<article>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#article09_11_22_0125253</id>
	<title>Facebook Photos Lead To Cancellation of Quebec Woman's Insurance</title>
	<author>timothy</author>
	<datestamp>1258894260000</datestamp>
	<htmltext>No. 24601 writes <i>"A Quebec woman on long-term sick leave, due to a diagnosis of depression, lost her health benefits after <a href="http://www.cbc.ca/canada/montreal/story/2009/11/19/quebec-facebook-sick-leave-benefits.html">her insurance provider found photos of her on Facebook smiling and looking cheerful</a> at parties and out on the beach.  Besides all the obvious questions, how did the insurance company access her locked Facebook profile?"</i></htmltext>
<tokenext>No .
24601 writes " A Quebec woman on long-term sick leave , due to a diagnosis of depression , lost her health benefits after her insurance provider found photos of her on Facebook smiling and looking cheerful at parties and out on the beach .
Besides all the obvious questions , how did the insurance company access her locked Facebook profile ?
"</tokentext>
<sentencetext>No.
24601 writes "A Quebec woman on long-term sick leave, due to a diagnosis of depression, lost her health benefits after her insurance provider found photos of her on Facebook smiling and looking cheerful at parties and out on the beach.
Besides all the obvious questions, how did the insurance company access her locked Facebook profile?
"</sentencetext>
</article>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192736</id>
	<title>She's lucky it just got canceled.</title>
	<author>Pyrion</author>
	<datestamp>1258899060000</datestamp>
	<modclass>Troll</modclass>
	<modscore>-1</modscore>
	<htmltext><p>By all rights, she should be facing a charge of insurance fraud for receiving benefits based on a false claim.</p></htmltext>
<tokenext>By all rights , she should be facing a charge of insurance fraud for receiving benefits based on a false claim .</tokentext>
<sentencetext>By all rights, she should be facing a charge of insurance fraud for receiving benefits based on a false claim.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30195890</id>
	<title>Learn to read, socialists.</title>
	<author>RightSaidFred99</author>
	<datestamp>1258881240000</datestamp>
	<modclass>Troll</modclass>
	<modscore>0</modscore>
	<htmltext><p>Wow, reading these posts I had no idea SlashDot was a haven for big government European style socialism.  It's hilarious.</p><p>Unfortunately, many of you are also retarded for having poor reading comprehension.  First, she's getting disability money and not working because she has depression?   WTF.  That alone is retarded.  Second, she was seen "having a good time".  If you can have a good time somewhere else, you can have one at work.  Who doesn't hate their job?  Now we're going to pay people not to work because they're depressed?</p><p>They didn't cancel her "insurance", they stopped paying her free money so she could go hang out at the beach and have a good time.</p></htmltext>
<tokenext>Wow , reading these posts I had no idea SlashDot was a haven for big government European style socialism .
It 's hilarious.Unfortunately , many of you are also retarded for having poor reading comprehension .
First , she 's getting disability money and not working because she has depression ?
WTF. That alone is retarded .
Second , she was seen " having a good time " .
If you can have a good time somewhere else , you can have one at work .
Who does n't hate their job ?
Now we 're going to pay people not to work because they 're depressed ? They did n't cancel her " insurance " , they stopped paying her free money so she could go hang out at the beach and have a good time .</tokentext>
<sentencetext>Wow, reading these posts I had no idea SlashDot was a haven for big government European style socialism.
It's hilarious.Unfortunately, many of you are also retarded for having poor reading comprehension.
First, she's getting disability money and not working because she has depression?
WTF.  That alone is retarded.
Second, she was seen "having a good time".
If you can have a good time somewhere else, you can have one at work.
Who doesn't hate their job?
Now we're going to pay people not to work because they're depressed?They didn't cancel her "insurance", they stopped paying her free money so she could go hang out at the beach and have a good time.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30196374</id>
	<title>Re:Insurance companies aren't doctors</title>
	<author>Anonymous</author>
	<datestamp>1258884900000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Mental Health isn't covered by the governments health insurance, so that's why a private insurer is covering it.  So in the case of mental health, it's almost EXACTLY like the states.  Same problems, same bullsh*t.  Co-Pays, fighting for claims, but none of that "in-network" "out of network" crap that the US still has to deal with.  (I'm a Canadian citizen that is currently working in the states, quite familiar with both health care systems having had to experience both...gimme Canada's any day).</p></htmltext>
<tokenext>Mental Health is n't covered by the governments health insurance , so that 's why a private insurer is covering it .
So in the case of mental health , it 's almost EXACTLY like the states .
Same problems , same bullsh * t. Co-Pays , fighting for claims , but none of that " in-network " " out of network " crap that the US still has to deal with .
( I 'm a Canadian citizen that is currently working in the states , quite familiar with both health care systems having had to experience both...gim me Canada 's any day ) .</tokentext>
<sentencetext>Mental Health isn't covered by the governments health insurance, so that's why a private insurer is covering it.
So in the case of mental health, it's almost EXACTLY like the states.
Same problems, same bullsh*t.  Co-Pays, fighting for claims, but none of that "in-network" "out of network" crap that the US still has to deal with.
(I'm a Canadian citizen that is currently working in the states, quite familiar with both health care systems having had to experience both...gimme Canada's any day).</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194062</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192712</id>
	<title>Not Surprising</title>
	<author>Anonymous</author>
	<datestamp>1258898820000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>4</modscore>
	<htmltext><p><div class="quote"><p>She also doesn&rsquo;t understand how Manulife accessed her photos because her Facebook profile is locked and only people she approves can look at what she posts.</p></div><p>Oh, please, you're talking to a generation that grew up watching Dateline and 20/20 where insurance companies hired private investigators to stalk people who would do the following:

</p><ol> <li>Bring a flask of water or oil into Walmart or some supermarket.</li><li>Covertly empty it onto the floor.</li><li>Come back minutes later to 'slip' on said spill.</li><li>Sue the hell out of the store and claim crazy grief and pain charges in court.</li></ol><p>

So then you'd see the companies hiring PIs to track the people (who allegedly could barely move) tearing it up at Disney World.  Yeah, scam artists and fraudsters.  <br> <br>

You shouldn't be surprised to see insurance companies being very proactive in their searches to follow up on people.  I cannot say whether or not she is legitimately getting the short end of the stick or if she's defrauding the company.  Sounds like the former.  If she had made claims that she never smiled and couldn't go out in public due to depression then she might have problems.  Why doesn't she just get her doctor to send a note to her insurance company explaining that people suffering from this magnitude of depression (and those recovering from it) can force themselves to smile for a picture?  I mean, it's likely that the insurance company got tired of paying sick leave for depression unless it could be shown to be a chemical imbalance they probably were just looking for any reason to have to stop forking over pay.  <br> <br>

Personally, I was offered $250 by my company's health insurance plan if I signed something that said I had not used tobacco products in the past 6 months.  I hadn't but a few years ago I had (what I was told) were Cuban cigars in Mexico.  Those friends put pictures of me on Facebook smoking them.  So what?  Well, if they found contrary evidence to my claim, I faced having my insurance terminated.  Not worth the $250.  Be aware of what Facebook puts on display for the world--even if you think it's private it's usually not.  I mean, it could be as inane as some coworker who doesn't like her sees her other friend at work tagged in a photo with 'depressed' coworker on leave and decided to copy what photos they could see and forward them on to the insurance company?</p></div>
	</htmltext>
<tokenext>She also doesn    t understand how Manulife accessed her photos because her Facebook profile is locked and only people she approves can look at what she posts.Oh , please , you 're talking to a generation that grew up watching Dateline and 20/20 where insurance companies hired private investigators to stalk people who would do the following : Bring a flask of water or oil into Walmart or some supermarket.Covertly empty it onto the floor.Come back minutes later to 'slip ' on said spill.Sue the hell out of the store and claim crazy grief and pain charges in court .
So then you 'd see the companies hiring PIs to track the people ( who allegedly could barely move ) tearing it up at Disney World .
Yeah , scam artists and fraudsters .
You should n't be surprised to see insurance companies being very proactive in their searches to follow up on people .
I can not say whether or not she is legitimately getting the short end of the stick or if she 's defrauding the company .
Sounds like the former .
If she had made claims that she never smiled and could n't go out in public due to depression then she might have problems .
Why does n't she just get her doctor to send a note to her insurance company explaining that people suffering from this magnitude of depression ( and those recovering from it ) can force themselves to smile for a picture ?
I mean , it 's likely that the insurance company got tired of paying sick leave for depression unless it could be shown to be a chemical imbalance they probably were just looking for any reason to have to stop forking over pay .
Personally , I was offered $ 250 by my company 's health insurance plan if I signed something that said I had not used tobacco products in the past 6 months .
I had n't but a few years ago I had ( what I was told ) were Cuban cigars in Mexico .
Those friends put pictures of me on Facebook smoking them .
So what ?
Well , if they found contrary evidence to my claim , I faced having my insurance terminated .
Not worth the $ 250 .
Be aware of what Facebook puts on display for the world--even if you think it 's private it 's usually not .
I mean , it could be as inane as some coworker who does n't like her sees her other friend at work tagged in a photo with 'depressed ' coworker on leave and decided to copy what photos they could see and forward them on to the insurance company ?</tokentext>
<sentencetext>She also doesn’t understand how Manulife accessed her photos because her Facebook profile is locked and only people she approves can look at what she posts.Oh, please, you're talking to a generation that grew up watching Dateline and 20/20 where insurance companies hired private investigators to stalk people who would do the following:

 Bring a flask of water or oil into Walmart or some supermarket.Covertly empty it onto the floor.Come back minutes later to 'slip' on said spill.Sue the hell out of the store and claim crazy grief and pain charges in court.
So then you'd see the companies hiring PIs to track the people (who allegedly could barely move) tearing it up at Disney World.
Yeah, scam artists and fraudsters.
You shouldn't be surprised to see insurance companies being very proactive in their searches to follow up on people.
I cannot say whether or not she is legitimately getting the short end of the stick or if she's defrauding the company.
Sounds like the former.
If she had made claims that she never smiled and couldn't go out in public due to depression then she might have problems.
Why doesn't she just get her doctor to send a note to her insurance company explaining that people suffering from this magnitude of depression (and those recovering from it) can force themselves to smile for a picture?
I mean, it's likely that the insurance company got tired of paying sick leave for depression unless it could be shown to be a chemical imbalance they probably were just looking for any reason to have to stop forking over pay.
Personally, I was offered $250 by my company's health insurance plan if I signed something that said I had not used tobacco products in the past 6 months.
I hadn't but a few years ago I had (what I was told) were Cuban cigars in Mexico.
Those friends put pictures of me on Facebook smoking them.
So what?
Well, if they found contrary evidence to my claim, I faced having my insurance terminated.
Not worth the $250.
Be aware of what Facebook puts on display for the world--even if you think it's private it's usually not.
I mean, it could be as inane as some coworker who doesn't like her sees her other friend at work tagged in a photo with 'depressed' coworker on leave and decided to copy what photos they could see and forward them on to the insurance company?
	</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193928</id>
	<title>Ask Someone With Depression</title>
	<author>SpaceToast</author>
	<datestamp>1258909740000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>I've been going to <a href="http://www.dbsalliance.org/" title="dbsalliance.org" rel="nofollow">Depression/Bipolar Support Alliance (DBSA)</a> [dbsalliance.org] meetings for over a year now, in Los Angeles and Maine. (Think of a support group, then subtract the woo, jargon, god and other b.s.) I have my own experience with depression, and I know people who've had it far worse.</p><p>According to the article, Blanchard is diagnosed with major depression. A running joke in DBSA groups is that you can tell the new people with depression from those with bipolar because they crack the most jokes. Without the high and low cycles of bipolar, we tend to grasp at any moment of levity we can attain or create. There's a common misconception that depression is a flat, constant low mood. This is rare. Typically one varies between extreme lows and more functional periods, with stops everywhere in between. One also gets very good at faking it for short periods of time.</p><p>Meds aren't a magic bullet either, more a set of blunt tools whose effect on any given person will be highly variable. Beginning treatment often means a period of medication roulette, where the prescriber and patient work to balance efficacy, side-effects and (in the U.S. at least) costs. In the long term, lifestyle adjustments, especially increased social involvement, are essential.</p><p>The bottom line is, if Blanchard wants to return to the working world, she's been doing exactly what she should be.</p><p>Manulife, on the other hand, took a very small risk, which makes perfect market sense. The chances of Blanchard fighting back the way she has were slim, and the financial savings for the company miniscule but real. Faced with the loss of their emergency income, many people with major depression would have retreated further into their shells. Some might have attempted suicide.</p></htmltext>
<tokenext>I 've been going to Depression/Bipolar Support Alliance ( DBSA ) [ dbsalliance.org ] meetings for over a year now , in Los Angeles and Maine .
( Think of a support group , then subtract the woo , jargon , god and other b.s .
) I have my own experience with depression , and I know people who 've had it far worse.According to the article , Blanchard is diagnosed with major depression .
A running joke in DBSA groups is that you can tell the new people with depression from those with bipolar because they crack the most jokes .
Without the high and low cycles of bipolar , we tend to grasp at any moment of levity we can attain or create .
There 's a common misconception that depression is a flat , constant low mood .
This is rare .
Typically one varies between extreme lows and more functional periods , with stops everywhere in between .
One also gets very good at faking it for short periods of time.Meds are n't a magic bullet either , more a set of blunt tools whose effect on any given person will be highly variable .
Beginning treatment often means a period of medication roulette , where the prescriber and patient work to balance efficacy , side-effects and ( in the U.S. at least ) costs .
In the long term , lifestyle adjustments , especially increased social involvement , are essential.The bottom line is , if Blanchard wants to return to the working world , she 's been doing exactly what she should be.Manulife , on the other hand , took a very small risk , which makes perfect market sense .
The chances of Blanchard fighting back the way she has were slim , and the financial savings for the company miniscule but real .
Faced with the loss of their emergency income , many people with major depression would have retreated further into their shells .
Some might have attempted suicide .</tokentext>
<sentencetext>I've been going to Depression/Bipolar Support Alliance (DBSA) [dbsalliance.org] meetings for over a year now, in Los Angeles and Maine.
(Think of a support group, then subtract the woo, jargon, god and other b.s.
) I have my own experience with depression, and I know people who've had it far worse.According to the article, Blanchard is diagnosed with major depression.
A running joke in DBSA groups is that you can tell the new people with depression from those with bipolar because they crack the most jokes.
Without the high and low cycles of bipolar, we tend to grasp at any moment of levity we can attain or create.
There's a common misconception that depression is a flat, constant low mood.
This is rare.
Typically one varies between extreme lows and more functional periods, with stops everywhere in between.
One also gets very good at faking it for short periods of time.Meds aren't a magic bullet either, more a set of blunt tools whose effect on any given person will be highly variable.
Beginning treatment often means a period of medication roulette, where the prescriber and patient work to balance efficacy, side-effects and (in the U.S. at least) costs.
In the long term, lifestyle adjustments, especially increased social involvement, are essential.The bottom line is, if Blanchard wants to return to the working world, she's been doing exactly what she should be.Manulife, on the other hand, took a very small risk, which makes perfect market sense.
The chances of Blanchard fighting back the way she has were slim, and the financial savings for the company miniscule but real.
Faced with the loss of their emergency income, many people with major depression would have retreated further into their shells.
Some might have attempted suicide.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30195792</id>
	<title>Re:Her lawyer should pursue this.</title>
	<author>RightSaidFred99</author>
	<datestamp>1258880580000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>I have an idea.  How about she work?  That'll get her out.  Paying people not to work because they have depression?  Wtf?</htmltext>
<tokenext>I have an idea .
How about she work ?
That 'll get her out .
Paying people not to work because they have depression ?
Wtf ?</tokentext>
<sentencetext>I have an idea.
How about she work?
That'll get her out.
Paying people not to work because they have depression?
Wtf?</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192648</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192848</id>
	<title>Re:Her lawyer should pursue this.</title>
	<author>Jiro</author>
	<datestamp>1258900560000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>The original article has this, posted four hours before the above comment:</p><p>Part of the treatment that a psychiatrist suggests to their patients, besides their antidepressants, is to engage in social activities outside the home. They also say that staying cooped up at home and failing to get out can lead to a relapse and readmission to hospital. The Insurance company is not licensed to practice medicine, only to read a doctor's diagnosis and pay what's due. Her lawyer should pursue this.</p></htmltext>
<tokenext>The original article has this , posted four hours before the above comment : Part of the treatment that a psychiatrist suggests to their patients , besides their antidepressants , is to engage in social activities outside the home .
They also say that staying cooped up at home and failing to get out can lead to a relapse and readmission to hospital .
The Insurance company is not licensed to practice medicine , only to read a doctor 's diagnosis and pay what 's due .
Her lawyer should pursue this .</tokentext>
<sentencetext>The original article has this, posted four hours before the above comment:Part of the treatment that a psychiatrist suggests to their patients, besides their antidepressants, is to engage in social activities outside the home.
They also say that staying cooped up at home and failing to get out can lead to a relapse and readmission to hospital.
The Insurance company is not licensed to practice medicine, only to read a doctor's diagnosis and pay what's due.
Her lawyer should pursue this.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192648</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194034</id>
	<title>Seriously...</title>
	<author>PFI\_Optix</author>
	<datestamp>1258910400000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Just how long should we the other insured people be paying for someone to sit at home feeling bad about themselves?</p><p>I know about depression. My wife's family has some serious depression issues and she has struggled with it in the past. She has never missed more than a day of work at a time, calling in only when she feels her mood is so bad that it would be a problem at work. She uses 3-4 sick days a year doing that. She doesn't take medication for it, she just deals with it, some times for months at a time. It helps that I can tell when she's getting worse and can do things to make it easier on her...after seven years, I can usually get her through it without it getting particularly bad.</p><p>That said, the insurance company shouldn't be able to arbitrarily suspend her benefits without a serious discussion with the medical professional(s) treating her. After 18 months there *should* be some questions asked: what has been done to treat her, why isn't it working, what else can be done, et cetera. That's a long time to be depressed for any reason, and the insurance company shouldn't be expected to pay out indefinitely for such a vague ailment.</p></htmltext>
<tokenext>Just how long should we the other insured people be paying for someone to sit at home feeling bad about themselves ? I know about depression .
My wife 's family has some serious depression issues and she has struggled with it in the past .
She has never missed more than a day of work at a time , calling in only when she feels her mood is so bad that it would be a problem at work .
She uses 3-4 sick days a year doing that .
She does n't take medication for it , she just deals with it , some times for months at a time .
It helps that I can tell when she 's getting worse and can do things to make it easier on her...after seven years , I can usually get her through it without it getting particularly bad.That said , the insurance company should n't be able to arbitrarily suspend her benefits without a serious discussion with the medical professional ( s ) treating her .
After 18 months there * should * be some questions asked : what has been done to treat her , why is n't it working , what else can be done , et cetera .
That 's a long time to be depressed for any reason , and the insurance company should n't be expected to pay out indefinitely for such a vague ailment .</tokentext>
<sentencetext>Just how long should we the other insured people be paying for someone to sit at home feeling bad about themselves?I know about depression.
My wife's family has some serious depression issues and she has struggled with it in the past.
She has never missed more than a day of work at a time, calling in only when she feels her mood is so bad that it would be a problem at work.
She uses 3-4 sick days a year doing that.
She doesn't take medication for it, she just deals with it, some times for months at a time.
It helps that I can tell when she's getting worse and can do things to make it easier on her...after seven years, I can usually get her through it without it getting particularly bad.That said, the insurance company shouldn't be able to arbitrarily suspend her benefits without a serious discussion with the medical professional(s) treating her.
After 18 months there *should* be some questions asked: what has been done to treat her, why isn't it working, what else can be done, et cetera.
That's a long time to be depressed for any reason, and the insurance company shouldn't be expected to pay out indefinitely for such a vague ailment.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193028</id>
	<title>National Health Care?</title>
	<author>zerosomething</author>
	<datestamp>1258902540000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Truly I'm confused. I thought Canadians had national health care? So is it the national system canceling her or some kind of supplemental plan?</htmltext>
<tokenext>Truly I 'm confused .
I thought Canadians had national health care ?
So is it the national system canceling her or some kind of supplemental plan ?</tokentext>
<sentencetext>Truly I'm confused.
I thought Canadians had national health care?
So is it the national system canceling her or some kind of supplemental plan?</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30200746</id>
	<title>Depression</title>
	<author>jandersen</author>
	<datestamp>1258981260000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>her insurance provider found photos of her on Facebook smiling and looking cheerful</p></div><p>This may well be an unfair action on the part of the insurance provider. Depression does not necessarily mean that you are gloomy 24/7; it is a lot more complicated than that, and this general misperception causes many to overlook or misinterpret what is actually a genuine depression. As an example of just one of the possible explanations for the woman's behaviour, see <a href="http://en.wikipedia.org/wiki/Atypical\_depression" title="wikipedia.org">http://en.wikipedia.org/wiki/Atypical\_depression</a> [wikipedia.org] (Atypical Depression).</p></div>
	</htmltext>
<tokenext>her insurance provider found photos of her on Facebook smiling and looking cheerfulThis may well be an unfair action on the part of the insurance provider .
Depression does not necessarily mean that you are gloomy 24/7 ; it is a lot more complicated than that , and this general misperception causes many to overlook or misinterpret what is actually a genuine depression .
As an example of just one of the possible explanations for the woman 's behaviour , see http : //en.wikipedia.org/wiki/Atypical \ _depression [ wikipedia.org ] ( Atypical Depression ) .</tokentext>
<sentencetext>her insurance provider found photos of her on Facebook smiling and looking cheerfulThis may well be an unfair action on the part of the insurance provider.
Depression does not necessarily mean that you are gloomy 24/7; it is a lot more complicated than that, and this general misperception causes many to overlook or misinterpret what is actually a genuine depression.
As an example of just one of the possible explanations for the woman's behaviour, see http://en.wikipedia.org/wiki/Atypical\_depression [wikipedia.org] (Atypical Depression).
	</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194220</id>
	<title>Smiles</title>
	<author>nurb432</author>
	<datestamp>1258911720000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Do not negate depression.  They ever think for a moment it might have been temporary, or even faked to 'fit in' with her friends?</p></htmltext>
<tokenext>Do not negate depression .
They ever think for a moment it might have been temporary , or even faked to 'fit in ' with her friends ?</tokentext>
<sentencetext>Do not negate depression.
They ever think for a moment it might have been temporary, or even faked to 'fit in' with her friends?</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194616</id>
	<title>Re:Not Surprising</title>
	<author>Anonymous</author>
	<datestamp>1258914240000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>I remember seeing one of those where this guy was on disability for a back injury...and there is no doubt he injured his back.  The problem was, they sent a P.I. out that video taped him chopping wood so they canceled his disability and were calling him a fraudster (and the show was fully supporting this).</p><p>It is one thing to chop some wood or carry groceries in to the house and then be in agonizing pain for the next three days.  It is quite another to be expected to go into work and labor for 8-12 hours and do it all again the next day.  Have you ever tried to put on a smiling face and act friendly to customers/coworkers while in excruciating pain?  Anyone with a modicum of common sense knows this.  What they really wanted was for the guy to come back to work (he's fine..he's here...no need for disability!) then he either can't physically do his job or is a prick to those around him and he is fired.  Problem solved for employer and insurance company.</p><p>The real problem is that his employer (where he injured his back)/insurance company were not paying him enough disability.  They should have provided a wood chopper (or a stipend to cover heating his home over the Winter with natural gas/coal/fuel oil) and maid, obviously.</p></htmltext>
<tokenext>I remember seeing one of those where this guy was on disability for a back injury...and there is no doubt he injured his back .
The problem was , they sent a P.I .
out that video taped him chopping wood so they canceled his disability and were calling him a fraudster ( and the show was fully supporting this ) .It is one thing to chop some wood or carry groceries in to the house and then be in agonizing pain for the next three days .
It is quite another to be expected to go into work and labor for 8-12 hours and do it all again the next day .
Have you ever tried to put on a smiling face and act friendly to customers/coworkers while in excruciating pain ?
Anyone with a modicum of common sense knows this .
What they really wanted was for the guy to come back to work ( he 's fine..he 's here...no need for disability !
) then he either ca n't physically do his job or is a prick to those around him and he is fired .
Problem solved for employer and insurance company.The real problem is that his employer ( where he injured his back ) /insurance company were not paying him enough disability .
They should have provided a wood chopper ( or a stipend to cover heating his home over the Winter with natural gas/coal/fuel oil ) and maid , obviously .</tokentext>
<sentencetext>I remember seeing one of those where this guy was on disability for a back injury...and there is no doubt he injured his back.
The problem was, they sent a P.I.
out that video taped him chopping wood so they canceled his disability and were calling him a fraudster (and the show was fully supporting this).It is one thing to chop some wood or carry groceries in to the house and then be in agonizing pain for the next three days.
It is quite another to be expected to go into work and labor for 8-12 hours and do it all again the next day.
Have you ever tried to put on a smiling face and act friendly to customers/coworkers while in excruciating pain?
Anyone with a modicum of common sense knows this.
What they really wanted was for the guy to come back to work (he's fine..he's here...no need for disability!
) then he either can't physically do his job or is a prick to those around him and he is fired.
Problem solved for employer and insurance company.The real problem is that his employer (where he injured his back)/insurance company were not paying him enough disability.
They should have provided a wood chopper (or a stipend to cover heating his home over the Winter with natural gas/coal/fuel oil) and maid, obviously.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192712</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30199918</id>
	<title>Re:Not Surprising</title>
	<author>joebagodonuts</author>
	<datestamp>1259007660000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Since when is making money to be scoffed at? You sarcastically refer to 3.4\% - isn't that a profit? Who made up the rule that anything under double-digit profit margins equates to failure?</htmltext>
<tokenext>Since when is making money to be scoffed at ?
You sarcastically refer to 3.4 \ % - is n't that a profit ?
Who made up the rule that anything under double-digit profit margins equates to failure ?</tokentext>
<sentencetext>Since when is making money to be scoffed at?
You sarcastically refer to 3.4\% - isn't that a profit?
Who made up the rule that anything under double-digit profit margins equates to failure?</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30195798</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30200032</id>
	<title>there are people who smile all the time</title>
	<author>circletimessquare</author>
	<datestamp>1259009700000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>who are severely depressed. there are people who outwardly seem morose and never smile but are emotionally well-balanced. the external mask you choose to wear or think you need to wear due to social convention or social pressure has no relation to internal chemistry. a depressed person very well could be a morose shut-in, but there are plenty of people who are very depressed who do not fit this description at all</p></htmltext>
<tokenext>who are severely depressed .
there are people who outwardly seem morose and never smile but are emotionally well-balanced .
the external mask you choose to wear or think you need to wear due to social convention or social pressure has no relation to internal chemistry .
a depressed person very well could be a morose shut-in , but there are plenty of people who are very depressed who do not fit this description at all</tokentext>
<sentencetext>who are severely depressed.
there are people who outwardly seem morose and never smile but are emotionally well-balanced.
the external mask you choose to wear or think you need to wear due to social convention or social pressure has no relation to internal chemistry.
a depressed person very well could be a morose shut-in, but there are plenty of people who are very depressed who do not fit this description at all</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194798</id>
	<title>Well enough?</title>
	<author>Fross</author>
	<datestamp>1258915560000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>I agree with most o the comments here, that the insurance company was not right to make the call based on photos they found on the internet, it's the doctor's decision.</p><p>However, if you're well enough to go on holiday (be it depression or anything), then surely you're well enough to go to work.</p><p>I know if I took sick leave from work and bunked off on holiday during that time, I'd get fired on the spot.</p></htmltext>
<tokenext>I agree with most o the comments here , that the insurance company was not right to make the call based on photos they found on the internet , it 's the doctor 's decision.However , if you 're well enough to go on holiday ( be it depression or anything ) , then surely you 're well enough to go to work.I know if I took sick leave from work and bunked off on holiday during that time , I 'd get fired on the spot .</tokentext>
<sentencetext>I agree with most o the comments here, that the insurance company was not right to make the call based on photos they found on the internet, it's the doctor's decision.However, if you're well enough to go on holiday (be it depression or anything), then surely you're well enough to go to work.I know if I took sick leave from work and bunked off on holiday during that time, I'd get fired on the spot.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194900</id>
	<title>Re:Not Surprising</title>
	<author>Amanitin</author>
	<datestamp>1258916520000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>So why the fuck would anyone want to be on facebook?<br>When social networking started in the early 2000s it took me about two months on a network to realize how dangerous this can be and deleted my account right there.</p></htmltext>
<tokenext>So why the fuck would anyone want to be on facebook ? When social networking started in the early 2000s it took me about two months on a network to realize how dangerous this can be and deleted my account right there .</tokentext>
<sentencetext>So why the fuck would anyone want to be on facebook?When social networking started in the early 2000s it took me about two months on a network to realize how dangerous this can be and deleted my account right there.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192712</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193596</id>
	<title>Zero blame on the woman?</title>
	<author>thadmiller</author>
	<datestamp>1258907160000</datestamp>
	<modclass>Troll</modclass>
	<modscore>0</modscore>
	<htmltext><p>I am not defending the money-grubbing insurance company(ies) or the way health insurance works in North America, but what about the responsibilities of this woman and/or her doctor(s)?</p><p>According to the article, she's been on long term disability for a year and a half.  This isn't a case of a person working, while the insurance company refuses to pay medical bills.  No, this woman has been on long term disability (by it's very definition meaning you are not able to perform your job) - and while she  takes off work for 18 months from IBM (a large enough company that should have plenty of options for limited functionality), she's going to parties, going on vacation, etc, etc, and continuing to collect a (pay)check.</p><p>I am not a lawyer, I am not a doctor, I don't know this person, I don't work for IBM, I don't have any affiliation with any health insurance company (other than being a "customer" myself), but the woman has already talked to a lawyer, and the amount of press she's already getting worries me that there will be a large settlement and lengthy legal proceedings, and guess where that money comes from... other insurance payers and taxpayers.</p><p>And this woman's defense is that she doesn't know how the insurance company accessed her photos that she posted on the Internet... come on.</p></htmltext>
<tokenext>I am not defending the money-grubbing insurance company ( ies ) or the way health insurance works in North America , but what about the responsibilities of this woman and/or her doctor ( s ) ? According to the article , she 's been on long term disability for a year and a half .
This is n't a case of a person working , while the insurance company refuses to pay medical bills .
No , this woman has been on long term disability ( by it 's very definition meaning you are not able to perform your job ) - and while she takes off work for 18 months from IBM ( a large enough company that should have plenty of options for limited functionality ) , she 's going to parties , going on vacation , etc , etc , and continuing to collect a ( pay ) check.I am not a lawyer , I am not a doctor , I do n't know this person , I do n't work for IBM , I do n't have any affiliation with any health insurance company ( other than being a " customer " myself ) , but the woman has already talked to a lawyer , and the amount of press she 's already getting worries me that there will be a large settlement and lengthy legal proceedings , and guess where that money comes from... other insurance payers and taxpayers.And this woman 's defense is that she does n't know how the insurance company accessed her photos that she posted on the Internet... come on .</tokentext>
<sentencetext>I am not defending the money-grubbing insurance company(ies) or the way health insurance works in North America, but what about the responsibilities of this woman and/or her doctor(s)?According to the article, she's been on long term disability for a year and a half.
This isn't a case of a person working, while the insurance company refuses to pay medical bills.
No, this woman has been on long term disability (by it's very definition meaning you are not able to perform your job) - and while she  takes off work for 18 months from IBM (a large enough company that should have plenty of options for limited functionality), she's going to parties, going on vacation, etc, etc, and continuing to collect a (pay)check.I am not a lawyer, I am not a doctor, I don't know this person, I don't work for IBM, I don't have any affiliation with any health insurance company (other than being a "customer" myself), but the woman has already talked to a lawyer, and the amount of press she's already getting worries me that there will be a large settlement and lengthy legal proceedings, and guess where that money comes from... other insurance payers and taxpayers.And this woman's defense is that she doesn't know how the insurance company accessed her photos that she posted on the Internet... come on.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192954</id>
	<title>I wonder if the opposite is true?</title>
	<author>KingSkippus</author>
	<datestamp>1258901580000</datestamp>
	<modclass>Interestin</modclass>
	<modscore>3</modscore>
	<htmltext><p>If Facebook photos are the standard by which we're judging whether or not people should be paid insurance claims for being depressed, I wonder if I can use that?</p><p>No, I'm not depressed.  I mean, I have ups and downs like everyone else, but I don't think it's so severe to be classified as a medical condition.  Still, I could certainly churn out a few photos when I'm feeling down one day and post them.  Then maybe I could call my insurance company and tell them,  "See?  I'm depressed!  It's right there on Facebook!"</p></htmltext>
<tokenext>If Facebook photos are the standard by which we 're judging whether or not people should be paid insurance claims for being depressed , I wonder if I can use that ? No , I 'm not depressed .
I mean , I have ups and downs like everyone else , but I do n't think it 's so severe to be classified as a medical condition .
Still , I could certainly churn out a few photos when I 'm feeling down one day and post them .
Then maybe I could call my insurance company and tell them , " See ?
I 'm depressed !
It 's right there on Facebook !
"</tokentext>
<sentencetext>If Facebook photos are the standard by which we're judging whether or not people should be paid insurance claims for being depressed, I wonder if I can use that?No, I'm not depressed.
I mean, I have ups and downs like everyone else, but I don't think it's so severe to be classified as a medical condition.
Still, I could certainly churn out a few photos when I'm feeling down one day and post them.
Then maybe I could call my insurance company and tell them,  "See?
I'm depressed!
It's right there on Facebook!
"</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192648</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192796</id>
	<title>Re:She's lucky it just got canceled.</title>
	<author>Kneo24</author>
	<datestamp>1258900020000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Where exactly is the false claim? Should people who suffer from depression be depressed every single moment of their lives and not try to make it better?</htmltext>
<tokenext>Where exactly is the false claim ?
Should people who suffer from depression be depressed every single moment of their lives and not try to make it better ?</tokentext>
<sentencetext>Where exactly is the false claim?
Should people who suffer from depression be depressed every single moment of their lives and not try to make it better?</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192736</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194972</id>
	<title>Re:Insurance companies aren't doctors</title>
	<author>Anonymous</author>
	<datestamp>1258917060000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext>Who are the total morons who modded this up? There is hardly a single fact in this entire off hand rant that has anything to do with the article. It's totally misinformed and I guess total fucking retards get mod points around here. I guess anything that bashes America or a profitable industry is good enough to mod it up, even if it's completely wrong.</htmltext>
<tokenext>Who are the total morons who modded this up ?
There is hardly a single fact in this entire off hand rant that has anything to do with the article .
It 's totally misinformed and I guess total fucking retards get mod points around here .
I guess anything that bashes America or a profitable industry is good enough to mod it up , even if it 's completely wrong .</tokentext>
<sentencetext>Who are the total morons who modded this up?
There is hardly a single fact in this entire off hand rant that has anything to do with the article.
It's totally misinformed and I guess total fucking retards get mod points around here.
I guess anything that bashes America or a profitable industry is good enough to mod it up, even if it's completely wrong.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192752</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193950</id>
	<title>Re:National Health Care?</title>
	<author>MLease</author>
	<datestamp>1258909800000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Disability insurance != health insurance.  Disability insurance is designed to replace income lost because of inability to work due to a medical condition.  Health insurance is designed to pay for medical care.</p><p>-Mike</p></htmltext>
<tokenext>Disability insurance ! = health insurance .
Disability insurance is designed to replace income lost because of inability to work due to a medical condition .
Health insurance is designed to pay for medical care.-Mike</tokentext>
<sentencetext>Disability insurance != health insurance.
Disability insurance is designed to replace income lost because of inability to work due to a medical condition.
Health insurance is designed to pay for medical care.-Mike</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193028</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194722</id>
	<title>Re:Not Surprising</title>
	<author>sjames</author>
	<datestamp>1258914960000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>So then you'd see the companies hiring PIs to track the people (who allegedly could barely move) tearing it up at Disney World. Yeah, scam artists and fraudsters.</p></div><p>That's MAY be fine and dandy, they are caught doing things they claimed they couldn't possibly do. Of course it ignores the very real cases where you can do SOME things before the pain sets in, but can't do them daily for 8 (or even 4 hours) without the pain setting in and staying. So you go to Disney for a day and pay for it for the next two weeks and the scheming insurance companies claim you're perfectly able bodied as if anyone would hire you for one day every 2 weeks.</p><p>Of course, in the cases where the person is caught on tape setting up the "accident" it's more clear cut.</p></div>
	</htmltext>
<tokenext>So then you 'd see the companies hiring PIs to track the people ( who allegedly could barely move ) tearing it up at Disney World .
Yeah , scam artists and fraudsters.That 's MAY be fine and dandy , they are caught doing things they claimed they could n't possibly do .
Of course it ignores the very real cases where you can do SOME things before the pain sets in , but ca n't do them daily for 8 ( or even 4 hours ) without the pain setting in and staying .
So you go to Disney for a day and pay for it for the next two weeks and the scheming insurance companies claim you 're perfectly able bodied as if anyone would hire you for one day every 2 weeks.Of course , in the cases where the person is caught on tape setting up the " accident " it 's more clear cut .</tokentext>
<sentencetext>So then you'd see the companies hiring PIs to track the people (who allegedly could barely move) tearing it up at Disney World.
Yeah, scam artists and fraudsters.That's MAY be fine and dandy, they are caught doing things they claimed they couldn't possibly do.
Of course it ignores the very real cases where you can do SOME things before the pain sets in, but can't do them daily for 8 (or even 4 hours) without the pain setting in and staying.
So you go to Disney for a day and pay for it for the next two weeks and the scheming insurance companies claim you're perfectly able bodied as if anyone would hire you for one day every 2 weeks.Of course, in the cases where the person is caught on tape setting up the "accident" it's more clear cut.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192712</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30195254</id>
	<title>As a nurse this disgusts me</title>
	<author>ethicalcannibal</author>
	<datestamp>1258919340000</datestamp>
	<modclass>Informativ</modclass>
	<modscore>4</modscore>
	<htmltext>I'm not surprised a desk jockey at an insurance company decided to make a medical decision on this. Insurance desk monkeys don't usually have any medical training, and become a hindrance.
<br>
<br>
I once had a patient come into the office. He was in near tears. I took him to the exam room, and found out that his insurance company (Molina in the US) had canceled his coverage for dialysis. He was a critically ill patient, and was panicking. I called the insurance to find out what was going on. I was told by the desk monkey that they did not cover 'elective' procedures. At this point I was incredulous. I tried a couple times to tell him dialysis was not a choice, and certainly not elective. No dice.
<br>
<br>
I had to argue for close to an hour to get a supervisor. This flunky was going to cut all coverage to this man's dialysis. No if's, and's, or but's. The supervisor reversed the decision on the spot, but damn. Most nurses don't have the kind of day they can devote an hour of arguing with an insurance company. The patient isn't medically trained, and certainly wasn't in a state to do it, what with being critically ill, and coming to grips that he was not going to ever get off of dialysis.
<br>
<br>
That's the worst of my experiences, but I can't say it was isolated. After ten years of nursing the episodes of crackpot crazy insurance company behavior just keeps happening more and more. It's not that uncommon.</htmltext>
<tokenext>I 'm not surprised a desk jockey at an insurance company decided to make a medical decision on this .
Insurance desk monkeys do n't usually have any medical training , and become a hindrance .
I once had a patient come into the office .
He was in near tears .
I took him to the exam room , and found out that his insurance company ( Molina in the US ) had canceled his coverage for dialysis .
He was a critically ill patient , and was panicking .
I called the insurance to find out what was going on .
I was told by the desk monkey that they did not cover 'elective ' procedures .
At this point I was incredulous .
I tried a couple times to tell him dialysis was not a choice , and certainly not elective .
No dice .
I had to argue for close to an hour to get a supervisor .
This flunky was going to cut all coverage to this man 's dialysis .
No if 's , and 's , or but 's .
The supervisor reversed the decision on the spot , but damn .
Most nurses do n't have the kind of day they can devote an hour of arguing with an insurance company .
The patient is n't medically trained , and certainly was n't in a state to do it , what with being critically ill , and coming to grips that he was not going to ever get off of dialysis .
That 's the worst of my experiences , but I ca n't say it was isolated .
After ten years of nursing the episodes of crackpot crazy insurance company behavior just keeps happening more and more .
It 's not that uncommon .</tokentext>
<sentencetext>I'm not surprised a desk jockey at an insurance company decided to make a medical decision on this.
Insurance desk monkeys don't usually have any medical training, and become a hindrance.
I once had a patient come into the office.
He was in near tears.
I took him to the exam room, and found out that his insurance company (Molina in the US) had canceled his coverage for dialysis.
He was a critically ill patient, and was panicking.
I called the insurance to find out what was going on.
I was told by the desk monkey that they did not cover 'elective' procedures.
At this point I was incredulous.
I tried a couple times to tell him dialysis was not a choice, and certainly not elective.
No dice.
I had to argue for close to an hour to get a supervisor.
This flunky was going to cut all coverage to this man's dialysis.
No if's, and's, or but's.
The supervisor reversed the decision on the spot, but damn.
Most nurses don't have the kind of day they can devote an hour of arguing with an insurance company.
The patient isn't medically trained, and certainly wasn't in a state to do it, what with being critically ill, and coming to grips that he was not going to ever get off of dialysis.
That's the worst of my experiences, but I can't say it was isolated.
After ten years of nursing the episodes of crackpot crazy insurance company behavior just keeps happening more and more.
It's not that uncommon.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192766</id>
	<title>Re:Her lawyer should pursue this.</title>
	<author>Anonymous</author>
	<datestamp>1258899480000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>3</modscore>
	<htmltext><p>I have suffered from depression at some times in my life.</p><p>I found that you 'put on a face' sometimes to live a normal life. People around you don't want to see people with a miserable expression, talking in a depressive way and acting depressed all the time.</p><p>The way we appear look socially is virtually never a direct reflection of the way we really feel, for anyone, depressed or not. We choose how much of what we really feel we communicate to others. If this were not the case then it would be impossible even to go shopping while clinically depressed.</p><p>If the social situation calls for smiling and looking cheerful, well, that's what you do.</p></htmltext>
<tokenext>I have suffered from depression at some times in my life.I found that you 'put on a face ' sometimes to live a normal life .
People around you do n't want to see people with a miserable expression , talking in a depressive way and acting depressed all the time.The way we appear look socially is virtually never a direct reflection of the way we really feel , for anyone , depressed or not .
We choose how much of what we really feel we communicate to others .
If this were not the case then it would be impossible even to go shopping while clinically depressed.If the social situation calls for smiling and looking cheerful , well , that 's what you do .</tokentext>
<sentencetext>I have suffered from depression at some times in my life.I found that you 'put on a face' sometimes to live a normal life.
People around you don't want to see people with a miserable expression, talking in a depressive way and acting depressed all the time.The way we appear look socially is virtually never a direct reflection of the way we really feel, for anyone, depressed or not.
We choose how much of what we really feel we communicate to others.
If this were not the case then it would be impossible even to go shopping while clinically depressed.If the social situation calls for smiling and looking cheerful, well, that's what you do.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192648</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30196946</id>
	<title>You think that's bad?</title>
	<author>RegularFry</author>
	<datestamp>1258889220000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>I know for a fact that the insurance companies have non-medically qualified people denying claims on the basis of JPEGS of radiograms.</p><p>There's a lot to be said for the idea that they should be sued for practising medicine without a license.</p></htmltext>
<tokenext>I know for a fact that the insurance companies have non-medically qualified people denying claims on the basis of JPEGS of radiograms.There 's a lot to be said for the idea that they should be sued for practising medicine without a license .</tokentext>
<sentencetext>I know for a fact that the insurance companies have non-medically qualified people denying claims on the basis of JPEGS of radiograms.There's a lot to be said for the idea that they should be sued for practising medicine without a license.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30203218</id>
	<title>Re:Insurance companies aren't doctors</title>
	<author>SuiteSisterMary</author>
	<datestamp>1258998240000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><blockquote><div><p>Yeah, we should pattern our health care system on Canada's. That way we won't get situations like what affected this Quebec woman.</p></div>
</blockquote><p>Yes, you should, as this case is an example of a <b>private</b> company pulling somebody's coverage on a whim.  Kind of like that whole American 'prior condition' crap.</p></div>
	</htmltext>
<tokenext>Yeah , we should pattern our health care system on Canada 's .
That way we wo n't get situations like what affected this Quebec woman .
Yes , you should , as this case is an example of a private company pulling somebody 's coverage on a whim .
Kind of like that whole American 'prior condition ' crap .</tokentext>
<sentencetext>Yeah, we should pattern our health care system on Canada's.
That way we won't get situations like what affected this Quebec woman.
Yes, you should, as this case is an example of a private company pulling somebody's coverage on a whim.
Kind of like that whole American 'prior condition' crap.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194062</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193060</id>
	<title>Re:Depressed or Bi-Polar?</title>
	<author>kyriosdelis</author>
	<datestamp>1258902840000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>But seriously, this is a bit out of hand, hasn't anyone at her insurance carrier ever had a picture taken? What does the photographer usually scream at you?

