>1266525180000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext>In my day we used to call that 2 thirds.</htmltext>
<tokenext>In my day we used to call that 2 thirds .</tokentext>
<sentencetext>In my day we used to call that 2 thirds.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173928</id>
	<title>Which is more likely?</title>
	<author>Anonymous</author>
	<datestamp>1265055000000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Users smashing their phone to scam AT&amp;T or smashing their phone because they are stuck using AT&amp;T's "3G" service and finally snap after spending 20 minutes trying to get that informative webpage they need *right now* to load?</p><p>But let's get real. How much intentional smashing is really going on? I dropped my 3G iPhone last month when I fumbled it while taking it out of my pocket. It hit the pavement end up, smack on the upper right hand edge... which is a real sweet-spot when it comes to shattering the glass display.<br>I walked into an AppleStore 15 minutes later and upgraded to a 3GS with a new 2yr contract and bought a hardshell protector to prevent a similar fate befalling it.</p><p>No scam, pure accident.<br>Maybe if Apple could... I don't know, not use glass in their portable device displays...</p></htmltext>
<tokenext>Users smashing their phone to scam AT&amp;T or smashing their phone because they are stuck using AT&amp;T 's " 3G " service and finally snap after spending 20 minutes trying to get that informative webpage they need * right now * to load ? But let 's get real .
How much intentional smashing is really going on ?
I dropped my 3G iPhone last month when I fumbled it while taking it out of my pocket .
It hit the pavement end up , smack on the upper right hand edge... which is a real sweet-spot when it comes to shattering the glass display.I walked into an AppleStore 15 minutes later and upgraded to a 3GS with a new 2yr contract and bought a hardshell protector to prevent a similar fate befalling it.No scam , pure accident.Maybe if Apple could... I do n't know , not use glass in their portable device displays.. .</tokentext>
<sentencetext>Users smashing their phone to scam AT&amp;T or smashing their phone because they are stuck using AT&amp;T's "3G" service and finally snap after spending 20 minutes trying to get that informative webpage they need *right now* to load?But let's get real.
How much intentional smashing is really going on?
I dropped my 3G iPhone last month when I fumbled it while taking it out of my pocket.
It hit the pavement end up, smack on the upper right hand edge... which is a real sweet-spot when it comes to shattering the glass display.I walked into an AppleStore 15 minutes later and upgraded to a 3GS with a new 2yr contract and bought a hardshell protector to prevent a similar fate befalling it.No scam, pure accident.Maybe if Apple could... I don't know, not use glass in their portable device displays...</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176294</id>
	<title>Re:how is this different</title>
	<author>jo\_ham</author>
	<datestamp>1265019840000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>3</modscore>
	<htmltext><p>My iPhone isn't a status symbol. It's a tool. I don't own any status symbols - I drive a beaten up car, have no branded clothes, wear a non-brand watch. You get the idea.</p><p>The primary function of the iPhone is most certainly not a status symbol to the vast majority of people who use it.</p><p>The practice has been going on in the cell phone market for *years* - long, long, long before the iPhone was released. It's not a new phenomenon, and it can be entirely attributed to "new is better than old" for whatever phone it is. It's one of the reasons the guy in the O2 shop thought it was unusual that I had a phone that was over 5 years old before I bought an iPhone, since most people upgrade the *second* their contract allows them to, or they resort to damaging the phone on purpose and claim on the warranty.</p></htmltext>
<tokenext>My iPhone is n't a status symbol .
It 's a tool .
I do n't own any status symbols - I drive a beaten up car , have no branded clothes , wear a non-brand watch .
You get the idea.The primary function of the iPhone is most certainly not a status symbol to the vast majority of people who use it.The practice has been going on in the cell phone market for * years * - long , long , long before the iPhone was released .
It 's not a new phenomenon , and it can be entirely attributed to " new is better than old " for whatever phone it is .
It 's one of the reasons the guy in the O2 shop thought it was unusual that I had a phone that was over 5 years old before I bought an iPhone , since most people upgrade the * second * their contract allows them to , or they resort to damaging the phone on purpose and claim on the warranty .</tokentext>
<sentencetext>My iPhone isn't a status symbol.
It's a tool.
I don't own any status symbols - I drive a beaten up car, have no branded clothes, wear a non-brand watch.
You get the idea.The primary function of the iPhone is most certainly not a status symbol to the vast majority of people who use it.The practice has been going on in the cell phone market for *years* - long, long, long before the iPhone was released.
It's not a new phenomenon, and it can be entirely attributed to "new is better than old" for whatever phone it is.
