<article>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#article09_06_15_1928251</id>
	<title>Canada Telecoms Launch Mobile Payment Service</title>
	<author>ScuttleMonkey</author>
	<datestamp>1245057120000</datestamp>
	<htmltext><a href="mailto:gregdiaz11@gmail.com" rel="nofollow">GregDz11</a> writes to inform us that Canada's three main wireless companies will be launching a service that allows customers to <a href="http://www.cbc.ca/technology/story/2009/06/12/zoompass-mobile-payment-enstream-phone-wallet.html">send, request, and receive money via their mobile phones</a>.  <i>"The service, called Zoompass, will be managed by Enstream, a joint venture the three carriers first established in 2005, when it was called Wireless Payment Services, to investigate the potential of mobile commerce. [...] Money can be drawn from an account the user sets up or from their credit card. Each withdrawal will cost 50 cents from the account, or 3.5 per cent of the transaction if from a credit card. (As a result, sending dollar amounts under $15 are actually cheaper to do using a credit card.)"</i></htmltext>
<tokenext>GregDz11 writes to inform us that Canada 's three main wireless companies will be launching a service that allows customers to send , request , and receive money via their mobile phones .
" The service , called Zoompass , will be managed by Enstream , a joint venture the three carriers first established in 2005 , when it was called Wireless Payment Services , to investigate the potential of mobile commerce .
[ ... ] Money can be drawn from an account the user sets up or from their credit card .
Each withdrawal will cost 50 cents from the account , or 3.5 per cent of the transaction if from a credit card .
( As a result , sending dollar amounts under $ 15 are actually cheaper to do using a credit card .
) "</tokentext>
<sentencetext>GregDz11 writes to inform us that Canada's three main wireless companies will be launching a service that allows customers to send, request, and receive money via their mobile phones.
"The service, called Zoompass, will be managed by Enstream, a joint venture the three carriers first established in 2005, when it was called Wireless Payment Services, to investigate the potential of mobile commerce.
[...] Money can be drawn from an account the user sets up or from their credit card.
Each withdrawal will cost 50 cents from the account, or 3.5 per cent of the transaction if from a credit card.
(As a result, sending dollar amounts under $15 are actually cheaper to do using a credit card.
)"</sentencetext>
</article>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341235</id>
	<title>Re:Overpriced</title>
	<author>xednieht</author>
	<datestamp>1245063000000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>2</modscore>
	<htmltext>Agreed... sounds more like a mobile bank-robbing service.
<br> <br>
Cash is King</htmltext>
<tokenext>Agreed... sounds more like a mobile bank-robbing service .
Cash is King</tokentext>
<sentencetext>Agreed... sounds more like a mobile bank-robbing service.
Cash is King</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340929</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28342809</id>
	<title>What's the purpose?</title>
	<author>Anonymous</author>
	<datestamp>1245073140000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>2</modscore>
	<htmltext><p>Compared to cash:</p><ul> <li>It's not anonymous. Every transaction will be recorded, and if there's a way to analyse and use that information against you, someone will.</li>
<li>It's not secure. The transaction data is radiated in all directions.</li>
<li>You're liable if your account is hacked.</li>
<li>50 cents for the transaction, 15 cents each for the SMS message at each end = 80 cents per transaction versus nothing for cash.</li>
<li>One more thing that doesn't work if your battery is dead or you're out of range.</li>
<li>You still have to carry cash to deal with people who aren't part of the program.</li>
</ul><p>This is as bad an idea (for the consumer, that is) as debit cards.</p></htmltext>
<tokenext>Compared to cash : It 's not anonymous .
Every transaction will be recorded , and if there 's a way to analyse and use that information against you , someone will .
It 's not secure .
The transaction data is radiated in all directions .
You 're liable if your account is hacked .
50 cents for the transaction , 15 cents each for the SMS message at each end = 80 cents per transaction versus nothing for cash .
One more thing that does n't work if your battery is dead or you 're out of range .
You still have to carry cash to deal with people who are n't part of the program .
This is as bad an idea ( for the consumer , that is ) as debit cards .</tokentext>
<sentencetext>Compared to cash: It's not anonymous.
Every transaction will be recorded, and if there's a way to analyse and use that information against you, someone will.
It's not secure.
The transaction data is radiated in all directions.
You're liable if your account is hacked.
50 cents for the transaction, 15 cents each for the SMS message at each end = 80 cents per transaction versus nothing for cash.
One more thing that doesn't work if your battery is dead or you're out of range.
You still have to carry cash to deal with people who aren't part of the program.
This is as bad an idea (for the consumer, that is) as debit cards.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341293</id>
	<title>Re:40 cents too much</title>
	<author>Anonymous</author>
	<datestamp>1245063420000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>You forget - this is Canada, where it's our God-given right to be gouged by banks, telcos, etc.</p></htmltext>
<tokenext>You forget - this is Canada , where it 's our God-given right to be gouged by banks , telcos , etc .</tokentext>
<sentencetext>You forget - this is Canada, where it's our God-given right to be gouged by banks, telcos, etc.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340981</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28346827</id>
	<title>Re:Overpriced</title>
	<author>corychristison</author>
	<datestamp>1245162720000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>I use my local Credit Union as well. They rock. $5/month unlimited everything included(web/atm/interac). Upto $1500 immediate withdrawal after deposit in ATM and $2500 maximum daily withdrawal.</p><p>I used to be with RBC. I used them for 16 years and it wasn't until recent when I tried to buy a new car (vs paying cash previously on used cars) that I ever had any problems. RBC wouldn't even bat it's eyelashes at me when I applied for a loan. I ended up going through Wells Fargo (through the Dealer -- that was my biggest mistake) on a 6 year loan and a 19.5\% interest payment. After 9 months of paying $418/month on my loan but only $160 of that was going on the principal I decided to shop my options. I went to the Credit Union and after a week or so got a loan to buy out Wells Fargo. $16,000 @ 5.75\% interest means I have the car paid off in about 3 years instead of 6.</p><p>I've since moved all of my banking and the wife's banking to the Credit Union.</p></htmltext>
<tokenext>I use my local Credit Union as well .
They rock .
$ 5/month unlimited everything included ( web/atm/interac ) .
Upto $ 1500 immediate withdrawal after deposit in ATM and $ 2500 maximum daily withdrawal.I used to be with RBC .
I used them for 16 years and it was n't until recent when I tried to buy a new car ( vs paying cash previously on used cars ) that I ever had any problems .
RBC would n't even bat it 's eyelashes at me when I applied for a loan .
I ended up going through Wells Fargo ( through the Dealer -- that was my biggest mistake ) on a 6 year loan and a 19.5 \ % interest payment .
After 9 months of paying $ 418/month on my loan but only $ 160 of that was going on the principal I decided to shop my options .
I went to the Credit Union and after a week or so got a loan to buy out Wells Fargo .
$ 16,000 @ 5.75 \ % interest means I have the car paid off in about 3 years instead of 6.I 've since moved all of my banking and the wife 's banking to the Credit Union .</tokentext>
<sentencetext>I use my local Credit Union as well.
They rock.
$5/month unlimited everything included(web/atm/interac).
Upto $1500 immediate withdrawal after deposit in ATM and $2500 maximum daily withdrawal.I used to be with RBC.
I used them for 16 years and it wasn't until recent when I tried to buy a new car (vs paying cash previously on used cars) that I ever had any problems.
RBC wouldn't even bat it's eyelashes at me when I applied for a loan.
I ended up going through Wells Fargo (through the Dealer -- that was my biggest mistake) on a 6 year loan and a 19.5\% interest payment.
After 9 months of paying $418/month on my loan but only $160 of that was going on the principal I decided to shop my options.
I went to the Credit Union and after a week or so got a loan to buy out Wells Fargo.
$16,000 @ 5.75\% interest means I have the car paid off in about 3 years instead of 6.I've since moved all of my banking and the wife's banking to the Credit Union.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28342817</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340979</id>
	<title>Mobile phones.</title>
	<author>Anonymous</author>
	<datestamp>1245061620000</datestamp>
	<modclass>Troll</modclass>
	<modscore>-1</modscore>
	<htmltext><p>What is it all about?  Is it good or is it whack?</p></htmltext>
<tokenext>What is it all about ?
Is it good or is it whack ?</tokentext>
<sentencetext>What is it all about?
Is it good or is it whack?</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28344871</id>
	<title>Hugely popular in Africa</title>
	<author>batje14</author>
	<datestamp>1245093720000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext>Mobile Money is hugely popular in Africa, where the banking system is archaic, expensive and inflexible, but everybody has a mobile phone.