SMILE!!!</p> </div><p>I usually scream "pretend to be happy", or "say 'testicles'".
Both work like a charm!</p></div>
	</htmltext>
<tokenext>But seriously , this is a bit out of hand , has n't anyone at her insurance carrier ever had a picture taken ?
What does the photographer usually scream at you ?
SMILE ! ! ! I usually scream " pretend to be happy " , or " say 'testicles ' " .
Both work like a charm !</tokentext>
<sentencetext>But seriously, this is a bit out of hand, hasn't anyone at her insurance carrier ever had a picture taken?
What does the photographer usually scream at you?
SMILE!!! I usually scream "pretend to be happy", or "say 'testicles'".
Both work like a charm!
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192714</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193354</id>
	<title>Re:Insurance companies aren't doctors</title>
	<author>Anonymous</author>
	<datestamp>1258905420000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>1</modscore>
	<htmltext><p>"This is a HUGE part of the current problem in the States with health insurance."</p><p>Right you are. Which is why the fact that this happened in CANADA should tip you off that there's something dramatically wrong with the reporting.</p><p>This isn't really a story about health insurance, it's about DISABILITY insurance. It is 100\% routine for insurance companies to launch investigations on long-term disability claims in order to prevent fraud. Whether this woman was, in fact, defrauding her employer and insurer I can't claim to know. But it really disturbs me that the U.S. coverage of this episode fudges it into a denial of health coverage which is a very different thing, practically, ethically and politically.</p></htmltext>
<tokenext>" This is a HUGE part of the current problem in the States with health insurance .
" Right you are .
Which is why the fact that this happened in CANADA should tip you off that there 's something dramatically wrong with the reporting.This is n't really a story about health insurance , it 's about DISABILITY insurance .
It is 100 \ % routine for insurance companies to launch investigations on long-term disability claims in order to prevent fraud .
Whether this woman was , in fact , defrauding her employer and insurer I ca n't claim to know .
But it really disturbs me that the U.S. coverage of this episode fudges it into a denial of health coverage which is a very different thing , practically , ethically and politically .</tokentext>
<sentencetext>"This is a HUGE part of the current problem in the States with health insurance.
"Right you are.
Which is why the fact that this happened in CANADA should tip you off that there's something dramatically wrong with the reporting.This isn't really a story about health insurance, it's about DISABILITY insurance.
It is 100\% routine for insurance companies to launch investigations on long-term disability claims in order to prevent fraud.
Whether this woman was, in fact, defrauding her employer and insurer I can't claim to know.
But it really disturbs me that the U.S. coverage of this episode fudges it into a denial of health coverage which is a very different thing, practically, ethically and politically.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192752</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30195086</id>
	<title>Re:Well yes...</title>
	<author>thePowerOfGrayskull</author>
	<datestamp>1258918140000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>He was just getting the anti-insurance-company rhetoric mixed up with the anti-pharma rhetoric...</htmltext>
<tokenext>He was just getting the anti-insurance-company rhetoric mixed up with the anti-pharma rhetoric.. .</tokentext>
<sentencetext>He was just getting the anti-insurance-company rhetoric mixed up with the anti-pharma rhetoric...</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192702</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192648</id>
	<title>Her lawyer should pursue this.</title>
	<author>Anonymous</author>
	<datestamp>1258898100000</datestamp>
	<modclass>Informativ</modclass>
	<modscore>5</modscore>
	<htmltext><p>*sigh* Well, speaking as a depressive I can say that a good part of the treatment that a psychiatrist suggests to their patients, besides their antidepressants, is to engage in social activities outside the home. They also say that staying cooped up at home and failing to get out can lead to a relapse and readmission to hospital. The Insurance company is not licensed to practice medicine, only to read a doctor's diagnosis and pay what's due.</p></htmltext>
<tokenext>* sigh * Well , speaking as a depressive I can say that a good part of the treatment that a psychiatrist suggests to their patients , besides their antidepressants , is to engage in social activities outside the home .
They also say that staying cooped up at home and failing to get out can lead to a relapse and readmission to hospital .
The Insurance company is not licensed to practice medicine , only to read a doctor 's diagnosis and pay what 's due .</tokentext>
<sentencetext>*sigh* Well, speaking as a depressive I can say that a good part of the treatment that a psychiatrist suggests to their patients, besides their antidepressants, is to engage in social activities outside the home.
They also say that staying cooped up at home and failing to get out can lead to a relapse and readmission to hospital.
The Insurance company is not licensed to practice medicine, only to read a doctor's diagnosis and pay what's due.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30195198</id>
	<title>guess who</title>
	<author>Anonymous</author>
	<datestamp>1258918860000</datestamp>
	<modclass>Informativ</modclass>
	<modscore>2</modscore>
	<htmltext><p>On <a href="http://ais.badische-zeitung.de/piece/00/c9/ba/9a/13220506.jpg" title="badische-zeitung.de" rel="nofollow">this picture</a> [badische-zeitung.de] you see two members of the German national football (soccer) team. One of them killed himself on November 10th by leaping in front of a train, suffering from severe chronic depression. Guess which one.
</p><p>(You'll find the solution <a href="http://en.wikipedia.org/wiki/Robert\_Enke" title="wikipedia.org" rel="nofollow">here</a> [wikipedia.org]. If you picked the right answer, you may want to consider a career in insurance. I'd suggest <a href="http://www.capitol-versicherung.com/" title="capitol-versicherung.com" rel="nofollow">this one</a> [capitol-versicherung.com] for starters.)</p></htmltext>
<tokenext>On this picture [ badische-zeitung.de ] you see two members of the German national football ( soccer ) team .
One of them killed himself on November 10th by leaping in front of a train , suffering from severe chronic depression .
Guess which one .
( You 'll find the solution here [ wikipedia.org ] .
If you picked the right answer , you may want to consider a career in insurance .
I 'd suggest this one [ capitol-versicherung.com ] for starters .
)</tokentext>
<sentencetext>On this picture [badische-zeitung.de] you see two members of the German national football (soccer) team.
One of them killed himself on November 10th by leaping in front of a train, suffering from severe chronic depression.
Guess which one.
(You'll find the solution here [wikipedia.org].
If you picked the right answer, you may want to consider a career in insurance.
I'd suggest this one [capitol-versicherung.com] for starters.
)</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192914</id>
	<title>Not health benefits, disability</title>
	<author>Anonymous</author>
	<datestamp>1258901160000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>This is not about health care benefits. Her disability payments were stopped.  And if I were the insurer, I would question that if someone is functioning well enough to go on vacation, to go out to a bar with friends, etc... is ready to go back to work.</p></htmltext>
<tokenext>This is not about health care benefits .
Her disability payments were stopped .
And if I were the insurer , I would question that if someone is functioning well enough to go on vacation , to go out to a bar with friends , etc... is ready to go back to work .</tokentext>
<sentencetext>This is not about health care benefits.
Her disability payments were stopped.
And if I were the insurer, I would question that if someone is functioning well enough to go on vacation, to go out to a bar with friends, etc... is ready to go back to work.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194288</id>
	<title>Re:A great fraud story!</title>
	<author>vorpal^</author>
	<datestamp>1258912200000</datestamp>
	<modclass>Interestin</modclass>
	<modscore>2</modscore>
	<htmltext><p><i>If she can function at a bar, she can function at a desk.</i></p><p>Clearly, you have never suffered from depression. Even though she's at the bar appearing functional, keep in mind that that may have been the first time she was able to leave the house in weeks.</p></htmltext>
<tokenext>If she can function at a bar , she can function at a desk.Clearly , you have never suffered from depression .
Even though she 's at the bar appearing functional , keep in mind that that may have been the first time she was able to leave the house in weeks .</tokentext>
<sentencetext>If she can function at a bar, she can function at a desk.Clearly, you have never suffered from depression.
Even though she's at the bar appearing functional, keep in mind that that may have been the first time she was able to leave the house in weeks.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193040</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194456</id>
	<title>Re:Insurance companies aren't doctors</title>
	<author>Anonymous</author>
	<datestamp>1258913160000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>1</modscore>
	<htmltext><p>It's <i>disability</i> insurance, not health insurance. This happened in Quebec, not the States.</p><p>Also, you <i>can</i> make a diagnosis based on someone's Facebook when the claim is that they're so depressed they can't do office work and it's full of photographs documenting their amazing mountain climbing getaway.</p></htmltext>
<tokenext>It 's disability insurance , not health insurance .
This happened in Quebec , not the States.Also , you can make a diagnosis based on someone 's Facebook when the claim is that they 're so depressed they ca n't do office work and it 's full of photographs documenting their amazing mountain climbing getaway .</tokentext>
<sentencetext>It's disability insurance, not health insurance.
This happened in Quebec, not the States.Also, you can make a diagnosis based on someone's Facebook when the claim is that they're so depressed they can't do office work and it's full of photographs documenting their amazing mountain climbing getaway.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192752</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30199948</id>
	<title>Re:Not Surprising</title>
	<author>joebagodonuts</author>
	<datestamp>1259008260000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Still looking at UHC<br><br>http://finance.yahoo.com/q/is?s=UNH&amp;annual<br><br>The income statement seems like UHC is doing ok...Net Income of $2,977,000,000 in 2008.<br><br>I need to understand more why 3.4\% is bad, and why I should mistrust my theory that there is quite a bit of money to be made as a provider of health insurance</htmltext>
<tokenext>Still looking at UHChttp : //finance.yahoo.com/q/is ? s = UNH&amp;annualThe income statement seems like UHC is doing ok...Net Income of $ 2,977,000,000 in 2008.I need to understand more why 3.4 \ % is bad , and why I should mistrust my theory that there is quite a bit of money to be made as a provider of health insurance</tokentext>
<sentencetext>Still looking at UHChttp://finance.yahoo.com/q/is?s=UNH&amp;annualThe income statement seems like UHC is doing ok...Net Income of $2,977,000,000 in 2008.I need to understand more why 3.4\% is bad, and why I should mistrust my theory that there is quite a bit of money to be made as a provider of health insurance</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30195798</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192754</id>
	<title>Speaking as a Finn</title>
	<author>Max Romantschuk</author>
	<datestamp>1258899360000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>This sounds like some kind of farce... and yet I can't help wonder how long it will take until I read about similar cases in Finland.</p><p>We have a great health care system, in theory. In practice everyone who can afford it has private health insurance too, so that you have the option of using private services when the public ones don't deliver.</p></htmltext>
<tokenext>This sounds like some kind of farce... and yet I ca n't help wonder how long it will take until I read about similar cases in Finland.We have a great health care system , in theory .
In practice everyone who can afford it has private health insurance too , so that you have the option of using private services when the public ones do n't deliver .</tokentext>
<sentencetext>This sounds like some kind of farce... and yet I can't help wonder how long it will take until I read about similar cases in Finland.We have a great health care system, in theory.
In practice everyone who can afford it has private health insurance too, so that you have the option of using private services when the public ones don't deliver.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194944</id>
	<title>Eine Cure fur depression!</title>
	<author>UK Boz</author>
	<datestamp>1258916820000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>zo, doktor Freud sayz ze cure for depression maybe to go out wiz your friendx und enjoy life and stop uzing facebook all day.</htmltext>
<tokenext>zo , doktor Freud sayz ze cure for depression maybe to go out wiz your friendx und enjoy life and stop uzing facebook all day .</tokentext>
<sentencetext>zo, doktor Freud sayz ze cure for depression maybe to go out wiz your friendx und enjoy life and stop uzing facebook all day.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193794</id>
	<title>A little one-sided?</title>
	<author>yamfry</author>
	<datestamp>1258908840000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Although it is entirely possible that the story played out exactly as this woman and her lawyer claim, this may not be the entire story. The news article contains quotes almost entirely from the woman and her lawyer. The insurance company declined to comment (which is smart during a lawsuit) besides a written statement that "We would not deny or terminate a valid claim solely based on information published on websites such as Facebook."<br>
Maybe they are lying and some overzealous office jockey wanted to get himself a bonus by revoking her disability pay. But maybe there is more information about her case that she is not disclosing. Maybe she is trying to sensationalize her case in the media to try to embarrass the insurance company into not canceling her disability pay. It is unfortunate if she really is getting hosed, and I'm confident that if that is the case then the courts will right it, but I have a nagging feeling that we're being taken for a ride on this one. It's difficult to tell when we get reporting from only one side of an adversarial (insurer, insuree) relationship.</htmltext>
<tokenext>Although it is entirely possible that the story played out exactly as this woman and her lawyer claim , this may not be the entire story .
The news article contains quotes almost entirely from the woman and her lawyer .
The insurance company declined to comment ( which is smart during a lawsuit ) besides a written statement that " We would not deny or terminate a valid claim solely based on information published on websites such as Facebook .
" Maybe they are lying and some overzealous office jockey wanted to get himself a bonus by revoking her disability pay .
But maybe there is more information about her case that she is not disclosing .
Maybe she is trying to sensationalize her case in the media to try to embarrass the insurance company into not canceling her disability pay .
It is unfortunate if she really is getting hosed , and I 'm confident that if that is the case then the courts will right it , but I have a nagging feeling that we 're being taken for a ride on this one .
It 's difficult to tell when we get reporting from only one side of an adversarial ( insurer , insuree ) relationship .</tokentext>
<sentencetext>Although it is entirely possible that the story played out exactly as this woman and her lawyer claim, this may not be the entire story.
The news article contains quotes almost entirely from the woman and her lawyer.
The insurance company declined to comment (which is smart during a lawsuit) besides a written statement that "We would not deny or terminate a valid claim solely based on information published on websites such as Facebook.
"
Maybe they are lying and some overzealous office jockey wanted to get himself a bonus by revoking her disability pay.
But maybe there is more information about her case that she is not disclosing.
Maybe she is trying to sensationalize her case in the media to try to embarrass the insurance company into not canceling her disability pay.
It is unfortunate if she really is getting hosed, and I'm confident that if that is the case then the courts will right it, but I have a nagging feeling that we're being taken for a ride on this one.
It's difficult to tell when we get reporting from only one side of an adversarial (insurer, insuree) relationship.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30196328</id>
	<title>2 Words Mafia Wars!</title>
	<author>Anonymous</author>
	<datestamp>1258884480000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>I have so many friends from that game, I have no clue who they are though.</p></htmltext>
<tokenext>I have so many friends from that game , I have no clue who they are though .</tokentext>
<sentencetext>I have so many friends from that game, I have no clue who they are though.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193802</id>
	<title>Re:Not Surprising</title>
	<author>Lemming Mark</author>
	<datestamp>1258908900000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>You make it sound like the insurance company is forced to do this due to business realities, which I don't think is really fair.  There are a lot of circumstances in which a business might like to get out of fulfilling the obligation to do what you paid them for - that's a reason for them to weasel out of stuff but it's not an excuse.  If the woman has got a diagnosis saying she has depression and the insurance company sees evidence that she's improved then they could ask her to come back for a medical assessment.</p><p>To continue using your analogy of someone who supposedly couldn't move but is photographed living it up, unless they put some more thorough effort (than just a few Facebook photos) into examining her case it could equally be like saying "Oh, we saw them standing up even though they were supposed to be crippled" having just found a picture of a physio session where 30 seconds after the photo was taken the person fell down because they weren't strong enough to stand.</p><p>It's right (and understandable) for insurers to be careful in what they pay out for and to verify that people's needs are genuine.  I just think that due diligence in this case involves a bit more than looking at a couple of photos without context.  The cover is a service that you *pay* for after all, so if they're going to bail out on giving you that service they'd better have a solid explanation.</p></htmltext>
<tokenext>You make it sound like the insurance company is forced to do this due to business realities , which I do n't think is really fair .
There are a lot of circumstances in which a business might like to get out of fulfilling the obligation to do what you paid them for - that 's a reason for them to weasel out of stuff but it 's not an excuse .
If the woman has got a diagnosis saying she has depression and the insurance company sees evidence that she 's improved then they could ask her to come back for a medical assessment.To continue using your analogy of someone who supposedly could n't move but is photographed living it up , unless they put some more thorough effort ( than just a few Facebook photos ) into examining her case it could equally be like saying " Oh , we saw them standing up even though they were supposed to be crippled " having just found a picture of a physio session where 30 seconds after the photo was taken the person fell down because they were n't strong enough to stand.It 's right ( and understandable ) for insurers to be careful in what they pay out for and to verify that people 's needs are genuine .
I just think that due diligence in this case involves a bit more than looking at a couple of photos without context .
The cover is a service that you * pay * for after all , so if they 're going to bail out on giving you that service they 'd better have a solid explanation .</tokentext>
<sentencetext>You make it sound like the insurance company is forced to do this due to business realities, which I don't think is really fair.
There are a lot of circumstances in which a business might like to get out of fulfilling the obligation to do what you paid them for - that's a reason for them to weasel out of stuff but it's not an excuse.
If the woman has got a diagnosis saying she has depression and the insurance company sees evidence that she's improved then they could ask her to come back for a medical assessment.To continue using your analogy of someone who supposedly couldn't move but is photographed living it up, unless they put some more thorough effort (than just a few Facebook photos) into examining her case it could equally be like saying "Oh, we saw them standing up even though they were supposed to be crippled" having just found a picture of a physio session where 30 seconds after the photo was taken the person fell down because they weren't strong enough to stand.It's right (and understandable) for insurers to be careful in what they pay out for and to verify that people's needs are genuine.
I just think that due diligence in this case involves a bit more than looking at a couple of photos without context.
The cover is a service that you *pay* for after all, so if they're going to bail out on giving you that service they'd better have a solid explanation.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192712</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194802</id>
	<title>ridiculous</title>
	<author>moxley</author>
	<datestamp>1258915620000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>This is fucked and exemplifies one of the major problems with beaurocrats and businessmen making crucial health coverage decisions - they uyse whatever excuse they can tonot have to pay for what they are supposed to have to pay for, and will weasel out of any claim they can.</p><p>A person can have acute/major depression and be on the verge of suicide, that doesn't mean that they will never smile or laugh.</p><p>I have (as we all have) heard many of these stories - but usually it's involving teens drinking or getting high or something and someone finding that on facebook - this situation, if were getting the full story, should never have happened, regardless of how she "looks in her photos."</p><p>With that said, unfortunately in this day and age you have to be careful what sort of info you put on social networks.</p><p>If you want to post pictures of yourself flashing at mardi gras, yet you aren't independently wealthy and still may need to get hired or do anything that someone night take as an invitation to look into your past/social life, you may wish to not post such photos, or post them under a pseudonym account.</p></htmltext>
<tokenext>This is fucked and exemplifies one of the major problems with beaurocrats and businessmen making crucial health coverage decisions - they uyse whatever excuse they can tonot have to pay for what they are supposed to have to pay for , and will weasel out of any claim they can.A person can have acute/major depression and be on the verge of suicide , that does n't mean that they will never smile or laugh.I have ( as we all have ) heard many of these stories - but usually it 's involving teens drinking or getting high or something and someone finding that on facebook - this situation , if were getting the full story , should never have happened , regardless of how she " looks in her photos .
" With that said , unfortunately in this day and age you have to be careful what sort of info you put on social networks.If you want to post pictures of yourself flashing at mardi gras , yet you are n't independently wealthy and still may need to get hired or do anything that someone night take as an invitation to look into your past/social life , you may wish to not post such photos , or post them under a pseudonym account .</tokentext>
<sentencetext>This is fucked and exemplifies one of the major problems with beaurocrats and businessmen making crucial health coverage decisions - they uyse whatever excuse they can tonot have to pay for what they are supposed to have to pay for, and will weasel out of any claim they can.A person can have acute/major depression and be on the verge of suicide, that doesn't mean that they will never smile or laugh.I have (as we all have) heard many of these stories - but usually it's involving teens drinking or getting high or something and someone finding that on facebook - this situation, if were getting the full story, should never have happened, regardless of how she "looks in her photos.
"With that said, unfortunately in this day and age you have to be careful what sort of info you put on social networks.If you want to post pictures of yourself flashing at mardi gras, yet you aren't independently wealthy and still may need to get hired or do anything that someone night take as an invitation to look into your past/social life, you may wish to not post such photos, or post them under a pseudonym account.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30196876</id>
	<title>So..</title>
	<author>nitehawk214</author>
	<datestamp>1258888680000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>When this causes her to become even more depressed and she commits suicide, how much is the insurance company going to be paying to her estate?</p></htmltext>
<tokenext>When this causes her to become even more depressed and she commits suicide , how much is the insurance company going to be paying to her estate ?</tokentext>
<sentencetext>When this causes her to become even more depressed and she commits suicide, how much is the insurance company going to be paying to her estate?</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30196230</id>
	<title>Re:Insurance companies aren't doctors</title>
	<author>Anonymous</author>
	<datestamp>1258883640000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p><div class="quote"><p>Yeah, we should pattern our health care system on Canada's.  That way we won't get situations like what affected this Quebec woman.</p></div><p>Umm Quebec is part of Canada. (At least for now)</p></div>
	</htmltext>
<tokenext>Yeah , we should pattern our health care system on Canada 's .
That way we wo n't get situations like what affected this Quebec woman.Umm Quebec is part of Canada .
( At least for now )</tokentext>
<sentencetext>Yeah, we should pattern our health care system on Canada's.
That way we won't get situations like what affected this Quebec woman.Umm Quebec is part of Canada.
(At least for now)
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194062</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193750</id>
	<title>Friend's dream of being a cop shattered by FB</title>
	<author>Vamman</author>
	<datestamp>1258908420000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Friend of mine had some raunchy photos posted of him drunk at a bar with some rather young looking women. There were photos of him "feeding" them alcohol and "undressing' with them in the rather dark club. When he went for his interview a few weeks ago the chief hauled out photos of himself printed directly from a private facebook page. He said they made no effort to hide where the photos came from. It was a direct print off of Facebbook. He couldn't explain him very well and was asked to not apply to the force again and they would be adding these documents for future interviews in other jurisdictions. He has been on a campaign since that interview to find more people like him. He told me that he has found another person that lost his job because of something someone wrote on his wall about an incidental that occurred when he was underage and he threw a guy off a high school stage and caused him brain damage. Scary shit this social networking crap. Young kids just post whatever crap they want on Facebook. Having seeing my younger cousins profile I was shocked that he had posted some of the things he had and I warned him about posting about his mischief online. "Its just kids stuff" sure but does he want it following him around when hes in the job market in 15 years? No!</htmltext>
<tokenext>Friend of mine had some raunchy photos posted of him drunk at a bar with some rather young looking women .
There were photos of him " feeding " them alcohol and " undressing ' with them in the rather dark club .
When he went for his interview a few weeks ago the chief hauled out photos of himself printed directly from a private facebook page .
He said they made no effort to hide where the photos came from .
It was a direct print off of Facebbook .
He could n't explain him very well and was asked to not apply to the force again and they would be adding these documents for future interviews in other jurisdictions .
He has been on a campaign since that interview to find more people like him .
He told me that he has found another person that lost his job because of something someone wrote on his wall about an incidental that occurred when he was underage and he threw a guy off a high school stage and caused him brain damage .
Scary shit this social networking crap .
Young kids just post whatever crap they want on Facebook .
Having seeing my younger cousins profile I was shocked that he had posted some of the things he had and I warned him about posting about his mischief online .
" Its just kids stuff " sure but does he want it following him around when hes in the job market in 15 years ?
No !</tokentext>
<sentencetext>Friend of mine had some raunchy photos posted of him drunk at a bar with some rather young looking women.
There were photos of him "feeding" them alcohol and "undressing' with them in the rather dark club.
When he went for his interview a few weeks ago the chief hauled out photos of himself printed directly from a private facebook page.
He said they made no effort to hide where the photos came from.
It was a direct print off of Facebbook.
He couldn't explain him very well and was asked to not apply to the force again and they would be adding these documents for future interviews in other jurisdictions.
He has been on a campaign since that interview to find more people like him.
He told me that he has found another person that lost his job because of something someone wrote on his wall about an incidental that occurred when he was underage and he threw a guy off a high school stage and caused him brain damage.
Scary shit this social networking crap.
Young kids just post whatever crap they want on Facebook.
Having seeing my younger cousins profile I was shocked that he had posted some of the things he had and I warned him about posting about his mischief online.
"Its just kids stuff" sure but does he want it following him around when hes in the job market in 15 years?
No!</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194756</id>
	<title>Re:As someone that suffers from depression too..</title>
	<author>sjames</author>
	<datestamp>1258915200000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Sadly, it may come back to haunt them in the form of a lawsuit from her family after she commits suicide.</p></htmltext>
<tokenext>Sadly , it may come back to haunt them in the form of a lawsuit from her family after she commits suicide .</tokentext>
<sentencetext>Sadly, it may come back to haunt them in the form of a lawsuit from her family after she commits suicide.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192750</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30206498</id>
	<title>We have solved health care, diagosis via Facebook</title>
	<author>niftymitch</author>
	<datestamp>1258973100000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>We have solved the health care, diagnosis via Facebook and Twitter.
<br>
I cannot help thinking that someone is practising medicine via some images on Facebook.
<br>
Practising medicine without a license is illegal and if someone had a license I expect it would be at risk because of this.
<br>
Worse this is apparently a mental health issue involving depression.   We could all review the video of the Army Psychiatrist accused of killing 13 people at Fort Hood.  Does he look crazy? The evidence is growing that he was.
<br>
There was no external facebook clues for the High School kids some miles down the tracks from here at Gunn HS in Palo Alto, CA
<br>

