<article>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#article10_03_18_2018228</id>
	<title>Coming Soon, Smartphone-Based Banking</title>
	<author>timothy</author>
	<datestamp>1268900460000</datestamp>
	<htmltext>An anonymous reader writes <i>"Banks will be offering a new service at the end of the year that will let customers <a href="http://www.cnbc.com/id/35911747">take a photo of a paper check and have it be deposited</a> in their bank accounts, making the smartphone one step closer to an ATM."</i></htmltext>
<tokenext>An anonymous reader writes " Banks will be offering a new service at the end of the year that will let customers take a photo of a paper check and have it be deposited in their bank accounts , making the smartphone one step closer to an ATM .
"</tokentext>
<sentencetext>An anonymous reader writes "Banks will be offering a new service at the end of the year that will let customers take a photo of a paper check and have it be deposited in their bank accounts, making the smartphone one step closer to an ATM.
"</sentencetext>
</article>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31532492</id>
	<title>Re:Come out of that cave already!</title>
	<author>mjwx</author>
	<datestamp>1268929320000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><blockquote><div><p>We do things completely electronic here, by direct bank transfers. No need to take photographs of a paper cheque. In fact, I haven't seen a cheque since childhood (when an aunt from Australia sent one. We had a hell of a trouble cashing it).</p></div></blockquote><p>

Even here in Australia, the state of wait a while have given up on paper cheques. Everyone charges extra for a cheque now because no one wants to issue them, faster and easier to sign a declaration and get it wired into your bank.</p></div>
	</htmltext>
<tokenext>We do things completely electronic here , by direct bank transfers .
No need to take photographs of a paper cheque .
In fact , I have n't seen a cheque since childhood ( when an aunt from Australia sent one .
We had a hell of a trouble cashing it ) .
Even here in Australia , the state of wait a while have given up on paper cheques .
Everyone charges extra for a cheque now because no one wants to issue them , faster and easier to sign a declaration and get it wired into your bank .</tokentext>
<sentencetext>We do things completely electronic here, by direct bank transfers.
No need to take photographs of a paper cheque.
In fact, I haven't seen a cheque since childhood (when an aunt from Australia sent one.
We had a hell of a trouble cashing it).
Even here in Australia, the state of wait a while have given up on paper cheques.
Everyone charges extra for a cheque now because no one wants to issue them, faster and easier to sign a declaration and get it wired into your bank.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31529002</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31530152</id>
	<title>Re:Get off your arses and go to the damned bank</title>
	<author>ross.w</author>
	<datestamp>1268912220000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>The thing is, it's in the Bank's interest to NOT have you go to the bank. If they can come up with ways of having you do your banking online, by phone, or by post, they can close branches, save money and no-one will care.</p><p>Here in Australia, the big four banks actually charge you a fee if you want to do something actually at the bank.</p><p>Mind you they charge you a fee for just about everything...</p></htmltext>
<tokenext>The thing is , it 's in the Bank 's interest to NOT have you go to the bank .
If they can come up with ways of having you do your banking online , by phone , or by post , they can close branches , save money and no-one will care.Here in Australia , the big four banks actually charge you a fee if you want to do something actually at the bank.Mind you they charge you a fee for just about everything.. .</tokentext>
<sentencetext>The thing is, it's in the Bank's interest to NOT have you go to the bank.
If they can come up with ways of having you do your banking online, by phone, or by post, they can close branches, save money and no-one will care.Here in Australia, the big four banks actually charge you a fee if you want to do something actually at the bank.Mind you they charge you a fee for just about everything...</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528884</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31529450</id>
	<title>Re:DUPE</title>
	<author>e2d2</author>
	<datestamp>1268908980000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>In other news - Did you guys hear Corey Haim died?</p></htmltext>
<tokenext>In other news - Did you guys hear Corey Haim died ?</tokentext>
<sentencetext>In other news - Did you guys hear Corey Haim died?</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528250</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31531504</id>
	<title>Re:Ditch checks!</title>
	<author>Fex303</author>
	<datestamp>1268920800000</datestamp>
	<modclass>Informativ</modclass>
	<modscore>4</modscore>
	<htmltext><p><div class="quote"><p>What happens when you charge a $1300 macbook pro to your credit card for someone else, and then need compensation for it?</p></div><p>This objection comes up in every discussion of cheques/checks with Americans.  Let's make this clear - the issue you're discussing is a solved problem.  All over the rest of the world, you can just transfer money between bank accounts for free.</p><p>Here in Australia, when I need to pay my housemate my share of the rent, I log in to my online banking, select 'pay anyone' from the menu, select her name from the list of people I've paid recently (the site autofills her <a href="http://en.wikipedia.org/wiki/BSB\_number" title="wikipedia.org">BSB</a> [wikipedia.org] and account numbers), I enter how much I want to give her and it's in her account the next morning.  This service is free, works between all banks, credit unions, and building societies, and bounces money back to your account in the event of number and account name mismatch.  It is essentially the same as wire transfers, but less complex and without the insane fees for shovelling some bits from one account to another.  There is a system of checks (not cheques) and daily limits that keeps fraud from being any more of an issue than in the US.</p><p>Many small businesses and eBay sellers prefer this method of payment to any other for obvious reasons - it's free, it's reliable, and minimises effort for all parties.</p><p>I'd never used or considered using cheques until I lived in the States.  I'm really, really glad that I don't have to keep using them.</p></div>
	</htmltext>
<tokenext>What happens when you charge a $ 1300 macbook pro to your credit card for someone else , and then need compensation for it ? This objection comes up in every discussion of cheques/checks with Americans .
Let 's make this clear - the issue you 're discussing is a solved problem .
All over the rest of the world , you can just transfer money between bank accounts for free.Here in Australia , when I need to pay my housemate my share of the rent , I log in to my online banking , select 'pay anyone ' from the menu , select her name from the list of people I 've paid recently ( the site autofills her BSB [ wikipedia.org ] and account numbers ) , I enter how much I want to give her and it 's in her account the next morning .
This service is free , works between all banks , credit unions , and building societies , and bounces money back to your account in the event of number and account name mismatch .
It is essentially the same as wire transfers , but less complex and without the insane fees for shovelling some bits from one account to another .
There is a system of checks ( not cheques ) and daily limits that keeps fraud from being any more of an issue than in the US.Many small businesses and eBay sellers prefer this method of payment to any other for obvious reasons - it 's free , it 's reliable , and minimises effort for all parties.I 'd never used or considered using cheques until I lived in the States .
I 'm really , really glad that I do n't have to keep using them .</tokentext>
<sentencetext>What happens when you charge a $1300 macbook pro to your credit card for someone else, and then need compensation for it?This objection comes up in every discussion of cheques/checks with Americans.
Let's make this clear - the issue you're discussing is a solved problem.
All over the rest of the world, you can just transfer money between bank accounts for free.Here in Australia, when I need to pay my housemate my share of the rent, I log in to my online banking, select 'pay anyone' from the menu, select her name from the list of people I've paid recently (the site autofills her BSB [wikipedia.org] and account numbers), I enter how much I want to give her and it's in her account the next morning.
This service is free, works between all banks, credit unions, and building societies, and bounces money back to your account in the event of number and account name mismatch.
It is essentially the same as wire transfers, but less complex and without the insane fees for shovelling some bits from one account to another.
There is a system of checks (not cheques) and daily limits that keeps fraud from being any more of an issue than in the US.Many small businesses and eBay sellers prefer this method of payment to any other for obvious reasons - it's free, it's reliable, and minimises effort for all parties.I'd never used or considered using cheques until I lived in the States.
I'm really, really glad that I don't have to keep using them.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528910</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528074</id>
	<title>wow</title>
	<author>Anonymous</author>
	<datestamp>1268904120000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>about damn time.</p></htmltext>
<tokenext>about damn time .</tokentext>
<sentencetext>about damn time.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31529292</id>
	<title>Re:Ditch checks!</title>
	<author>Anonymous</author>
	<datestamp>1268908260000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p><div class="quote"><p>I don't want cash, it is dangerous. I would have to go to the bank to deposit the cash too.</p></div><p>You could grow a spine, maybe?</p></div>
	</htmltext>
<tokenext>I do n't want cash , it is dangerous .
I would have to go to the bank to deposit the cash too.You could grow a spine , maybe ?</tokentext>
<sentencetext>I don't want cash, it is dangerous.
I would have to go to the bank to deposit the cash too.You could grow a spine, maybe?
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528910</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528400</id>
	<title>People still use cheques?</title>
	<author>Anonymous</author>
	<datestamp>1268905020000</datestamp>
	<modclass>Funny</modclass>
	<modscore>1</modscore>
	<htmltext>Please me excuse me while I laugh all the way to the bank...</htmltext>
<tokenext>Please me excuse me while I laugh all the way to the bank.. .</tokentext>
<sentencetext>Please me excuse me while I laugh all the way to the bank...</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528610</id>
	<title>Re:DUPE</title>
	<author>CajunArson</author>
	<datestamp>1268905800000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Mod parent up... oh and the USAA app supports Android too.</p></htmltext>
<tokenext>Mod parent up... oh and the USAA app supports Android too .</tokentext>
<sentencetext>Mod parent up... oh and the USAA app supports Android too.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528086</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31530012</id>
	<title>Re:Fraud</title>
	<author>vikingpower</author>
	<datestamp>1268911500000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Exactly. A legal check is nothing more than a written order by the account holder to his bank, to pay a certain amount from his account to an identified person, with the stress upon "identified". It needs the account indentification ( a number, in our times), the account holder's name, and his signature. This goes back all the way to Antiquity, when checks travelled considerable distances through space and time, and were still cashed.</htmltext>
<tokenext>Exactly .
A legal check is nothing more than a written order by the account holder to his bank , to pay a certain amount from his account to an identified person , with the stress upon " identified " .
It needs the account indentification ( a number , in our times ) , the account holder 's name , and his signature .
This goes back all the way to Antiquity , when checks travelled considerable distances through space and time , and were still cashed .</tokentext>
<sentencetext>Exactly.
A legal check is nothing more than a written order by the account holder to his bank, to pay a certain amount from his account to an identified person, with the stress upon "identified".
It needs the account indentification ( a number, in our times), the account holder's name, and his signature.