The biggest success story so far is called M-Pesa <a href="http://en.wikipedia.org/wiki/M-Pesa" title="wikipedia.org" rel="nofollow">http://en.wikipedia.org/wiki/M-Pesa</a> [wikipedia.org] in Kenya. But more and more providers offer these services. A company called Zain <a href="http://www.zain.com/" title="zain.com" rel="nofollow">http://www.zain.com/</a> [zain.com] now offers international mobile transfers within their network.

Glad we are exporting some experience.</htmltext>
<tokenext>Mobile Money is hugely popular in Africa , where the banking system is archaic , expensive and inflexible , but everybody has a mobile phone .
The biggest success story so far is called M-Pesa http : //en.wikipedia.org/wiki/M-Pesa [ wikipedia.org ] in Kenya .
But more and more providers offer these services .
A company called Zain http : //www.zain.com/ [ zain.com ] now offers international mobile transfers within their network .
Glad we are exporting some experience .</tokentext>
<sentencetext>Mobile Money is hugely popular in Africa, where the banking system is archaic, expensive and inflexible, but everybody has a mobile phone.
The biggest success story so far is called M-Pesa http://en.wikipedia.org/wiki/M-Pesa [wikipedia.org] in Kenya.
But more and more providers offer these services.
A company called Zain http://www.zain.com/ [zain.com] now offers international mobile transfers within their network.
Glad we are exporting some experience.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341617</id>
	<title>Re:40 cents too much</title>
	<author>BikeHelmet</author>
	<datestamp>1245065280000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Paypal is 30 cents, and... 1.5-2.5\%. You can't go beyond that before you're just being unrealistic.</p><p>50 cents? 3.5\%? Bleh!</p></htmltext>
<tokenext>Paypal is 30 cents , and... 1.5-2.5 \ % . You ca n't go beyond that before you 're just being unrealistic.50 cents ?
3.5 \ % ? Bleh !</tokentext>
<sentencetext>Paypal is 30 cents, and... 1.5-2.5\%. You can't go beyond that before you're just being unrealistic.50 cents?
3.5\%? Bleh!</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340981</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340981</id>
	<title>40 cents too much</title>
	<author>Anonymous</author>
	<datestamp>1245061620000</datestamp>
	<modclass>Interestin</modclass>
	<modscore>4</modscore>
	<htmltext><p>If they're hoping to take over a significant share of transactions between private individuals (aka "consumers"), they're in for a rude shock.  The service is grossly overpriced.  Cash is free and most people get a certain number of free cheques / free withdrawls on their bank plans.  Ten cents a transaction *might* be cheap enough</p></htmltext>
<tokenext>If they 're hoping to take over a significant share of transactions between private individuals ( aka " consumers " ) , they 're in for a rude shock .
The service is grossly overpriced .
Cash is free and most people get a certain number of free cheques / free withdrawls on their bank plans .
Ten cents a transaction * might * be cheap enough</tokentext>
<sentencetext>If they're hoping to take over a significant share of transactions between private individuals (aka "consumers"), they're in for a rude shock.
The service is grossly overpriced.
Cash is free and most people get a certain number of free cheques / free withdrawls on their bank plans.
Ten cents a transaction *might* be cheap enough</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28343485</id>
	<title>informative TRollkoretrollkore</title>
	<author>Anonymous</author>
	<datestamp>1245078960000</datestamp>
	<modclass>Redundant</modclass>
	<modscore>-1</modscore>
	<htmltext><A HREF="http://goat.cx/" title="goat.cx" rel="nofollow">TO THE POLITICALLY only way to go: in the sun. In the Any parting shot, of the above into a sli8g unless a dead man walking.</a> [goat.cx]</htmltext>
<tokenext>TO THE POLITICALLY only way to go : in the sun .
In the Any parting shot , of the above into a sli8g unless a dead man walking .
[ goat.cx ]</tokentext>
<sentencetext>TO THE POLITICALLY only way to go: in the sun.
In the Any parting shot, of the above into a sli8g unless a dead man walking.
[goat.cx]</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341233</id>
	<title>Free?</title>
	<author>Anonymous</author>
	<datestamp>1245063000000</datestamp>
	<modclass>Informativ</modclass>
	<modscore>1</modscore>
	<htmltext><p>How come, when I was in Japan, I could use such a system without any fees? I know, it didn't work exactly the same way but it offered the same advantages and fast payment.</p></htmltext>
<tokenext>How come , when I was in Japan , I could use such a system without any fees ?
I know , it did n't work exactly the same way but it offered the same advantages and fast payment .</tokentext>
<sentencetext>How come, when I was in Japan, I could use such a system without any fees?
I know, it didn't work exactly the same way but it offered the same advantages and fast payment.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341783</id>
	<title>Official site</title>
	<author>sitkill</author>
	<datestamp>1245066360000</datestamp>
	<modclass>Informativ</modclass>
	<modscore>2</modscore>
	<htmltext>Lacking from the summary:<br>
<br>
<a href="http://www.zoompass.com/" title="zoompass.com" rel="nofollow">http://www.zoompass.com/</a> [zoompass.com]</htmltext>
<tokenext>Lacking from the summary : http : //www.zoompass.com/ [ zoompass.com ]</tokentext>
<sentencetext>Lacking from the summary:

http://www.zoompass.com/ [zoompass.com]</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341151</id>
	<title>Opt-In Stupid Tax?</title>
	<author>Anonymous</author>
	<datestamp>1245062580000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>They've done studies with scans of a human's brain when they spend significant amounts of cash.  When you use physical currency, it actually brain activity similar to pain.  When you use credit cards, it's registered, but much less.  When you make a waving motion, it's a barely noticeable response at all.</p><p>On top of that, charging 50 cents per transaction? This is more of an opt-in stupid tax.</p></htmltext>
<tokenext>They 've done studies with scans of a human 's brain when they spend significant amounts of cash .
When you use physical currency , it actually brain activity similar to pain .
When you use credit cards , it 's registered , but much less .
When you make a waving motion , it 's a barely noticeable response at all.On top of that , charging 50 cents per transaction ?
This is more of an opt-in stupid tax .</tokentext>
<sentencetext>They've done studies with scans of a human's brain when they spend significant amounts of cash.
When you use physical currency, it actually brain activity similar to pain.
When you use credit cards, it's registered, but much less.
When you make a waving motion, it's a barely noticeable response at all.On top of that, charging 50 cents per transaction?
This is more of an opt-in stupid tax.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340997</id>
	<title>Re:Overpriced</title>
	<author>Anonymous</author>
	<datestamp>1245061680000</datestamp>
	<modclass>Funny</modclass>
	<modscore>2</modscore>
	<htmltext>[verizon] it's not $0.50, it's 50 cents [/]</htmltext>
<tokenext>[ verizon ] it 's not $ 0.50 , it 's 50 cents [ / ]</tokentext>
<sentencetext>[verizon] it's not $0.50, it's 50 cents [/]</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340929</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341741</id>
	<title>Paying to spend money...</title>
	<author>Anonymous</author>
	<datestamp>1245066060000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>2</modscore>
	<htmltext><p>I honestly hate the thought of paying money to spend money - surely it costs less to maintain a bank of computers then it costs to count and sort notes and coins. So many things have fee's for "digital" transactions these days - when in truth you're saving them a fortune (eg: cinema, $1 fee to buy and print your own ticket, 1: You're saving them staff at the counter, 2: You're saving them actual costs of printing the ticket. - and don't start with the "oh credit card fee" or "online processing costs money" cos surely if I were to pay with my credit card at the counter they'd cop the same fee)</p></htmltext>
<tokenext>I honestly hate the thought of paying money to spend money - surely it costs less to maintain a bank of computers then it costs to count and sort notes and coins .
So many things have fee 's for " digital " transactions these days - when in truth you 're saving them a fortune ( eg : cinema , $ 1 fee to buy and print your own ticket , 1 : You 're saving them staff at the counter , 2 : You 're saving them actual costs of printing the ticket .
- and do n't start with the " oh credit card fee " or " online processing costs money " cos surely if I were to pay with my credit card at the counter they 'd cop the same fee )</tokentext>
<sentencetext>I honestly hate the thought of paying money to spend money - surely it costs less to maintain a bank of computers then it costs to count and sort notes and coins.
So many things have fee's for "digital" transactions these days - when in truth you're saving them a fortune (eg: cinema, $1 fee to buy and print your own ticket, 1: You're saving them staff at the counter, 2: You're saving them actual costs of printing the ticket.
- and don't start with the "oh credit card fee" or "online processing costs money" cos surely if I were to pay with my credit card at the counter they'd cop the same fee)</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341035</id>
	<title>mobile wallet</title>
	<author>Bradmont</author>
	<datestamp>1245061920000</datestamp>
	<modclass>Funny</modclass>
	<modscore>5</modscore>
	<htmltext><p>FTA:</p><blockquote><div><p> The venture is the first tentative step toward a true mobile wallet</p></div></blockquote><p>My wallet has been mobile for years already...</p></div>
	</htmltext>
<tokenext>FTA : The venture is the first tentative step toward a true mobile walletMy wallet has been mobile for years already.. .</tokentext>
<sentencetext>FTA: The venture is the first tentative step toward a true mobile walletMy wallet has been mobile for years already...
	</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341255</id>
	<title>Re:Opt-In Stupid Tax?</title>
	<author>Anonymous</author>
	<datestamp>1245063180000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>I must like pain (or privacy)<nobr> <wbr></nobr>.... cause the vast majority of my transactions are cash.</p><p>If it hurts you to pay for something<nobr> <wbr></nobr>... you're likely overspending.</p></htmltext>
<tokenext>I must like pain ( or privacy ) .... cause the vast majority of my transactions are cash.If it hurts you to pay for something ... you 're likely overspending .</tokentext>
<sentencetext>I must like pain (or privacy) .... cause the vast majority of my transactions are cash.If it hurts you to pay for something ... you're likely overspending.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341151</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28348997</id>
	<title>What the hell are you talking about?</title>
	<author>Petersko</author>
	<datestamp>1245173160000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><i>"Canadian's don't carry cash. Period. At least not Canadians under 30. This is one area in which the US and Canada are vastly different... cash is now hardly used for any transactions in Canada anymore, at all."</i> <br> <br>