It's one of the reasons the guy in the O2 shop thought it was unusual that I had a phone that was over 5 years old before I bought an iPhone, since most people upgrade the *second* their contract allows them to, or they resort to damaging the phone on purpose and claim on the warranty.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175660</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175686</id>
	<title>Re:Well...</title>
	<author>Anonymous</author>
	<datestamp>1265017740000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>That is the first thing I thought when I read the summary.  I have a 3G...a new 3GS would be cool...</p></htmltext>
<tokenext>That is the first thing I thought when I read the summary .
I have a 3G...a new 3GS would be cool.. .</tokentext>
<sentencetext>That is the first thing I thought when I read the summary.
I have a 3G...a new 3GS would be cool...</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173798</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174134</id>
	<title>Re:Insurance Offerings</title>
	<author>nine-times</author>
	<datestamp>1265055720000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>What, you think that insurance companies pay out?  The way insurance companies profit is to take your money and then find excuses to deny the coverage that we've promised.  It's like casinos-- they don't make money by letting you win.</p></htmltext>
<tokenext>What , you think that insurance companies pay out ?
The way insurance companies profit is to take your money and then find excuses to deny the coverage that we 've promised .
It 's like casinos-- they do n't make money by letting you win .</tokentext>
<sentencetext>What, you think that insurance companies pay out?
The way insurance companies profit is to take your money and then find excuses to deny the coverage that we've promised.
It's like casinos-- they don't make money by letting you win.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173756</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176650</id>
	<title>Re:I smell cow dung...</title>
	<author>Anonymous</author>
	<datestamp>1265021280000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>I'm gonna go ahead and call you clumsy or stupid...I dunno which...maybe both.</p></htmltext>
<tokenext>I 'm gon na go ahead and call you clumsy or stupid...I dunno which...maybe both .</tokentext>
<sentencetext>I'm gonna go ahead and call you clumsy or stupid...I dunno which...maybe both.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174324</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173900</id>
	<title>Waste</title>
	<author>Anonymous</author>
	<datestamp>1265055000000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>And people wonder why I condemn cell phones and other gadgets...what a waste.</p></htmltext>
<tokenext>And people wonder why I condemn cell phones and other gadgets...what a waste .</tokentext>
<sentencetext>And people wonder why I condemn cell phones and other gadgets...what a waste.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176868</id>
	<title>Re:Typical insurance company</title>
	<author>Anonymous</author>
	<datestamp>1265022120000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p><div class="quote"><p>The nerve of some people, expecting insurance companies to pay up when they make a claim.</p></div><p>Surprisingly many people fail to realize that they've purchased a <a href="http://www.youtube.com/watch?v=kO2R\_DDZPCM" title="youtube.com" rel="nofollow">NeverPay Policy</a> [youtube.com]...</p><p>(at 2:36)</p><p>Vicar: But my car was hit by a lorry while standing in the garage and you refuse to pay my claim.</p><p>Devious: Oh well, Reverend Morrison, in your policy... in your policy... here we are. It states quite clearly that no claim you make will be paid.</p><p>Vicar: Oh dear.</p><p>Devious: You see, you unfortunately plumped for our 'Neverpay' policy, which, you know, if you never claim is very worthwhile, but you had to claim, and, well, there it is.</p></div>
	</htmltext>
<tokenext>The nerve of some people , expecting insurance companies to pay up when they make a claim.Surprisingly many people fail to realize that they 've purchased a NeverPay Policy [ youtube.com ] ... ( at 2 : 36 ) Vicar : But my car was hit by a lorry while standing in the garage and you refuse to pay my claim.Devious : Oh well , Reverend Morrison , in your policy... in your policy... here we are .
It states quite clearly that no claim you make will be paid.Vicar : Oh dear.Devious : You see , you unfortunately plumped for our 'Neverpay ' policy , which , you know , if you never claim is very worthwhile , but you had to claim , and , well , there it is .</tokentext>
<sentencetext>The nerve of some people, expecting insurance companies to pay up when they make a claim.Surprisingly many people fail to realize that they've purchased a NeverPay Policy [youtube.com]...(at 2:36)Vicar: But my car was hit by a lorry while standing in the garage and you refuse to pay my claim.Devious: Oh well, Reverend Morrison, in your policy... in your policy... here we are.