This goes back all the way to Antiquity, when checks travelled considerable distances through space and time, and were still cashed.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31529102</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31533860</id>
	<title>Re:I went to renew my subscription...</title>
	<author>michaelhood</author>
	<datestamp>1268991960000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>I went to renew my subscription to a magazine on the Internet.  Guess what?  Cost me $2 to do it that way.  No dice.  Wrote out a check and mailed it in.</p></div><p>You can thank exorbitant credit card interchange fees on the part of the Visa/MasterCard member banks for that. It costs pennies to process a check of virtually any size, but 1.2 - 3.6+\% to accept various credit cards.</p></div>
	</htmltext>
<tokenext>I went to renew my subscription to a magazine on the Internet .
Guess what ?
Cost me $ 2 to do it that way .
No dice .
Wrote out a check and mailed it in.You can thank exorbitant credit card interchange fees on the part of the Visa/MasterCard member banks for that .
It costs pennies to process a check of virtually any size , but 1.2 - 3.6 + \ % to accept various credit cards .</tokentext>
<sentencetext>I went to renew my subscription to a magazine on the Internet.
Guess what?
Cost me $2 to do it that way.
No dice.
Wrote out a check and mailed it in.You can thank exorbitant credit card interchange fees on the part of the Visa/MasterCard member banks for that.
It costs pennies to process a check of virtually any size, but 1.2 - 3.6+\% to accept various credit cards.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528700</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528994</id>
	<title>Re:DUPE</title>
	<author>david\_thornley</author>
	<datestamp>1268907240000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>
I feel like I've lived through this deja vu moment before.</p></htmltext>
<tokenext>I feel like I 've lived through this deja vu moment before .</tokentext>
<sentencetext>
I feel like I've lived through this deja vu moment before.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528086</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31529002</id>
	<title>Come out of that cave already!</title>
	<author>Dr La</author>
	<datestamp>1268907300000</datestamp>
	<modclass>Informativ</modclass>
	<modscore>2</modscore>
	<htmltext>Seriously, if you Yanks think this is the epitome of modern banking: we Europeans are doubling up in laughter here.<br> <br>
We do things completely electronic here, by direct bank transfers. No need to take photographs of a paper cheque. In fact, I haven't seen a cheque since childhood (when an aunt from Australia sent one. We had a hell of a trouble cashing it).</htmltext>
<tokenext>Seriously , if you Yanks think this is the epitome of modern banking : we Europeans are doubling up in laughter here .
We do things completely electronic here , by direct bank transfers .
No need to take photographs of a paper cheque .
In fact , I have n't seen a cheque since childhood ( when an aunt from Australia sent one .
We had a hell of a trouble cashing it ) .</tokentext>
<sentencetext>Seriously, if you Yanks think this is the epitome of modern banking: we Europeans are doubling up in laughter here.
We do things completely electronic here, by direct bank transfers.
No need to take photographs of a paper cheque.
In fact, I haven't seen a cheque since childhood (when an aunt from Australia sent one.
We had a hell of a trouble cashing it).</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31530174</id>
	<title>Re:Ditch checks!</title>
	<author>jaavaaguru</author>
	<datestamp>1268912280000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>My bank is 2,500 miles away. And I don't see the problem with having $1,300 in cash... it's not like you can't take it home with you and leave it there for when you need it.</p><blockquote><div><p>Someone just walked right into my room and stole it.</p></div></blockquote><p>I only have one room mate and I trust her 100\%, so that's not something I would worry about.</p><p>I have a check book somewhere... I think it's at the bottom of a drawer in my office room. I grew up in Europe after they'd stopped using them, and now I'm in a country where I'm surprised to see people still using them.</p></div>
	</htmltext>
<tokenext>My bank is 2,500 miles away .
And I do n't see the problem with having $ 1,300 in cash... it 's not like you ca n't take it home with you and leave it there for when you need it.Someone just walked right into my room and stole it.I only have one room mate and I trust her 100 \ % , so that 's not something I would worry about.I have a check book somewhere... I think it 's at the bottom of a drawer in my office room .
I grew up in Europe after they 'd stopped using them , and now I 'm in a country where I 'm surprised to see people still using them .</tokentext>
<sentencetext>My bank is 2,500 miles away.
And I don't see the problem with having $1,300 in cash... it's not like you can't take it home with you and leave it there for when you need it.Someone just walked right into my room and stole it.I only have one room mate and I trust her 100\%, so that's not something I would worry about.I have a check book somewhere... I think it's at the bottom of a drawer in my office room.
I grew up in Europe after they'd stopped using them, and now I'm in a country where I'm surprised to see people still using them.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528910</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31533746</id>
	<title>Ugh have new club!</title>
	<author>Ihlosi</author>
	<datestamp>1268989320000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Club made from silicon!</p><p>Seriously. Using a cellphone to fotograph a fscking check? And that's called "smartphone-based banking"? I've been able to do my banking over the internet for almost a decade now, and I'm a late adopter. And the last time I had to use a check was over twenty years ago.</p></htmltext>
<tokenext>Club made from silicon ! Seriously .
Using a cellphone to fotograph a fscking check ?
And that 's called " smartphone-based banking " ?
I 've been able to do my banking over the internet for almost a decade now , and I 'm a late adopter .
And the last time I had to use a check was over twenty years ago .</tokentext>
<sentencetext>Club made from silicon!Seriously.
Using a cellphone to fotograph a fscking check?
And that's called "smartphone-based banking"?
I've been able to do my banking over the internet for almost a decade now, and I'm a late adopter.
And the last time I had to use a check was over twenty years ago.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31534872</id>
	<title>Re:You're taking the piss.</title>
	<author>smeg</author>
	<datestamp>1269005100000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>It is important that the cheque be photographed on a wooden table.</p></htmltext>
<tokenext>It is important that the cheque be photographed on a wooden table .</tokentext>
<sentencetext>It is important that the cheque be photographed on a wooden table.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528366</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31534700</id>
	<title>Old news...</title>
	<author>Anonymous</author>
	<datestamp>1269003360000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Yeah usaa does this already and has been doing it for some time now, boooo old news</p></htmltext>
<tokenext>Yeah usaa does this already and has been doing it for some time now , boooo old news</tokentext>
<sentencetext>Yeah usaa does this already and has been doing it for some time now, boooo old news</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528370</id>
	<title>"making the smartphone one step closer to an ATM"</title>
	<author>hivebrain</author>
	<datestamp>1268904960000</datestamp>
	<modclass>Informativ</modclass>
	<modscore>2</modscore>
	<htmltext>"This phone will charge your account a $1.50 fee to make this call. This fee is on top of any other fees that may be charged by the phone to which you are dialing."</htmltext>
<tokenext>" This phone will charge your account a $ 1.50 fee to make this call .
This fee is on top of any other fees that may be charged by the phone to which you are dialing .
"</tokentext>
<sentencetext>"This phone will charge your account a $1.50 fee to make this call.
This fee is on top of any other fees that may be charged by the phone to which you are dialing.
"</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31542942</id>
	<title>Re:Ditch checks!</title>
	<author>ivogan</author>
	<datestamp>1268989740000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>1.  Priorities my good sir/madam...
2.  Most financial institutions provide a night depository feature if you can't get there during business hours.</htmltext>
<tokenext>1 .
Priorities my good sir/madam.. . 2. Most financial institutions provide a night depository feature if you ca n't get there during business hours .</tokentext>
<sentencetext>1.
Priorities my good sir/madam...
2.  Most financial institutions provide a night depository feature if you can't get there during business hours.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528910</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528970</id>
	<title>Re:I'm tagging this onlyinamerica</title>
	<author>stewbacca</author>
	<datestamp>1268907120000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>because only in america could something as simple as a money transfer be so completely ridiculously involved.</p></div><p>Wait, what?  I thought the whole point of this is to make depositing money more convenient. Take a picture and it's deposited. How is that "ridiculously involved"? It's not really any different than the current ATM scanner that just scans the check and deposits it (other than it keeps the check, and that you have to go to an ATM to do it).</p></div>
	</htmltext>
<tokenext>because only in america could something as simple as a money transfer be so completely ridiculously involved.Wait , what ?
I thought the whole point of this is to make depositing money more convenient .
Take a picture and it 's deposited .
How is that " ridiculously involved " ?
It 's not really any different than the current ATM scanner that just scans the check and deposits it ( other than it keeps the check , and that you have to go to an ATM to do it ) .</tokentext>
<sentencetext>because only in america could something as simple as a money transfer be so completely ridiculously involved.Wait, what?
I thought the whole point of this is to make depositing money more convenient.
Take a picture and it's deposited.
How is that "ridiculously involved"?
It's not really any different than the current ATM scanner that just scans the check and deposits it (other than it keeps the check, and that you have to go to an ATM to do it).
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528544</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31531034</id>
	<title>VERY Old News</title>
	<author>Anonymous</author>
	<datestamp>1268917560000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p><i>USAA has been allowing this for months and months with the iPhone.</i></p><p>USAA has been allowing this for YEARS with Windows Mobile.</p><p>It's like, everytime there's something cool that Apple's phone does, it's like all these people who've just bought a smartphone inthe past two years or so have basically zero knowledge of the last ten frikkin years of smartphone use. Yes, while you sheeple were waiting for Apple to bless your smartphone purchase, the real pioneers were out there already using this tech in their daily lives. Apple is the now the AOL of tech.</p></htmltext>
<tokenext>USAA has been allowing this for months and months with the iPhone.USAA has been allowing this for YEARS with Windows Mobile.It 's like , everytime there 's something cool that Apple 's phone does , it 's like all these people who 've just bought a smartphone inthe past two years or so have basically zero knowledge of the last ten frikkin years of smartphone use .
Yes , while you sheeple were waiting for Apple to bless your smartphone purchase , the real pioneers were out there already using this tech in their daily lives .
Apple is the now the AOL of tech .</tokentext>
<sentencetext>USAA has been allowing this for months and months with the iPhone.USAA has been allowing this for YEARS with Windows Mobile.It's like, everytime there's something cool that Apple's phone does, it's like all these people who've just bought a smartphone inthe past two years or so have basically zero knowledge of the last ten frikkin years of smartphone use.
Yes, while you sheeple were waiting for Apple to bless your smartphone purchase, the real pioneers were out there already using this tech in their daily lives.
Apple is the now the AOL of tech.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528086</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528910</id>
	<title>Re:Ditch checks!</title>
	<author>Anonymous</author>
	<datestamp>1268906940000</datestamp>
	<modclass>Interestin</modclass>
	<modscore>1</modscore>
	<htmltext><p>What happens when you charge a $1300 macbook pro to your credit card for someone else, and then need compensation for it? I don't want cash, it is dangerous. I would have to go to the bank to deposit the cash too. I don't want a giftcard for $1300. It would take a long time to use up, and the credit card bill would be coming in just a few weeks. Most non techies don't have paypal or know how to transfer money between bank accounts for free. So yes, I still get checks from people like this, usually my parents or grandparents. Do you know what happened when my Dad gave me 600 in cash and I didn't get around to putting it in the bank? Someone just walked right into my room and stole it.</p></htmltext>
<tokenext>What happens when you charge a $ 1300 macbook pro to your credit card for someone else , and then need compensation for it ?