That's horseshit. Maybe the tiny fragment of the population that you deal with doesn't carry cash, but cash is alive and well from my vantage point. Go into any food court in a shopping mall to see cash in action over many transactions.<br> <br>

Besides, I can tell you one thing that negates your whole claim. Lots of Canadians under 30 smoke pot, and I'm damn certain they aren't buying it with interac withdrawals.<br> <br>

Now if you said, "Canadians use debit a lot" I would have agreed. But you said, "Canadian's don't carry cash. Period. At least not Canadians under 30."</htmltext>
<tokenext>" Canadian 's do n't carry cash .
Period. At least not Canadians under 30 .
This is one area in which the US and Canada are vastly different... cash is now hardly used for any transactions in Canada anymore , at all .
" That 's horseshit .
Maybe the tiny fragment of the population that you deal with does n't carry cash , but cash is alive and well from my vantage point .
Go into any food court in a shopping mall to see cash in action over many transactions .
Besides , I can tell you one thing that negates your whole claim .
Lots of Canadians under 30 smoke pot , and I 'm damn certain they are n't buying it with interac withdrawals .
Now if you said , " Canadians use debit a lot " I would have agreed .
But you said , " Canadian 's do n't carry cash .
Period. At least not Canadians under 30 .
"</tokentext>
<sentencetext>"Canadian's don't carry cash.
Period. At least not Canadians under 30.
This is one area in which the US and Canada are vastly different... cash is now hardly used for any transactions in Canada anymore, at all.
"  

That's horseshit.
Maybe the tiny fragment of the population that you deal with doesn't carry cash, but cash is alive and well from my vantage point.
Go into any food court in a shopping mall to see cash in action over many transactions.
Besides, I can tell you one thing that negates your whole claim.
Lots of Canadians under 30 smoke pot, and I'm damn certain they aren't buying it with interac withdrawals.
Now if you said, "Canadians use debit a lot" I would have agreed.
But you said, "Canadian's don't carry cash.
Period. At least not Canadians under 30.
"</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28342269</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341231</id>
	<title>Rogers handle my money?</title>
	<author>101010\_or\_0x2A</author>
	<datestamp>1245063000000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext>It takes me for ever to just get their customer service to figure out my iPhone plan, and to walk me through the details of other existing plans so I can make an informed decision, and they expect me to trust them with upto $1000 of my money? And I can only imagine how much more their customer service will suck after we include the complication of handling live money via bank accounts and credit cards, Not to mention that this is certainly not a free service, and Canadian providers have been widely slammed by Canadian consumers for having exorbitantly priced plans to begin with. While this is a cool idea, it will take a LOT of convincing to get decently savvy customers like myself to trust what they say anymore. Maybe my 6 GB plan will include this feature!</htmltext>
<tokenext>It takes me for ever to just get their customer service to figure out my iPhone plan , and to walk me through the details of other existing plans so I can make an informed decision , and they expect me to trust them with upto $ 1000 of my money ?
And I can only imagine how much more their customer service will suck after we include the complication of handling live money via bank accounts and credit cards , Not to mention that this is certainly not a free service , and Canadian providers have been widely slammed by Canadian consumers for having exorbitantly priced plans to begin with .
While this is a cool idea , it will take a LOT of convincing to get decently savvy customers like myself to trust what they say anymore .
Maybe my 6 GB plan will include this feature !</tokentext>
<sentencetext>It takes me for ever to just get their customer service to figure out my iPhone plan, and to walk me through the details of other existing plans so I can make an informed decision, and they expect me to trust them with upto $1000 of my money?
And I can only imagine how much more their customer service will suck after we include the complication of handling live money via bank accounts and credit cards, Not to mention that this is certainly not a free service, and Canadian providers have been widely slammed by Canadian consumers for having exorbitantly priced plans to begin with.
While this is a cool idea, it will take a LOT of convincing to get decently savvy customers like myself to trust what they say anymore.
Maybe my 6 GB plan will include this feature!</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28344889</id>
	<title>Re:Wrong. I take it you are an American?</title>
	<author>bogjobber</author>
	<datestamp>1245093900000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><blockquote><div><p><i>Canadian's don't carry cash. Period. At least not Canadians under 30. This is one area in which the US and Canada are vastly different... cash is now hardly used for any transactions in Canada anymore, at all.</i></p></div>  </blockquote><p>How do they pay for drugs?</p></div>
	</htmltext>
<tokenext>Canadian 's do n't carry cash .
Period. At least not Canadians under 30 .
This is one area in which the US and Canada are vastly different... cash is now hardly used for any transactions in Canada anymore , at all .
How do they pay for drugs ?</tokentext>
<sentencetext>Canadian's don't carry cash.
Period. At least not Canadians under 30.
This is one area in which the US and Canada are vastly different... cash is now hardly used for any transactions in Canada anymore, at all.
How do they pay for drugs?
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28342269</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28346857</id>
	<title>Already done in Africa</title>
	<author>mariushm</author>
	<datestamp>1245162960000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>This was already done in Africa, there was even a documentary about it on TV.</p><p><a href="http://www.ghanaweb.com/GhanaHomePage/NewsArchive/artikel.php?ID=160576" title="ghanaweb.com">http://www.ghanaweb.com/GhanaHomePage/NewsArchive/artikel.php?ID=160576</a> [ghanaweb.com]<br><a href="http://whiteafrican.com/2008/09/26/if-it-works-in-africa-it-will-work-anywhere/" title="whiteafrican.com">http://whiteafrican.com/2008/09/26/if-it-works-in-africa-it-will-work-anywhere/</a> [whiteafrican.com]<br><a href="http://ghanabusinessnews.com/2009/04/15/electronic-payment-another-use-of-mobile-phone-technology/" title="ghanabusinessnews.com">http://ghanabusinessnews.com/2009/04/15/electronic-payment-another-use-of-mobile-phone-technology/</a> [ghanabusinessnews.com]</p><p>If I remember correctly, users just had to set a different service center number (the number that receives the SMS messages) and send a sms with a text like *pin*100 to the phone number that's supposed to receive the money and that person would receive 100 in the currency of that country. Both parties would receive an SMS back letting them know that the money was sent / that they received the payment.</p><p>The documentary was showing lots of happy truckers who were no longer worried of going tens of miles through desert to deliver stuff and return with loads of money on them, they just delivered the cargo and ask the other person to sms them the payment instantly.</p></htmltext>
<tokenext>This was already done in Africa , there was even a documentary about it on TV.http : //www.ghanaweb.com/GhanaHomePage/NewsArchive/artikel.php ? ID = 160576 [ ghanaweb.com ] http : //whiteafrican.com/2008/09/26/if-it-works-in-africa-it-will-work-anywhere/ [ whiteafrican.com ] http : //ghanabusinessnews.com/2009/04/15/electronic-payment-another-use-of-mobile-phone-technology/ [ ghanabusinessnews.com ] If I remember correctly , users just had to set a different service center number ( the number that receives the SMS messages ) and send a sms with a text like * pin * 100 to the phone number that 's supposed to receive the money and that person would receive 100 in the currency of that country .
Both parties would receive an SMS back letting them know that the money was sent / that they received the payment.The documentary was showing lots of happy truckers who were no longer worried of going tens of miles through desert to deliver stuff and return with loads of money on them , they just delivered the cargo and ask the other person to sms them the payment instantly .</tokentext>
<sentencetext>This was already done in Africa, there was even a documentary about it on TV.http://www.ghanaweb.com/GhanaHomePage/NewsArchive/artikel.php?ID=160576 [ghanaweb.com]http://whiteafrican.com/2008/09/26/if-it-works-in-africa-it-will-work-anywhere/ [whiteafrican.com]http://ghanabusinessnews.com/2009/04/15/electronic-payment-another-use-of-mobile-phone-technology/ [ghanabusinessnews.com]If I remember correctly, users just had to set a different service center number (the number that receives the SMS messages) and send a sms with a text like *pin*100 to the phone number that's supposed to receive the money and that person would receive 100 in the currency of that country.
Both parties would receive an SMS back letting them know that the money was sent / that they received the payment.The documentary was showing lots of happy truckers who were no longer worried of going tens of miles through desert to deliver stuff and return with loads of money on them, they just delivered the cargo and ask the other person to sms them the payment instantly.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341221</id>
	<title>Usual 2 problems:</title>
	<author>Seth Kriticos</author>
	<datestamp>1245062940000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>3</modscore>
	<htmltext>1. They are too greedy and don't realise that only very few people would use the service at this rates, which effectively ruins the economy of scale calculations.<br> <br>
2. You can't limit the debt you get, which increases the loss in cases of fraud. This should work like pre paid cards where loss is limited.</htmltext>
<tokenext>1 .
They are too greedy and do n't realise that only very few people would use the service at this rates , which effectively ruins the economy of scale calculations .
2. You ca n't limit the debt you get , which increases the loss in cases of fraud .
This should work like pre paid cards where loss is limited .</tokentext>
<sentencetext>1.
They are too greedy and don't realise that only very few people would use the service at this rates, which effectively ruins the economy of scale calculations.
2. You can't limit the debt you get, which increases the loss in cases of fraud.
This should work like pre paid cards where loss is limited.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341357</id>
	<title>3rd world countries have something to boast about</title>
	<author>bogaboga</author>
	<datestamp>1245063960000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>So Canada only realizes now that such a service makes sense? No wonder it has slipped from a near the top position in terms of technology penetration to near bottom.</p><p>Companies like Nortel Networks, Corel and others are shells of their former glory!</p><p>Even 3rd world countries like Nigeria, Kenya, Uganda, Tanzania and many others have had such a service for years!</p><p>To make matters worse, the service is still riddled with restrictions.</p><p>Canadians...wake up!</p></htmltext>
<tokenext>So Canada only realizes now that such a service makes sense ?
No wonder it has slipped from a near the top position in terms of technology penetration to near bottom.Companies like Nortel Networks , Corel and others are shells of their former glory ! Even 3rd world countries like Nigeria , Kenya , Uganda , Tanzania and many others have had such a service for years ! To make matters worse , the service is still riddled with restrictions.Canadians...wake up !</tokentext>
<sentencetext>So Canada only realizes now that such a service makes sense?
No wonder it has slipped from a near the top position in terms of technology penetration to near bottom.Companies like Nortel Networks, Corel and others are shells of their former glory!Even 3rd world countries like Nigeria, Kenya, Uganda, Tanzania and many others have had such a service for years!To make matters worse, the service is still riddled with restrictions.Canadians...wake up!</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341057</id>
	<title>quite surprised to see this appear as a new servic</title>
	<author>blauwbaard</author>
	<datestamp>1245061980000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Myself I was really under the impression this was available everywhere. Have been developing something to use this for a while now :