It states quite clearly that no claim you make will be paid.Vicar: Oh dear.Devious: You see, you unfortunately plumped for our 'Neverpay' policy, which, you know, if you never claim is very worthwhile, but you had to claim, and, well, there it is.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174142</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174986</id>
	<title>I have an iPhone</title>
	<author>theJML</author>
	<datestamp>1265015520000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>and I was told by AT&amp;T that I COULD NOT get insurance on it. Flat None, Period. Where are these people getting these phones? Maybe it's just around here, but if you have insurance on your iPhone, it's a floater on your home owners insurance, and even then who knows if they'll do it.</p><p>Now I was pretty sure this is why they didn't offer it when I got mine, but it's just as well as I'd have not paid for it anyway.</p><p>On the flip side, my wife recently dropped her phone and besides learning that we'd been spending $5/mo on insurance for it (I remember when it was $1.49/mo and the phones didn't cost any more then either), plus the $50 deductible (she didn't have anything fancy), they were actually pretty quick and friendly. New phone was received in the mail THE NEXT DAY before 9am (well, refirb, but new to her). It was an upgraded model as they no longer carried her old one being like 7 months now, so, free upgrade. I'd have to say that $30 of that $50 went toward the shipping, and knowing how much she uses her phone, I'd have told them to just send it 3-5 day std ground UPS for $7 instead if they passed the savings on.</p><p>Then again, maybe they just didn't want to mess with a pregnant lady...</p></htmltext>
<tokenext>and I was told by AT&amp;T that I COULD NOT get insurance on it .
Flat None , Period .
Where are these people getting these phones ?
Maybe it 's just around here , but if you have insurance on your iPhone , it 's a floater on your home owners insurance , and even then who knows if they 'll do it.Now I was pretty sure this is why they did n't offer it when I got mine , but it 's just as well as I 'd have not paid for it anyway.On the flip side , my wife recently dropped her phone and besides learning that we 'd been spending $ 5/mo on insurance for it ( I remember when it was $ 1.49/mo and the phones did n't cost any more then either ) , plus the $ 50 deductible ( she did n't have anything fancy ) , they were actually pretty quick and friendly .
New phone was received in the mail THE NEXT DAY before 9am ( well , refirb , but new to her ) .
It was an upgraded model as they no longer carried her old one being like 7 months now , so , free upgrade .
I 'd have to say that $ 30 of that $ 50 went toward the shipping , and knowing how much she uses her phone , I 'd have told them to just send it 3-5 day std ground UPS for $ 7 instead if they passed the savings on.Then again , maybe they just did n't want to mess with a pregnant lady.. .</tokentext>
<sentencetext>and I was told by AT&amp;T that I COULD NOT get insurance on it.
Flat None, Period.
Where are these people getting these phones?
Maybe it's just around here, but if you have insurance on your iPhone, it's a floater on your home owners insurance, and even then who knows if they'll do it.Now I was pretty sure this is why they didn't offer it when I got mine, but it's just as well as I'd have not paid for it anyway.On the flip side, my wife recently dropped her phone and besides learning that we'd been spending $5/mo on insurance for it (I remember when it was $1.49/mo and the phones didn't cost any more then either), plus the $50 deductible (she didn't have anything fancy), they were actually pretty quick and friendly.
New phone was received in the mail THE NEXT DAY before 9am (well, refirb, but new to her).
It was an upgraded model as they no longer carried her old one being like 7 months now, so, free upgrade.
I'd have to say that $30 of that $50 went toward the shipping, and knowing how much she uses her phone, I'd have told them to just send it 3-5 day std ground UPS for $7 instead if they passed the savings on.Then again, maybe they just didn't want to mess with a pregnant lady...</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176380</id>
	<title>I do not understand any of this.</title>
	<author>Anonymous</author>
	<datestamp>1265020260000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Insurance is the same as gambling.<br>Over time, the average honest person loses.<br>otherwise there would be no 'insurance industry'</p><p>In addition, the dishonest make it an ever worse deal.<br>perverse really.</p><p>Refrain from owning things you cannot afford to replace.<br>Save on insurance. Chose replacements wisely.</p><p>About the only thing I like about this gadget insurance<br>is the degree to which mfg are held responsible for selling junk.<br>Lawyers often prove a better deal than increasing quality though.</p></htmltext>
<tokenext>Insurance is the same as gambling.Over time , the average honest person loses.otherwise there would be no 'insurance industry'In addition , the dishonest make it an ever worse deal.perverse really.Refrain from owning things you can not afford to replace.Save on insurance .
Chose replacements wisely.About the only thing I like about this gadget insuranceis the degree to which mfg are held responsible for selling junk.Lawyers often prove a better deal than increasing quality though .</tokentext>
<sentencetext>Insurance is the same as gambling.Over time, the average honest person loses.otherwise there would be no 'insurance industry'In addition, the dishonest make it an ever worse deal.perverse really.Refrain from owning things you cannot afford to replace.Save on insurance.
Chose replacements wisely.About the only thing I like about this gadget insuranceis the degree to which mfg are held responsible for selling junk.Lawyers often prove a better deal than increasing quality though.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173910</id>
	<title>Wasn't aware you could get iPhone insurance</title>
	<author>TheReij</author>
	<datestamp>1265055000000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>I remember when the Moto Razr came out, no insurance was available for it. I had assumed the same was true of the iPhone. Interesting times.</htmltext>
<tokenext>I remember when the Moto Razr came out , no insurance was available for it .