I do n't want cash , it is dangerous .
I would have to go to the bank to deposit the cash too .
I do n't want a giftcard for $ 1300 .
It would take a long time to use up , and the credit card bill would be coming in just a few weeks .
Most non techies do n't have paypal or know how to transfer money between bank accounts for free .
So yes , I still get checks from people like this , usually my parents or grandparents .
Do you know what happened when my Dad gave me 600 in cash and I did n't get around to putting it in the bank ?
Someone just walked right into my room and stole it .</tokentext>
<sentencetext>What happens when you charge a $1300 macbook pro to your credit card for someone else, and then need compensation for it?
I don't want cash, it is dangerous.
I would have to go to the bank to deposit the cash too.
I don't want a giftcard for $1300.
It would take a long time to use up, and the credit card bill would be coming in just a few weeks.
Most non techies don't have paypal or know how to transfer money between bank accounts for free.
So yes, I still get checks from people like this, usually my parents or grandparents.
Do you know what happened when my Dad gave me 600 in cash and I didn't get around to putting it in the bank?
Someone just walked right into my room and stole it.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528106</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528884</id>
	<title>Get off your arses and go to the damned bank</title>
	<author>LukeWebber</author>
	<datestamp>1268906820000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>2</modscore>
	<htmltext><p>Seriously, there are just so many more fraud opportunities dues to sheer bloody laziness on the part of the banks and their customers. Identity theft? Couldn't happen so readily if the banks would only make you come in there with your driver's license or passport before they go issuing credit cards. The same goes for government institutions.<br>This idea sounds like it'd make it easy to copy a cheque, Photoshop it and bank it. You wouldn't even need to steal it. Just snap a quick shot with your iPhone and then slip it back. Just make sure you get it in before the owner and you're done.</p></htmltext>
<tokenext>Seriously , there are just so many more fraud opportunities dues to sheer bloody laziness on the part of the banks and their customers .
Identity theft ?
Could n't happen so readily if the banks would only make you come in there with your driver 's license or passport before they go issuing credit cards .
The same goes for government institutions.This idea sounds like it 'd make it easy to copy a cheque , Photoshop it and bank it .
You would n't even need to steal it .
Just snap a quick shot with your iPhone and then slip it back .
Just make sure you get it in before the owner and you 're done .</tokentext>
<sentencetext>Seriously, there are just so many more fraud opportunities dues to sheer bloody laziness on the part of the banks and their customers.
Identity theft?
Couldn't happen so readily if the banks would only make you come in there with your driver's license or passport before they go issuing credit cards.
The same goes for government institutions.This idea sounds like it'd make it easy to copy a cheque, Photoshop it and bank it.
You wouldn't even need to steal it.
Just snap a quick shot with your iPhone and then slip it back.
Just make sure you get it in before the owner and you're done.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31533068</id>
	<title>Top Grade Acai</title>
	<author>joneja</author>
	<datestamp>1268935200000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>The HTC Hero is brilliant, me and my hubby have both got one recently and are really pleased with it better than the iphone.
<a href="http://www.healthproductreviewers.com/top-grade-acai-review.html" title="healthprod...iewers.com" rel="nofollow">Top Grade Acai</a> [healthprod...iewers.com]</htmltext>
<tokenext>The HTC Hero is brilliant , me and my hubby have both got one recently and are really pleased with it better than the iphone .
Top Grade Acai [ healthprod...iewers.com ]</tokentext>
<sentencetext>The HTC Hero is brilliant, me and my hubby have both got one recently and are really pleased with it better than the iphone.
Top Grade Acai [healthprod...iewers.com]</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31531436</id>
	<title>Coming soon?</title>
	<author>Hurricane78</author>
	<datestamp>1268920320000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>My bank is offering it to me for months!</p><p>But it&rsquo;s not as if I were stupid enough to use it!</p><p>Needs a whatcouldpossiblygowrong tag.</p></htmltext>
<tokenext>My bank is offering it to me for months ! But it    s not as if I were stupid enough to use it ! Needs a whatcouldpossiblygowrong tag .</tokentext>
<sentencetext>My bank is offering it to me for months!But it’s not as if I were stupid enough to use it!Needs a whatcouldpossiblygowrong tag.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31531264</id>
	<title>Re:MAKE BIG BUCKS NOW!</title>
	<author>complete loony</author>
	<datestamp>1268919000000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><nobr> <wbr></nobr></p><div class="quote"><p>... wait for the deposits to clear<nobr> <wbr></nobr>...</p></div><p>I think I've found your problem... The whole point of cashing a fake check is that you don't need to wait for it to clear.</p></div>
	</htmltext>
<tokenext>... wait for the deposits to clear ...I think I 've found your problem... The whole point of cashing a fake check is that you do n't need to wait for it to clear .</tokentext>
<sentencetext> ... wait for the deposits to clear ...I think I've found your problem... The whole point of cashing a fake check is that you don't need to wait for it to clear.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31529068</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31529164</id>
	<title>Re:Ditch checks!</title>
	<author>NormalVisual</author>
	<datestamp>1268907780000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><i>It's a joke and a pain in the ass.</i> <br> <br>

So is the $4.50 transaction fee my power company wants to charge me for an online credit/debit card transaction.  A check costs me 44 cents to mail.</htmltext>
<tokenext>It 's a joke and a pain in the ass .
So is the $ 4.50 transaction fee my power company wants to charge me for an online credit/debit card transaction .
A check costs me 44 cents to mail .</tokentext>
<sentencetext>It's a joke and a pain in the ass.
So is the $4.50 transaction fee my power company wants to charge me for an online credit/debit card transaction.
A check costs me 44 cents to mail.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528106</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528408</id>
	<title>Yawn</title>
	<author>Anonymous</author>
	<datestamp>1268905080000</datestamp>
	<modclass>Informativ</modclass>
	<modscore>1</modscore>
	<htmltext><p>My credit union has had something just as good and much simpler for years.</p><p>You just mail the freaking checks in. You go to your web browser, enter the amounts and info, and mail the check in within a couple days. They immediately credit your account up to $1500 worth of checks while they wait to receive them.</p><p>This news is incredible in that is completely non newsworthy.</p><p>And I bet my credit union charges much less than your bank for the privilege of checking.</p></htmltext>
<tokenext>My credit union has had something just as good and much simpler for years.You just mail the freaking checks in .
You go to your web browser , enter the amounts and info , and mail the check in within a couple days .
They immediately credit your account up to $ 1500 worth of checks while they wait to receive them.This news is incredible in that is completely non newsworthy.And I bet my credit union charges much less than your bank for the privilege of checking .</tokentext>
<sentencetext>My credit union has had something just as good and much simpler for years.You just mail the freaking checks in.
You go to your web browser, enter the amounts and info, and mail the check in within a couple days.
They immediately credit your account up to $1500 worth of checks while they wait to receive them.This news is incredible in that is completely non newsworthy.And I bet my credit union charges much less than your bank for the privilege of checking.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528208</id>
	<title>Already happening - USAA Deposit at home on iPhone</title>
	<author>Anonymous</author>
	<datestamp>1268904480000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>USAA already does this, USAA Deposit at home for the iPhone already does this, and has for a good while,  everyone else it trying to catch up.</p></htmltext>
<tokenext>USAA already does this , USAA Deposit at home for the iPhone already does this , and has for a good while , everyone else it trying to catch up .</tokentext>
<sentencetext>USAA already does this, USAA Deposit at home for the iPhone already does this, and has for a good while,  everyone else it trying to catch up.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528140</id>
	<title>Hey Look</title>
	<author>MilesTails</author>
	<datestamp>1268904300000</datestamp>
	<modclass>Redundant</modclass>
	<modscore>1</modscore>
	<htmltext><a href="http://news.slashdot.org/story/10/03/16/0027217/Deposit-Checks-To-Your-Bank-By-Taking-a-Photo?art\_pos=67" title="slashdot.org" rel="nofollow">http://news.slashdot.org/story/10/03/16/0027217/Deposit-Checks-To-Your-Bank-By-Taking-a-Photo?art\_pos=67</a> [slashdot.org]

A similar post appears!</htmltext>
<tokenext>http : //news.slashdot.org/story/10/03/16/0027217/Deposit-Checks-To-Your-Bank-By-Taking-a-Photo ? art \ _pos = 67 [ slashdot.org ] A similar post appears !</tokentext>
<sentencetext>http://news.slashdot.org/story/10/03/16/0027217/Deposit-Checks-To-Your-Bank-By-Taking-a-Photo?art\_pos=67 [slashdot.org]

A similar post appears!</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528108</id>
	<title>USAA</title>
	<author>Scyth3</author>
	<datestamp>1268904240000</datestamp>
	<modclass>Informativ</modclass>
	<modscore>4</modscore>
	<htmltext>USAA does this already.  It's not "coming soon", it's already here.  It's more or less who's still catching up.</htmltext>
<tokenext>USAA does this already .
It 's not " coming soon " , it 's already here .
It 's more or less who 's still catching up .</tokentext>
<sentencetext>USAA does this already.
It's not "coming soon", it's already here.
It's more or less who's still catching up.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31529102</id>
	<title>Re:Fraud</title>
	<author>gpseudof</author>
	<datestamp>1268907600000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>This is such a common misconception. A legal check does not have to be printed on any kind of "security" paper. The only requirements are that it is an unconditional order to pay an amount, and that it has sufficient information to identify where the money comes from (account number, routing number, etc).

There are plenty of common stories in the banking world of people writing checks on ridiculous things such as tissue paper, various food items, etc, and requiring the bank to process it. And unless the bank doesn't mind losing the customer, they do, because it is perfectly legal.

The "security" features are mostly there as a convenience to the bank, as obviously it is not easy to process a check written on a kleenex.</htmltext>
<tokenext>This is such a common misconception .
A legal check does not have to be printed on any kind of " security " paper .
The only requirements are that it is an unconditional order to pay an amount , and that it has sufficient information to identify where the money comes from ( account number , routing number , etc ) .
There are plenty of common stories in the banking world of people writing checks on ridiculous things such as tissue paper , various food items , etc , and requiring the bank to process it .