<a href="https://www.tunz.com/" title="tunz.com" rel="nofollow">https://www.tunz.com/</a> [tunz.com]


Operates as a Belgian bank


There is more in other EU countries.
Maybe should have reported this about two years back, my offence, not an active poster, only a slashdot reader.

Many apologies.</htmltext>
<tokenext>Myself I was really under the impression this was available everywhere .
Have been developing something to use this for a while now : https : //www.tunz.com/ [ tunz.com ] Operates as a Belgian bank There is more in other EU countries .
Maybe should have reported this about two years back , my offence , not an active poster , only a slashdot reader .
Many apologies .</tokentext>
<sentencetext>Myself I was really under the impression this was available everywhere.
Have been developing something to use this for a while now :

https://www.tunz.com/ [tunz.com]


Operates as a Belgian bank


There is more in other EU countries.
Maybe should have reported this about two years back, my offence, not an active poster, only a slashdot reader.
Many apologies.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341417</id>
	<title>Re:Overpriced</title>
	<author>Ertman</author>
	<datestamp>1245064200000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>It's cheaper than PayPal. It's cheaper than Interac Email. Heck, it's cheaper than the ATM transaction fees to taking out cash. Too bad it is yet another bank account to manage. It would have been nice if they had buy-in from Interac for this.</p></htmltext>
<tokenext>It 's cheaper than PayPal .
It 's cheaper than Interac Email .
Heck , it 's cheaper than the ATM transaction fees to taking out cash .
Too bad it is yet another bank account to manage .
It would have been nice if they had buy-in from Interac for this .</tokentext>
<sentencetext>It's cheaper than PayPal.
It's cheaper than Interac Email.
Heck, it's cheaper than the ATM transaction fees to taking out cash.
Too bad it is yet another bank account to manage.
It would have been nice if they had buy-in from Interac for this.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340929</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341867</id>
	<title>Re:mobile is where it's at</title>
	<author>dimeglio</author>
	<datestamp>1245066840000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>some day I'm going to try to explain to my grandkids about how we carried around computers that needed their own bags, that weighed 'pounds!' and they'll laugh at something so absurd.</p></div><p>You should tell them about the time when you had to go inside the <a href="http://www.williamson-labs.com/480\_cpu.htm" title="williamson-labs.com">computer</a> [williamson-labs.com] to repair it.</p></div>
	</htmltext>
<tokenext>some day I 'm going to try to explain to my grandkids about how we carried around computers that needed their own bags , that weighed 'pounds !
' and they 'll laugh at something so absurd.You should tell them about the time when you had to go inside the computer [ williamson-labs.com ] to repair it .</tokentext>
<sentencetext>some day I'm going to try to explain to my grandkids about how we carried around computers that needed their own bags, that weighed 'pounds!
' and they'll laugh at something so absurd.You should tell them about the time when you had to go inside the computer [williamson-labs.com] to repair it.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340837</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28345491</id>
	<title>We have been doing this in Africa for years!</title>
	<author>Anonymous</author>
	<datestamp>1245145560000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>Hey guys,</p><p>This is not new, we have been doing this Africa for a while now.</p><p>Credit cards and debit cards have not been as widespread<nobr> <wbr></nobr>... while mobile phones are.</p><p>To satisfy the security kremlins, these where initially done on SIM Cards, but now USSD etc are more common.</p><p>R</p></htmltext>
<tokenext>Hey guys,This is not new , we have been doing this Africa for a while now.Credit cards and debit cards have not been as widespread ... while mobile phones are.To satisfy the security kremlins , these where initially done on SIM Cards , but now USSD etc are more common.R</tokentext>
<sentencetext>Hey guys,This is not new, we have been doing this Africa for a while now.Credit cards and debit cards have not been as widespread ... while mobile phones are.To satisfy the security kremlins, these where initially done on SIM Cards, but now USSD etc are more common.R</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28343741</id>
	<title>Re:Overpriced</title>
	<author>Mashiki</author>
	<datestamp>1245081360000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>That's the standard interac transfer fee between banks, or machines not owned by that bank which I was talking about. So I'm not getting hosed.  It's Canadians as a whole.</p></htmltext>
<tokenext>That 's the standard interac transfer fee between banks , or machines not owned by that bank which I was talking about .
So I 'm not getting hosed .
It 's Canadians as a whole .</tokentext>
<sentencetext>That's the standard interac transfer fee between banks, or machines not owned by that bank which I was talking about.
So I'm not getting hosed.
It's Canadians as a whole.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341711</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340915</id>
	<title>Re:mobile is where it's at</title>
	<author>chebucto</author>
	<datestamp>1245061260000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>3</modscore>
	<htmltext><p>Bah!</p><p><a href="http://www-03.ibm.com/systems/z/" title="ibm.com">http://www-03.ibm.com/systems/z/</a> [ibm.com]</p><p>Computers have entered new niches over time, but no format has ever gone out of use. Mainframes are still around, as are minicomputers, workstations, desktops, laptops, and subnotebooks. Even smartphones aren't anything terribly new, being just a combination of PDAs and cell phones.</p><p>Rather, I think people will look back at our time and laugh at us for thinking that portable computers with full-sized keyboards would ever fall out of use<nobr> <wbr></nobr>:)</p></htmltext>
<tokenext>Bah ! http : //www-03.ibm.com/systems/z/ [ ibm.com ] Computers have entered new niches over time , but no format has ever gone out of use .
Mainframes are still around , as are minicomputers , workstations , desktops , laptops , and subnotebooks .
Even smartphones are n't anything terribly new , being just a combination of PDAs and cell phones.Rather , I think people will look back at our time and laugh at us for thinking that portable computers with full-sized keyboards would ever fall out of use : )</tokentext>
<sentencetext>Bah!http://www-03.ibm.com/systems/z/ [ibm.com]Computers have entered new niches over time, but no format has ever gone out of use.
Mainframes are still around, as are minicomputers, workstations, desktops, laptops, and subnotebooks.
Even smartphones aren't anything terribly new, being just a combination of PDAs and cell phones.Rather, I think people will look back at our time and laugh at us for thinking that portable computers with full-sized keyboards would ever fall out of use :)</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340837</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28346461</id>
	<title>Email Works Too</title>
	<author>CrazyLegs</author>
	<datestamp>1245160080000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>You can already just email your money in Canada. Anyone use this service?