<a href="http://www.sfexaminer.com/local/High-school-mourns-second-student-death-on-tracks-in-a-month-46861617.html" title="sfexaminer.com" rel="nofollow">http://www.sfexaminer.com/local/High-school-mourns-second-student-death-on-tracks-in-a-month-46861617.html</a> [sfexaminer.com]

<br>
Mental health problems can have serious consequences.</htmltext>
<tokenext>We have solved the health care , diagnosis via Facebook and Twitter .
I can not help thinking that someone is practising medicine via some images on Facebook .
Practising medicine without a license is illegal and if someone had a license I expect it would be at risk because of this .
Worse this is apparently a mental health issue involving depression .
We could all review the video of the Army Psychiatrist accused of killing 13 people at Fort Hood .
Does he look crazy ?
The evidence is growing that he was .
There was no external facebook clues for the High School kids some miles down the tracks from here at Gunn HS in Palo Alto , CA http : //www.sfexaminer.com/local/High-school-mourns-second-student-death-on-tracks-in-a-month-46861617.html [ sfexaminer.com ] Mental health problems can have serious consequences .</tokentext>
<sentencetext>We have solved the health care, diagnosis via Facebook and Twitter.
I cannot help thinking that someone is practising medicine via some images on Facebook.
Practising medicine without a license is illegal and if someone had a license I expect it would be at risk because of this.
Worse this is apparently a mental health issue involving depression.
We could all review the video of the Army Psychiatrist accused of killing 13 people at Fort Hood.
Does he look crazy?
The evidence is growing that he was.
There was no external facebook clues for the High School kids some miles down the tracks from here at Gunn HS in Palo Alto, CA


http://www.sfexaminer.com/local/High-school-mourns-second-student-death-on-tracks-in-a-month-46861617.html [sfexaminer.com]


Mental health problems can have serious consequences.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30195004</id>
	<title>I deal with depression.  She should be dropped.</title>
	<author>log0n</author>
	<datestamp>1258917420000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>2</modscore>
	<htmltext><p>(there are a lot of stickywickets here and not enough details.. but reading between the lines and going with my gut based on my dealings.. this is my take)</p><p>Everyone want to rant about the evils of health care and I agree with damn near all of it.  But as someone who has dealt with depression for a couple of decades and with (actually pretty good) healthcare assistance, I'm inclined to think she's taking advantage of the system and deserves to be dropped.</p><p>As I understand it, sick leave in Canada is paid sick leave (like maternity leave here in the US) which over insurance premiums.  Sick leave is designed for medical recovery that would inhibit your ability to perform you job.</p><p>Now believe me.. coping with depression can definitely include going to the beach and smiling for pictures, but by doing those things in the capacity mentioned in the article, she's demonstrating that she is in fact capable of doing tasks where she had previously claimed her depression would inhibit her job performance.  As she's being paid, she's now defrauding the system.</p><p>I'll give her the benefit of the doubt that she is depressed.  In her case, her sick leave is designed to allow her time to visit therapists, psychologists for medications, or even prolonged hospital visitation if required.  She should be using the paid sick leave to take real advantage of her medical coverage.</p></htmltext>
<tokenext>( there are a lot of stickywickets here and not enough details.. but reading between the lines and going with my gut based on my dealings.. this is my take ) Everyone want to rant about the evils of health care and I agree with damn near all of it .
But as someone who has dealt with depression for a couple of decades and with ( actually pretty good ) healthcare assistance , I 'm inclined to think she 's taking advantage of the system and deserves to be dropped.As I understand it , sick leave in Canada is paid sick leave ( like maternity leave here in the US ) which over insurance premiums .
Sick leave is designed for medical recovery that would inhibit your ability to perform you job.Now believe me.. coping with depression can definitely include going to the beach and smiling for pictures , but by doing those things in the capacity mentioned in the article , she 's demonstrating that she is in fact capable of doing tasks where she had previously claimed her depression would inhibit her job performance .
As she 's being paid , she 's now defrauding the system.I 'll give her the benefit of the doubt that she is depressed .
In her case , her sick leave is designed to allow her time to visit therapists , psychologists for medications , or even prolonged hospital visitation if required .
She should be using the paid sick leave to take real advantage of her medical coverage .</tokentext>
<sentencetext>(there are a lot of stickywickets here and not enough details.. but reading between the lines and going with my gut based on my dealings.. this is my take)Everyone want to rant about the evils of health care and I agree with damn near all of it.
But as someone who has dealt with depression for a couple of decades and with (actually pretty good) healthcare assistance, I'm inclined to think she's taking advantage of the system and deserves to be dropped.As I understand it, sick leave in Canada is paid sick leave (like maternity leave here in the US) which over insurance premiums.
Sick leave is designed for medical recovery that would inhibit your ability to perform you job.Now believe me.. coping with depression can definitely include going to the beach and smiling for pictures, but by doing those things in the capacity mentioned in the article, she's demonstrating that she is in fact capable of doing tasks where she had previously claimed her depression would inhibit her job performance.
As she's being paid, she's now defrauding the system.I'll give her the benefit of the doubt that she is depressed.
In her case, her sick leave is designed to allow her time to visit therapists, psychologists for medications, or even prolonged hospital visitation if required.
She should be using the paid sick leave to take real advantage of her medical coverage.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30195798</id>
	<title>Re:Not Surprising</title>
	<author>Anonymous</author>
	<datestamp>1258880580000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p><i>There is quite a bit of money to be made as an insurance provider. Enough that it would be attractive even if it wasn't publicly traded</i></p><p>So true.  Profit margins for the health insurance industry are running at an <b>astounding</b> 3.4\%.  Right around the same margin run by airlines and grocery stores.  Why would I put money into my 4\% money market fund when I could make so much more, er, less, dealing with all the hassles of running a health insurance company.  Well, I guess the huge amounts of respect I get from the rest of society might make up for some of that shortfall.</p><p><a href="http://biz.yahoo.com/p/sum\_qpmd.html" title="yahoo.com" rel="nofollow">http://biz.yahoo.com/p/sum\_qpmd.html</a> [yahoo.com]</p></htmltext>
<tokenext>There is quite a bit of money to be made as an insurance provider .
Enough that it would be attractive even if it was n't publicly tradedSo true .
Profit margins for the health insurance industry are running at an astounding 3.4 \ % .
Right around the same margin run by airlines and grocery stores .
Why would I put money into my 4 \ % money market fund when I could make so much more , er , less , dealing with all the hassles of running a health insurance company .
Well , I guess the huge amounts of respect I get from the rest of society might make up for some of that shortfall.http : //biz.yahoo.com/p/sum \ _qpmd.html [ yahoo.com ]</tokentext>
<sentencetext>There is quite a bit of money to be made as an insurance provider.
Enough that it would be attractive even if it wasn't publicly tradedSo true.
Profit margins for the health insurance industry are running at an astounding 3.4\%.
Right around the same margin run by airlines and grocery stores.
Why would I put money into my 4\% money market fund when I could make so much more, er, less, dealing with all the hassles of running a health insurance company.
Well, I guess the huge amounts of respect I get from the rest of society might make up for some of that shortfall.http://biz.yahoo.com/p/sum\_qpmd.html [yahoo.com]</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193358</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30195840</id>
	<title>bail out</title>
	<author>deodiaus2</author>
	<datestamp>1258880760000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>After some thought, I think we as tax payers have decide not to bail out AIG.</htmltext>
<tokenext>After some thought , I think we as tax payers have decide not to bail out AIG .</tokentext>
<sentencetext>After some thought, I think we as tax payers have decide not to bail out AIG.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194286</id>
	<title>Diagnoses from a Pic?</title>
	<author>Anonymous</author>
	<datestamp>1258912200000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Me:  Doc, Do I have rectal Cancer?</p><p>Doc: Email me a pic so I can tell.</p><p>I have been depressed.  There are certain brands of soap my wife knows she cannot buy, as the smell brings back memories of the severe depression.  During those periods I searched for ways to be happy, and was quite cheerful in public.  It was the hours and days laying in bed that nobody knows about that still scare the hell out of me to this day.  There are very few medical diagnoses possible from a picture.</p></htmltext>
<tokenext>Me : Doc , Do I have rectal Cancer ? Doc : Email me a pic so I can tell.I have been depressed .
There are certain brands of soap my wife knows she can not buy , as the smell brings back memories of the severe depression .
During those periods I searched for ways to be happy , and was quite cheerful in public .
It was the hours and days laying in bed that nobody knows about that still scare the hell out of me to this day .
There are very few medical diagnoses possible from a picture .</tokentext>
<sentencetext>Me:  Doc, Do I have rectal Cancer?Doc: Email me a pic so I can tell.I have been depressed.
There are certain brands of soap my wife knows she cannot buy, as the smell brings back memories of the severe depression.
During those periods I searched for ways to be happy, and was quite cheerful in public.
It was the hours and days laying in bed that nobody knows about that still scare the hell out of me to this day.
There are very few medical diagnoses possible from a picture.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193932</id>
	<title>The Insurance Company Isn't Always to Blame</title>
	<author>AXE7540</author>
	<datestamp>1258909740000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Disability insurance companies employ doctors and nurses to review claims periodically. If they have reason to suspect fraud they will hire an investigator to look into the activities of a "disabled" person. In this case we have a "depressed" person on leave for a year and a half. My guess is that length of leave is outside the accepted normal period for depression. They would probably expect a depressed person to receive appropriate medication and counseling and be involved in a return to work program after that length of leave. So they began investigating and terminated the leave to force the issue. Depression is a common trigger for disability these days and often relates to the claimants work environment.