And unless the bank does n't mind losing the customer , they do , because it is perfectly legal .
The " security " features are mostly there as a convenience to the bank , as obviously it is not easy to process a check written on a kleenex .</tokentext>
<sentencetext>This is such a common misconception.
A legal check does not have to be printed on any kind of "security" paper.
The only requirements are that it is an unconditional order to pay an amount, and that it has sufficient information to identify where the money comes from (account number, routing number, etc).
There are plenty of common stories in the banking world of people writing checks on ridiculous things such as tissue paper, various food items, etc, and requiring the bank to process it.
And unless the bank doesn't mind losing the customer, they do, because it is perfectly legal.
The "security" features are mostly there as a convenience to the bank, as obviously it is not easy to process a check written on a kleenex.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528122</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31529460</id>
	<title>Re:You're taking the piss.</title>
	<author>DragonWriter</author>
	<datestamp>1268909040000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><blockquote><div><p>Why not just transfer the money using the phone?</p></div></blockquote><p>There a number of ways to transfer money using the web (including via smartphone.)</p><p>This isn't a replacement for those as a mechanism to <i>send</i> money to someone else using your phone, its a replacement for going to the bank (or ATM) and doing a physical deposit when you receive a check.</p></div>
	</htmltext>
<tokenext>Why not just transfer the money using the phone ? There a number of ways to transfer money using the web ( including via smartphone .
) This is n't a replacement for those as a mechanism to send money to someone else using your phone , its a replacement for going to the bank ( or ATM ) and doing a physical deposit when you receive a check .</tokentext>
<sentencetext>Why not just transfer the money using the phone?There a number of ways to transfer money using the web (including via smartphone.
)This isn't a replacement for those as a mechanism to send money to someone else using your phone, its a replacement for going to the bank (or ATM) and doing a physical deposit when you receive a check.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528366</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31531828</id>
	<title>Re:Ditch checks!</title>
	<author>Anonymous</author>
	<datestamp>1268923440000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>And the spoiled young people chime in, hooray.</p></htmltext>
<tokenext>And the spoiled young people chime in , hooray .</tokentext>
<sentencetext>And the spoiled young people chime in, hooray.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528910</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31529238</id>
	<title>Re:Ditch checks!</title>
	<author>beakerMeep</author>
	<datestamp>1268908080000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Ditching using checks is great, not accepting checks as payment is not so much.</htmltext>
<tokenext>Ditching using checks is great , not accepting checks as payment is not so much .</tokentext>
<sentencetext>Ditching using checks is great, not accepting checks as payment is not so much.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528106</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528956</id>
	<title>Re:You're taking the piss.</title>
	<author>Colin Smith</author>
	<datestamp>1268907060000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>Reduce costs of toady s operations by enabling e.g. mobile prepaid top up transactions</p></div><p>lol. I did however like this statement. If it goes through a spell and grammar checker it must be right.</p><p>
&nbsp;</p></div>
	</htmltext>
<tokenext>Reduce costs of toady s operations by enabling e.g .
mobile prepaid top up transactionslol .
I did however like this statement .
If it goes through a spell and grammar checker it must be right .
 </tokentext>
<sentencetext>Reduce costs of toady s operations by enabling e.g.
mobile prepaid top up transactionslol.
I did however like this statement.
If it goes through a spell and grammar checker it must be right.
 
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528366</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31529250</id>
	<title>Re:Ditch checks!</title>
	<author>DarwinSurvivor</author>
	<datestamp>1268908140000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>Most non techies don't have paypal or know how to transfer money between bank accounts for free.</p></div><p>Setting up online banking is pretty bloody easy if you ask me. For that matter, I guarantee you that it's a heck of a lot easier than setting up "cheque by smartphone".</p></div>
	</htmltext>
<tokenext>Most non techies do n't have paypal or know how to transfer money between bank accounts for free.Setting up online banking is pretty bloody easy if you ask me .
For that matter , I guarantee you that it 's a heck of a lot easier than setting up " cheque by smartphone " .</tokentext>
<sentencetext>Most non techies don't have paypal or know how to transfer money between bank accounts for free.Setting up online banking is pretty bloody easy if you ask me.
For that matter, I guarantee you that it's a heck of a lot easier than setting up "cheque by smartphone".
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528910</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31532686</id>
	<title>Re:You're taking the piss.</title>
	<author>babyrat</author>
	<datestamp>1268931060000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><i>Writing out a cheque, then taking a photo of it? No. You're pulling my leg. And this is an advance?</i></p><p>No, not writing out a cheque and taking a photo of it.</p><p>Receiving a cheque from a third party, and depositing it via a photo.</p><p>For someone so high tech, you might want to work on your comprehension skills.</p></htmltext>
<tokenext>Writing out a cheque , then taking a photo of it ?
No. You 're pulling my leg .
And this is an advance ? No , not writing out a cheque and taking a photo of it.Receiving a cheque from a third party , and depositing it via a photo.For someone so high tech , you might want to work on your comprehension skills .</tokentext>
<sentencetext>Writing out a cheque, then taking a photo of it?
No. You're pulling my leg.
And this is an advance?No, not writing out a cheque and taking a photo of it.Receiving a cheque from a third party, and depositing it via a photo.For someone so high tech, you might want to work on your comprehension skills.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528366</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528538</id>
	<title>Re:DUPE</title>
	<author>Anonymous</author>
	<datestamp>1268905560000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>It's not like it was an article that slipped under the radar, either... it has close to 500 comments. Easily one of the worst slashdot dupes I can recall<nobr> <wbr></nobr>:)</p></div><p>Slashdot:  proof that you can be a financially successful "editor" without actually performing any proofreading, copy editing, or checking for duplicate stories.</p></div>
	</htmltext>
<tokenext>It 's not like it was an article that slipped under the radar , either... it has close to 500 comments .
Easily one of the worst slashdot dupes I can recall : ) Slashdot : proof that you can be a financially successful " editor " without actually performing any proofreading , copy editing , or checking for duplicate stories .</tokentext>
<sentencetext>It's not like it was an article that slipped under the radar, either... it has close to 500 comments.
Easily one of the worst slashdot dupes I can recall :)Slashdot:  proof that you can be a financially successful "editor" without actually performing any proofreading, copy editing, or checking for duplicate stories.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528250</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31531032</id>
	<title>Re:DUPE</title>
	<author>sootman</author>
	<datestamp>1268917560000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>You know what though? Remember <em>years</em> ago, when Slashdot used to have some dupes? And then it got pretty bad for a while and was like a total joke? I remember once seeing the same story twice on the homepage, about 4 stories apart. And it would've been so trivial to implement a dupe-checking system--search for stories by keyword and URL and a couple other things would catch 99\% of them. Anyway, this is, I think, the third dupe I've seen in... six months? I don't know but it's been a LONG while since the bad old days. Kudos to Slashdot for finally getting dupe-checking (mostly) figured out!</p></htmltext>
<tokenext>You know what though ?
Remember years ago , when Slashdot used to have some dupes ?
And then it got pretty bad for a while and was like a total joke ?
I remember once seeing the same story twice on the homepage , about 4 stories apart .
And it would 've been so trivial to implement a dupe-checking system--search for stories by keyword and URL and a couple other things would catch 99 \ % of them .
Anyway , this is , I think , the third dupe I 've seen in... six months ?
I do n't know but it 's been a LONG while since the bad old days .
Kudos to Slashdot for finally getting dupe-checking ( mostly ) figured out !</tokentext>
<sentencetext>You know what though?
Remember years ago, when Slashdot used to have some dupes?
And then it got pretty bad for a while and was like a total joke?
I remember once seeing the same story twice on the homepage, about 4 stories apart.
And it would've been so trivial to implement a dupe-checking system--search for stories by keyword and URL and a couple other things would catch 99\% of them.
Anyway, this is, I think, the third dupe I've seen in... six months?
I don't know but it's been a LONG while since the bad old days.
Kudos to Slashdot for finally getting dupe-checking (mostly) figured out!</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528086</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528882</id>
	<title>Re:Ditch checks!</title>
	<author>Abalamahalamatandra</author>
	<datestamp>1268906820000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>You say that, and I'd agree, BUT...</p><p>The other day I bought a new TV, and the total came to about $2K.  The nice salesguy told me to go ahead and use my bank account debit card, even though I had wisely brought my checkbook.</p><p>He tries to run it, it fails and tells him to call the bank.  The bank automated line says no and refuses to transfer him to a person, which he says it usually does.</p><p>So instead, I write a check, he scans it and gives it back to me, and it goes through just fine, no phone call at all.</p><p>Obviously there are some other things that will have to be put in place to ditch the checks, but it can't happen soon enough for me - that's the first check I've written in over three years and it was a pain to write.</p></htmltext>
<tokenext>You say that , and I 'd agree , BUT...The other day I bought a new TV , and the total came to about $ 2K .
The nice salesguy told me to go ahead and use my bank account debit card , even though I had wisely brought my checkbook.He tries to run it , it fails and tells him to call the bank .
The bank automated line says no and refuses to transfer him to a person , which he says it usually does.So instead , I write a check , he scans it and gives it back to me , and it goes through just fine , no phone call at all.Obviously there are some other things that will have to be put in place to ditch the checks , but it ca n't happen soon enough for me - that 's the first check I 've written in over three years and it was a pain to write .</tokentext>
<sentencetext>You say that, and I'd agree, BUT...The other day I bought a new TV, and the total came to about $2K.
The nice salesguy told me to go ahead and use my bank account debit card, even though I had wisely brought my checkbook.He tries to run it, it fails and tells him to call the bank.
The bank automated line says no and refuses to transfer him to a person, which he says it usually does.So instead, I write a check, he scans it and gives it back to me, and it goes through just fine, no phone call at all.Obviously there are some other things that will have to be put in place to ditch the checks, but it can't happen soon enough for me - that's the first check I've written in over three years and it was a pain to write.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528106</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528104</id>
	<title>They've already offered similar to businesses...</title>
	<author>FooAtWFU</author>
	<datestamp>1268904180000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>... only without the cell phone, but with a scanner device of some sort. It's nice to see the technology expand, but one worries about the enhanced potential for check fraud under this new scheme.</htmltext>
<tokenext>... only without the cell phone , but with a scanner device of some sort .
It 's nice to see the technology expand , but one worries about the enhanced potential for check fraud under this new scheme .</tokentext>
<sentencetext>... only without the cell phone, but with a scanner device of some sort.