<a href="http://www.interac.ca/consumers/productsandservices\_ol\_emt.php" title="interac.ca">http://www.interac.ca/consumers/productsandservices\_ol\_emt.php</a> [interac.ca]</htmltext>
<tokenext>You can already just email your money in Canada .
Anyone use this service ?
http : //www.interac.ca/consumers/productsandservices \ _ol \ _emt.php [ interac.ca ]</tokentext>
<sentencetext>You can already just email your money in Canada.
Anyone use this service?
http://www.interac.ca/consumers/productsandservices\_ol\_emt.php [interac.ca]</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340929</id>
	<title>Overpriced</title>
	<author>Anonymous</author>
	<datestamp>1245061320000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>5</modscore>
	<htmltext><p>Why would you pay $.50 to use this when transactions on credit cards and (some) debit cards are free?</p></htmltext>
<tokenext>Why would you pay $ .50 to use this when transactions on credit cards and ( some ) debit cards are free ?</tokentext>
<sentencetext>Why would you pay $.50 to use this when transactions on credit cards and (some) debit cards are free?</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341159</id>
	<title>Re:40 cents too much</title>
	<author>Nikker</author>
	<datestamp>1245062640000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>The main idea of not using cash is for the credit companies to collect the real cash and substitute that for credit.  The fewer transactions that are done using paper the more credit will consume your actual money.</htmltext>
<tokenext>The main idea of not using cash is for the credit companies to collect the real cash and substitute that for credit .
The fewer transactions that are done using paper the more credit will consume your actual money .</tokentext>
<sentencetext>The main idea of not using cash is for the credit companies to collect the real cash and substitute that for credit.
The fewer transactions that are done using paper the more credit will consume your actual money.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340981</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28345779</id>
	<title>Re:40 cents too much</title>
	<author>Anonymous</author>
	<datestamp>1245150420000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>And 3.5\%<br>What is the interest you get for a money in the bank per year - and they want 3.5\% in one hiT!<br>There again PayPal is also money grubbing - about 3.5\%.</p><p>I don't know why there is not competition (Bar the private Visa/Mastercard deal with Walmart) when the card companies did something unsavory, but kept things under the table - so far.</p></htmltext>
<tokenext>And 3.5 \ % What is the interest you get for a money in the bank per year - and they want 3.5 \ % in one hiT ! There again PayPal is also money grubbing - about 3.5 \ % .I do n't know why there is not competition ( Bar the private Visa/Mastercard deal with Walmart ) when the card companies did something unsavory , but kept things under the table - so far .</tokentext>
<sentencetext>And 3.5\%What is the interest you get for a money in the bank per year - and they want 3.5\% in one hiT!There again PayPal is also money grubbing - about 3.5\%.I don't know why there is not competition (Bar the private Visa/Mastercard deal with Walmart) when the card companies did something unsavory, but kept things under the table - so far.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340981</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28342895</id>
	<title>Walled garden</title>
	<author>Anonymous</author>
	<datestamp>1245073860000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>"Mobile services" like this are fundamentally wrongheaded.  If someone wants to build a payment service, that's great, but they should do it over the Internet and make sure it's usable from any Internet-connected device, mobile or otherwise.  My mobile carrier's job should be to move the damn packets and stay out of the way of anything at the application layer.</p></htmltext>
<tokenext>" Mobile services " like this are fundamentally wrongheaded .
If someone wants to build a payment service , that 's great , but they should do it over the Internet and make sure it 's usable from any Internet-connected device , mobile or otherwise .
My mobile carrier 's job should be to move the damn packets and stay out of the way of anything at the application layer .</tokentext>
<sentencetext>"Mobile services" like this are fundamentally wrongheaded.
If someone wants to build a payment service, that's great, but they should do it over the Internet and make sure it's usable from any Internet-connected device, mobile or otherwise.
My mobile carrier's job should be to move the damn packets and stay out of the way of anything at the application layer.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28345619</id>
	<title>Re:Wrong. I take it you are an American?</title>
	<author>Anonymous</author>
	<datestamp>1245147960000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext>Wow, there's obviously something wrong with me then. I'm 20  and I \_always\_ carry cash.</htmltext>
<tokenext>Wow , there 's obviously something wrong with me then .
I 'm 20 and I \ _always \ _ carry cash .</tokentext>
<sentencetext>Wow, there's obviously something wrong with me then.
I'm 20  and I \_always\_ carry cash.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28342269</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341365</id>
	<title>Re:Overpriced</title>
	<author>Mashiki</author>
	<datestamp>1245063960000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><blockquote><div><p>Why would you pay $.50 to use this when transactions on credit cards and (some) debit cards are free?</p></div></blockquote><p>I'd like to know what bank/cards you're using, most of the ones in Canada currently have a $1.50 out of bank charge, on top of a month $1.50 interac charge per use for cross-network fees.</p></div>
	</htmltext>
<tokenext>Why would you pay $ .50 to use this when transactions on credit cards and ( some ) debit cards are free ? I 'd like to know what bank/cards you 're using , most of the ones in Canada currently have a $ 1.50 out of bank charge , on top of a month $ 1.50 interac charge per use for cross-network fees .</tokentext>
<sentencetext>Why would you pay $.50 to use this when transactions on credit cards and (some) debit cards are free?I'd like to know what bank/cards you're using, most of the ones in Canada currently have a $1.50 out of bank charge, on top of a month $1.50 interac charge per use for cross-network fees.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340929</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28347263</id>
	<title>Re:Wrong. I take it you are an American?</title>
	<author>mdm-adph</author>
	<datestamp>1245165540000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>An American?  He said "cheques" for goodness sakes.<nobr> <wbr></nobr>:P</p></htmltext>
<tokenext>An American ?
He said " cheques " for goodness sakes .
: P</tokentext>
<sentencetext>An American?
He said "cheques" for goodness sakes.
:P</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28342269</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28342817</id>
	<title>Re:Overpriced</title>
	<author>Bradmont</author>
	<datestamp>1245073200000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>I use a Credit Union (I'm Canadian).  I don't pay any service fees at all, except when I take money out of another bank's ATM.</p></htmltext>
<tokenext>I use a Credit Union ( I 'm Canadian ) .
I do n't pay any service fees at all , except when I take money out of another bank 's ATM .</tokentext>
<sentencetext>I use a Credit Union (I'm Canadian).
I don't pay any service fees at all, except when I take money out of another bank's ATM.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341365</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28342269</id>
	<title>Wrong. I take it you are an American?</title>
	<author>brunes69</author>
	<datestamp>1245069300000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>2</modscore>
	<htmltext><p>From the sounds of it you are an American.</p><p>Canadian's don't carry cash. Period. At least not Canadians under 30. This is one area in which the US and Canada are vastly different... cash is now hardly used for any transactions in Canada anymore, at all.</p><p>This service is actually very well priced because it is competing with E Interac email money transfers in Canada (EMT). Most banks charge you $1.50 to send an EMT if it is not covered by your banking plan. 50 cents is much less.</p><p>I can tell you right now, this service is going to be immensely popular.</p></htmltext>
<tokenext>From the sounds of it you are an American.Canadian 's do n't carry cash .
Period. At least not Canadians under 30 .
This is one area in which the US and Canada are vastly different... cash is now hardly used for any transactions in Canada anymore , at all.This service is actually very well priced because it is competing with E Interac email money transfers in Canada ( EMT ) .
Most banks charge you $ 1.50 to send an EMT if it is not covered by your banking plan .
50 cents is much less.I can tell you right now , this service is going to be immensely popular .</tokentext>
<sentencetext>From the sounds of it you are an American.Canadian's don't carry cash.
Period. At least not Canadians under 30.
This is one area in which the US and Canada are vastly different... cash is now hardly used for any transactions in Canada anymore, at all.This service is actually very well priced because it is competing with E Interac email money transfers in Canada (EMT).
Most banks charge you $1.50 to send an EMT if it is not covered by your banking plan.
50 cents is much less.I can tell you right now, this service is going to be immensely popular.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340981</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340905</id>
	<title>Cell networks being so secure...</title>
	<author>clang\_jangle</author>
	<datestamp>1245061200000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>...what could possibly go wrong?</htmltext>
<tokenext>...what could possibly go wrong ?</tokentext>
<sentencetext>...what could possibly go wrong?</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28344633</id>
	<title>Re:Overpriced</title>
	<author>Anonymous</author>
	<datestamp>1245090660000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>ol um...or he could have been talking about sending money from one bank account to another via interact? Maybe you need to check up on that (1.50 per send) before misunderstanding</p></htmltext>
<tokenext>ol um...or he could have been talking about sending money from one bank account to another via interact ?
Maybe you need to check up on that ( 1.50 per send ) before misunderstanding</tokentext>
<sentencetext>ol um...or he could have been talking about sending money from one bank account to another via interact?
Maybe you need to check up on that (1.50 per send) before misunderstanding</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341711</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28342221</id>
	<title>Re:mobile is where it's at</title>
	<author>hey</author>
	<datestamp>1245069000000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>Yes, because "pounds" will be replaced by "kilos".</p></htmltext>
<tokenext>Yes , because " pounds " will be replaced by " kilos " .</tokentext>
<sentencetext>Yes, because "pounds" will be replaced by "kilos".</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340837</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28350927</id>
	<title>Ridiculous.</title>
	<author>Petersko</author>
	<datestamp>1245179400000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><i>"So Canada only realizes now that such a service makes sense? No wonder it has slipped from a near the top position in terms of technology penetration to near bottom...Canadians...wake up!"</i> <br> <br>

