mr. speaker , i thank the gentleman for yielding me this time and for his work on this issue and so many other important issues . 
when i go home , and especially as a physician in congress , when i go home and talk to small businesses , they say whatever you do , whatever you do , do something about my health care costs . 
make it so i can help my employees get insurance . 
mr. speaker , 45 million uninsured we have heard , 60 percent or more of those are employed currently , and why do they not have health insurance . 
either they are self-employed or they work for small businesses so they have to purchase health insurance in the individual market . 
so what is the solution ? 
pool together . 
six people can buy insurance for cheaper than one person ; 60 cheaper than 6 ; 600 cheaper than 60 ; and 6 million cheaper than 600 , and it can be quality insurance , and h.r. 525 is a step in the right direction . 
we have heard that the number of uninsured will go up , the cost for the premium will go up 23 percent . 
i will take that wager . 
this is the same crowd that said welfare reform would not work . 
i will take that bet . 
once again , the rhetoric we have heard is disgraceful . 
we have heard that republicans do not care about women with breast cancer . 
come on . 
what kind of nonsense is this . 
who do you think will be making the decisions about the kinds of provisions that will be in that insurance policy ? 
it is patients . 
it is patients in the associations , and they are much closer i would argue to the individuals making decisions about what is going to be included under those plans than human resources officers in large companies . 
h.r. 525 is a step in the right direction . 
i encourage my colleagues on both sides of the aisle to support it . 