It's nice to see the technology expand, but one worries about the enhanced potential for check fraud under this new scheme.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31534370</id>
	<title>Can someone tell</title>
	<author>Tuntematon</author>
	<datestamp>1268999280000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>what is a check and why should I by using them?</p></htmltext>
<tokenext>what is a check and why should I by using them ?</tokentext>
<sentencetext>what is a check and why should I by using them?</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31530428</id>
	<title>Slashdot to offer new similar service</title>
	<author>noidentity</author>
	<datestamp>1268913840000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Slashdot will be offering a new service at the end of the year that will let users take a photo of an article summary and have it reposted within two days, making the smartphone one step closer to replacing editors.</htmltext>
<tokenext>Slashdot will be offering a new service at the end of the year that will let users take a photo of an article summary and have it reposted within two days , making the smartphone one step closer to replacing editors .</tokentext>
<sentencetext>Slashdot will be offering a new service at the end of the year that will let users take a photo of an article summary and have it reposted within two days, making the smartphone one step closer to replacing editors.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31530586</id>
	<title>Wow, this is just too advanced...</title>
	<author>Turmio</author>
	<datestamp>1268914860000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>We've been doing smartphone based banking over over 10 years now.. Nordea (Swedish/Finnish bank) launched mobile on-line banking service in January 2000. Granted, you didn't call handsets "smart phones" and they weren't as shiny as iPhone (<a href="http://en.wikipedia.org/wiki/Nokia\_7110" title="wikipedia.org">Nokia 7110</a> [wikipedia.org] for instance) and the service was (and is, I guess the service is still running) based on <a href="http://en.wikipedia.org/wiki/Wireless\_Application\_Protocol" title="wikipedia.org">WAP</a> [wikipedia.org] instead of HTTP over TCP/IP but still it was smartphone based banking of the time. Source:
<a href="http://www.nordea.com/sitemod/upload/Root/www.nordea.com\%20-\%20uk/Investorrelations/report\_2000.pdf" title="nordea.com">Nordea Annual Report 2000</a> [nordea.com], page 4. Personally, I've been doing all my personal daily banking needs (wire transfers, paying of bills, checking the balance and so on) using Nordea's online bank since 1997 (then called Merita). The site hasn't changed that much for over 10 years now except for minor layout face lifts and addition of services, and that's great. I've been using the same simple service meant for desktop browsers with phone browsers for many years. This stuff really shouldn't be very exiting..</htmltext>
<tokenext>We 've been doing smartphone based banking over over 10 years now.. Nordea ( Swedish/Finnish bank ) launched mobile on-line banking service in January 2000 .
Granted , you did n't call handsets " smart phones " and they were n't as shiny as iPhone ( Nokia 7110 [ wikipedia.org ] for instance ) and the service was ( and is , I guess the service is still running ) based on WAP [ wikipedia.org ] instead of HTTP over TCP/IP but still it was smartphone based banking of the time .
Source : Nordea Annual Report 2000 [ nordea.com ] , page 4 .
Personally , I 've been doing all my personal daily banking needs ( wire transfers , paying of bills , checking the balance and so on ) using Nordea 's online bank since 1997 ( then called Merita ) .
The site has n't changed that much for over 10 years now except for minor layout face lifts and addition of services , and that 's great .
I 've been using the same simple service meant for desktop browsers with phone browsers for many years .
This stuff really should n't be very exiting. .</tokentext>
<sentencetext>We've been doing smartphone based banking over over 10 years now.. Nordea (Swedish/Finnish bank) launched mobile on-line banking service in January 2000.
Granted, you didn't call handsets "smart phones" and they weren't as shiny as iPhone (Nokia 7110 [wikipedia.org] for instance) and the service was (and is, I guess the service is still running) based on WAP [wikipedia.org] instead of HTTP over TCP/IP but still it was smartphone based banking of the time.
Source:
Nordea Annual Report 2000 [nordea.com], page 4.
Personally, I've been doing all my personal daily banking needs (wire transfers, paying of bills, checking the balance and so on) using Nordea's online bank since 1997 (then called Merita).
The site hasn't changed that much for over 10 years now except for minor layout face lifts and addition of services, and that's great.
I've been using the same simple service meant for desktop browsers with phone browsers for many years.
This stuff really shouldn't be very exiting..</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528248</id>
	<title>Checks?!</title>
	<author>while(true)</author>
	<datestamp>1268904600000</datestamp>
	<modclass>Funny</modclass>
	<modscore>2</modscore>
	<htmltext>
You americans are funny!</htmltext>
<tokenext>You americans are funny !</tokentext>
<sentencetext>
You americans are funny!</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31529410</id>
	<title>Already being done in Europe</title>
	<author>vikingpower</author>
	<datestamp>1268908740000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Although checks are something from the Stone Age in the Netherlands, one of its main banks, Rabobank, has not only been pushing account access from mobile phones. It has even become a mobile connectivity provider itself. And very soon, one will be able to pay by phone in a majority of the Dutch supermarkets.  America seems to be lagging by about 12 months.</htmltext>
<tokenext>Although checks are something from the Stone Age in the Netherlands , one of its main banks , Rabobank , has not only been pushing account access from mobile phones .
It has even become a mobile connectivity provider itself .
And very soon , one will be able to pay by phone in a majority of the Dutch supermarkets .
America seems to be lagging by about 12 months .</tokentext>
<sentencetext>Although checks are something from the Stone Age in the Netherlands, one of its main banks, Rabobank, has not only been pushing account access from mobile phones.
It has even become a mobile connectivity provider itself.
And very soon, one will be able to pay by phone in a majority of the Dutch supermarkets.
America seems to be lagging by about 12 months.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31533604</id>
	<title>Steampunk</title>
	<author>phlawed</author>
	<datestamp>1269029340000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Cheques? and cellphones? In the same sentence? In the same century? You've got it wrong.</p></htmltext>
<tokenext>Cheques ?
and cellphones ?
In the same sentence ?
In the same century ?
You 've got it wrong .</tokentext>
<sentencetext>Cheques?
and cellphones?
In the same sentence?
In the same century?
You've got it wrong.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31532442</id>
	<title>Re:DUPE</title>
	<author>mjwx</author>
	<datestamp>1268928960000</datestamp>
	<modclass>Funny</modclass>
	<modscore>2</modscore>
	<htmltext><blockquote><div><p>Mod parent up, I'm on usaa and I've been depositing my checks using my iphone and now my android phone for about a year now.</p></div></blockquote><p>

People are still using cheques, how quaint. I haven't seen one in years.<br> <br>

Do fax me your reply, I'll send something back via telegraph or the fastest Royal Mail steamer.</p></div>
	</htmltext>
<tokenext>Mod parent up , I 'm on usaa and I 've been depositing my checks using my iphone and now my android phone for about a year now .
People are still using cheques , how quaint .
I have n't seen one in years .
Do fax me your reply , I 'll send something back via telegraph or the fastest Royal Mail steamer .</tokentext>
<sentencetext>Mod parent up, I'm on usaa and I've been depositing my checks using my iphone and now my android phone for about a year now.
People are still using cheques, how quaint.
I haven't seen one in years.
Do fax me your reply, I'll send something back via telegraph or the fastest Royal Mail steamer.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528226</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528260</id>
	<title>Fraud opportunities</title>
	<author>FrigBot</author>
	<datestamp>1268904660000</datestamp>
	<modclass>Troll</modclass>
	<modscore>0</modscore>
	<htmltext><p>What an awful idea.</p></htmltext>
<tokenext>What an awful idea .</tokentext>
<sentencetext>What an awful idea.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31540594</id>
	<title>I hear they've already drawn up the next-gen plans</title>
	<author>PoontangSunrise</author>
	<datestamp>1269022920000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>I heard that these same clever and inventive americans have already drawn up the plans for the next generation of this "system of the future" too! It allows you to use your mobile phone to make a video of yourself using a telegraph to compose a morse code message to the bank clerk. You then upload this video to YouTube from your mobile phone, where bank employees will stand by to decode and take your order. With their mobile phones of course, I mean, it is the 21st century after all, duh.</htmltext>
<tokenext>I heard that these same clever and inventive americans have already drawn up the plans for the next generation of this " system of the future " too !
It allows you to use your mobile phone to make a video of yourself using a telegraph to compose a morse code message to the bank clerk .
You then upload this video to YouTube from your mobile phone , where bank employees will stand by to decode and take your order .
With their mobile phones of course , I mean , it is the 21st century after all , duh .</tokentext>
<sentencetext>I heard that these same clever and inventive americans have already drawn up the plans for the next generation of this "system of the future" too!
It allows you to use your mobile phone to make a video of yourself using a telegraph to compose a morse code message to the bank clerk.
You then upload this video to YouTube from your mobile phone, where bank employees will stand by to decode and take your order.
With their mobile phones of course, I mean, it is the 21st century after all, duh.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528106</id>
	<title>Ditch checks!</title>
	<author>Anonymous</author>
	<datestamp>1268904240000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>4</modscore>
	<htmltext>I've lived both in Europe and the USA, and I have to say, ditch the checks.  Seriously.  It's a joke and a pain in the ass.</htmltext>
<tokenext>I 've lived both in Europe and the USA , and I have to say , ditch the checks .
Seriously. It 's a joke and a pain in the ass .</tokentext>
<sentencetext>I've lived both in Europe and the USA, and I have to say, ditch the checks.
Seriously.  It's a joke and a pain in the ass.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528250</id>
	<title>Re:DUPE</title>
	<author>Anonymous</author>
	<datestamp>1268904600000</datestamp>
	<modclass>Informativ</modclass>
	<modscore>3</modscore>
	<htmltext><p>It's not like it was an article that slipped under the radar, either... it has close to 500 comments. Easily one of the worst slashdot dupes I can recall<nobr> <wbr></nobr>:)</p></htmltext>
<tokenext>It 's not like it was an article that slipped under the radar , either... it has close to 500 comments .
Easily one of the worst slashdot dupes I can recall : )</tokentext>
<sentencetext>It's not like it was an article that slipped under the radar, either... it has close to 500 comments.