Oh yeah, let's add yet another way in which you can more easily blow your money. Now you can instantly send your buddy-on-a-beer-run $20 you didn't want to spend for a bottle of liquor you didn't intend to drink, all without leaving the poker table.<br> <br>

What a great idea. Canadians should totally get behind this initiative.<br> <br>

Were people having such a hard time spending their cash that this service is actually warranted?</htmltext>
<tokenext>" So Canada only realizes now that such a service makes sense ?
No wonder it has slipped from a near the top position in terms of technology penetration to near bottom...Canadians...wake up !
" Oh yeah , let 's add yet another way in which you can more easily blow your money .
Now you can instantly send your buddy-on-a-beer-run $ 20 you did n't want to spend for a bottle of liquor you did n't intend to drink , all without leaving the poker table .
What a great idea .
Canadians should totally get behind this initiative .
Were people having such a hard time spending their cash that this service is actually warranted ?</tokentext>
<sentencetext>"So Canada only realizes now that such a service makes sense?
No wonder it has slipped from a near the top position in terms of technology penetration to near bottom...Canadians...wake up!
"  

Oh yeah, let's add yet another way in which you can more easily blow your money.
Now you can instantly send your buddy-on-a-beer-run $20 you didn't want to spend for a bottle of liquor you didn't intend to drink, all without leaving the poker table.
What a great idea.
Canadians should totally get behind this initiative.
Were people having such a hard time spending their cash that this service is actually warranted?</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341357</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341461</id>
	<title>NFC chips....here we finally come!</title>
	<author>sitkill</author>
	<datestamp>1245064440000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>The pricing for this is ridiculous...and I don't know if I'd want to trust Telus or Rogers with anyone more than they already have.  By itself, I don't think this would work at all, but I'm totally pumped for the future.

This just is one step closer to FINALLY getting NFC (near field contact) chips into phones. I can't believe that Japan and Korea have had NFC chips for years, and we've JUST started down the same path...</htmltext>
<tokenext>The pricing for this is ridiculous...and I do n't know if I 'd want to trust Telus or Rogers with anyone more than they already have .
By itself , I do n't think this would work at all , but I 'm totally pumped for the future .
This just is one step closer to FINALLY getting NFC ( near field contact ) chips into phones .
I ca n't believe that Japan and Korea have had NFC chips for years , and we 've JUST started down the same path.. .</tokentext>
<sentencetext>The pricing for this is ridiculous...and I don't know if I'd want to trust Telus or Rogers with anyone more than they already have.
By itself, I don't think this would work at all, but I'm totally pumped for the future.
This just is one step closer to FINALLY getting NFC (near field contact) chips into phones.
I can't believe that Japan and Korea have had NFC chips for years, and we've JUST started down the same path...</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341601</id>
	<title>Re:quite surprised to see this appear as a new ser</title>
	<author>twidarkling</author>
	<datestamp>1245065220000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>You'll find that regularly, something that's commonplace elsewhere is reported as new on<nobr> <wbr></nobr>/. when it gets to North America, the United States in particular. Trust me, this is new in Canada.</p><p>Not that I'm going to use this service in any way, shape, or form.</p></htmltext>
<tokenext>You 'll find that regularly , something that 's commonplace elsewhere is reported as new on / .
when it gets to North America , the United States in particular .
Trust me , this is new in Canada.Not that I 'm going to use this service in any way , shape , or form .</tokentext>
<sentencetext>You'll find that regularly, something that's commonplace elsewhere is reported as new on /.
when it gets to North America, the United States in particular.
Trust me, this is new in Canada.Not that I'm going to use this service in any way, shape, or form.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341057</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28343555</id>
	<title>Re:Trust issues...</title>
	<author>failedlogic</author>
	<datestamp>1245079620000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>In any case, I don't think the cell providers in this "mobile payment service" will be reputable. IMO there's a whole security issue alone without going into talking about the carrier. To me, the problem is I don't see the carrier being held to the same standards and practices as banks. Hasn't happened to me, but get your debit account wiped and you're in for a serious headache trying to get the money back. Think its going to be easy getting your mobile payment service money back if there's an eavesdropper, bad employee or carrier billing error?</p><p>Aside relating to your post greed:<br>I worked for Rogers on the non-Wireless services side. It, like other companies, depends on who you get on the phone, how knowledgeable they are and where you are calling. Yes, where you are calling. There were different offices and some performed better than others.</p><p>I'm not signed up for any Rogers services right now and I left the company more than 5 years ago (so I believe there are no conflicts of interest at this point). I have a cell w/ another provider but Rogers would be as good as current carrier. It only took me a few interactions with Bell to realize that they, as a whole, need to do some *major* restructuring at all levels. To say that their service is piss poor would actually be a compliment - I would rate it significantly lower.</p></htmltext>
<tokenext>In any case , I do n't think the cell providers in this " mobile payment service " will be reputable .
IMO there 's a whole security issue alone without going into talking about the carrier .
To me , the problem is I do n't see the carrier being held to the same standards and practices as banks .
Has n't happened to me , but get your debit account wiped and you 're in for a serious headache trying to get the money back .
Think its going to be easy getting your mobile payment service money back if there 's an eavesdropper , bad employee or carrier billing error ? Aside relating to your post greed : I worked for Rogers on the non-Wireless services side .
It , like other companies , depends on who you get on the phone , how knowledgeable they are and where you are calling .
Yes , where you are calling .
There were different offices and some performed better than others.I 'm not signed up for any Rogers services right now and I left the company more than 5 years ago ( so I believe there are no conflicts of interest at this point ) .
I have a cell w/ another provider but Rogers would be as good as current carrier .
It only took me a few interactions with Bell to realize that they , as a whole , need to do some * major * restructuring at all levels .
To say that their service is piss poor would actually be a compliment - I would rate it significantly lower .</tokentext>
<sentencetext>In any case, I don't think the cell providers in this "mobile payment service" will be reputable.
IMO there's a whole security issue alone without going into talking about the carrier.
To me, the problem is I don't see the carrier being held to the same standards and practices as banks.
Hasn't happened to me, but get your debit account wiped and you're in for a serious headache trying to get the money back.
Think its going to be easy getting your mobile payment service money back if there's an eavesdropper, bad employee or carrier billing error?Aside relating to your post greed:I worked for Rogers on the non-Wireless services side.
It, like other companies, depends on who you get on the phone, how knowledgeable they are and where you are calling.
Yes, where you are calling.
There were different offices and some performed better than others.I'm not signed up for any Rogers services right now and I left the company more than 5 years ago (so I believe there are no conflicts of interest at this point).
I have a cell w/ another provider but Rogers would be as good as current carrier.
It only took me a few interactions with Bell to realize that they, as a whole, need to do some *major* restructuring at all levels.
To say that their service is piss poor would actually be a compliment - I would rate it significantly lower.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341029</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340837</id>
	<title>mobile is where it's at</title>
	<author>Anonymous</author>
	<datestamp>1245060900000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>3</modscore>
	<htmltext><p>some day I'm going to try to explain to my grandkids about how we carried around computers that needed their own bags, that weighed 'pounds!' and they'll laugh at something so absurd.</p></htmltext>
<tokenext>some day I 'm going to try to explain to my grandkids about how we carried around computers that needed their own bags , that weighed 'pounds !
' and they 'll laugh at something so absurd .</tokentext>
<sentencetext>some day I'm going to try to explain to my grandkids about how we carried around computers that needed their own bags, that weighed 'pounds!
' and they'll laugh at something so absurd.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28347927</id>
	<title>Re:Wrong. I take it you are an American?</title>
	<author>Painted</author>
	<datestamp>1245169080000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext>Well, they do when they're buying drugs...
<br>
<br>
oh wait, maybe that's just me. &gt;.&gt;</htmltext>
<tokenext>Well , they do when they 're buying drugs.. . oh wait , maybe that 's just me .
&gt; . &gt;</tokentext>
<sentencetext>Well, they do when they're buying drugs...