I had assumed the same was true of the iPhone .
Interesting times .</tokentext>
<sentencetext>I remember when the Moto Razr came out, no insurance was available for it.
I had assumed the same was true of the iPhone.
Interesting times.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175386</id>
	<title>Re:Dropped mine once</title>
	<author>dissy</author>
	<datestamp>1265016720000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Mind if I ask a serious question?</p><p><i>Of course, I've gotten fed up enough with how Apple deals with the unlocking / tethering / app store details that when I'm done with this term, I'm going somewhere else.</i></p><p>I'm curious why you don't just unlock it, do tethering, and install alternate app stores?</p><p>Most people feel they shouldn't HAVE to go through so much to get to that point (And they are probably right, no arguments here)  but it is still only an extra step of one button click after syncing the phone.</p><p>It seems you desire those features (Thus your being fed up with that not being the default)<br>Those features and more are available.</p><p>I'm wondering basically if there are actual valid reasons for leaving the phone as apple sold it.<br>Or more specifically, I'd like to hear some real-world reasons people have.</p><p>Thanks!</p></htmltext>
<tokenext>Mind if I ask a serious question ? Of course , I 've gotten fed up enough with how Apple deals with the unlocking / tethering / app store details that when I 'm done with this term , I 'm going somewhere else.I 'm curious why you do n't just unlock it , do tethering , and install alternate app stores ? Most people feel they should n't HAVE to go through so much to get to that point ( And they are probably right , no arguments here ) but it is still only an extra step of one button click after syncing the phone.It seems you desire those features ( Thus your being fed up with that not being the default ) Those features and more are available.I 'm wondering basically if there are actual valid reasons for leaving the phone as apple sold it.Or more specifically , I 'd like to hear some real-world reasons people have.Thanks !</tokentext>
<sentencetext>Mind if I ask a serious question?Of course, I've gotten fed up enough with how Apple deals with the unlocking / tethering / app store details that when I'm done with this term, I'm going somewhere else.I'm curious why you don't just unlock it, do tethering, and install alternate app stores?Most people feel they shouldn't HAVE to go through so much to get to that point (And they are probably right, no arguments here)  but it is still only an extra step of one button click after syncing the phone.It seems you desire those features (Thus your being fed up with that not being the default)Those features and more are available.I'm wondering basically if there are actual valid reasons for leaving the phone as apple sold it.Or more specifically, I'd like to hear some real-world reasons people have.Thanks!</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173862</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175000</id>
	<title>Re:Umm....duh?</title>
	<author>Anonymous</author>
	<datestamp>1265015520000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><blockquote><div><p>Belt clip?</p></div></blockquote><p>I hope it matches your pocket protector and fanny pack.</p></div>
	</htmltext>
<tokenext>Belt clip ? I hope it matches your pocket protector and fanny pack .</tokentext>
<sentencetext>Belt clip?I hope it matches your pocket protector and fanny pack.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174190</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174324</id>
	<title>I smell cow dung...</title>
	<author>mcgrew</author>
	<datestamp>1265056320000</datestamp>
	<modclass>Interestin</modclass>
	<modscore>2</modscore>
	<htmltext><p><i>"iPhones, like most mobile phones, are actually very difficult to damage.<br></i><br>I don't have an iPhone, but I know for a FACT that it's damned easy to ruin a phone accidentally. My (now ex) wife dropped our new Star Tek in the coffee when we were travelling; bye bye Star Tek. I got caught in a thunderstorm at a George Thorogood concert at the Illinois State Fair; bye bye LG. I slipped on the ice and fell with my phone in the pocket I fell on; bye bye Nokia. Dropped my Razr in the toilet while trying to answer it when I was pissing; despite immediatekly removing the battery and washing it and drying it out, it was ruined, never to work again.</p><p>My daughter (who turns 23 next month) has broken a lot more phones than I have, but that's because she keeps it in her purse. Women are notoriously hard on purses, which are a lot more forgiving of abuse than their contents are.</p><p>Anybody who says it's hard to break a phone is either stupid or lying.</p></htmltext>
<tokenext>" iPhones , like most mobile phones , are actually very difficult to damage.I do n't have an iPhone , but I know for a FACT that it 's damned easy to ruin a phone accidentally .
My ( now ex ) wife dropped our new Star Tek in the coffee when we were travelling ; bye bye Star Tek .
I got caught in a thunderstorm at a George Thorogood concert at the Illinois State Fair ; bye bye LG .
I slipped on the ice and fell with my phone in the pocket I fell on ; bye bye Nokia .