Easily one of the worst slashdot dupes I can recall :)</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528086</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31534776</id>
	<title>Re:You're taking the piss.</title>
	<author>Anonymous</author>
	<datestamp>1269004200000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Who has got a smart phone in Africa?</p><p>Simply send an SMS to do your banking (sorry can't find the link right now) or alternatively use a WAP style menu by pressing *120*321#</p><p>See https://www.fnb.co.za/cellphone-banking/cellphone-banking-for-individuals.html<br>https://www.fnb.co.za/cellphone-banking/cellphone-banking-faq.html</p><p>If you do have a smart phone, visit the<nobr> <wbr></nobr>.mobi version:<br>sbcell.co.za<br>fnb.mobi<br>https://ib.absa.co.za/ib/mb.do<br>https://www.nedbankmobile.co.za/</p><p>That's every major bank in SA.</p><p>FNB is really good with this (if you see it like this), they restrict you from accessing the<nobr> <wbr></nobr>.mobi site only from the SIM card that has your registered number.</p></htmltext>
<tokenext>Who has got a smart phone in Africa ? Simply send an SMS to do your banking ( sorry ca n't find the link right now ) or alternatively use a WAP style menu by pressing * 120 * 321 # See https : //www.fnb.co.za/cellphone-banking/cellphone-banking-for-individuals.htmlhttps : //www.fnb.co.za/cellphone-banking/cellphone-banking-faq.htmlIf you do have a smart phone , visit the .mobi version : sbcell.co.zafnb.mobihttps : //ib.absa.co.za/ib/mb.dohttps : //www.nedbankmobile.co.za/That 's every major bank in SA.FNB is really good with this ( if you see it like this ) , they restrict you from accessing the .mobi site only from the SIM card that has your registered number .</tokentext>
<sentencetext>Who has got a smart phone in Africa?Simply send an SMS to do your banking (sorry can't find the link right now) or alternatively use a WAP style menu by pressing *120*321#See https://www.fnb.co.za/cellphone-banking/cellphone-banking-for-individuals.htmlhttps://www.fnb.co.za/cellphone-banking/cellphone-banking-faq.htmlIf you do have a smart phone, visit the .mobi version:sbcell.co.zafnb.mobihttps://ib.absa.co.za/ib/mb.dohttps://www.nedbankmobile.co.za/That's every major bank in SA.FNB is really good with this (if you see it like this), they restrict you from accessing the .mobi site only from the SIM card that has your registered number.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528366</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31533564</id>
	<title>Re:Come out of that cave already!</title>
	<author>Anonymous</author>
	<datestamp>1268942160000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Enjoy big brother.<nobr> <wbr></nobr>:)</p><p>Who will have the last laugh?</p></htmltext>
<tokenext>Enjoy big brother .
: ) Who will have the last laugh ?</tokentext>
<sentencetext>Enjoy big brother.
:)Who will have the last laugh?</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31529002</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528700</id>
	<title>I went to renew my subscription...</title>
	<author>Anonymous</author>
	<datestamp>1268906160000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>I went to renew my subscription to a magazine on the Internet.  Guess what?  Cost me $2 to do it that way.  No dice.  Wrote out a check and mailed it in.</p></htmltext>
<tokenext>I went to renew my subscription to a magazine on the Internet .
Guess what ?
Cost me $ 2 to do it that way .
No dice .
Wrote out a check and mailed it in .</tokentext>
<sentencetext>I went to renew my subscription to a magazine on the Internet.
Guess what?
Cost me $2 to do it that way.
No dice.
Wrote out a check and mailed it in.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31529068</id>
	<title>MAKE BIG BUCKS NOW!</title>
	<author>dltaylor</author>
	<datestamp>1268907480000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>2</modscore>
	<htmltext><p>With automatic electronic transfers between banks, which do not verify the validity of the original check, the person who's going to be screwed by this is the one whose account number is on the fake check.  Right now washing out a check, putting in new amounts, and presenting it for cash is a little bit more time-consuming (plus the check is gone) than just photoshopping a check image and scanning it on a phone, or several.  The only small deterrent is that the checks are deposited, not paid out in cash immediately.  Simple enough to hit up a few pensioners while there's still a bit in their account (or businesses that don't reconcile accounts frequently), wait for the deposits to clear, and clean out the temporary deposit account.</p></htmltext>
<tokenext>With automatic electronic transfers between banks , which do not verify the validity of the original check , the person who 's going to be screwed by this is the one whose account number is on the fake check .
Right now washing out a check , putting in new amounts , and presenting it for cash is a little bit more time-consuming ( plus the check is gone ) than just photoshopping a check image and scanning it on a phone , or several .
The only small deterrent is that the checks are deposited , not paid out in cash immediately .
Simple enough to hit up a few pensioners while there 's still a bit in their account ( or businesses that do n't reconcile accounts frequently ) , wait for the deposits to clear , and clean out the temporary deposit account .</tokentext>
<sentencetext>With automatic electronic transfers between banks, which do not verify the validity of the original check, the person who's going to be screwed by this is the one whose account number is on the fake check.
Right now washing out a check, putting in new amounts, and presenting it for cash is a little bit more time-consuming (plus the check is gone) than just photoshopping a check image and scanning it on a phone, or several.
The only small deterrent is that the checks are deposited, not paid out in cash immediately.
Simple enough to hit up a few pensioners while there's still a bit in their account (or businesses that don't reconcile accounts frequently), wait for the deposits to clear, and clean out the temporary deposit account.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31529008</id>
	<title>Re:You're taking the piss.</title>
	<author>eln</author>
	<datestamp>1268907300000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>This is the only reason I could see using this.  My grandfather used to send me checks for $10 every year for my birthday.  This continued until I was well into my 20s.  I would often just leave the check laying around, because who wants to bother going all the way to the bank for a lousy ten bucks, but he watched his accounts like a hawk and would pester me about why I hadn't cashed the check yet.  So, eventually I had to go and cash it.  This sort of thing would have been helpful in that case.
<br> <br>
Other than that, though, I haven't received a paper check from anyone in quite some time.</htmltext>
<tokenext>This is the only reason I could see using this .
My grandfather used to send me checks for $ 10 every year for my birthday .
This continued until I was well into my 20s .
I would often just leave the check laying around , because who wants to bother going all the way to the bank for a lousy ten bucks , but he watched his accounts like a hawk and would pester me about why I had n't cashed the check yet .
So , eventually I had to go and cash it .
This sort of thing would have been helpful in that case .
Other than that , though , I have n't received a paper check from anyone in quite some time .</tokentext>
<sentencetext>This is the only reason I could see using this.
My grandfather used to send me checks for $10 every year for my birthday.
This continued until I was well into my 20s.
I would often just leave the check laying around, because who wants to bother going all the way to the bank for a lousy ten bucks, but he watched his accounts like a hawk and would pester me about why I hadn't cashed the check yet.
So, eventually I had to go and cash it.
This sort of thing would have been helpful in that case.
Other than that, though, I haven't received a paper check from anyone in quite some time.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528572</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528088</id>
	<title>Security... anyone heard of it?</title>
	<author>Anonymous</author>
	<datestamp>1268904180000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>1</modscore>
	<htmltext><p>All those nifty security features are completely and totally worthless now?</p></htmltext>
<tokenext>All those nifty security features are completely and totally worthless now ?</tokentext>
<sentencetext>All those nifty security features are completely and totally worthless now?</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528448</id>
	<title>Re:DUPE</title>
	<author>Anonymous</author>
	<datestamp>1268905200000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Even in the USA<nobr> <wbr></nobr>... how popular will this be, really?</p><p>I got about ten checks last year.  Five were from a place that had the option for direct deposit (but it took a while for it to kick in).  The rest were birthday/christmas presents (so it's only 2 trips to the bank).</p><p>Anybody getting a serious number of checks won't bother with this service (taking them to the bank is much easier).  Only a small percentage will fall in-between, where they get enough checks to make it a feature worth having and not too many to make it cumbersome.</p></htmltext>
<tokenext>Even in the USA ... how popular will this be , really ? I got about ten checks last year .
Five were from a place that had the option for direct deposit ( but it took a while for it to kick in ) .
The rest were birthday/christmas presents ( so it 's only 2 trips to the bank ) .Anybody getting a serious number of checks wo n't bother with this service ( taking them to the bank is much easier ) .
Only a small percentage will fall in-between , where they get enough checks to make it a feature worth having and not too many to make it cumbersome .</tokentext>
<sentencetext>Even in the USA ... how popular will this be, really?I got about ten checks last year.
Five were from a place that had the option for direct deposit (but it took a while for it to kick in).
The rest were birthday/christmas presents (so it's only 2 trips to the bank).Anybody getting a serious number of checks won't bother with this service (taking them to the bank is much easier).
Only a small percentage will fall in-between, where they get enough checks to make it a feature worth having and not too many to make it cumbersome.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528086</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528598</id>
	<title>Re:DUPE</title>
	<author>HaZardman27</author>
	<datestamp>1268905800000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Any banks other than USAA feature this currently?  AFAIK, USAA only accepts military members, prior military members, and families of military members as customers.</htmltext>
<tokenext>Any banks other than USAA feature this currently ?
AFAIK , USAA only accepts military members , prior military members , and families of military members as customers .</tokentext>
<sentencetext>Any banks other than USAA feature this currently?
AFAIK, USAA only accepts military members, prior military members, and families of military members as customers.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528086</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528204</id>
	<title>And this will be called...</title>
	<author>hilldog</author>
	<datestamp>1268904480000</datestamp>
	<modclass>Funny</modclass>
	<modscore>3</modscore>
	<htmltext>Chexting?<nobr> <wbr></nobr>;-)</htmltext>
<tokenext>Chexting ?
; - )</tokentext>
<sentencetext>Chexting?
;-)</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31531694</id>
	<title>Re:pay day loan!</title>
	<author>Anonymous</author>
	<datestamp>1268922420000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>That won't work.  I know USAA keeps track of each check for months.  If you try to deposit the same check twice, even to different accounts or under a different customer, it is rejected immediately.  If you do it several times you cannot access the funds until the check clears the issuing banks or guys with shinny badges come to arrest you for bank fraud.  Since this is an image of a check, most checks clear the issuing bank within 2 business days. so there is almost no float before depositing at multiple banks would be discovered.</p></htmltext>
<tokenext>That wo n't work .
I know USAA keeps track of each check for months .
If you try to deposit the same check twice , even to different accounts or under a different customer , it is rejected immediately .
If you do it several times you can not access the funds until the check clears the issuing banks or guys with shinny badges come to arrest you for bank fraud .
Since this is an image of a check , most checks clear the issuing bank within 2 business days .
so there is almost no float before depositing at multiple banks would be discovered .</tokentext>
<sentencetext>That won't work.
I know USAA keeps track of each check for months.
If you try to deposit the same check twice, even to different accounts or under a different customer, it is rejected immediately.
If you do it several times you cannot access the funds until the check clears the issuing banks or guys with shinny badges come to arrest you for bank fraud.