oh wait, maybe that's just me.
&gt;.&gt;</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28342269</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28342981</id>
	<title>Because it is not for that</title>
	<author>brunes69</author>
	<datestamp>1245074580000</datestamp>
	<modclass>Interestin</modclass>
	<modscore>2</modscore>
	<htmltext><p>Your buddy who you owe $20 for the beer and pizza run does not take Interac or credit cards. That is the target market for this.</p></htmltext>
<tokenext>Your buddy who you owe $ 20 for the beer and pizza run does not take Interac or credit cards .
That is the target market for this .</tokentext>
<sentencetext>Your buddy who you owe $20 for the beer and pizza run does not take Interac or credit cards.
That is the target market for this.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340929</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28348675</id>
	<title>Re:Overpriced</title>
	<author>Anonymous</author>
	<datestamp>1245172200000</datestamp>
	<modclass>None</modclass>
	<modscore>0</modscore>
	<htmltext><p>President's Choice is a division of CIBC that's why you do not pay fees for use of those machines. Yet, a lot of people are still paying $25/mo for "unlimited" transactions and PC accounts get that, you know, free?</p><p>For the fees charged at other machines, you pay $$ to your bank (they pay the owners of machine the interac fee on their side) AND you pay $$ to the owners as the "convenience fee" so if you take out $20, you end up paying addition $2.50 or whatever. Total rip off. Hence DO NOT use.</p></htmltext>
<tokenext>President 's Choice is a division of CIBC that 's why you do not pay fees for use of those machines .
Yet , a lot of people are still paying $ 25/mo for " unlimited " transactions and PC accounts get that , you know , free ? For the fees charged at other machines , you pay $ $ to your bank ( they pay the owners of machine the interac fee on their side ) AND you pay $ $ to the owners as the " convenience fee " so if you take out $ 20 , you end up paying addition $ 2.50 or whatever .
Total rip off .
Hence DO NOT use .</tokentext>
<sentencetext>President's Choice is a division of CIBC that's why you do not pay fees for use of those machines.
Yet, a lot of people are still paying $25/mo for "unlimited" transactions and PC accounts get that, you know, free?For the fees charged at other machines, you pay $$ to your bank (they pay the owners of machine the interac fee on their side) AND you pay $$ to the owners as the "convenience fee" so if you take out $20, you end up paying addition $2.50 or whatever.
Total rip off.
Hence DO NOT use.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341711</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28344767</id>
	<title>Re:Wrong. I take it you are an American?</title>
	<author>mkendall</author>
	<datestamp>1245092280000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><blockquote><div><p>Canadian's don't carry cash. Period. At least not Canadians under 30. This is one area in which the US and Canada are vastly different... cash is now hardly used for any transactions in Canada anymore, at all.</p></div></blockquote><p>I think perhaps you are overstating the case. I rarely have less than a couple of hundred dollars in my wallet, and I see people pay with cash in supermarkets and so on probably around one third of the time.</p><p>And if you never pay for anything with cash, how do you accumulate change for parking meters and such?</p></div>
	</htmltext>
<tokenext>Canadian 's do n't carry cash .
Period. At least not Canadians under 30 .
This is one area in which the US and Canada are vastly different... cash is now hardly used for any transactions in Canada anymore , at all.I think perhaps you are overstating the case .
I rarely have less than a couple of hundred dollars in my wallet , and I see people pay with cash in supermarkets and so on probably around one third of the time.And if you never pay for anything with cash , how do you accumulate change for parking meters and such ?</tokentext>
<sentencetext>Canadian's don't carry cash.
Period. At least not Canadians under 30.
This is one area in which the US and Canada are vastly different... cash is now hardly used for any transactions in Canada anymore, at all.I think perhaps you are overstating the case.
I rarely have less than a couple of hundred dollars in my wallet, and I see people pay with cash in supermarkets and so on probably around one third of the time.And if you never pay for anything with cash, how do you accumulate change for parking meters and such?
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28342269</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28343241</id>
	<title>Re:Wrong. I take it you are an American?</title>
	<author>Anonymous</author>
	<datestamp>1245076680000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>I'm Canadian and I carry cash almost everywhere. It is my preferred method of completing financial transactions, because of the fees that banks charge. Although I'm 34, so I guess I'm an oldtimer by your metric.<br>And this service is insanely overpriced when you compare it with anywhere that doesn't have government sanctioned monopolies:<br><a href="http://www.businessweek.com/magazine/content/04\_39/b3901068.htm" title="businessweek.com" rel="nofollow">http://www.businessweek.com/magazine/content/04\_39/b3901068.htm</a> [businessweek.com] (look at the date on that article...).</p></htmltext>
<tokenext>I 'm Canadian and I carry cash almost everywhere .
It is my preferred method of completing financial transactions , because of the fees that banks charge .
Although I 'm 34 , so I guess I 'm an oldtimer by your metric.And this service is insanely overpriced when you compare it with anywhere that does n't have government sanctioned monopolies : http : //www.businessweek.com/magazine/content/04 \ _39/b3901068.htm [ businessweek.com ] ( look at the date on that article... ) .</tokentext>
<sentencetext>I'm Canadian and I carry cash almost everywhere.
It is my preferred method of completing financial transactions, because of the fees that banks charge.
Although I'm 34, so I guess I'm an oldtimer by your metric.And this service is insanely overpriced when you compare it with anywhere that doesn't have government sanctioned monopolies:http://www.businessweek.com/magazine/content/04\_39/b3901068.htm [businessweek.com] (look at the date on that article...).</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28342269</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340865</id>
	<title>Heh... will the phones look like this?</title>
	<author>sesshomaru</author>
	<datestamp>1245061020000</datestamp>
	<modclass>Interestin</modclass>
	<modscore>2</modscore>
	<htmltext><p><a href="http://www.japanator.com/elephant/post.phtml?pk=9937" title="japanator.com" rel="nofollow">possible early prototype?</a> [japanator.com]</p><p>Oh, I guess not, the limit in the article is only $1,000 not 10 Million Yen...</p></htmltext>
<tokenext>possible early prototype ?
[ japanator.com ] Oh , I guess not , the limit in the article is only $ 1,000 not 10 Million Yen.. .</tokentext>
<sentencetext>possible early prototype?
[japanator.com]Oh, I guess not, the limit in the article is only $1,000 not 10 Million Yen...</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28342891</id>
	<title>Re:Paying to spend money...</title>
	<author>hey</author>
	<datestamp>1245073860000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p>I agree.  I won't be using this service unless I really have to.</p></htmltext>
<tokenext>I agree .
I wo n't be using this service unless I really have to .</tokentext>
<sentencetext>I agree.
I won't be using this service unless I really have to.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341741</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341039</id>
	<title>One More Thing: +1, Helpful</title>
	<author>Anonymous</author>
	<datestamp>1245061920000</datestamp>
	<modclass>Flamebait</modclass>
	<modscore>-1</modscore>
	<htmltext><p>Get the North American cell phone service providers ( and thieves) to establish one-way charges as occurs in Europe rather<br>than the current charges to both receiver and caller.</p><p>Of course, an important first step would be to jail the Criminals-In-Congress.</p><p>Yours In Socialism,<br><a href="http://www.youtube.com/watch?v=GORd0Tywz3Y&amp;feature=related" title="youtube.com" rel="nofollow">Kilgore Trout</a> [youtube.com]</p></htmltext>
<tokenext>Get the North American cell phone service providers ( and thieves ) to establish one-way charges as occurs in Europe ratherthan the current charges to both receiver and caller.Of course , an important first step would be to jail the Criminals-In-Congress.Yours In Socialism,Kilgore Trout [ youtube.com ]</tokentext>
<sentencetext>Get the North American cell phone service providers ( and thieves) to establish one-way charges as occurs in Europe ratherthan the current charges to both receiver and caller.Of course, an important first step would be to jail the Criminals-In-Congress.Yours In Socialism,Kilgore Trout [youtube.com]</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341421</id>
	<title>Re:Overpriced</title>
	<author>icebike</author>
	<datestamp>1245064260000</datestamp>
	<modclass>None</modclass>
	<modscore>1</modscore>
	<htmltext><p><div class="quote"><p>Why would you pay $.50 to use this when transactions on credit cards and (some) debit cards are free?</p></div><p>Because Carlos does not take credit cards and you don't want to go to his street corner carrying cash.</p></div>
	</htmltext>
<tokenext>Why would you pay $ .50 to use this when transactions on credit cards and ( some ) debit cards are free ? Because Carlos does not take credit cards and you do n't want to go to his street corner carrying cash .</tokentext>
<sentencetext>Why would you pay $.50 to use this when transactions on credit cards and (some) debit cards are free?Because Carlos does not take credit cards and you don't want to go to his street corner carrying cash.
	</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340929</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341711</id>
	<title>Re:Overpriced</title>
	<author>Chirs</author>
	<datestamp>1245065820000</datestamp>
	<modclass>Informativ</modclass>
	<modscore>4</modscore>
	<htmltext><p>You're getting hosed.</p><p>I use president's choice financial.  Interac usage is free, as is the use of any CIBC bank machine (including the little ones in 7-11 stores).  There is still a charge to take out cash from bank machines not owned by CIBC.</p></htmltext>
<tokenext>You 're getting hosed.I use president 's choice financial .
Interac usage is free , as is the use of any CIBC bank machine ( including the little ones in 7-11 stores ) .
There is still a charge to take out cash from bank machines not owned by CIBC .</tokentext>
<sentencetext>You're getting hosed.I use president's choice financial.
Interac usage is free, as is the use of any CIBC bank machine (including the little ones in 7-11 stores).
There is still a charge to take out cash from bank machines not owned by CIBC.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341365</parent>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340957</id>
	<title>Once this hits Verizon...</title>
	<author>swanzilla</author>
	<datestamp>1245061560000</datestamp>
	<modclass>Funny</modclass>
	<modscore>2</modscore>
	<htmltext>...I can get hosed for random charges more conveniently.  And pay 50 cents to do so!</htmltext>
<tokenext>...I can get hosed for random charges more conveniently .
And pay 50 cents to do so !</tokentext>
<sentencetext>...I can get hosed for random charges more conveniently.
And pay 50 cents to do so!</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341029</id>
	<title>Trust issues...</title>
	<author>greed</author>
	<datestamp>1245061920000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>5</modscore>
	<htmltext><p>
I'm having trouble thinking of an organization I trust less than Canada's telecoms companies to handle my money.
</p><p>
Has Bell figured out how to deal with incorrect direct payment transactions?  When it happened to me, I had to have my bank block all transactions originated from Bell.  Bell couldn't figure out how to identify the account making the bad transactions on their own--they actually needed the "payment refused" bounces from the bank.  (They've got check-digits on account numbers now, but can they fix a problem from their end yet?)
</p><p>
A friend on Roger's discovered his phone had been cloned.  The Roger's people thought that there was nothing odd about his phone being used in Toronto and in south Florida at the very same time.  (The small claims judge did think that was odd.)</p></htmltext>
<tokenext>I 'm having trouble thinking of an organization I trust less than Canada 's telecoms companies to handle my money .
Has Bell figured out how to deal with incorrect direct payment transactions ?
When it happened to me , I had to have my bank block all transactions originated from Bell .
Bell could n't figure out how to identify the account making the bad transactions on their own--they actually needed the " payment refused " bounces from the bank .
( They 've got check-digits on account numbers now , but can they fix a problem from their end yet ?
) A friend on Roger 's discovered his phone had been cloned .
The Roger 's people thought that there was nothing odd about his phone being used in Toronto and in south Florida at the very same time .
( The small claims judge did think that was odd .
)</tokentext>
<sentencetext>
I'm having trouble thinking of an organization I trust less than Canada's telecoms companies to handle my money.
Has Bell figured out how to deal with incorrect direct payment transactions?
When it happened to me, I had to have my bank block all transactions originated from Bell.
Bell couldn't figure out how to identify the account making the bad transactions on their own--they actually needed the "payment refused" bounces from the bank.
(They've got check-digits on account numbers now, but can they fix a problem from their end yet?
)