Dropped my Razr in the toilet while trying to answer it when I was pissing ; despite immediatekly removing the battery and washing it and drying it out , it was ruined , never to work again.My daughter ( who turns 23 next month ) has broken a lot more phones than I have , but that 's because she keeps it in her purse .
Women are notoriously hard on purses , which are a lot more forgiving of abuse than their contents are.Anybody who says it 's hard to break a phone is either stupid or lying .</tokentext>
<sentencetext>"iPhones, like most mobile phones, are actually very difficult to damage.I don't have an iPhone, but I know for a FACT that it's damned easy to ruin a phone accidentally.
My (now ex) wife dropped our new Star Tek in the coffee when we were travelling; bye bye Star Tek.
I got caught in a thunderstorm at a George Thorogood concert at the Illinois State Fair; bye bye LG.
I slipped on the ice and fell with my phone in the pocket I fell on; bye bye Nokia.
Dropped my Razr in the toilet while trying to answer it when I was pissing; despite immediatekly removing the battery and washing it and drying it out, it was ruined, never to work again.My daughter (who turns 23 next month) has broken a lot more phones than I have, but that's because she keeps it in her purse.
Women are notoriously hard on purses, which are a lot more forgiving of abuse than their contents are.Anybody who says it's hard to break a phone is either stupid or lying.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175972</id>
	<title>Re:how is this different</title>
	<author>johnlcallaway</author>
	<datestamp>1265018640000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Dropped a pager into boiling water once<nobr> <wbr></nobr>... pager buzzed, I took it out to look at it, and it slipped out of my hand into a pot of hot water on the stove. While some people can quickly get a pager/phone out of a pool or toilet, I don't think very many would plunge their hand into a pot of boiling water. So it sat there for a while as I tried to use a spoon and then finally got some tongs.
<br> <br>
I dumped the water out and started another pot after I realized that essence of pager is probably not a highly sought after flavor for mashed potatoes.</htmltext>
<tokenext>Dropped a pager into boiling water once ... pager buzzed , I took it out to look at it , and it slipped out of my hand into a pot of hot water on the stove .
While some people can quickly get a pager/phone out of a pool or toilet , I do n't think very many would plunge their hand into a pot of boiling water .
So it sat there for a while as I tried to use a spoon and then finally got some tongs .
I dumped the water out and started another pot after I realized that essence of pager is probably not a highly sought after flavor for mashed potatoes .</tokentext>
<sentencetext>Dropped a pager into boiling water once ... pager buzzed, I took it out to look at it, and it slipped out of my hand into a pot of hot water on the stove.
While some people can quickly get a pager/phone out of a pool or toilet, I don't think very many would plunge their hand into a pot of boiling water.
So it sat there for a while as I tried to use a spoon and then finally got some tongs.
I dumped the water out and started another pot after I realized that essence of pager is probably not a highly sought after flavor for mashed potatoes.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175234</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174392</id>
	<title>Problem existed before the iPhone</title>
	<author>CmdrPorno</author>
	<datestamp>1265056620000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>This has been going on since phone carriers began offering accidental damage insurance.  Some people deliberately break their phone every year or two to get a free upgrade.  And some people are genuinely rough or careless with their phones, and break them during normal use.  Since they can't tell the difference, some carriers limit the frequency that you can claim on the insurance.</p></htmltext>
<tokenext>This has been going on since phone carriers began offering accidental damage insurance .
Some people deliberately break their phone every year or two to get a free upgrade .
And some people are genuinely rough or careless with their phones , and break them during normal use .
Since they ca n't tell the difference , some carriers limit the frequency that you can claim on the insurance .</tokentext>
<sentencetext>This has been going on since phone carriers began offering accidental damage insurance.
Some people deliberately break their phone every year or two to get a free upgrade.
And some people are genuinely rough or careless with their phones, and break them during normal use.
Since they can't tell the difference, some carriers limit the frequency that you can claim on the insurance.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31177338</id>
	<title>Insurance or warranty</title>
	<author>sl149q</author>
	<datestamp>1265024160000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Insurance insures against a losses as specified in the policy.</p><p>Warranties and extended warranties only cover problems related to the manufacturing of the product.</p><p>When buying either insurance or an extended warranty you need to know three percentages. First the commission paid (which can be to the sales agent or to the store), second the administrative overhead for servicing claims, and finally how much of what you pay goes to actually covering actual losses.</p><p>At one end of the spectrum you have (for example) fixed term life which has a low commission, low overhead and thus a high amount of your premium gets used to fund losses (can be as high as 70-80\%).</p><p>At the other end are things like flight insurance. Over half the premium is sucked up as sales commission and another large amount for administration. Very little of your premium gets used to pay any losses (can be as low as 20-30\%).</p><p>The former is a great deal. The latter not so much.</p><p>Most extended warranties fall closer to the latter. Its just another way for the vendor to increase his margins.</p><p>You can find stores that do have good plans. My current iPhone has a $60 extended warranty that I actually paid three years earlier when I bought a different phone. There where no claims so they just refunded the original $60 and applied it to the new phone.</p><p>The other side of the extended warranty is that while you tend to think of the current cost of things when buying the item. The replacement cost may be far lower when you actually need it. This is especially true for electronics. That $500 phone may only cost $200 to replace two years from now. And normally they will only replace with equivalent models not the latest and greatest.</p></htmltext>
<tokenext>Insurance insures against a losses as specified in the policy.Warranties and extended warranties only cover problems related to the manufacturing of the product.When buying either insurance or an extended warranty you need to know three percentages .