Since this is an image of a check, most checks clear the issuing bank within 2 business days.
so there is almost no float before depositing at multiple banks would be discovered.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528942</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528090</id>
	<title>deja vu</title>
	<author>bugs2squash</author>
	<datestamp>1268904180000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>2</modscore>
	<htmltext>all over again</htmltext>
<tokenext>all over again</tokentext>
<sentencetext>all over again</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528344</id>
	<title>Re:DUPE</title>
	<author>Anonymous</author>
	<datestamp>1268904900000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext>If anyone was wondering...

<a href="http://news.slashdot.org/story/10/03/16/0027217/Deposit-Checks-To-Your-Bank-By-Taking-a-Photo?art\_pos=4" title="slashdot.org" rel="nofollow">http://news.slashdot.org/story/10/03/16/0027217/Deposit-Checks-To-Your-Bank-By-Taking-a-Photo?art\_pos=4</a> [slashdot.org]</htmltext>
<tokenext>If anyone was wondering.. . http : //news.slashdot.org/story/10/03/16/0027217/Deposit-Checks-To-Your-Bank-By-Taking-a-Photo ? art \ _pos = 4 [ slashdot.org ]</tokentext>
<sentencetext>If anyone was wondering...

http://news.slashdot.org/story/10/03/16/0027217/Deposit-Checks-To-Your-Bank-By-Taking-a-Photo?art\_pos=4 [slashdot.org]</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528086</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31535086</id>
	<title>I just wish....</title>
	<author>hesaigo999ca</author>
	<datestamp>1269006840000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>I just wish....banks would pay closer attention to making their website more phone friendly before anything else.<br>That would go along way to making more accessible!</p></htmltext>
<tokenext>I just wish....banks would pay closer attention to making their website more phone friendly before anything else.That would go along way to making more accessible !</tokentext>
<sentencetext>I just wish....banks would pay closer attention to making their website more phone friendly before anything else.That would go along way to making more accessible!</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528544</id>
	<title>I'm tagging this onlyinamerica</title>
	<author>Anonymous</author>
	<datestamp>1268905620000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>because only in america could something as simple as a money transfer be so completely ridiculously involved.</p><p>But then, I've heard you need a taxman or <em>special software</em> to do your taxes, so I guess I shouldn't be surprised.</p></htmltext>
<tokenext>because only in america could something as simple as a money transfer be so completely ridiculously involved.But then , I 've heard you need a taxman or special software to do your taxes , so I guess I should n't be surprised .</tokentext>
<sentencetext>because only in america could something as simple as a money transfer be so completely ridiculously involved.But then, I've heard you need a taxman or special software to do your taxes, so I guess I shouldn't be surprised.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528442</id>
	<title>I have some questions</title>
	<author>Anonymous</author>
	<datestamp>1268905200000</datestamp>
	<modclass>Interestin</modclass>
	<modscore>2</modscore>
	<htmltext>What types of checks are allowed? Is it all types?  Personal and Paychecks?
<br> <br>
Can you deposit a money order or cashiers check?
<br> <br>
Is there a fee?  I'm sure there is.
<br> <br>
How long is there a delay between submitting and getting your money?</htmltext>
<tokenext>What types of checks are allowed ?
Is it all types ?
Personal and Paychecks ?
Can you deposit a money order or cashiers check ?
Is there a fee ?
I 'm sure there is .
How long is there a delay between submitting and getting your money ?</tokentext>
<sentencetext>What types of checks are allowed?
Is it all types?
Personal and Paychecks?
Can you deposit a money order or cashiers check?
Is there a fee?
I'm sure there is.
How long is there a delay between submitting and getting your money?</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31533890</id>
	<title>Re:You're taking the piss.</title>
	<author>DavidD\_CA</author>
	<datestamp>1268992320000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Because there are these things called "businesses" and they practice this concept called a "paper trail".</p><p>My clients are primarily mid/large businesses and government agencies.  As much as I would love to have my clients pay me electronically, none of them do.  They all send a check through their AP systems via mail.</p><p>I eagerly await being able to "deposit" my checks while I'm standing at the Post Office going through my mail.</p><p>Oh, and another thing about electronic funds transfer:  the fees can be killer.  4\% is fine when you're dealing with a $25 payment.  But 4\% off my $10,000 paycheck is a serious fee.</p></htmltext>
<tokenext>Because there are these things called " businesses " and they practice this concept called a " paper trail " .My clients are primarily mid/large businesses and government agencies .
As much as I would love to have my clients pay me electronically , none of them do .
They all send a check through their AP systems via mail.I eagerly await being able to " deposit " my checks while I 'm standing at the Post Office going through my mail.Oh , and another thing about electronic funds transfer : the fees can be killer .
4 \ % is fine when you 're dealing with a $ 25 payment .
But 4 \ % off my $ 10,000 paycheck is a serious fee .</tokentext>
<sentencetext>Because there are these things called "businesses" and they practice this concept called a "paper trail".My clients are primarily mid/large businesses and government agencies.
As much as I would love to have my clients pay me electronically, none of them do.
They all send a check through their AP systems via mail.I eagerly await being able to "deposit" my checks while I'm standing at the Post Office going through my mail.Oh, and another thing about electronic funds transfer:  the fees can be killer.
4\% is fine when you're dealing with a $25 payment.
But 4\% off my $10,000 paycheck is a serious fee.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528366</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528942</id>
	<title>pay day loan!</title>
	<author>stewbacca</author>
	<datestamp>1268907000000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>I'll just take several pictures of the same check, and by the time they figure it out, I'll have my pay day loan (i.e. already spent then over-drafted).  Woo hoo!  Rent-town-USA here I come!</p></htmltext>
<tokenext>I 'll just take several pictures of the same check , and by the time they figure it out , I 'll have my pay day loan ( i.e .
already spent then over-drafted ) .
Woo hoo !
Rent-town-USA here I come !</tokentext>
<sentencetext>I'll just take several pictures of the same check, and by the time they figure it out, I'll have my pay day loan (i.e.
already spent then over-drafted).
Woo hoo!
Rent-town-USA here I come!</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528086</id>
	<title>DUPE</title>
	<author>MBCook</author>
	<datestamp>1268904180000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>4</modscore>
	<htmltext>This is a dupe from like 2 days ago, which was a dupe from like 6 months ago. USAA has been allowing this for months and months with the iPhone.</htmltext>
<tokenext>This is a dupe from like 2 days ago , which was a dupe from like 6 months ago .
USAA has been allowing this for months and months with the iPhone .</tokentext>
<sentencetext>This is a dupe from like 2 days ago, which was a dupe from like 6 months ago.
USAA has been allowing this for months and months with the iPhone.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528122</id>
	<title>Fraud</title>
	<author>Anonymous</author>
	<datestamp>1268904240000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Yeah, that won't be fraud-prone.</p><p>I think the only thing deterring most people with a shred of computer skills from passing fraudulent checks (besides morals) is that they're printed on security paper.</p></htmltext>
<tokenext>Yeah , that wo n't be fraud-prone.I think the only thing deterring most people with a shred of computer skills from passing fraudulent checks ( besides morals ) is that they 're printed on security paper .</tokentext>
<sentencetext>Yeah, that won't be fraud-prone.I think the only thing deterring most people with a shred of computer skills from passing fraudulent checks (besides morals) is that they're printed on security paper.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528226</id>
	<title>Re:DUPE</title>
	<author>Anonymous</author>
	<datestamp>1268904540000</datestamp>
	<modclass>Informativ</modclass>
	<modscore>4</modscore>
	<htmltext>Mod parent up, I'm on usaa and I've been depositing my checks using my iphone and now my android phone for about a year now.</htmltext>
<tokenext>Mod parent up , I 'm on usaa and I 've been depositing my checks using my iphone and now my android phone for about a year now .</tokentext>
<sentencetext>Mod parent up, I'm on usaa and I've been depositing my checks using my iphone and now my android phone for about a year now.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528086</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528572</id>
	<title>Re:You're taking the piss.</title>
	<author>Anonymous</author>
	<datestamp>1268905680000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p><div class="quote"><p>No? Really. Taking a photo of a cheque?</p><p>Writing out a cheque, then taking a photo of it?</p></div><p>This is not for the people who write the checks. This is for when some geezer gives you a check.</p><p>(Why would you write a check to yourself, even if you could process it immediately?)</p></div>
	</htmltext>
<tokenext>No ?
Really. Taking a photo of a cheque ? Writing out a cheque , then taking a photo of it ? This is not for the people who write the checks .
This is for when some geezer gives you a check .
( Why would you write a check to yourself , even if you could process it immediately ?
)</tokentext>
<sentencetext>No?
Really. Taking a photo of a cheque?Writing out a cheque, then taking a photo of it?This is not for the people who write the checks.
This is for when some geezer gives you a check.
(Why would you write a check to yourself, even if you could process it immediately?
)
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528366</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528202</id>
	<title>Seriously?</title>
	<author>Anonymous</author>
	<datestamp>1268904480000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>We just saw <a href="http://news.slashdot.org/story/10/03/16/0027217/Deposit-Checks-To-Your-Bank-By-Taking-a-Photo" title="slashdot.org" rel="nofollow">this</a> [slashdot.org].   And USAA has an app for <a href="http://news.cnet.com/8301-13579\_3-10307182-37.html" title="cnet.com" rel="nofollow">that</a> [cnet.com].</p></htmltext>
<tokenext>We just saw this [ slashdot.org ] .
And USAA has an app for that [ cnet.com ] .</tokentext>
<sentencetext>We just saw this [slashdot.org].
And USAA has an app for that [cnet.com].</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31530630</id>
	<title>Dude.... USAA</title>
	<author>JustNiz</author>
	<datestamp>1268915040000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>I love my bank (USAA). They have been providing this for like 2+ years now.<br>On their online banking website they have an  option to credit a check into your account with a scanner.<br>It downloads a Java app that controls your scanner directly.<br>Its so great. Even the money is in your account and usable immediately the check has been scanned in.</p></htmltext>
<tokenext>I love my bank ( USAA ) .
They have been providing this for like 2 + years now.On their online banking website they have an option to credit a check into your account with a scanner.It downloads a Java app that controls your scanner directly.Its so great .
Even the money is in your account and usable immediately the check has been scanned in .</tokentext>
<sentencetext>I love my bank (USAA).
They have been providing this for like 2+ years now.On their online banking website they have an  option to credit a check into your account with a scanner.It downloads a Java app that controls your scanner directly.Its so great.