A friend on Roger's discovered his phone had been cloned.
The Roger's people thought that there was nothing odd about his phone being used in Toronto and in south Florida at the very same time.
(The small claims judge did think that was odd.
)</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340901</id>
	<title>Question</title>
	<author>Anonymous</author>
	<datestamp>1245061200000</datestamp>
	<modclass>Troll</modclass>
	<modscore>-1</modscore>
	<htmltext><p>Will I be able to purchase a blowjob from a nigger prostitute using micro payments.</p><p>The most I'm willing to pay for a nigger blowjob is $5.00, and paying by cell phone would make the whole process much more convenient.</p></htmltext>
<tokenext>Will I be able to purchase a blowjob from a nigger prostitute using micro payments.The most I 'm willing to pay for a nigger blowjob is $ 5.00 , and paying by cell phone would make the whole process much more convenient .</tokentext>
<sentencetext>Will I be able to purchase a blowjob from a nigger prostitute using micro payments.The most I'm willing to pay for a nigger blowjob is $5.00, and paying by cell phone would make the whole process much more convenient.</sentencetext>
</comment>
<comment>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341401</id>
	<title>Re:Overpriced</title>
	<author>UnknownSoldier</author>
	<datestamp>1245064080000</datestamp>
	<modclass>Insightful</modclass>
	<modscore>2</modscore>
	<htmltext><p>Exactly.  And companies wonder why micro-trans won't take off here in the Western World.</p><p>In a digital world there is no reason why it should cost more then $0.01.</p></htmltext>
<tokenext>Exactly .
And companies wonder why micro-trans wo n't take off here in the Western World.In a digital world there is no reason why it should cost more then $ 0.01 .</tokentext>
<sentencetext>Exactly.
And companies wonder why micro-trans won't take off here in the Western World.In a digital world there is no reason why it should cost more then $0.01.</sentencetext>
	<parent>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340929</parent>
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--http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28347263
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-http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28345779
-http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341159
-http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341293
</commentlist>
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<conversation>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#conversation09_06_15_1928251.2</id>
	<commentlist>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340929
-http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341421
-http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341365
--http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341711
---http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28343741
---http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28344633
---http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28348675
--http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28342817
---http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28346827
-http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340997
-http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341401
-http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28342981
-http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341235
-http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341417
</commentlist>
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<conversation>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#conversation09_06_15_1928251.5</id>
	<commentlist>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340905
</commentlist>
</conversation>
<conversation>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#conversation09_06_15_1928251.0</id>
	<commentlist>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341357
-http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28350927
</commentlist>
</conversation>
<conversation>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#conversation09_06_15_1928251.3</id>
	<commentlist>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341035
</commentlist>
</conversation>
<conversation>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#conversation09_06_15_1928251.6</id>
	<commentlist>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340957
</commentlist>
</conversation>
<conversation>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#conversation09_06_15_1928251.4</id>
	<commentlist>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341057
-http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341601
</commentlist>
</conversation>
<conversation>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#conversation09_06_15_1928251.12</id>
	<commentlist>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340901
</commentlist>
</conversation>
<conversation>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#conversation09_06_15_1928251.13</id>
	<commentlist>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28341029
-http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28343555
</commentlist>
</conversation>
<conversation>
	<id>http://www.semanticweb.org/ontologies/ConversationInstances.owl#conversation09_06_15_1928251.10</id>
	<commentlist>http://www.semanticweb.org/ontologies/ConversationInstances.owl#comment09_06_15_1928251.28340865
</commentlist>
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