I'm not familiar with Canadian insurance funding arrangements but in the US a disability plan for IBM would most likely be self funded meaning the premiums paid by employees coupled with IBM's dollars would be used to fund the claims. Often the insurer has a fiduciary liability to plan participants to protect the plan's assets. Although it is rare the insurer could actually be sued if they didn't investigate and question this claim.

Ultimately it should be up to a uniform set of medical guidelines the insurer uses to review such claims. Depression has a well documented set of procedures that should be used to review the case. This evidence by itself seems sketchy but if combined with other factors such as claim duration and other evidence it may be justified. She may have a good lawyer that's doing a snow job on the "big bad insurer". The insurer is also limited by privacy laws as to what they can publicly discuss about the case and her attorney can exploit those rules</htmltext>
<tokenext>Disability insurance companies employ doctors and nurses to review claims periodically .
If they have reason to suspect fraud they will hire an investigator to look into the activities of a " disabled " person .
In this case we have a " depressed " person on leave for a year and a half .
My guess is that length of leave is outside the accepted normal period for depression .
They would probably expect a depressed person to receive appropriate medication and counseling and be involved in a return to work program after that length of leave .
So they began investigating and terminated the leave to force the issue .
Depression is a common trigger for disability these days and often relates to the claimants work environment .
I 'm not familiar with Canadian insurance funding arrangements but in the US a disability plan for IBM would most likely be self funded meaning the premiums paid by employees coupled with IBM 's dollars would be used to fund the claims .
Often the insurer has a fiduciary liability to plan participants to protect the plan 's assets .
Although it is rare the insurer could actually be sued if they did n't investigate and question this claim .
Ultimately it should be up to a uniform set of medical guidelines the insurer uses to review such claims .
Depression has a well documented set of procedures that should be used to review the case .
This evidence by itself seems sketchy but if combined with other factors such as claim duration and other evidence it may be justified .
She may have a good lawyer that 's doing a snow job on the " big bad insurer " .
The insurer is also limited by privacy laws as to what they can publicly discuss about the case and her attorney can exploit those rules</tokentext>
<sentencetext>Disability insurance companies employ doctors and nurses to review claims periodically.
If they have reason to suspect fraud they will hire an investigator to look into the activities of a "disabled" person.
In this case we have a "depressed" person on leave for a year and a half.
My guess is that length of leave is outside the accepted normal period for depression.
They would probably expect a depressed person to receive appropriate medication and counseling and be involved in a return to work program after that length of leave.
So they began investigating and terminated the leave to force the issue.
Depression is a common trigger for disability these days and often relates to the claimants work environment.
I'm not familiar with Canadian insurance funding arrangements but in the US a disability plan for IBM would most likely be self funded meaning the premiums paid by employees coupled with IBM's dollars would be used to fund the claims.
Often the insurer has a fiduciary liability to plan participants to protect the plan's assets.
Although it is rare the insurer could actually be sued if they didn't investigate and question this claim.
Ultimately it should be up to a uniform set of medical guidelines the insurer uses to review such claims.
Depression has a well documented set of procedures that should be used to review the case.
This evidence by itself seems sketchy but if combined with other factors such as claim duration and other evidence it may be justified.
She may have a good lawyer that's doing a snow job on the "big bad insurer".
The insurer is also limited by privacy laws as to what they can publicly discuss about the case and her attorney can exploit those rules</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192852</id>
	<title>do not take this story at face value</title>
	<author>Anonymous</author>
	<datestamp>1258900620000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>First of all, she lost disability payments not health care coverage (the story says nothing of healthcare benefits).  Secondly, all information in the story including the claim that the disability was ended was provided by the Quebec woman.  Thirdly, people do abuse disability leave.</p></htmltext>
<tokenext>First of all , she lost disability payments not health care coverage ( the story says nothing of healthcare benefits ) .
Secondly , all information in the story including the claim that the disability was ended was provided by the Quebec woman .
Thirdly , people do abuse disability leave .</tokentext>
<sentencetext>First of all, she lost disability payments not health care coverage (the story says nothing of healthcare benefits).
Secondly, all information in the story including the claim that the disability was ended was provided by the Quebec woman.
Thirdly, people do abuse disability leave.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30195054</id>
	<title>Losing a Customer</title>
	<author>BlindSpot</author>
	<datestamp>1258917840000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>I suffer from depression and I also have supplemental health insurance with Manulife.  Obviously I am calling them tomorrow to cancel.</p><p>A few years ago they funded 6 weeks off work for my depression.  Now I am hoping there aren't any photos of me floating around the net from that time, otherwise they might come around demanding that money back!</p></htmltext>
<tokenext>I suffer from depression and I also have supplemental health insurance with Manulife .
Obviously I am calling them tomorrow to cancel.A few years ago they funded 6 weeks off work for my depression .
Now I am hoping there are n't any photos of me floating around the net from that time , otherwise they might come around demanding that money back !</tokentext>
<sentencetext>I suffer from depression and I also have supplemental health insurance with Manulife.
Obviously I am calling them tomorrow to cancel.A few years ago they funded 6 weeks off work for my depression.
Now I am hoping there aren't any photos of me floating around the net from that time, otherwise they might come around demanding that money back!</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192652</id>
	<title>Well yes...</title>
	<author>Anonymous</author>
	<datestamp>1258898160000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>2</modscore>
	<htmltext><p>... because people with depression must wear black on the outside, as black as they feel on the inside.</p><p>Yet another reason why private healthcare must be stopped.  Curing people doesn't come into it - it's about keeping them sick enough to stay profitable.</p></htmltext>
<tokenext>... because people with depression must wear black on the outside , as black as they feel on the inside.Yet another reason why private healthcare must be stopped .
Curing people does n't come into it - it 's about keeping them sick enough to stay profitable .</tokentext>
<sentencetext>... because people with depression must wear black on the outside, as black as they feel on the inside.Yet another reason why private healthcare must be stopped.
Curing people doesn't come into it - it's about keeping them sick enough to stay profitable.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30202494</id>
	<title>This is one of the main problems with this country</title>
	<author>albert001</author>
	<datestamp>1258994280000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>I have severe depression but I smile and laugh sometimes. I guess I should just go kill myself so I don't have to burden my insurance company. This is the problem with all health insurance companies; they take your money when you are healthy but they drop you like a hot potato when you are sick.</htmltext>
<tokenext>I have severe depression but I smile and laugh sometimes .
I guess I should just go kill myself so I do n't have to burden my insurance company .
This is the problem with all health insurance companies ; they take your money when you are healthy but they drop you like a hot potato when you are sick .</tokentext>
<sentencetext>I have severe depression but I smile and laugh sometimes.
I guess I should just go kill myself so I don't have to burden my insurance company.
This is the problem with all health insurance companies; they take your money when you are healthy but they drop you like a hot potato when you are sick.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30206752</id>
	<title>when were photo's taken?</title>
	<author>multicsfan</author>
	<datestamp>1258974120000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>One thing no one has asked is, when were the photo's taken?  They could have been taken before she was depressed.  Mental illnesses I'm familiar with tend to have good days and bad days.  The problem is you have little to no control over when you'll have a good day or a bad day.</p></htmltext>
<tokenext>One thing no one has asked is , when were the photo 's taken ?
They could have been taken before she was depressed .
Mental illnesses I 'm familiar with tend to have good days and bad days .
The problem is you have little to no control over when you 'll have a good day or a bad day .</tokentext>
<sentencetext>One thing no one has asked is, when were the photo's taken?
They could have been taken before she was depressed.
Mental illnesses I'm familiar with tend to have good days and bad days.
The problem is you have little to no control over when you'll have a good day or a bad day.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192842</id>
	<title>Re:Her lawyer should pursue this.</title>
	<author>X10</author>
	<datestamp>1258900500000</datestamp>
	<modclass>Funny</modclass>
	<modscore>2</modscore>
	<htmltext><p>Apparently, the insurance company people are masochists. They want the woman to stay home and get even more depressed, so they can pay her more money.</p></htmltext>
<tokenext>Apparently , the insurance company people are masochists .
They want the woman to stay home and get even more depressed , so they can pay her more money .</tokentext>
<sentencetext>Apparently, the insurance company people are masochists.
They want the woman to stay home and get even more depressed, so they can pay her more money.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192648</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194434</id>
	<title>I told you so!!</title>
	<author>boggin4fun</author>
	<datestamp>1258913040000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>SEE!! I Told you everything you see on the internet is true!!  Just ask Manulife!!</htmltext>
<tokenext>SEE ! !
I Told you everything you see on the internet is true ! !
Just ask Manulife !
!</tokentext>
<sentencetext>SEE!!
I Told you everything you see on the internet is true!!
Just ask Manulife!
!</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194006</id>
	<title>I would think that the treatment worked.</title>
	<author>Higaran</author>
	<datestamp>1258910220000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>To put it midly the symptoms of depression are depression, if your insurance is paying for some kind of treatment and you not depressed, then it works, doesn't it?  I think that this was a really, really stupid idea on their part, now the client can take them to court and claim that she is depressed again because she isn't on the treatment that the company was paying for. I would hope that even a law student could win this one, and now the insurance company will probably pay out more in settlement money than her origional treatment would have cost.</htmltext>
<tokenext>To put it midly the symptoms of depression are depression , if your insurance is paying for some kind of treatment and you not depressed , then it works , does n't it ?
I think that this was a really , really stupid idea on their part , now the client can take them to court and claim that she is depressed again because she is n't on the treatment that the company was paying for .
I would hope that even a law student could win this one , and now the insurance company will probably pay out more in settlement money than her origional treatment would have cost .</tokentext>
<sentencetext>To put it midly the symptoms of depression are depression, if your insurance is paying for some kind of treatment and you not depressed, then it works, doesn't it?
I think that this was a really, really stupid idea on their part, now the client can take them to court and claim that she is depressed again because she isn't on the treatment that the company was paying for.
I would hope that even a law student could win this one, and now the insurance company will probably pay out more in settlement money than her origional treatment would have cost.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192642</id>
	<title>Is she really sure it was locked?</title>
	<author>Mr. Freeman</author>
	<datestamp>1258898100000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>5</modscore>
	<htmltext>First question, is she sure it was actually locked down?  Some of those settings sound like nonsense to the non-technical.<br>Second, is she the one that posted the photos?  If someone else posted photos of her on a public page, anyone can see them.</htmltext>
<tokenext>First question , is she sure it was actually locked down ?
Some of those settings sound like nonsense to the non-technical.Second , is she the one that posted the photos ?
If someone else posted photos of her on a public page , anyone can see them .</tokentext>
<sentencetext>First question, is she sure it was actually locked down?
Some of those settings sound like nonsense to the non-technical.Second, is she the one that posted the photos?
If someone else posted photos of her on a public page, anyone can see them.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193646</id>
	<title>it's the system</title>
	<author>Anonymous</author>
	<datestamp>1258907520000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Isn't capitalism just great!</p><p>dam me! forgot how its not the system that suck its the people in the system.... hmmhmm, and that there are only two system in the world, communism and capitalism, no gray area or alternative, silly me!<nobr> <wbr></nobr>/s</p><p>note: you don't get color from a monochrome system, just saying...</p></htmltext>
<tokenext>Is n't capitalism just great ! dam me !
forgot how its not the system that suck its the people in the system.... hmmhmm , and that there are only two system in the world , communism and capitalism , no gray area or alternative , silly me !
/snote : you do n't get color from a monochrome system , just saying.. .</tokentext>
<sentencetext>Isn't capitalism just great!dam me!
forgot how its not the system that suck its the people in the system.... hmmhmm, and that there are only two system in the world, communism and capitalism, no gray area or alternative, silly me!
/snote: you don't get color from a monochrome system, just saying...</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30202102</id>
	<title>Ironic?</title>
	<author>DarthVain</author>
	<datestamp>1258992120000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>I originally read this story on CBC last week and wrote up a comment explaining how A) this was the wrong thing to do, both ethically, and legally as they are not qualified to make that determination based on the information they found, and B) how they were likely going to get sued for their actions anyway (and lose), and C) How anyone that puts this stuff online should not expect that if will be kept private. I also detailed how security is a personal responsibility, and all the technological wizbangs in the would will not keep your information secure if you are an idiot, or at least not careful about what you do. I also illustrated how easy it would be to get at her information on facebook and outlined a step by step procedure should one want to do something unethical. It mostly involved just googling her old high school chums, finding one without a facebook account, creating an account posing as the friend, and then sending a friend request, and bingo bango you have full access to all her photos, as likely they will accept the request. While this is unethical I don't think this is particularly illegal (though you might break the facebook EULA, if you can call such a flimsy agreement legally binding), and really just outlines how lax security in on facebook, and also how blithely unaware most people are about how secure their information is. Anyway after writing that all up and posting that, also indicating that while I am posting that while there is a degree of protection also on the CBC commenting forum, not to treat it like you are anonymous or something, because you are not (just look at the teacher that resigned due to posting inappropriate things on a news paper comments section down in the US). In any event, after writing that all up.... it seems CBC took some exception to something I said thinking I must have violated their submission guidelines (though I am not sure how, perhaps they thought by laying out step by step instructions about how to circumvent facebook security I was somehow encouraging people to do so, if that is even illegal in the first place. Key is my whole point was that it wasn't an ethical action for which they were likely being sued. The other point being to be careful about what you post online as it isn't as safe as you might think.), and decided to censor my comments entirely. Its their site, I suppose they have the right to if they so choose. However I just thought if was funny given the topic.</p></htmltext>
<tokenext>I originally read this story on CBC last week and wrote up a comment explaining how A ) this was the wrong thing to do , both ethically , and legally as they are not qualified to make that determination based on the information they found , and B ) how they were likely going to get sued for their actions anyway ( and lose ) , and C ) How anyone that puts this stuff online should not expect that if will be kept private .
I also detailed how security is a personal responsibility , and all the technological wizbangs in the would will not keep your information secure if you are an idiot , or at least not careful about what you do .
I also illustrated how easy it would be to get at her information on facebook and outlined a step by step procedure should one want to do something unethical .
It mostly involved just googling her old high school chums , finding one without a facebook account , creating an account posing as the friend , and then sending a friend request , and bingo bango you have full access to all her photos , as likely they will accept the request .
While this is unethical I do n't think this is particularly illegal ( though you might break the facebook EULA , if you can call such a flimsy agreement legally binding ) , and really just outlines how lax security in on facebook , and also how blithely unaware most people are about how secure their information is .
Anyway after writing that all up and posting that , also indicating that while I am posting that while there is a degree of protection also on the CBC commenting forum , not to treat it like you are anonymous or something , because you are not ( just look at the teacher that resigned due to posting inappropriate things on a news paper comments section down in the US ) .
In any event , after writing that all up.... it seems CBC took some exception to something I said thinking I must have violated their submission guidelines ( though I am not sure how , perhaps they thought by laying out step by step instructions about how to circumvent facebook security I was somehow encouraging people to do so , if that is even illegal in the first place .
Key is my whole point was that it was n't an ethical action for which they were likely being sued .
The other point being to be careful about what you post online as it is n't as safe as you might think .
) , and decided to censor my comments entirely .
Its their site , I suppose they have the right to if they so choose .
However I just thought if was funny given the topic .</tokentext>
<sentencetext>I originally read this story on CBC last week and wrote up a comment explaining how A) this was the wrong thing to do, both ethically, and legally as they are not qualified to make that determination based on the information they found, and B) how they were likely going to get sued for their actions anyway (and lose), and C) How anyone that puts this stuff online should not expect that if will be kept private.
I also detailed how security is a personal responsibility, and all the technological wizbangs in the would will not keep your information secure if you are an idiot, or at least not careful about what you do.
I also illustrated how easy it would be to get at her information on facebook and outlined a step by step procedure should one want to do something unethical.
It mostly involved just googling her old high school chums, finding one without a facebook account, creating an account posing as the friend, and then sending a friend request, and bingo bango you have full access to all her photos, as likely they will accept the request.
While this is unethical I don't think this is particularly illegal (though you might break the facebook EULA, if you can call such a flimsy agreement legally binding), and really just outlines how lax security in on facebook, and also how blithely unaware most people are about how secure their information is.
Anyway after writing that all up and posting that, also indicating that while I am posting that while there is a degree of protection also on the CBC commenting forum, not to treat it like you are anonymous or something, because you are not (just look at the teacher that resigned due to posting inappropriate things on a news paper comments section down in the US).
In any event, after writing that all up.... it seems CBC took some exception to something I said thinking I must have violated their submission guidelines (though I am not sure how, perhaps they thought by laying out step by step instructions about how to circumvent facebook security I was somehow encouraging people to do so, if that is even illegal in the first place.
Key is my whole point was that it wasn't an ethical action for which they were likely being sued.
The other point being to be careful about what you post online as it isn't as safe as you might think.
), and decided to censor my comments entirely.
Its their site, I suppose they have the right to if they so choose.
However I just thought if was funny given the topic.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192790</id>
	<title>you know</title>
	<author>uxbn\_kuribo</author>
	<datestamp>1258899960000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>One thing's for sure.