First the commission paid ( which can be to the sales agent or to the store ) , second the administrative overhead for servicing claims , and finally how much of what you pay goes to actually covering actual losses.At one end of the spectrum you have ( for example ) fixed term life which has a low commission , low overhead and thus a high amount of your premium gets used to fund losses ( can be as high as 70-80 \ % ) .At the other end are things like flight insurance .
Over half the premium is sucked up as sales commission and another large amount for administration .
Very little of your premium gets used to pay any losses ( can be as low as 20-30 \ % ) .The former is a great deal .
The latter not so much.Most extended warranties fall closer to the latter .
Its just another way for the vendor to increase his margins.You can find stores that do have good plans .
My current iPhone has a $ 60 extended warranty that I actually paid three years earlier when I bought a different phone .
There where no claims so they just refunded the original $ 60 and applied it to the new phone.The other side of the extended warranty is that while you tend to think of the current cost of things when buying the item .
The replacement cost may be far lower when you actually need it .
This is especially true for electronics .
That $ 500 phone may only cost $ 200 to replace two years from now .
And normally they will only replace with equivalent models not the latest and greatest .</tokentext>
<sentencetext>Insurance insures against a losses as specified in the policy.Warranties and extended warranties only cover problems related to the manufacturing of the product.When buying either insurance or an extended warranty you need to know three percentages.
First the commission paid (which can be to the sales agent or to the store), second the administrative overhead for servicing claims, and finally how much of what you pay goes to actually covering actual losses.At one end of the spectrum you have (for example) fixed term life which has a low commission, low overhead and thus a high amount of your premium gets used to fund losses (can be as high as 70-80\%).At the other end are things like flight insurance.
Over half the premium is sucked up as sales commission and another large amount for administration.
Very little of your premium gets used to pay any losses (can be as low as 20-30\%).The former is a great deal.
The latter not so much.Most extended warranties fall closer to the latter.
Its just another way for the vendor to increase his margins.You can find stores that do have good plans.
My current iPhone has a $60 extended warranty that I actually paid three years earlier when I bought a different phone.
There where no claims so they just refunded the original $60 and applied it to the new phone.The other side of the extended warranty is that while you tend to think of the current cost of things when buying the item.
The replacement cost may be far lower when you actually need it.
This is especially true for electronics.
That $500 phone may only cost $200 to replace two years from now.
And normally they will only replace with equivalent models not the latest and greatest.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176634</id>
	<title>Simple, make the problem the solution</title>
	<author>macslut</author>
	<datestamp>1265021220000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>2</modscore>
	<htmltext>I never buy insurance for my iPhones because I know that I'm going to want to upgrade them each year.  It never occured to me to smash and replace. I wouldn't want to do that though. On the other hand, sell me a policy where each year I get to send in my old iPhone and get a new one and I'd be all over that.  The insurer could then sell my old iPhone or use it to replace someone with cheaper insurance who didn't buy the upgrade option.</htmltext>
<tokenext>I never buy insurance for my iPhones because I know that I 'm going to want to upgrade them each year .
It never occured to me to smash and replace .
I would n't want to do that though .
On the other hand , sell me a policy where each year I get to send in my old iPhone and get a new one and I 'd be all over that .
The insurer could then sell my old iPhone or use it to replace someone with cheaper insurance who did n't buy the upgrade option .</tokentext>
<sentencetext>I never buy insurance for my iPhones because I know that I'm going to want to upgrade them each year.
It never occured to me to smash and replace.
I wouldn't want to do that though.
On the other hand, sell me a policy where each year I get to send in my old iPhone and get a new one and I'd be all over that.
The insurer could then sell my old iPhone or use it to replace someone with cheaper insurance who didn't buy the upgrade option.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175234</id>
	<title>Re:how is this different</title>
	<author>Anonymous</author>
	<datestamp>1265016300000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><blockquote><div><p>Dropping a phone 'accidentally' into a toilet, pool, pot of boiling water, etc. should just about break most them.</p></div></blockquote><p>
OK, the toilet and pool - that I can follow.  What's with the pot of boiling water?  Some weird 21st century coven?</p></div>
	</htmltext>
<tokenext>Dropping a phone 'accidentally ' into a toilet , pool , pot of boiling water , etc .
should just about break most them .