Even the money is in your account and usable immediately the check has been scanned in.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31533282</id>
	<title>Re:DUPE</title>
	<author>anexkahn</author>
	<datestamp>1268937900000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>I've been using USAA to deposit checks with my scanner at home for about 4 years now; works great<nobr> <wbr></nobr>:)</htmltext>
<tokenext>I 've been using USAA to deposit checks with my scanner at home for about 4 years now ; works great : )</tokentext>
<sentencetext>I've been using USAA to deposit checks with my scanner at home for about 4 years now; works great :)</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528086</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31529902</id>
	<title>Re:DUPE</title>
	<author>mdwh2</author>
	<datestamp>1268910960000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Well, be fair - it makes up for all the Iphone dupes we get about things that other phones have been doing for years and years...</p></htmltext>
<tokenext>Well , be fair - it makes up for all the Iphone dupes we get about things that other phones have been doing for years and years.. .</tokentext>
<sentencetext>Well, be fair - it makes up for all the Iphone dupes we get about things that other phones have been doing for years and years...</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528086</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31532624</id>
	<title>Re:DUPE</title>
	<author>babyrat</author>
	<datestamp>1268930520000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><i>Even in the USA<nobr> <wbr></nobr>... how popular will this be, really?</i></p><p>Perhaps you and your friends don't get cheques often, but a lot of people do.  I get cheques from my tenants every month.  I have several friends who also own rental properties - they get a few cheques per month as well.</p><p>Those cheques are generally the only reason I have to go to the bank. If i paid $50 for an app for my phone to avoid those trips, it would be a bargain.</p><p>Other people that would like would be perhaps private daycare places - 8-10 cheques per month, people who provide music lessons, part time fitness consultants...the list goes on and on.</p></htmltext>
<tokenext>Even in the USA ... how popular will this be , really ? Perhaps you and your friends do n't get cheques often , but a lot of people do .
I get cheques from my tenants every month .
I have several friends who also own rental properties - they get a few cheques per month as well.Those cheques are generally the only reason I have to go to the bank .
If i paid $ 50 for an app for my phone to avoid those trips , it would be a bargain.Other people that would like would be perhaps private daycare places - 8-10 cheques per month , people who provide music lessons , part time fitness consultants...the list goes on and on .</tokentext>
<sentencetext>Even in the USA ... how popular will this be, really?Perhaps you and your friends don't get cheques often, but a lot of people do.
I get cheques from my tenants every month.
I have several friends who also own rental properties - they get a few cheques per month as well.Those cheques are generally the only reason I have to go to the bank.
If i paid $50 for an app for my phone to avoid those trips, it would be a bargain.Other people that would like would be perhaps private daycare places - 8-10 cheques per month, people who provide music lessons, part time fitness consultants...the list goes on and on.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528448</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528366</id>
	<title>You're taking the piss.</title>
	<author>Colin Smith</author>
	<datestamp>1268904960000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>3</modscore>
	<htmltext><p>No? Really. Taking a photo of a cheque?</p><p>Writing out a cheque, then taking a photo of it? No. You're pulling my leg. And this is an advance?</p><p><b>Why not just transfer the money using the phone?</b></p><p>We can do it here in Europe. They can do it in India and Africa for goodness sake;</p><p><a href="http://europe.nokia.com/ovi-services-and-apps/nokia-money" title="nokia.com">http://europe.nokia.com/ovi-services-and-apps/nokia-money</a> [nokia.com]</p><p>
&nbsp;</p></htmltext>
<tokenext>No ?
Really. Taking a photo of a cheque ? Writing out a cheque , then taking a photo of it ?
No. You 're pulling my leg .
And this is an advance ? Why not just transfer the money using the phone ? We can do it here in Europe .
They can do it in India and Africa for goodness sake ; http : //europe.nokia.com/ovi-services-and-apps/nokia-money [ nokia.com ]  </tokentext>
<sentencetext>No?
Really. Taking a photo of a cheque?Writing out a cheque, then taking a photo of it?
No. You're pulling my leg.
And this is an advance?Why not just transfer the money using the phone?We can do it here in Europe.
They can do it in India and Africa for goodness sake;http://europe.nokia.com/ovi-services-and-apps/nokia-money [nokia.com]
 </sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31529672</id>
	<title>Re:You're taking the piss.</title>
	<author>Anonymous</author>
	<datestamp>1268909940000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>This isn't for people in the modern age that transfer money to others.</p><p>This is for people in the modern age that still get checks from people who would rather avoid electronic methods for whatever reason.</p><p>Is transfering money over the phone the only way you can make a purchase in Europe and Africa?  Whats that?  You guys have checks too?  No shit?  So this is probably something that'll happen there too?</p><p>God, when will people like you realize that now days every place on Earth is more or less the same as ever other place on the Earth as far as level of technology for a given class of people.</p><p>Poor people will still be poor, rich will still be rich.</p><p>I'd really prefer that people like yourself wake up and realize that you really aren't any different than people elsewhere.  You don't have anything that makes you better overall.  You just have minor differences that more or less balance out in the end.</p><p>How do I know?  There isn't a mass exodus of American's to Europe or vice versus.</p><p>And another important note:  No one actually thinks Europeans are cool like they make it out in American movies or where ever you get that arrogance from.  The entire rest of the world knows you're just as much of a douche bag as everyone else, the only ones who don't know it are Europeans<nobr> <wbr></nobr>:/</p></htmltext>
<tokenext>This is n't for people in the modern age that transfer money to others.This is for people in the modern age that still get checks from people who would rather avoid electronic methods for whatever reason.Is transfering money over the phone the only way you can make a purchase in Europe and Africa ?
Whats that ?
You guys have checks too ?
No shit ?
So this is probably something that 'll happen there too ? God , when will people like you realize that now days every place on Earth is more or less the same as ever other place on the Earth as far as level of technology for a given class of people.Poor people will still be poor , rich will still be rich.I 'd really prefer that people like yourself wake up and realize that you really are n't any different than people elsewhere .
You do n't have anything that makes you better overall .
You just have minor differences that more or less balance out in the end.How do I know ?
There is n't a mass exodus of American 's to Europe or vice versus.And another important note : No one actually thinks Europeans are cool like they make it out in American movies or where ever you get that arrogance from .
The entire rest of the world knows you 're just as much of a douche bag as everyone else , the only ones who do n't know it are Europeans : /</tokentext>
<sentencetext>This isn't for people in the modern age that transfer money to others.This is for people in the modern age that still get checks from people who would rather avoid electronic methods for whatever reason.Is transfering money over the phone the only way you can make a purchase in Europe and Africa?
Whats that?
You guys have checks too?
No shit?
So this is probably something that'll happen there too?God, when will people like you realize that now days every place on Earth is more or less the same as ever other place on the Earth as far as level of technology for a given class of people.Poor people will still be poor, rich will still be rich.I'd really prefer that people like yourself wake up and realize that you really aren't any different than people elsewhere.
You don't have anything that makes you better overall.
You just have minor differences that more or less balance out in the end.How do I know?
There isn't a mass exodus of American's to Europe or vice versus.And another important note:  No one actually thinks Europeans are cool like they make it out in American movies or where ever you get that arrogance from.
The entire rest of the world knows you're just as much of a douche bag as everyone else, the only ones who don't know it are Europeans :/</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528366</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31529050</id>
	<title>Re:DUPE</title>
	<author>nilbog</author>
	<datestamp>1268907420000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>And Android phones.</p></htmltext>
<tokenext>And Android phones .</tokentext>
<sentencetext>And Android phones.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528086</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528928</id>
	<title>Re:I'm tagging this onlyinamerica</title>
	<author>trapnest</author>
	<datestamp>1268907000000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>But then, I've heard you need a taxman or <em>special software</em> to do your taxes, so I guess I shouldn't be surprised.</p></div><p>Only if you have insanely complex tax history. Or are a lazy mofo. I've always done them my self.</p></div>
	</htmltext>
<tokenext>But then , I 've heard you need a taxman or special software to do your taxes , so I guess I should n't be surprised.Only if you have insanely complex tax history .
Or are a lazy mofo .
I 've always done them my self .</tokentext>
<sentencetext>But then, I've heard you need a taxman or special software to do your taxes, so I guess I shouldn't be surprised.Only if you have insanely complex tax history.
Or are a lazy mofo.
I've always done them my self.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528544</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528440</id>
	<title>Fraud no different</title>
	<author>Anonymous</author>
	<datestamp>1268905200000</datestamp>
	<modclass>Interestin</modclass>
	<modscore>1</modscore>
	<htmltext><p>Committing fraud with checks is just as easy whether you take a photo or mail it in. I think it is a great idea for an interim solution. In the end there will be fraud investigation whether it was a photo or a washed check.</p><p>Later on down the road I would like to see a secure paperless money system that does not require me to touch dollar bills that came from a strippers g-string and to not stand behind old ladies writing checks at Wal-Mart for $2.68 of merchandise</p></htmltext>
<tokenext>Committing fraud with checks is just as easy whether you take a photo or mail it in .
I think it is a great idea for an interim solution .
In the end there will be fraud investigation whether it was a photo or a washed check.Later on down the road I would like to see a secure paperless money system that does not require me to touch dollar bills that came from a strippers g-string and to not stand behind old ladies writing checks at Wal-Mart for $ 2.68 of merchandise</tokentext>
<sentencetext>Committing fraud with checks is just as easy whether you take a photo or mail it in.
I think it is a great idea for an interim solution.
In the end there will be fraud investigation whether it was a photo or a washed check.Later on down the road I would like to see a secure paperless money system that does not require me to touch dollar bills that came from a strippers g-string and to not stand behind old ladies writing checks at Wal-Mart for $2.68 of merchandise</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528904</id>
	<title>Re:DUPE</title>
	<author>Orange Crush</author>
	<datestamp>1268906880000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Even getting only one check in a year makes this feature worthwhile, imo.  Why make a special trip to the bank to drop a check when you can just take a picture of it and be done with it?  It's even handier for banks like USAA who don't have much (if any) physical branch presence.</htmltext>
<tokenext>Even getting only one check in a year makes this feature worthwhile , imo .
Why make a special trip to the bank to drop a check when you can just take a picture of it and be done with it ?
It 's even handier for banks like USAA who do n't have much ( if any ) physical branch presence .</tokentext>
<sentencetext>Even getting only one check in a year makes this feature worthwhile, imo.
Why make a special trip to the bank to drop a check when you can just take a picture of it and be done with it?
It's even handier for banks like USAA who don't have much (if any) physical branch presence.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment10_03_18_2018228.31528448</parent>
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