This won't help her depression.</htmltext>
<tokenext>One thing 's for sure .
This wo n't help her depression .</tokentext>
<sentencetext>One thing's for sure.
This won't help her depression.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192702</id>
	<title>Re:Well yes...</title>
	<author>4D6963</author>
	<datestamp>1258898700000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>2</modscore>
	<htmltext><p> <i>Curing people doesn't come into it - it's about keeping them sick enough to stay profitable.</i> </p><p>No, it's about taking the money of the healthy people and finding any excuse to get rid of the sick (cause they cost money). What you said doesn't make any sense.</p></htmltext>
<tokenext>Curing people does n't come into it - it 's about keeping them sick enough to stay profitable .
No , it 's about taking the money of the healthy people and finding any excuse to get rid of the sick ( cause they cost money ) .
What you said does n't make any sense .</tokentext>
<sentencetext> Curing people doesn't come into it - it's about keeping them sick enough to stay profitable.
No, it's about taking the money of the healthy people and finding any excuse to get rid of the sick (cause they cost money).
What you said doesn't make any sense.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192652</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194718</id>
	<title>Re:National Health Care?</title>
	<author>Mashiki</author>
	<datestamp>1258914960000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>One of the other posters mentioned it but the extent to which Canada has nationalized healthcare goes like this:</p><p>Government of Canada to all other Provinces -- You shall, you must, you will, provide health coverage.  It shall be like this and cover everyone offering this level of care.</p><p>Our federal health act can be printed on 1 sheet of paper, and is 22 parts long.  It lists, basic federal oversight, cost sharing between provinces for medical, and so on.</p><p>That's it.  Every province is responsible, every province will cover someone from out of province and recoup the costs from their home provider.  Ex. If you live in Ontario and get hurt in Quebec, Quebec will get their money from Ontario.  This is the best system possible as it leaves the largest bureaucracy out of it, the provinces have the best idea of where services are needed, and the areas who need help can talk directly to the provincial government.  No super massive government overhead.  Just a medium sized one.</p><p>In Canada however, you can get supplemental insurance to cover other things, such as glasses, hearing aids, prescription meds, hospital stays, physio, orthopaedics through places like Green Shield, and Manulife.</p></htmltext>
<tokenext>One of the other posters mentioned it but the extent to which Canada has nationalized healthcare goes like this : Government of Canada to all other Provinces -- You shall , you must , you will , provide health coverage .
It shall be like this and cover everyone offering this level of care.Our federal health act can be printed on 1 sheet of paper , and is 22 parts long .
It lists , basic federal oversight , cost sharing between provinces for medical , and so on.That 's it .
Every province is responsible , every province will cover someone from out of province and recoup the costs from their home provider .
Ex. If you live in Ontario and get hurt in Quebec , Quebec will get their money from Ontario .
This is the best system possible as it leaves the largest bureaucracy out of it , the provinces have the best idea of where services are needed , and the areas who need help can talk directly to the provincial government .
No super massive government overhead .
Just a medium sized one.In Canada however , you can get supplemental insurance to cover other things , such as glasses , hearing aids , prescription meds , hospital stays , physio , orthopaedics through places like Green Shield , and Manulife .</tokentext>
<sentencetext>One of the other posters mentioned it but the extent to which Canada has nationalized healthcare goes like this:Government of Canada to all other Provinces -- You shall, you must, you will, provide health coverage.
It shall be like this and cover everyone offering this level of care.Our federal health act can be printed on 1 sheet of paper, and is 22 parts long.
It lists, basic federal oversight, cost sharing between provinces for medical, and so on.That's it.
Every province is responsible, every province will cover someone from out of province and recoup the costs from their home provider.
Ex. If you live in Ontario and get hurt in Quebec, Quebec will get their money from Ontario.
This is the best system possible as it leaves the largest bureaucracy out of it, the provinces have the best idea of where services are needed, and the areas who need help can talk directly to the provincial government.
No super massive government overhead.
Just a medium sized one.In Canada however, you can get supplemental insurance to cover other things, such as glasses, hearing aids, prescription meds, hospital stays, physio, orthopaedics through places like Green Shield, and Manulife.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193028</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192884</id>
	<title>Re:Her lawyer should pursue this.</title>
	<author>Anonymous</author>
	<datestamp>1258900860000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>I know some who suffer from depression, also have read about it, and that is the advice that is given out by professionals in the medical profession. Depressed people do smile sometimes, but it is much less often than those who don't suffer from the problem.</p><p>So what if she was caught in one of those rare happy moments? And is it possible that the smiles were forced for the photos?</p><p>I think she would have a case against the insurance company.</p></htmltext>
<tokenext>I know some who suffer from depression , also have read about it , and that is the advice that is given out by professionals in the medical profession .
Depressed people do smile sometimes , but it is much less often than those who do n't suffer from the problem.So what if she was caught in one of those rare happy moments ?
And is it possible that the smiles were forced for the photos ? I think she would have a case against the insurance company .</tokentext>
<sentencetext>I know some who suffer from depression, also have read about it, and that is the advice that is given out by professionals in the medical profession.
Depressed people do smile sometimes, but it is much less often than those who don't suffer from the problem.So what if she was caught in one of those rare happy moments?
And is it possible that the smiles were forced for the photos?I think she would have a case against the insurance company.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192648</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194874</id>
	<title>Am I missing something here?</title>
	<author>Anonymous</author>
	<datestamp>1258916220000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Please pardon my ignorance on this topic. Manulife is a private insurer, yes? Does Quebec not have the same access to the Canadian national healthcare system as the rest of the country? If they do, is clinical depression (or other mental illnesses) not covered under that system? Basically, why did this woman have to go through a private, commercial insurer?</p><p>Makes one curious what kind of things won't be covered under the USA's future government healthcare system(s).</p></htmltext>
<tokenext>Please pardon my ignorance on this topic .
Manulife is a private insurer , yes ?
Does Quebec not have the same access to the Canadian national healthcare system as the rest of the country ?
If they do , is clinical depression ( or other mental illnesses ) not covered under that system ?
Basically , why did this woman have to go through a private , commercial insurer ? Makes one curious what kind of things wo n't be covered under the USA 's future government healthcare system ( s ) .</tokentext>
<sentencetext>Please pardon my ignorance on this topic.
Manulife is a private insurer, yes?
Does Quebec not have the same access to the Canadian national healthcare system as the rest of the country?
If they do, is clinical depression (or other mental illnesses) not covered under that system?
Basically, why did this woman have to go through a private, commercial insurer?Makes one curious what kind of things won't be covered under the USA's future government healthcare system(s).</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193488</id>
	<title>We're not getting the whole story here</title>
	<author>91degrees</author>
	<datestamp>1258906380000</datestamp>
	<modclass>Interestin</modclass>
	<modscore>2</modscore>
	<htmltext>The insurance company knows full well they'd be in serious trouble if they used a claim of "you look happy so can't be depressed".  They know depression is a medical condition.  <br> <br>
Here's what I think happened; a co-worker got annoyed with her being on sick leave for such a long time.  She grabbed some photos from facebook and sent them to the insurance company with an email saying "See!  She's not depressed".  The insurance company thought there was probably justification for some sort of investigation.  They investigated.  They pulled the medical records and their doctor decided that based on the objective evidence there was no reason she was still entitled to sick pay.</htmltext>
<tokenext>The insurance company knows full well they 'd be in serious trouble if they used a claim of " you look happy so ca n't be depressed " .
They know depression is a medical condition .
Here 's what I think happened ; a co-worker got annoyed with her being on sick leave for such a long time .
She grabbed some photos from facebook and sent them to the insurance company with an email saying " See !
She 's not depressed " .
The insurance company thought there was probably justification for some sort of investigation .
They investigated .
They pulled the medical records and their doctor decided that based on the objective evidence there was no reason she was still entitled to sick pay .</tokentext>
<sentencetext>The insurance company knows full well they'd be in serious trouble if they used a claim of "you look happy so can't be depressed".
They know depression is a medical condition.
Here's what I think happened; a co-worker got annoyed with her being on sick leave for such a long time.
She grabbed some photos from facebook and sent them to the insurance company with an email saying "See!
She's not depressed".
The insurance company thought there was probably justification for some sort of investigation.
They investigated.
They pulled the medical records and their doctor decided that based on the objective evidence there was no reason she was still entitled to sick pay.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30195950</id>
	<title>Re:Zero blame on the woman?</title>
	<author>ShiningSomething</author>
	<datestamp>1258881720000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>2</modscore>
	<htmltext><p>Any sort of work would require her showing up regularly to her workplace. Anyone with a history of depression will tell you this is hard. Can you summon the energy to go out and pretend to have a good time when a friend asks you out? Sure, especially if you know it means a lot to them. But to do that *every single day*? There will be days when you can't really get out of bed, because the world just feels too heavy, and it may ruin you company's presentation, or deadline, or whatever.</p><p>So yes, your mental illness may be such that you can function at a party, but not cope with the responsibilities of a job. The point is, this is not up to the insurer: there are doctors to verify the diagnosis. </p><p>