OK , the toilet and pool - that I can follow .
What 's with the pot of boiling water ?
Some weird 21st century coven ?</tokentext>
<sentencetext>Dropping a phone 'accidentally' into a toilet, pool, pot of boiling water, etc.
should just about break most them.
OK, the toilet and pool - that I can follow.
What's with the pot of boiling water?
Some weird 21st century coven?
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174984</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175824</id>
	<title>Re:I smell cow dung...</title>
	<author>Anonymous</author>
	<datestamp>1265018160000</datestamp>
	<modclass>Funny</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p> Dropped my Razr in the toilet while trying to answer it when I was pissing; despite immediatekly removing the battery and washing it and drying it out, it was ruined, never to work again.</p></div><p>You stuck your hand in pisswater for a Razr?</p></div>
	</htmltext>
<tokenext>Dropped my Razr in the toilet while trying to answer it when I was pissing ; despite immediatekly removing the battery and washing it and drying it out , it was ruined , never to work again.You stuck your hand in pisswater for a Razr ?</tokentext>
<sentencetext> Dropped my Razr in the toilet while trying to answer it when I was pissing; despite immediatekly removing the battery and washing it and drying it out, it was ruined, never to work again.You stuck your hand in pisswater for a Razr?
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174324</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31178304</id>
	<title>Re:original article</title>
	<author>nurb432</author>
	<datestamp>1265028480000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>You must be new here.</p></htmltext>
<tokenext>You must be new here .</tokentext>
<sentencetext>You must be new here.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173816</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174948</id>
	<title>Re:Insurance Offerings</title>
	<author>theun4gven</author>
	<datestamp>1265015400000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><blockquote><div><p>Deliberate destruction of property to collect insurance is called "insurance fraud" and is illegal, no matter how cool someone thinks it is to stick it to the man.</p></div></blockquote><p>
I have to disagree; deliberate destruction is a subset of "if phone stops functioning for any reason" and would therefore be covered.</p></div>
	</htmltext>
<tokenext>Deliberate destruction of property to collect insurance is called " insurance fraud " and is illegal , no matter how cool someone thinks it is to stick it to the man .
I have to disagree ; deliberate destruction is a subset of " if phone stops functioning for any reason " and would therefore be covered .</tokentext>
<sentencetext>Deliberate destruction of property to collect insurance is called "insurance fraud" and is illegal, no matter how cool someone thinks it is to stick it to the man.
I have to disagree; deliberate destruction is a subset of "if phone stops functioning for any reason" and would therefore be covered.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174372</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173962</id>
	<title>And this is why we can't have nice things</title>
	<author>Anonymous</author>
	<datestamp>1265055120000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>If you want to know where real inefficiency, waste, and bloat comes from, this is it - the jackass factor.</p></htmltext>
<tokenext>If you want to know where real inefficiency , waste , and bloat comes from , this is it - the jackass factor .</tokentext>
<sentencetext>If you want to know where real inefficiency, waste, and bloat comes from, this is it - the jackass factor.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174478</id>
	<title>Re:What an eye</title>
	<author>ChoboMog</author>
	<datestamp>1265056920000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>I was thinking the same thing.  I'm sure there are plenty of people smart enough to take advantage of the system in this case, but plenty of legitimate claims would also look "suspicious".  Then there's the fact that anyone who has a legitimate claim a month or two before the new iPhone release, and who has heard all the "Awesome New iPhone!" news/rumours, may just wait that month to make it.  Its certainly cheating the system, and also probably a minority, but its not breaking any rules/laws and relies on a bit of luck too =P</htmltext>
<tokenext>I was thinking the same thing .
I 'm sure there are plenty of people smart enough to take advantage of the system in this case , but plenty of legitimate claims would also look " suspicious " .
Then there 's the fact that anyone who has a legitimate claim a month or two before the new iPhone release , and who has heard all the " Awesome New iPhone !
" news/rumours , may just wait that month to make it .
Its certainly cheating the system , and also probably a minority , but its not breaking any rules/laws and relies on a bit of luck too = P</tokentext>
<sentencetext>I was thinking the same thing.
I'm sure there are plenty of people smart enough to take advantage of the system in this case, but plenty of legitimate claims would also look "suspicious".
Then there's the fact that anyone who has a legitimate claim a month or two before the new iPhone release, and who has heard all the "Awesome New iPhone!
" news/rumours, may just wait that month to make it.
Its certainly cheating the system, and also probably a minority, but its not breaking any rules/laws and relies on a bit of luck too =P</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173806</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174042</id>
	<title>Re:Dropped mine once</title>
	<author>Anonymous</author>
	<datestamp>1265055420000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>I was wondering why you left it in your pocket.</p></htmltext>
<tokenext>I was wondering why you left it in your pocket .</tokentext>
<sentencetext>I was wondering why you left it in your pocket.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173862</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176606</id>
	<title>Re:Well...</title>
	<author>d34dluk3</author>
	<datestamp>1265021100000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Modded funny, but should be insightful...my first reaction was "wow that's a really good idea that I never thought of."</htmltext>
<tokenext>Modded funny , but should be insightful...my first reaction was " wow that 's a really good idea that I never thought of .
"</tokentext>
<sentencetext>Modded funny, but should be insightful...my first reaction was "wow that's a really good idea that I never thought of.
"</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31173798</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176996</id>
	<title>Re:I smell cow dung...</title>
	<author>Anonymous</author>
	<datestamp>1265022720000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><blockquote><div><p>Anybody who says it's hard to break a phone is either stupid or lying.</p></div></blockquote><p>Maybe they meant if a cell is treated like expensive electronics? Disclaimer: my cell is over ten years old, and I remember when watches were delicate and expensive and treated appropriately. (Thank god for Timex.)</p><p>Oh... you're replying to a quote from an Insurance rep. Yeah, they're stupid liars. I'll give you that one then, no problem.</p></div>
	</htmltext>
<tokenext>Anybody who says it 's hard to break a phone is either stupid or lying.Maybe they meant if a cell is treated like expensive electronics ?
Disclaimer : my cell is over ten years old , and I remember when watches were delicate and expensive and treated appropriately .
( Thank god for Timex. ) Oh.. .
you 're replying to a quote from an Insurance rep. Yeah , they 're stupid liars .
I 'll give you that one then , no problem .</tokentext>
<sentencetext>Anybody who says it's hard to break a phone is either stupid or lying.Maybe they meant if a cell is treated like expensive electronics?
Disclaimer: my cell is over ten years old, and I remember when watches were delicate and expensive and treated appropriately.
(Thank god for Timex.)Oh...
you're replying to a quote from an Insurance rep. Yeah, they're stupid liars.
I'll give you that one then, no problem.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31174324</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31176122</id>
	<title>HULK NO LIKE iPHONE!</title>
	<author>RevWaldo</author>
	<datestamp>1265019240000</datestamp>
	<modclass>Interestin</modclass>
	<modscore>3</modscore>
	<htmltext>NOT 3GS! And FINGERS TOO BIG to work TOUCHSCREEN! HULK SMASH!!<br> <br>
<i>(later, Bruce Banner fills out the claim form...)</i> <br> <br>
Hmm.. "cause of accident." (Types <i>Superhuman alter ego resulting from bombardment of gamma radiation and adrenal rush. Frustrated with user interface. Smashed phone in rage.</i>. Considers it for a moment. Deletes and types in <i>Fell out of moving vehicle.</i>)</htmltext>
<tokenext>NOT 3GS !
And FINGERS TOO BIG to work TOUCHSCREEN !
HULK SMASH ! !
( later , Bruce Banner fills out the claim form... ) Hmm.. " cause of accident .
" ( Types Superhuman alter ego resulting from bombardment of gamma radiation and adrenal rush .
Frustrated with user interface .
Smashed phone in rage.. Considers it for a moment .
Deletes and types in Fell out of moving vehicle .
)</tokentext>
<sentencetext>NOT 3GS!
And FINGERS TOO BIG to work TOUCHSCREEN!
HULK SMASH!!
(later, Bruce Banner fills out the claim form...)  
Hmm.. "cause of accident.
" (Types Superhuman alter ego resulting from bombardment of gamma radiation and adrenal rush.
Frustrated with user interface.
Smashed phone in rage.. Considers it for a moment.
Deletes and types in Fell out of moving vehicle.
)</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_02_17_1852234.31175866</id>
	<title>Nothing new here.  Move along.</title>
	<author>kriston</author>
	<datestamp>1265018340000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>This is a really old scam since the beginning of subsidized cell phone plans.  Ask any Radio Shack manager, or for that matter, any electronics retailer how many people think they can get a new phone after dipping it in water.</p></htmltext>
<tokenext>This is a really old scam since the beginning of subsidized cell phone plans .
Ask any Radio Shack manager , or for that matter , any electronics retailer how many people think they can get a new phone after dipping it in water .</tokentext>
<sentencetext>This is a really old scam since the beginning of subsidized cell phone plans.
Ask any Radio Shack manager, or for that matter, any electronics retailer how many people think they can get a new phone after dipping it in water.</sentencetext>
</comment>
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