As for the woman herself, if she lives in a system where she can get paid while she battles with depression, should she refuse it? Sure, she may be scamming them, but the photos don't prove anything.</p></htmltext>
<tokenext>Any sort of work would require her showing up regularly to her workplace .
Anyone with a history of depression will tell you this is hard .
Can you summon the energy to go out and pretend to have a good time when a friend asks you out ?
Sure , especially if you know it means a lot to them .
But to do that * every single day * ?
There will be days when you ca n't really get out of bed , because the world just feels too heavy , and it may ruin you company 's presentation , or deadline , or whatever.So yes , your mental illness may be such that you can function at a party , but not cope with the responsibilities of a job .
The point is , this is not up to the insurer : there are doctors to verify the diagnosis .
As for the woman herself , if she lives in a system where she can get paid while she battles with depression , should she refuse it ?
Sure , she may be scamming them , but the photos do n't prove anything .</tokentext>
<sentencetext>Any sort of work would require her showing up regularly to her workplace.
Anyone with a history of depression will tell you this is hard.
Can you summon the energy to go out and pretend to have a good time when a friend asks you out?
Sure, especially if you know it means a lot to them.
But to do that *every single day*?
There will be days when you can't really get out of bed, because the world just feels too heavy, and it may ruin you company's presentation, or deadline, or whatever.So yes, your mental illness may be such that you can function at a party, but not cope with the responsibilities of a job.
The point is, this is not up to the insurer: there are doctors to verify the diagnosis.
As for the woman herself, if she lives in a system where she can get paid while she battles with depression, should she refuse it?
Sure, she may be scamming them, but the photos don't prove anything.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193596</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193284</id>
	<title>Re:Not Surprising</title>
	<author>Anonymous</author>
	<datestamp>1258904940000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Although I understand your tobacco issue, people shouldn't be in a situation where they are afraid like that. You didn't do anything "wrong," and yet you had to act like you were. Stand up for yourself. But then again, I understand it's $250 compared to the hassle. The insurance company probably took this into their calculations.</p></htmltext>
<tokenext>Although I understand your tobacco issue , people should n't be in a situation where they are afraid like that .
You did n't do anything " wrong , " and yet you had to act like you were .
Stand up for yourself .
But then again , I understand it 's $ 250 compared to the hassle .
The insurance company probably took this into their calculations .</tokentext>
<sentencetext>Although I understand your tobacco issue, people shouldn't be in a situation where they are afraid like that.
You didn't do anything "wrong," and yet you had to act like you were.
Stand up for yourself.
But then again, I understand it's $250 compared to the hassle.
The insurance company probably took this into their calculations.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192712</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194062</id>
	<title>Re:Insurance companies aren't doctors</title>
	<author>zippthorne</author>
	<datestamp>1258910580000</datestamp>
	<modclass>Funny</modclass>
	<modscore>2</modscore>
	<htmltext><p>Yeah, we should pattern our health care system on Canada's.  That way we won't get situations like what affected this Quebec woman.</p></htmltext>
<tokenext>Yeah , we should pattern our health care system on Canada 's .
That way we wo n't get situations like what affected this Quebec woman .</tokentext>
<sentencetext>Yeah, we should pattern our health care system on Canada's.
That way we won't get situations like what affected this Quebec woman.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192752</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193820</id>
	<title>Re:I wonder if the opposite is true?</title>
	<author>anyGould</author>
	<datestamp>1258909020000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>You know, I was thinking the exact same thing - the lady should put up a mess of pictures of her crying and depressed, being comforted by loved ones, etc., then submit that as proof that her depression has relapsed.</p><p>(And to those yelling "fraud" - I pay my premiums, I expect service when I need it. Otherwise, don't take my money.)</p></htmltext>
<tokenext>You know , I was thinking the exact same thing - the lady should put up a mess of pictures of her crying and depressed , being comforted by loved ones , etc. , then submit that as proof that her depression has relapsed .
( And to those yelling " fraud " - I pay my premiums , I expect service when I need it .
Otherwise , do n't take my money .
)</tokentext>
<sentencetext>You know, I was thinking the exact same thing - the lady should put up a mess of pictures of her crying and depressed, being comforted by loved ones, etc., then submit that as proof that her depression has relapsed.
(And to those yelling "fraud" - I pay my premiums, I expect service when I need it.
Otherwise, don't take my money.
)</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192954</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192752</id>
	<title>Insurance companies aren't doctors</title>
	<author>Anonymous</author>
	<datestamp>1258899300000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>2</modscore>
	<htmltext>This is a HUGE part of the current problem in the States with health insurance. Health insurance companies are not doctors. You can't make a diagnosis by looking at pictures on someone's facebook account. They teach you that in medical school, I think. I'm all for the public option myself, and I hope it puts the health insurance companies out of business. Frankly, I think anyone who works for an organization as corrupt as an American health insurance company, has it coming, because nobody who works for one can possibly claim ignorance to the crap that goes on with them.</htmltext>
<tokenext>This is a HUGE part of the current problem in the States with health insurance .
Health insurance companies are not doctors .
You ca n't make a diagnosis by looking at pictures on someone 's facebook account .
They teach you that in medical school , I think .
I 'm all for the public option myself , and I hope it puts the health insurance companies out of business .
Frankly , I think anyone who works for an organization as corrupt as an American health insurance company , has it coming , because nobody who works for one can possibly claim ignorance to the crap that goes on with them .</tokentext>
<sentencetext>This is a HUGE part of the current problem in the States with health insurance.
Health insurance companies are not doctors.
You can't make a diagnosis by looking at pictures on someone's facebook account.
They teach you that in medical school, I think.
I'm all for the public option myself, and I hope it puts the health insurance companies out of business.
Frankly, I think anyone who works for an organization as corrupt as an American health insurance company, has it coming, because nobody who works for one can possibly claim ignorance to the crap that goes on with them.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30205516</id>
	<title>how did she get paid leave for depression?!</title>
	<author>CheshireDragon</author>
	<datestamp>1258968420000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>many people have commented many different things.  Some that understand depression and others that CLEARLY do not.  I am not bringing up facebook privacy or insurance company methods.  What I want to know is how this bit(h was able to get 1.5yrs of paid leave when I, myself suffer from major depression and I have to trudge my ass into work every day?  We both work for fortune 500 companies,  both are at the peak of technical advancements and mine(and I am quite sure her) insurance are the best a large technology company can afford.  Different insurance companies and I am in the US, but regardless.  I have am the same age as this woman and I have been trying multiple different medications over the last 7yrs that make me groggy, spun out or a whole slew of other side effects that interfere with my job and above all DON'T WORK, yet she gets to sit at home...paid, or in this case, take a nice vacation.  I'd like a fu(king vacation after 7yrs...maybe I WILL pull the trigger this time, THAT would be the ultimate vacation...I never have to come back.</htmltext>
<tokenext>many people have commented many different things .
Some that understand depression and others that CLEARLY do not .
I am not bringing up facebook privacy or insurance company methods .
What I want to know is how this bit ( h was able to get 1.5yrs of paid leave when I , myself suffer from major depression and I have to trudge my ass into work every day ?
We both work for fortune 500 companies , both are at the peak of technical advancements and mine ( and I am quite sure her ) insurance are the best a large technology company can afford .
Different insurance companies and I am in the US , but regardless .
I have am the same age as this woman and I have been trying multiple different medications over the last 7yrs that make me groggy , spun out or a whole slew of other side effects that interfere with my job and above all DO N'T WORK , yet she gets to sit at home...paid , or in this case , take a nice vacation .
I 'd like a fu ( king vacation after 7yrs...maybe I WILL pull the trigger this time , THAT would be the ultimate vacation...I never have to come back .</tokentext>
<sentencetext>many people have commented many different things.
Some that understand depression and others that CLEARLY do not.
I am not bringing up facebook privacy or insurance company methods.
What I want to know is how this bit(h was able to get 1.5yrs of paid leave when I, myself suffer from major depression and I have to trudge my ass into work every day?
We both work for fortune 500 companies,  both are at the peak of technical advancements and mine(and I am quite sure her) insurance are the best a large technology company can afford.
Different insurance companies and I am in the US, but regardless.
I have am the same age as this woman and I have been trying multiple different medications over the last 7yrs that make me groggy, spun out or a whole slew of other side effects that interfere with my job and above all DON'T WORK, yet she gets to sit at home...paid, or in this case, take a nice vacation.
I'd like a fu(king vacation after 7yrs...maybe I WILL pull the trigger this time, THAT would be the ultimate vacation...I never have to come back.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30196028</id>
	<title>paid to mope?</title>
	<author>Anonymous</author>
	<datestamp>1258882140000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>The sense of entitlement around here is horrible. I go to work and slog through long depressing days, paying into an insurance pool that's paying out to any and every person who convinces a psychiatrist they're depressed. Meanwhile, they're out enjoying themselves at a party, and thats the cure? I think the cure was suckering the system into paying benefits for a bad mood, I know I'd be thrilled enough to cure the darkest funk if I could get a few months of paid time off. Ive been very depressed at times in my life and I've never once considered it anyone else's problem.</p></htmltext>
<tokenext>The sense of entitlement around here is horrible .
I go to work and slog through long depressing days , paying into an insurance pool that 's paying out to any and every person who convinces a psychiatrist they 're depressed .
Meanwhile , they 're out enjoying themselves at a party , and thats the cure ?
I think the cure was suckering the system into paying benefits for a bad mood , I know I 'd be thrilled enough to cure the darkest funk if I could get a few months of paid time off .
Ive been very depressed at times in my life and I 've never once considered it anyone else 's problem .</tokentext>
<sentencetext>The sense of entitlement around here is horrible.
I go to work and slog through long depressing days, paying into an insurance pool that's paying out to any and every person who convinces a psychiatrist they're depressed.
Meanwhile, they're out enjoying themselves at a party, and thats the cure?
I think the cure was suckering the system into paying benefits for a bad mood, I know I'd be thrilled enough to cure the darkest funk if I could get a few months of paid time off.
Ive been very depressed at times in my life and I've never once considered it anyone else's problem.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194324</id>
	<title>Re:Not Surprising</title>
	<author>Lost Engineer</author>
	<datestamp>1258912440000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>Personally, I was offered $250 by my company's health insurance plan if I signed something that said I had not used tobacco products in the past 6 months.</p></div><p>Sounds like a trap to me.  What would be the purpose of this?  Maybe it would make sense if they offered you money to promise not to smoke for the next 6 months, but I do not understand why they would want to merely give away money to the non-users.  Are they trying to develop excuses to cancel people's policies?</p></div>
	</htmltext>
<tokenext>Personally , I was offered $ 250 by my company 's health insurance plan if I signed something that said I had not used tobacco products in the past 6 months.Sounds like a trap to me .
What would be the purpose of this ?
Maybe it would make sense if they offered you money to promise not to smoke for the next 6 months , but I do not understand why they would want to merely give away money to the non-users .
Are they trying to develop excuses to cancel people 's policies ?</tokentext>
<sentencetext>Personally, I was offered $250 by my company's health insurance plan if I signed something that said I had not used tobacco products in the past 6 months.Sounds like a trap to me.
What would be the purpose of this?
Maybe it would make sense if they offered you money to promise not to smoke for the next 6 months, but I do not understand why they would want to merely give away money to the non-users.
Are they trying to develop excuses to cancel people's policies?
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192712</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194256</id>
	<title>Re:Not Surprising</title>
	<author>nurb432</author>
	<datestamp>1258911960000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>Personally, I was offered $250 by my company's health insurance plan if I signed something that said I had not used tobacco products in the past 6 months.  I hadn't but a few years ago I had (what I was told) were Cuban cigars in Mexico.  Those friends put pictures of me on Facebook smoking them.  So what?  Well, if they found contrary evidence to my claim, I faced having my insurance terminated.  Not worth the $250.  Be aware of what Facebook puts on display for the world--even if you think it's private it's usually not.  I mean, it could be as inane as some coworker who doesn't like her sees her other friend at work tagged in a photo with 'depressed' coworker on leave and decided to copy what photos they could see and forward them on to the insurance company?</p></div><p>Or even a "photoshop" of you smoking.. With the quality of the pictures often posted, might be impossible to prove it in either direction.</p></div>
	</htmltext>
<tokenext>Personally , I was offered $ 250 by my company 's health insurance plan if I signed something that said I had not used tobacco products in the past 6 months .
I had n't but a few years ago I had ( what I was told ) were Cuban cigars in Mexico .
Those friends put pictures of me on Facebook smoking them .
So what ?
Well , if they found contrary evidence to my claim , I faced having my insurance terminated .
Not worth the $ 250 .
Be aware of what Facebook puts on display for the world--even if you think it 's private it 's usually not .
I mean , it could be as inane as some coworker who does n't like her sees her other friend at work tagged in a photo with 'depressed ' coworker on leave and decided to copy what photos they could see and forward them on to the insurance company ? Or even a " photoshop " of you smoking.. With the quality of the pictures often posted , might be impossible to prove it in either direction .</tokentext>
<sentencetext>Personally, I was offered $250 by my company's health insurance plan if I signed something that said I had not used tobacco products in the past 6 months.
I hadn't but a few years ago I had (what I was told) were Cuban cigars in Mexico.
Those friends put pictures of me on Facebook smoking them.
So what?
Well, if they found contrary evidence to my claim, I faced having my insurance terminated.
Not worth the $250.
Be aware of what Facebook puts on display for the world--even if you think it's private it's usually not.
I mean, it could be as inane as some coworker who doesn't like her sees her other friend at work tagged in a photo with 'depressed' coworker on leave and decided to copy what photos they could see and forward them on to the insurance company?Or even a "photoshop" of you smoking.. With the quality of the pictures often posted, might be impossible to prove it in either direction.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192712</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30202212</id>
	<title>Insurance Co's &amp; PIs</title>
	<author>dogeatery</author>
	<datestamp>1258992600000</datestamp>
	<modclass>Informativ</modclass>
	<modscore>2</modscore>
	<htmltext><p>My girlfriend and I previously have worked for a private investigation company concerned entirely with insurance fraud.  There are many similar companies, but ours was a nationwide company with clients like Walmart, AIG, the Hartford, Prudential, GEICO and many others you can think of.  Insurance co's will use any information they can get to deny your coverage, and they will take very extreme steps.  Once an investigator followed a target to firefighter training and participated in a daylong course with a hidden camera showing the target hauling heavy gear and "injured" people.</p><p>While there are many frauds out there, and the vast majority of cases in our company were almost certainly fraudulent, it's important to know that the VERY first thing they do is a regular Google/Facebook/Myspace search.  It's amazing how many people don't keep their profiles privately viewable.  (One pattern I noticed was a common tendency to use Myspace as proof of one's "coolness" and you don't want that private when there's a whole world who needs to know.)</p><p>If you ever are on disability or making insurance claims that might LOOK shady, you should know that there will almost certainly be someone watching you from the street in a car with curtains on the windows.  They will follow you across state lines, they will follow you to Walmart, they will follow you to the strip club and they will sit outside your house and photograph you when you come out to check the mail.  The photos and videos will be presented to you in court, if not beforehand.</p></htmltext>
<tokenext>My girlfriend and I previously have worked for a private investigation company concerned entirely with insurance fraud .
There are many similar companies , but ours was a nationwide company with clients like Walmart , AIG , the Hartford , Prudential , GEICO and many others you can think of .
Insurance co 's will use any information they can get to deny your coverage , and they will take very extreme steps .
Once an investigator followed a target to firefighter training and participated in a daylong course with a hidden camera showing the target hauling heavy gear and " injured " people.While there are many frauds out there , and the vast majority of cases in our company were almost certainly fraudulent , it 's important to know that the VERY first thing they do is a regular Google/Facebook/Myspace search .
It 's amazing how many people do n't keep their profiles privately viewable .
( One pattern I noticed was a common tendency to use Myspace as proof of one 's " coolness " and you do n't want that private when there 's a whole world who needs to know .
) If you ever are on disability or making insurance claims that might LOOK shady , you should know that there will almost certainly be someone watching you from the street in a car with curtains on the windows .
They will follow you across state lines , they will follow you to Walmart , they will follow you to the strip club and they will sit outside your house and photograph you when you come out to check the mail .
The photos and videos will be presented to you in court , if not beforehand .</tokentext>
<sentencetext>My girlfriend and I previously have worked for a private investigation company concerned entirely with insurance fraud.
There are many similar companies, but ours was a nationwide company with clients like Walmart, AIG, the Hartford, Prudential, GEICO and many others you can think of.
Insurance co's will use any information they can get to deny your coverage, and they will take very extreme steps.
Once an investigator followed a target to firefighter training and participated in a daylong course with a hidden camera showing the target hauling heavy gear and "injured" people.While there are many frauds out there, and the vast majority of cases in our company were almost certainly fraudulent, it's important to know that the VERY first thing they do is a regular Google/Facebook/Myspace search.
It's amazing how many people don't keep their profiles privately viewable.
(One pattern I noticed was a common tendency to use Myspace as proof of one's "coolness" and you don't want that private when there's a whole world who needs to know.
)If you ever are on disability or making insurance claims that might LOOK shady, you should know that there will almost certainly be someone watching you from the street in a car with curtains on the windows.
They will follow you across state lines, they will follow you to Walmart, they will follow you to the strip club and they will sit outside your house and photograph you when you come out to check the mail.
The photos and videos will be presented to you in court, if not beforehand.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193040</id>
	<title>A great fraud story!</title>
	<author>Anonymous</author>
	<datestamp>1258902660000</datestamp>
	<modclass>Troll</modclass>
	<modscore>-1</modscore>
	<htmltext><p>This sounds like a case where the lady is committing fraud.  If she can function at a bar, she can function at a desk.  All too often people rationalize their maladies, and find doctors willing to agree, such that they really can find a way to not work.  Health insurance disability is a huge racket.</p><p>I know some photographers that used to earn a good living taking pictures of people with "bad backs" lifting cases of beer out of their cars or working on additions to their homes.  The thing is, some states, notably Pennsylvannia, are so crooked that they pretty much accept any fraud that's out there.  They are socialists and they just let people loot the system because they really don't care about the whole outcome.  So you've got a guy collecting disabillity getting videotaped playing American style football, and the PA commisioners say, get this, that, just because he can play football doesn't mean that he can work.</p><p>Unfortunately, saying that we can really clamp down on fraud for disability is not going to work.  Disability has become the social services backstop for combat vets and in America, there are a lot of them.  The VA  is just hopelessly overwhelmed - science has no answers really, so, gaming the disability system a bit to just try and put a roof over your head is ok in my book for vets. I know a guy that showed up at the VA looking for some bucks because his hearing got blown out during Vietnam war - 40 years ago.  The thing is, he's pretty much had a rough life because of his war experiences and so yeah, I don't have a problem with my<nobr> <wbr></nobr>.08 cents a check for my share of his disability payment.</p></htmltext>
<tokenext>This sounds like a case where the lady is committing fraud .
If she can function at a bar , she can function at a desk .
All too often people rationalize their maladies , and find doctors willing to agree , such that they really can find a way to not work .
Health insurance disability is a huge racket.I know some photographers that used to earn a good living taking pictures of people with " bad backs " lifting cases of beer out of their cars or working on additions to their homes .
The thing is , some states , notably Pennsylvannia , are so crooked that they pretty much accept any fraud that 's out there .
They are socialists and they just let people loot the system because they really do n't care about the whole outcome .
So you 've got a guy collecting disabillity getting videotaped playing American style football , and the PA commisioners say , get this , that , just because he can play football does n't mean that he can work.Unfortunately , saying that we can really clamp down on fraud for disability is not going to work .
Disability has become the social services backstop for combat vets and in America , there are a lot of them .
The VA is just hopelessly overwhelmed - science has no answers really , so , gaming the disability system a bit to just try and put a roof over your head is ok in my book for vets .
I know a guy that showed up at the VA looking for some bucks because his hearing got blown out during Vietnam war - 40 years ago .
The thing is , he 's pretty much had a rough life because of his war experiences and so yeah , I do n't have a problem with my .08 cents a check for my share of his disability payment .</tokentext>
<sentencetext>This sounds like a case where the lady is committing fraud.
If she can function at a bar, she can function at a desk.
All too often people rationalize their maladies, and find doctors willing to agree, such that they really can find a way to not work.
Health insurance disability is a huge racket.I know some photographers that used to earn a good living taking pictures of people with "bad backs" lifting cases of beer out of their cars or working on additions to their homes.
The thing is, some states, notably Pennsylvannia, are so crooked that they pretty much accept any fraud that's out there.
They are socialists and they just let people loot the system because they really don't care about the whole outcome.
So you've got a guy collecting disabillity getting videotaped playing American style football, and the PA commisioners say, get this, that, just because he can play football doesn't mean that he can work.Unfortunately, saying that we can really clamp down on fraud for disability is not going to work.
Disability has become the social services backstop for combat vets and in America, there are a lot of them.
The VA  is just hopelessly overwhelmed - science has no answers really, so, gaming the disability system a bit to just try and put a roof over your head is ok in my book for vets.
I know a guy that showed up at the VA looking for some bucks because his hearing got blown out during Vietnam war - 40 years ago.
The thing is, he's pretty much had a rough life because of his war experiences and so yeah, I don't have a problem with my .08 cents a check for my share of his disability payment.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30196376</id>
	<title>Diagnosis from photos, wow!</title>
	<author>w0mprat</author>
	<datestamp>1258884900000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Depressed people are usually very good at hiding it. I have a severly depressed friend who is medicated to all hell but yet manages to come have a good night out on the town, including laughter.
<br> <br>
The insurance company shouldn't actually have a case, depression does not automaticly make one incapable of smiling for a camera, and it doesn't then follow smiling = not depressed.</htmltext>
<tokenext>Depressed people are usually very good at hiding it .
I have a severly depressed friend who is medicated to all hell but yet manages to come have a good night out on the town , including laughter .
The insurance company should n't actually have a case , depression does not automaticly make one incapable of smiling for a camera , and it does n't then follow smiling = not depressed .</tokentext>
<sentencetext>Depressed people are usually very good at hiding it.
I have a severly depressed friend who is medicated to all hell but yet manages to come have a good night out on the town, including laughter.
The insurance company shouldn't actually have a case, depression does not automaticly make one incapable of smiling for a camera, and it doesn't then follow smiling = not depressed.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192714</id>
	<title>Depressed or Bi-Polar?</title>
	<author>Anonymous</author>
	<datestamp>1258898820000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>5</modscore>
	<htmltext><p><div class="quote"><p> <i>after her insurance provider found photos of her on Facebook smiling and looking cheerful at parties and out on the beach....</i></p> </div><p>Well, she was on benefits because she was diagnosed as depressed, and it's already been said that any psychiatrist worth their salt will tell you to get yourself out there and at least *try* to have a good time.</p><p>But seriously, this is a bit out of hand, hasn't anyone at her insurance carrier ever had a picture taken?  What does the photographer usually scream at you?</p><p> <b> <i>SMILE!!!</i> </b> </p></div>
	</htmltext>
<tokenext>after her insurance provider found photos of her on Facebook smiling and looking cheerful at parties and out on the beach.... Well , she was on benefits because she was diagnosed as depressed , and it 's already been said that any psychiatrist worth their salt will tell you to get yourself out there and at least * try * to have a good time.But seriously , this is a bit out of hand , has n't anyone at her insurance carrier ever had a picture taken ?
What does the photographer usually scream at you ?
SMILE ! ! !</tokentext>
<sentencetext> after her insurance provider found photos of her on Facebook smiling and looking cheerful at parties and out on the beach.... Well, she was on benefits because she was diagnosed as depressed, and it's already been said that any psychiatrist worth their salt will tell you to get yourself out there and at least *try* to have a good time.But seriously, this is a bit out of hand, hasn't anyone at her insurance carrier ever had a picture taken?
What does the photographer usually scream at you?
SMILE!!!  
	</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193500</id>
	<title>Re:Insurance companies aren't doctors</title>
	<author>PNutts</author>
	<datestamp>1258906440000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>2</modscore>
	<htmltext><p><div class="quote"><p>This is a HUGE part of the current problem in the States with health insurance.</p></div><p>It was already pointed out this incident is in Canada. Moving on...</p><p><div class="quote"><p>Health insurance companies are not doctors.</p></div><p>No, but in the US they typically have doctors on staff.</p><p><div class="quote"><p>You can't make a diagnosis by looking at pictures on someone's facebook account.</p></div><p>Congratulations, you got one right.</p><p><div class="quote"><p>They teach you that in medical school, I think.</p></div><p>I assume that is a first year course? You gotta weed out the slow ones somehow.</p><p><div class="quote"><p>Frankly, I think anyone who works for an organization as corrupt as an American health insurance company, has it coming, because nobody who works for one can possibly claim ignorance to the crap that goes on with them.</p></div><p>You didn't go into much detail but it certainly can't be the profits since Farm and construction machinery, Tupperware, the railroads, Hershey sweets, Yum food brands and Yahoo are all more profitable than the health insurance industry:  <a href="http://news.yahoo.com/s/ap/20091025/ap\_on\_go\_co/us\_fact\_check\_health\_insurance" title="yahoo.com" rel="nofollow">http://news.yahoo.com/s/ap/20091025/ap\_on\_go\_co/us\_fact\_check\_health\_insurance</a> [yahoo.com]
I would start with the financial institutions that nearly plunged the US into another great depression. Also at the top of my list would be the companies that poison people by contanimating the air/ground/water. Companies like Wal-Mart with illegal business practices that take advantage of workers is also a good start. And don't get me started on the telco's and cable TV.
And yes, the employees can claim ignorance because of some little things called federal laws that protect patient's information. The guy managing the routers does not know about Ms. Anderson's implants (ok, bad example but a lovely mental image). Heck, I know an Enron programmer who thought they were visionary until the wheels fell off.</p></div>
	</htmltext>
<tokenext>This is a HUGE part of the current problem in the States with health insurance.It was already pointed out this incident is in Canada .
Moving on...Health insurance companies are not doctors.No , but in the US they typically have doctors on staff.You ca n't make a diagnosis by looking at pictures on someone 's facebook account.Congratulations , you got one right.They teach you that in medical school , I think.I assume that is a first year course ?
You got ta weed out the slow ones somehow.Frankly , I think anyone who works for an organization as corrupt as an American health insurance company , has it coming , because nobody who works for one can possibly claim ignorance to the crap that goes on with them.You did n't go into much detail but it certainly ca n't be the profits since Farm and construction machinery , Tupperware , the railroads , Hershey sweets , Yum food brands and Yahoo are all more profitable than the health insurance industry : http : //news.yahoo.com/s/ap/20091025/ap \ _on \ _go \ _co/us \ _fact \ _check \ _health \ _insurance [ yahoo.com ] I would start with the financial institutions that nearly plunged the US into another great depression .
Also at the top of my list would be the companies that poison people by contanimating the air/ground/water .
Companies like Wal-Mart with illegal business practices that take advantage of workers is also a good start .
And do n't get me started on the telco 's and cable TV .
And yes , the employees can claim ignorance because of some little things called federal laws that protect patient 's information .
The guy managing the routers does not know about Ms. Anderson 's implants ( ok , bad example but a lovely mental image ) .
Heck , I know an Enron programmer who thought they were visionary until the wheels fell off .</tokentext>
<sentencetext>This is a HUGE part of the current problem in the States with health insurance.It was already pointed out this incident is in Canada.
Moving on...Health insurance companies are not doctors.No, but in the US they typically have doctors on staff.You can't make a diagnosis by looking at pictures on someone's facebook account.Congratulations, you got one right.They teach you that in medical school, I think.I assume that is a first year course?
You gotta weed out the slow ones somehow.Frankly, I think anyone who works for an organization as corrupt as an American health insurance company, has it coming, because nobody who works for one can possibly claim ignorance to the crap that goes on with them.You didn't go into much detail but it certainly can't be the profits since Farm and construction machinery, Tupperware, the railroads, Hershey sweets, Yum food brands and Yahoo are all more profitable than the health insurance industry:  http://news.yahoo.com/s/ap/20091025/ap\_on\_go\_co/us\_fact\_check\_health\_insurance [yahoo.com]
I would start with the financial institutions that nearly plunged the US into another great depression.
Also at the top of my list would be the companies that poison people by contanimating the air/ground/water.
Companies like Wal-Mart with illegal business practices that take advantage of workers is also a good start.
And don't get me started on the telco's and cable TV.
And yes, the employees can claim ignorance because of some little things called federal laws that protect patient's information.
The guy managing the routers does not know about Ms. Anderson's implants (ok, bad example but a lovely mental image).
Heck, I know an Enron programmer who thought they were visionary until the wheels fell off.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192752</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193090</id>
	<title>Re:Her lawyer should pursue this.</title>
	<author>Anonymous</author>
	<datestamp>1258903140000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>I am a physician, and I am now optimistic that rather than having to make patients come in to the office for history and physical exam, I can simply browse facebook from home, make accurate diagnoses and prescribe some medications over the internet. Thank you for the tip, insurance company!</p></htmltext>
<tokenext>I am a physician , and I am now optimistic that rather than having to make patients come in to the office for history and physical exam , I can simply browse facebook from home , make accurate diagnoses and prescribe some medications over the internet .
Thank you for the tip , insurance company !</tokentext>
<sentencetext>I am a physician, and I am now optimistic that rather than having to make patients come in to the office for history and physical exam, I can simply browse facebook from home, make accurate diagnoses and prescribe some medications over the internet.
Thank you for the tip, insurance company!</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192648</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192966</id>
	<title>In my experience,</title>
	<author>JRHodel</author>
	<datestamp>1258901760000</datestamp>
	<modclass>Informativ</modclass>
	<modscore>4</modscore>
	<htmltext><p>people with depression, even deep depression, can smile, laugh, and be outgoing right up until the moment they commit suicide.</p><p>It's part of the syndrome that they want to act like a natural, happy person, even if they're on a brink - no matter what.  Many won't admit they're ill until fatal results happen.</p><p>Insurance companies shouldn't have anything to do with diagnosis, they aren't qualified (not being doctors), and they have a conflict of interest, making money by denying illness.  Frankly I think making money by denying health care to people is nearly as unethical as just shooting them up front.</p></htmltext>
<tokenext>people with depression , even deep depression , can smile , laugh , and be outgoing right up until the moment they commit suicide.It 's part of the syndrome that they want to act like a natural , happy person , even if they 're on a brink - no matter what .
Many wo n't admit they 're ill until fatal results happen.Insurance companies should n't have anything to do with diagnosis , they are n't qualified ( not being doctors ) , and they have a conflict of interest , making money by denying illness .
Frankly I think making money by denying health care to people is nearly as unethical as just shooting them up front .</tokentext>
<sentencetext>people with depression, even deep depression, can smile, laugh, and be outgoing right up until the moment they commit suicide.It's part of the syndrome that they want to act like a natural, happy person, even if they're on a brink - no matter what.
Many won't admit they're ill until fatal results happen.Insurance companies shouldn't have anything to do with diagnosis, they aren't qualified (not being doctors), and they have a conflict of interest, making money by denying illness.
Frankly I think making money by denying health care to people is nearly as unethical as just shooting them up front.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193002</id>
	<title>How?</title>
	<author>Anonymous</author>
	<datestamp>1258902180000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>What a stupid question! How many people do you know, who will properly firewall friendship requests through means of investigation? Most of my female friends see Facebook or Twitter as a popularity contest. Sometimes I wonder where their extra 300 friends came from when mine stagnates at 200.</p></htmltext>
<tokenext>What a stupid question !
How many people do you know , who will properly firewall friendship requests through means of investigation ?
Most of my female friends see Facebook or Twitter as a popularity contest .
Sometimes I wonder where their extra 300 friends came from when mine stagnates at 200 .</tokentext>
<sentencetext>What a stupid question!
How many people do you know, who will properly firewall friendship requests through means of investigation?
Most of my female friends see Facebook or Twitter as a popularity contest.
Sometimes I wonder where their extra 300 friends came from when mine stagnates at 200.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193202</id>
	<title>Re:Insurance companies aren't doctors</title>
	<author>inthealpine</author>
	<datestamp>1258904160000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>This didn't happen in the states.  This happened in Quebec Canada which already has government ran heath care system.
.
This was sick-leave insurance which is paid for by her employer IBM.  The woman is saying (and her doctor agrees) that she cannot work because of "major depression".  Now, I'm not a fan of any insurance company, but I'm even less of a fan of someone who DOES NOT WANT TO WORK.  I mean shouldn't  the goal of her recovery be to have her be able to become self reliant again?  If this woman can jump on a plane and sit on a beach then she can jump in a cab and sit at her desk.
.
For the harshness now:  If after a YEAR AND A HALF of "nights out at her local bar with friends and short getaways to sun destinations" [rtfa] on IBMs dime doesn't cure you then  you should probably kill yourself, because nothing makes you happy and your a waste of space.</htmltext>
<tokenext>This did n't happen in the states .
This happened in Quebec Canada which already has government ran heath care system .
. This was sick-leave insurance which is paid for by her employer IBM .
The woman is saying ( and her doctor agrees ) that she can not work because of " major depression " .
Now , I 'm not a fan of any insurance company , but I 'm even less of a fan of someone who DOES NOT WANT TO WORK .
I mean should n't the goal of her recovery be to have her be able to become self reliant again ?
If this woman can jump on a plane and sit on a beach then she can jump in a cab and sit at her desk .
. For the harshness now : If after a YEAR AND A HALF of " nights out at her local bar with friends and short getaways to sun destinations " [ rtfa ] on IBMs dime does n't cure you then you should probably kill yourself , because nothing makes you happy and your a waste of space .</tokentext>
<sentencetext>This didn't happen in the states.
This happened in Quebec Canada which already has government ran heath care system.
.
This was sick-leave insurance which is paid for by her employer IBM.
The woman is saying (and her doctor agrees) that she cannot work because of "major depression".
Now, I'm not a fan of any insurance company, but I'm even less of a fan of someone who DOES NOT WANT TO WORK.
I mean shouldn't  the goal of her recovery be to have her be able to become self reliant again?
If this woman can jump on a plane and sit on a beach then she can jump in a cab and sit at her desk.
.
For the harshness now:  If after a YEAR AND A HALF of "nights out at her local bar with friends and short getaways to sun destinations" [rtfa] on IBMs dime doesn't cure you then  you should probably kill yourself, because nothing makes you happy and your a waste of space.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192752</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193654</id>
	<title>Re:Insurance companies aren't doctors</title>
	<author>Anonymous</author>
	<datestamp>1258907580000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Hey, it's not any individual's fault, and the company cant be charged with gross incompetence.</p><p>So Nyah.</p><p>This is one of the reasons I want to turn myself into a corporation. No liabilities, way more voting power.</p></htmltext>
<tokenext>Hey , it 's not any individual 's fault , and the company cant be charged with gross incompetence.So Nyah.This is one of the reasons I want to turn myself into a corporation .
No liabilities , way more voting power .</tokentext>
<sentencetext>Hey, it's not any individual's fault, and the company cant be charged with gross incompetence.So Nyah.This is one of the reasons I want to turn myself into a corporation.
No liabilities, way more voting power.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192752</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193568</id>
	<title>Re:Insurance companies aren't doctors</title>
	<author>thirty-seven</author>
	<datestamp>1258906980000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>This is a HUGE part of the current problem in the States with health insurance. Health insurance companies are not doctors. You can't make a diagnosis by looking at pictures on someone's facebook account. They teach you that in medical school, I think. I'm all for the public option myself, and I hope it puts the health insurance companies out of business. Frankly, I think anyone who works for an organization as corrupt as an American health insurance company, has it coming, because nobody who works for one can possibly claim ignorance to the crap that goes on with them.</p></div><p>This situation doesn't involve her health insurance, it is abut her long-term disability insurance - i.e. private insurance that was paying her a portion of her previous income because she have a covered condition that prevented her from working.</p></div>
	</htmltext>
<tokenext>This is a HUGE part of the current problem in the States with health insurance .
Health insurance companies are not doctors .
You ca n't make a diagnosis by looking at pictures on someone 's facebook account .
They teach you that in medical school , I think .
I 'm all for the public option myself , and I hope it puts the health insurance companies out of business .
Frankly , I think anyone who works for an organization as corrupt as an American health insurance company , has it coming , because nobody who works for one can possibly claim ignorance to the crap that goes on with them.This situation does n't involve her health insurance , it is abut her long-term disability insurance - i.e .
private insurance that was paying her a portion of her previous income because she have a covered condition that prevented her from working .</tokentext>
<sentencetext>This is a HUGE part of the current problem in the States with health insurance.
Health insurance companies are not doctors.
You can't make a diagnosis by looking at pictures on someone's facebook account.
They teach you that in medical school, I think.
I'm all for the public option myself, and I hope it puts the health insurance companies out of business.
Frankly, I think anyone who works for an organization as corrupt as an American health insurance company, has it coming, because nobody who works for one can possibly claim ignorance to the crap that goes on with them.This situation doesn't involve her health insurance, it is abut her long-term disability insurance - i.e.
private insurance that was paying her a portion of her previous income because she have a covered condition that prevented her from working.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192752</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30201392</id>
	<title>I hope...</title>
	<author>hesaigo999ca</author>
	<datestamp>1258988220000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>I hope she brings them to court and wins this one, I hate Facebook for this.<br>It is not because the picture on facebook shows a woman smiling that her doctor has deemed her cured, *ssholes.<br>I hate insurance companies even more. I seriously hope that some lawyer takes her case, and pushes it way<br>far enough to put a cringe into any insurance company's head whenever they think of this type of strategy again.</p></htmltext>
<tokenext>I hope she brings them to court and wins this one , I hate Facebook for this.It is not because the picture on facebook shows a woman smiling that her doctor has deemed her cured , * ssholes.I hate insurance companies even more .
I seriously hope that some lawyer takes her case , and pushes it wayfar enough to put a cringe into any insurance company 's head whenever they think of this type of strategy again .</tokentext>
<sentencetext>I hope she brings them to court and wins this one, I hate Facebook for this.It is not because the picture on facebook shows a woman smiling that her doctor has deemed her cured, *ssholes.I hate insurance companies even more.
I seriously hope that some lawyer takes her case, and pushes it wayfar enough to put a cringe into any insurance company's head whenever they think of this type of strategy again.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30197964</id>
	<title>Suicide</title>
	<author>WiiVault</author>
	<datestamp>1258898160000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Sadly I would far less surprised to see this end in suicide than litigation.</htmltext>
<tokenext>Sadly I would far less surprised to see this end in suicide than litigation .</tokentext>
<sentencetext>Sadly I would far less surprised to see this end in suicide than litigation.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192750</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30198736</id>
	<title>Health "Reform"</title>
	<author>kickassweb</author>
	<datestamp>1258904940000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>The Public Option has been so watered down that it only will pick up the slack for a tiny percentage of the people without insurance. The rest are going to be REQUIRED to BUY insurance. So this will NOT put the health insurance companies out of business. It will make them rich. We have the best political system money can buy . . .

Not that it matters, since she's in Canada.</htmltext>
<tokenext>The Public Option has been so watered down that it only will pick up the slack for a tiny percentage of the people without insurance .
The rest are going to be REQUIRED to BUY insurance .
So this will NOT put the health insurance companies out of business .
It will make them rich .
We have the best political system money can buy .
. .
Not that it matters , since she 's in Canada .</tokentext>
<sentencetext>The Public Option has been so watered down that it only will pick up the slack for a tiny percentage of the people without insurance.
The rest are going to be REQUIRED to BUY insurance.
So this will NOT put the health insurance companies out of business.
It will make them rich.
We have the best political system money can buy .
. .
Not that it matters, since she's in Canada.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192752</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30194692</id>
	<title>Depressed people smile....</title>
	<author>Anonymous</author>
	<datestamp>1258914780000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Depressed people smile.  It's about what they're feeling on the inside, not what they look like on the outside.  There's no way to just look at someone and immediately know if they are depressed are not.  Just think of all the ways even functioning, non-depressed people pretend to be happier than they really are.  This is not a fair medical assumption and I hope the courts get a hold of this case and laugh it away.</p></htmltext>
<tokenext>Depressed people smile .
It 's about what they 're feeling on the inside , not what they look like on the outside .
There 's no way to just look at someone and immediately know if they are depressed are not .
Just think of all the ways even functioning , non-depressed people pretend to be happier than they really are .
This is not a fair medical assumption and I hope the courts get a hold of this case and laugh it away .</tokentext>
<sentencetext>Depressed people smile.
It's about what they're feeling on the inside, not what they look like on the outside.
There's no way to just look at someone and immediately know if they are depressed are not.
Just think of all the ways even functioning, non-depressed people pretend to be happier than they really are.
This is not a fair medical assumption and I hope the courts get a hold of this case and laugh it away.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192750</id>
	<title>As someone that suffers from depression too..</title>
	<author>Anonymous</author>
	<datestamp>1258899240000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>5</modscore>
	<htmltext><p>I think this could rebound terribly (and rightfully) on the insurer.<br>The worst thing for a clinical depression is to stay closeted away.  In the UK, there is no "social prescribing", where a GP may decide that the root of your troubles are a social disconnection.  This disconnect raises stress, and is a sizable aspect in depression.<br>Rather than pump people full of antidepressants, they prescribe you a visit to a local social group that is ratified as being suitable for this (can be activity groups, plain social groups, heading to a gym, or whatever would best fit the person that's available).<br>This has had marked benefits to many that use the service.<br>Depression is always a fight, and when you fight it best, there's always a time that you smile.  It may not last for long, but every point you can laugh and be brought out is an absolute gem.  And there's no surprise that mates will take a pic of you when you're smiling and paste it on Facebook, rather than ones of you looking glum and disconnected.<br>One of those gems, for me, was years ago, just after my brother had had a massive car smash that left him on life support.  One of my friends had first been blunt (there's nothing you can do, so get on with life while this goes on and things work themselves out), then actually managed to get me out and make me laugh.  For just a minute; epic effort on his part, but it gave me a moment's respite, for which I'm eternally grateful.<br>Now, if anyone had dared to say to me in that minute or two of respite that I wasn't upset, torn up and terrified, I'd have torn them several new ones, and stomped on the pieces until the men in white coats dragged me off.<br>Smiling pictures of a depressive are not evidence they're not depressed.  They're evidence that they have a good support network of people who are prepared to do the heavy emotional lifting to keep them going..<br>Cutting the insurance is going to make anyone depressive (or recovering depressive) fall far back down the treatment path..<br>Wouldn't be surprised to find this one in litigation sometime soon.</p></htmltext>
<tokenext>I think this could rebound terribly ( and rightfully ) on the insurer.The worst thing for a clinical depression is to stay closeted away .
In the UK , there is no " social prescribing " , where a GP may decide that the root of your troubles are a social disconnection .
This disconnect raises stress , and is a sizable aspect in depression.Rather than pump people full of antidepressants , they prescribe you a visit to a local social group that is ratified as being suitable for this ( can be activity groups , plain social groups , heading to a gym , or whatever would best fit the person that 's available ) .This has had marked benefits to many that use the service.Depression is always a fight , and when you fight it best , there 's always a time that you smile .
It may not last for long , but every point you can laugh and be brought out is an absolute gem .
And there 's no surprise that mates will take a pic of you when you 're smiling and paste it on Facebook , rather than ones of you looking glum and disconnected.One of those gems , for me , was years ago , just after my brother had had a massive car smash that left him on life support .
One of my friends had first been blunt ( there 's nothing you can do , so get on with life while this goes on and things work themselves out ) , then actually managed to get me out and make me laugh .
For just a minute ; epic effort on his part , but it gave me a moment 's respite , for which I 'm eternally grateful.Now , if anyone had dared to say to me in that minute or two of respite that I was n't upset , torn up and terrified , I 'd have torn them several new ones , and stomped on the pieces until the men in white coats dragged me off.Smiling pictures of a depressive are not evidence they 're not depressed .
They 're evidence that they have a good support network of people who are prepared to do the heavy emotional lifting to keep them going..Cutting the insurance is going to make anyone depressive ( or recovering depressive ) fall far back down the treatment path..Would n't be surprised to find this one in litigation sometime soon .</tokentext>
<sentencetext>I think this could rebound terribly (and rightfully) on the insurer.The worst thing for a clinical depression is to stay closeted away.
In the UK, there is no "social prescribing", where a GP may decide that the root of your troubles are a social disconnection.
This disconnect raises stress, and is a sizable aspect in depression.Rather than pump people full of antidepressants, they prescribe you a visit to a local social group that is ratified as being suitable for this (can be activity groups, plain social groups, heading to a gym, or whatever would best fit the person that's available).This has had marked benefits to many that use the service.Depression is always a fight, and when you fight it best, there's always a time that you smile.
It may not last for long, but every point you can laugh and be brought out is an absolute gem.
And there's no surprise that mates will take a pic of you when you're smiling and paste it on Facebook, rather than ones of you looking glum and disconnected.One of those gems, for me, was years ago, just after my brother had had a massive car smash that left him on life support.
One of my friends had first been blunt (there's nothing you can do, so get on with life while this goes on and things work themselves out), then actually managed to get me out and make me laugh.
For just a minute; epic effort on his part, but it gave me a moment's respite, for which I'm eternally grateful.Now, if anyone had dared to say to me in that minute or two of respite that I wasn't upset, torn up and terrified, I'd have torn them several new ones, and stomped on the pieces until the men in white coats dragged me off.Smiling pictures of a depressive are not evidence they're not depressed.
They're evidence that they have a good support network of people who are prepared to do the heavy emotional lifting to keep them going..Cutting the insurance is going to make anyone depressive (or recovering depressive) fall far back down the treatment path..Wouldn't be surprised to find this one in litigation sometime soon.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30192858</id>
	<title>The same way something like this happens</title>
	<author>Anonymous</author>
	<datestamp>1258900620000</datestamp>
	<modclass>Offtopic</modclass>
	<modscore>-1</modscore>
	<htmltext><p>http://mike-elmore-stole-my-wife.com/index2.html</p></htmltext>
<tokenext>http : //mike-elmore-stole-my-wife.com/index2.html</tokentext>
<sentencetext>http://mike-elmore-stole-my-wife.com/index2.html</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_11_22_0125253.30193358</id>
	<title>Re:Not Surprising</title>
	<author>joebagodonuts</author>
	<datestamp>1258905480000</datestamp>
	<modclass>Interestin</modclass>
	<modscore>3</modscore>
	<htmltext>"were just looking for any reason to have to stop forking over pay."  And therein lies an issue. I pay them to "fork over pay" when I need it. Period. They advertise such a product and sell it to me. This is an example of bait-and-switch, and all too common. I'm buying health-care insurance. I didn't buy a "chance to maximize profits for the shareholders and executives of a publicly traded company".<br><br>There is quite a bit of money to be made as an insurance provider. Enough that it would be attractive even if it wasn't publicly traded. A turn-a-profit-at-all-costs attitude doesn't serve the customer. Capitalism uber alles doesn't seem to serve me as well as I thought it would when I was younger...</htmltext>
<tokenext>" were just looking for any reason to have to stop forking over pay .
" And therein lies an issue .
I pay them to " fork over pay " when I need it .
Period. They advertise such a product and sell it to me .
This is an example of bait-and-switch , and all too common .
I 'm buying health-care insurance .
I did n't buy a " chance to maximize profits for the shareholders and executives of a publicly traded company " .There is quite a bit of money to be made as an insurance provider .
Enough that it would be attractive even if it was n't publicly traded .
A turn-a-profit-at-all-costs attitude does n't serve the customer .
Capitalism uber alles does n't seem to serve me as well as I thought it would when I was younger.. .</tokentext>
<sentencetext>"were just looking for any reason to have to stop forking over pay.
"  And therein lies an issue.
I pay them to "fork over pay" when I need it.
Period. They advertise such a product and sell it to me.
This is an example of bait-and-switch, and all too common.
I'm buying health-care insurance.
I didn't buy a "chance to maximize profits for the shareholders and executives of a publicly traded company".There is quite a bit of money to be made as an insurance provider.
Enough that it would be attractive even if it wasn't publicly traded.
A turn-a-profit-at-all-costs attitude doesn't serve the customer.
Capitalism uber alles doesn't seem to serve me as well as I thought it would when I was younger...</sentencetext>
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